Fortune India 500 2025 edition
Rank#200- Total income
- ₹13,688 Cr
- Profit
- ₹2,082 Cr
Last year #203
Jammu and Kashmir Bank Limited - financial services in Srinagar, Jammu And Kashmir, India. FY 2026 financials & compliance.
Active Listed - NSE: J&KBANK · BSE: 532209 Public Limited State Government Company financial services Fortune India 500 · #200 Nifty 500
Market Cap
₹12,453 Cr
J&KBANK · NSE
Share Price
₹116.45
+2.97% today
Revenue
₹6,833 Cr
FY 2025-26 · -1.6% YoY
Net Profit
₹2,368 Cr
FY 2025-26 · +13.5% YoY
P/E (TTM)
6.5x
P/B 1.0x
ROE
16.9%
as on 23 Oct 2026
Authorised capital
₹185 Cr
Registered with MCA
Paid-up capital
₹110.12 Cr
Issued & subscribed
About Jammu and Kashmir Bank Limited
Data last updated:
Jammu and Kashmir Bank Limited is a public limited state government company based in Srinagar, Jammu And Kashmir, India. It operates in the banking institutions segment of the financial services sector. It was incorporated on 01 October 1938 and has been in existence for over 88 years.
Jammu and Kashmir Bank is ranked #200 on the Fortune India 500 (2025). It is part of the Nifty 500 and BSE 500 indices.
The company is registered with the Registrar of Companies (ROC), Jammu, under CIN L65110JK1938SGC000048. Its GSTIN is 01AAACT6167G1ZL (Jammu and Kashmir). The company holds 49 GST registrations, of which 37 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 532209 and NSE: J&KBANK.
The company has an authorised share capital of ₹185 Cr and a paid-up capital of ₹110.12 Cr. It was formerly known as The Jammu and Kashmir Bank Limited. It is led by directors including Amitava Chatterjee (Managing Director) and Sudhir Gupta (Whole-Time Director).
Its last annual general meeting (AGM) was held on 26 August 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at (Corporate Headquarters) M.A.Road Srina, Srinagar, Jammu and Kashmir, India – 190001.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹6,832.76 Cr, a decline of 1.5% compared to the previous year. For the same year it recorded a net profit of ₹2,367.58 Cr (net margin 34.7%). The net worth stands at ₹16,500 Cr (up 16.1% YoY). Total assets are valued at ₹1,89,026 Cr (up 11.5% YoY).
Its group structure includes 1 subsidiary.
The company is associated with 1 brand: J&K Bank. Court records list 8,984 cases involving the company, including 6,660 filed by the company and 2,325 filed against it; 2,885 cases are pending. The company has 16 deals on record (9 market trades, 3 secondary share transfers, 2 qips), with disclosed funding of ₹1,500 Cr; the latest was in December 2023. Its 6 peer companies in the BFSI industry (Banks), with the same principal business activity (banking activities by central, commercial and saving banks) are compared by revenue, 1 larger and 5 smaller; the largest is Elegant Management Solutions Private Limited with revenue of ₹4.2 Lakh.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jkbank.com.
Company details
CIN L65110JK1938SGC000048
Registration Number 000048
Incorporation Date 01 October 1938
ROC Jammu
Listing Status Listed - Listed on NSE (J&KBANK); Listed on BSE (532209)
Company Status Active
Date of Last AGM 26 August 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
Key People
Amitava Chatterjee Managing Director Sudhir Gupta Whole-Time Director Anand Kumar Director Recognitions & Rankings of Jammu and Kashmir Bank
Stock market indices
Nifty 500 BSE 500
Contact details
Jammu and Kashmir Bank Limited's registered office is in Srinagar, Jammu And Kashmir. Its website is jkbank.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address(Corporate Headquarters) M.A.Road Srina, Srinagar, Jammu and Kashmir, India – 190001
- IndustryFinancial Services, Banking Institutions
To see the full contact details of Jammu and Kashmir Bank Limited, buy the company report.
Comprehensive company report
Jammu and Kashmir Bank Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included
Brands
Jammu and Kashmir Bank operates one associated brand: J&K Bank. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Commercial banking services are offered across India by J&K Bank. | jkbank.com |
Business activity
The main business activity of Jammu and Kashmir Bank is financial and insurance service. In detail, this covers banking activities by central, commercial and saving banks.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K1 | Banking activities by Central, Commercial and Saving banks |
To see the full business activity and turnover split of Jammu and Kashmir Bank Limited, buy the company report.
Financials of Jammu and Kashmir Bank Limited
FY 2025-26 filings availableJammu and Kashmir Bank Limited reported revenue of ₹6,832.76 Cr (down 1.5% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue
₹6,833 Cr
-1.5% YoY
EBITDA
-
Profit After Tax
₹2,368 Cr
+13.5% YoY
Net Worth
₹16,500 Cr
+16.1% YoY
Total Assets
₹1,89,026 Cr
+11.5% YoY
Total Debt
₹1,68,773 Cr
+11.8% YoY
Revenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6,833 | 6,940 | 6,043 | 5,511 | 4,665 | 4,473 | 4,216 |
| Revenue growth | -1.6% | +14.9% | +9.7% | +18.1% | +4.3% | +6.1% | - |
| Profit before tax | 2,964 | 2,939 | 2,388 | 1,786 | 747 | 537 | (1,144) |
| Net profit | 2,368 | 2,086 | 1,770 | 1,199 | 504 | 435 | (1,183) |
| Balance sheet | |||||||
| Total assets | 1,89,026 | 1,69,494 | 1,54,505 | 1,45,913 | 1,30,576 | 1,20,273 | 1,08,829 |
| Net worth | 16,500 | 14,208 | 12,193 | 9,896 | 8,077 | 6,802 | 6,346 |
| Total debt | 1,68,773 | 1,50,935 | 1,37,650 | 1,24,919 | 1,17,074 | 1,10,062 | 99,805 |
| Cash & bank | 7,855 | 9,783 | 8,196 | 8,899 | 8,792 | 9,504 | 9,793 |
| Cash flow | |||||||
| Cash from operations | (1,126) | 2,723 | (853) | (407) | (1,568) | (14.17) | 4,374 |
| Cash from investing | (302) | (102) | (257) | (124) | (85.18) | (75.98) | (115) |
| Cash from financing | (500) | (1,034) | 407 | 638 | 941 | (199) | (339) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,822 | 1,716 | 1,752 | 1,771 | 1,592 | 1,720 | 1,885 | 1,755 |
| Revenue growth (YoY) | +14.5% | -0.2% | -7.1% | +0.9% | -8.4% | +9.7% | - | - |
| Other income | 318 | 217 | 262 | 280 | 156 | 253 | 403 | 242 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 718 | 621 | 862 | 807 | 635 | 659 | 810 | 758 |
| Tax | 171 | 195 | 63.18 | 220 | 140 | 173 | 225 | 227 |
| Net profit | 547 | 425 | 799 | 588 | 495 | 486 | 585 | 532 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6,816 | 6,924 | 6,029 | 5,502 | 4,655 | 4,463 | 4,253 |
| Revenue growth | -1.6% | +14.8% | +9.6% | +18.2% | +4.3% | +4.9% | - |
| Profit before tax | 2,958 | 2,934 | 2,385 | 1,784 | 743 | 534 | (1,100) |
| Net profit | 2,363 | 2,082 | 1,767 | 1,197 | 502 | 432 | (1,139) |
| Balance sheet | |||||||
| Total assets | 1,89,260 | 1,69,538 | 1,54,527 | 1,45,962 | 1,30,602 | 1,20,292 | 1,08,872 |
| Net worth | 16,750 | 14,252 | 12,236 | 9,943 | 8,107 | 6,826 | 6,393 |
| Total debt | 1,68,785 | 1,50,952 | 1,37,661 | 1,24,930 | 1,17,081 | 1,10,076 | 99,808 |
| Cash & bank | 7,826 | 9,760 | 8,177 | 8,879 | 8,785 | 9,498 | 9,783 |
| Cash flow | |||||||
| Cash from operations | (1,132) | 2,718 | (851) | (421) | (1,568) | (10.66) | 4,374 |
| Cash from investing | (302) | (102) | (257) | (123) | (85.14) | (75.82) | (114) |
| Cash from financing | (500) | (1,034) | 407 | 638 | 941 | (199) | (339) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,817 | 1,711 | 1,747 | 1,767 | 1,588 | 1,716 | 1,882 | 1,751 |
| Revenue growth (YoY) | +14.5% | -0.3% | -7.2% | +0.9% | -8.3% | +9.8% | - | - |
| Other income | 315 | 214 | 259 | 278 | 154 | 250 | 402 | 242 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 717 | 619 | 861 | 806 | 634 | 658 | 809 | 758 |
| Tax | 170 | 195 | 62.72 | 219 | 139 | 173 | 225 | 226 |
| Net profit | 546 | 424 | 798 | 587 | 494 | 485 | 585 | 532 |
Financial Statements
Figures in ₹ Cr; negatives in brackets. Updated 26 Oct 2026
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,822 | 1,716 | 1,752 | 1,771 | 1,592 | 1,720 | 1,885 | 1,755 |
| Revenue growth (YoY) | +14.5% | -0.2% | -7.1% | +0.9% | -8.4% | +9.7% | - | - |
| Other income | 318 | 217 | 262 | 280 | 156 | 253 | 403 | 242 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 718 | 621 | 862 | 807 | 635 | 659 | 810 | 758 |
| Tax | 171 | 195 | 63.18 | 220 | 140 | 173 | 225 | 227 |
| Net profit | 547 | 425 | 799 | 588 | 495 | 486 | 585 | 532 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6,833 | 6,940 | 6,043 | 5,511 | 4,665 | 4,473 | 4,216 |
| Revenue growth | -1.6% | +14.9% | +9.7% | +18.1% | +4.3% | +6.1% | - |
| Other income | 951 | 1,140 | 838 | 765 | 753 | 701 | 509 |
| Depreciation | 128 | 168 | 218 | 158 | 144 | 134 | 126 |
| Profit before tax | 2,964 | 2,939 | 2,388 | 1,786 | 747 | 537 | (1,144) |
| Tax | 596 | 852 | 618 | 587 | 242 | 102 | 39.36 |
| Net profit | 2,368 | 2,086 | 1,770 | 1,199 | 504 | 435 | (1,183) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 110 | 110 | 110 | 103 | 93.30 | 71.36 | 71.36 |
| Reserves & surplus | 16,390 | 14,098 | 12,083 | 9,793 | 7,890 | 6,731 | 6,274 |
| Shareholders' funds (net worth) | 16,500 | 14,208 | 12,193 | 9,896 | 8,077 | 6,802 | 6,346 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 3,431 | 2,383 | 2,885 | 2,892 | 2,371 | 2,015 | 2,020 |
| Unsecured loans | 1,65,342 | 1,48,552 | 1,34,765 | 1,22,027 | 1,14,703 | 1,08,047 | 97,786 |
| Total debt | 1,68,773 | 1,50,935 | 1,37,650 | 1,24,919 | 1,17,074 | 1,10,062 | 99,805 |
| Total liabilities | 1,89,026 | 1,69,494 | 1,54,505 | 1,45,913 | 1,30,576 | 1,20,273 | 1,08,829 |
| Assets | |||||||
| Investments | 40,520 | 41,122 | 34,900 | 34,780 | 33,785 | 30,774 | 22,990 |
| Cash & bank balances | 7,855 | 9,783 | 8,196 | 8,899 | 8,792 | 9,504 | 9,793 |
| Loans & advances | 15,485 | 12,213 | 15,394 | 17,684 | 15,652 | 11,140 | 9,576 |
| Total assets | 1,89,026 | 1,69,494 | 1,54,505 | 1,45,913 | 1,30,576 | 1,20,273 | 1,08,829 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 9,783 | 8,196 | 8,899 | 8,792 | 9,504 | 9,793 | 5,872 |
| Net cash from operating activities | (1,126) | 2,723 | (853) | (407) | (1,568) | (14.17) | 4,374 |
| Net cash from investing activities | (302) | (102) | (257) | (124) | (85.18) | (75.98) | (115) |
| Net cash from financing activities | (500) | (1,034) | 407 | 638 | 941 | (199) | (339) |
| Net change in cash | (1,928) | 1,587 | (702) | 107 | (712) | (289) | 3,920 |
| Closing cash | 7,855 | 9,783 | 8,196 | 8,899 | 8,792 | 9,504 | 9,793 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -1.6% | +14.9% | +9.7% | +18.1% | +4.3% | +6.1% | - |
| Net income growth | +13.5% | +17.9% | +47.7% | +137.6% | +16.0% | +136.7% | - |
| Profitability & leverage | |||||||
| Return on net worth | +16.9% | +17.5% | +18.1% | +15.2% | +7.8% | +7.8% | -20.8% |
| Efficiency & per share | |||||||
| EPS (₹) | 21.50 | 18.94 | 16.07 | 11.62 | 5.41 | 6.09 | (16.58) |
| Dividend per share (₹) | 0.00 | 2.15 | 2.15 | 0.50 | 0.00 | 0.00 | 0.00 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,817 | 1,711 | 1,747 | 1,767 | 1,588 | 1,716 | 1,882 | 1,751 |
| Revenue growth (YoY) | +14.5% | -0.3% | -7.2% | +0.9% | -8.3% | +9.8% | - | - |
| Other income | 315 | 214 | 259 | 278 | 154 | 250 | 402 | 242 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 717 | 619 | 861 | 806 | 634 | 658 | 809 | 758 |
| Tax | 170 | 195 | 62.72 | 219 | 139 | 173 | 225 | 226 |
| Net profit | 546 | 424 | 798 | 587 | 494 | 485 | 585 | 532 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6,816 | 6,924 | 6,029 | 5,502 | 4,655 | 4,463 | 4,253 |
| Revenue growth | -1.6% | +14.8% | +9.6% | +18.2% | +4.3% | +4.9% | - |
| Other income | 940 | 1,130 | 825 | 757 | 744 | 692 | 546 |
| Depreciation | 128 | 168 | 218 | 158 | 144 | 134 | 125 |
| Profit before tax | 2,958 | 2,934 | 2,385 | 1,784 | 743 | 534 | (1,100) |
| Tax | 594 | 851 | 617 | 587 | 241 | 102 | 39.36 |
| Net profit | 2,363 | 2,082 | 1,767 | 1,197 | 502 | 432 | (1,139) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 110 | 110 | 110 | 103 | 93.30 | 71.36 | 71.36 |
| Reserves & surplus | 16,640 | 14,142 | 12,126 | 9,840 | 7,920 | 6,754 | 6,322 |
| Shareholders' funds (net worth) | 16,750 | 14,252 | 12,236 | 9,943 | 8,107 | 6,826 | 6,393 |
| Secured loans | 3,431 | 2,383 | 2,885 | 2,892 | 2,371 | 2,015 | 2,020 |
| Unsecured loans | 1,65,354 | 1,48,569 | 1,34,776 | 1,22,038 | 1,14,710 | 1,08,061 | 97,788 |
| Total debt | 1,68,785 | 1,50,952 | 1,37,661 | 1,24,930 | 1,17,081 | 1,10,076 | 99,808 |
| Total liabilities | 1,89,260 | 1,69,538 | 1,54,527 | 1,45,962 | 1,30,602 | 1,20,292 | 1,08,872 |
| Assets | |||||||
| Investments | 40,822 | 41,213 | 34,987 | 34,829 | 33,835 | 30,814 | 23,052 |
| Cash & bank balances | 7,826 | 9,760 | 8,177 | 8,879 | 8,785 | 9,498 | 9,783 |
| Loans & advances | 15,439 | 12,176 | 15,342 | 17,697 | 15,628 | 11,126 | 9,567 |
| Total assets | 1,89,260 | 1,69,538 | 1,54,527 | 1,45,962 | 1,30,602 | 1,20,292 | 1,08,872 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 9,760 | 8,177 | 8,879 | 8,785 | 9,498 | 9,783 | 5,862 |
| Net cash from operating activities | (1,132) | 2,718 | (851) | (421) | (1,568) | (10.66) | 4,374 |
| Net cash from investing activities | (302) | (102) | (257) | (123) | (85.14) | (75.82) | (114) |
| Net cash from financing activities | (500) | (1,034) | 407 | 638 | 941 | (199) | (339) |
| Net change in cash | (1,934) | 1,582 | (701) | 93.61 | (713) | (285) | 3,921 |
| Closing cash | 7,826 | 9,760 | 8,177 | 8,879 | 8,785 | 9,498 | 9,783 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -1.6% | +14.8% | +9.6% | +18.2% | +4.3% | +4.9% | - |
| Net income growth | +13.5% | +17.8% | +47.6% | +138.7% | +16.1% | +137.9% | - |
| Profitability & leverage | |||||||
| Return on net worth | +16.7% | +17.4% | +18.0% | +15.1% | +7.7% | +7.7% | -20.0% |
| Efficiency & per share | |||||||
| EPS (₹) | 21.46 | 18.91 | 16.05 | 11.61 | 5.38 | 6.06 | (15.97) |
| Dividend per share (₹) | 0.00 | 2.15 | 2.15 | 0.50 | 0.00 | 0.00 | 0.00 |
To see the full year-wise statements and ratios of Jammu and Kashmir Bank Limited, buy the company report.
Board of directors of Jammu and Kashmir Bank Limited
Jammu and Kashmir Bank has 12 current directors and 73 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anand Kumar | Director | 03 Mar 2022 | 4 Years 7 Months | Current |
| Shahla Ayoub | Additional Director | 26 Dec 2022 | 3 Years 10 Months | Current |
| Rajesh Kumar Chhibber | Director | 10 Jun 2019 | 7 Years 4 Months | Current |
| Sudhir Gupta | Whole-Time Director | 14 Dec 2022 | 3 Years 10 Months | Current |
| Amitava Chatterjee Also directs: JKB Financial Services Limited. | Managing Director | 30 Dec 2024 | 1 Years 9 Months | Current |
| Arun Gandotra | Director | 26 Aug 2025 | 1 Years 2 Months | Current |
Showing 6 of 12 current directors. View all directors
Peer comparison
Jammu and Kashmir Bank Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Banks), with the same principal business activity (banking activities by central, commercial and saving banks), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Jammu and Kashmir Bank Limitedthis company | ₹6,832.76 Cr (FY 2026) | ₹2,367.58 Cr | 34.7% | -1.5% | Srinagar, Jammu And Kashmir, India | |
| Elegant Management Solutions Private Limited | ₹4.2 Lakh (FY 2025) | -92.0% | New Delhi, Delhi, India | |||
| Axis Bank Limited | ₹27 (FY 2025) | -100.0% | Ahmedabad, Gujarat, India | |||
| Au Small Finance Bank Limited | ₹15 (FY 2025) | -100.0% | Jaipur, Rajasthan, India | |||
| CSB Bank Limited | ₹15 (FY 2025) | -100.0% | Thrissur, Kerala, India | |||
| The Karur Vysya Bank Limited | ₹15 (FY 2025) | -100.0% | Karur, Tamil Nadu, India | |||
| Ujjivan Small Finance Bank Limited | ₹15 (FY 2025) | -100.0% | Bengaluru, Karnataka, India |
To see the full peer comparison of Jammu and Kashmir Bank Limited, buy the company report.
Auditor
Jammu and Kashmir Bank Limited is audited by DHARAM RAJ & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| DHARAM RAJ & CO | FY 2023 | 014461N |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 59.40%, foreign institutional investors hold 9.40%, domestic institutional investors hold 7.80% and retail and other public shareholders hold 23.40%.
Sep 2026
QUARTER
59.40% Promoters
7.80% DII (Domestic Institutional)
9.40% FII (Foreign Institutional)
23.40% Retail & Others
Promoter holding - history
Now 59.40% · Sep 2026High 59.40% · Dec 2025Low 59.40% · Dec 2025
Shareholding trend - last 6 quarters
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 59.40% | 59.40% | 59.40% | 59.40% |
| Public | 40.60% | 40.60% | 40.60% | 40.60% |
Deals & funding
Jammu and Kashmir Bank Limited has 16 deals on record (9 market trades, 3 secondary share transfers, 2 qips), with disclosed funding of ₹1,500 Cr; the latest was in December 2023.
Total deals
16
Market trades
9
Secondary share transfers
3
QIPs
2
Debt financing
1
Disclosed funding
₹1,500 Cr
Deals on record (5 of 16)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Dec 2023 | QIP | ₹750 Cr | Investors: Others - QIP Investors |
| Mar 2022 | QIP | ₹93.5 Cr | Investors: Others - QIP Investors |
| Mar 2022 | Debt financing | ₹1,000 Cr | |
| Sep 2021 | Secondary share transfer | Undisclosed | Buyer: Government of Jammu & Kashmir |
| Jul 2021 | Secondary share transfer | Undisclosed | Buyer: Government of Union Territory of Ladakh Seller: Government of Jammu & Kashmir |
To see the full deal history of Jammu and Kashmir Bank Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Jammu and Kashmir Bank Limited has 8,984 court cases on record: 6,660 filed by Jammu and Kashmir Bank, 2,325 filed against it. 2,885 cases are pending and 6,099 are disposed.
Total cases
8,984
Filed by the company
6,660
Filed against the company
2,325
Pending
2,885
Disposed
6,099
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6,976 | 945 | 2,374 |
| High courts | 1,808 | 1,237 | 454 |
| NCLAT | 90 | 82 | 43 |
| Supreme Court | 78 | 51 | 11 |
| NCLT | 32 | 10 | 3 |
Cases on record (5 of 8,984)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case (0901-Civil Law : SLPs arising out of interlocutory applications in civil proceedings, amendment of pleadings, time limits for pleadings, interim injunction, addition/deletion of parties, etc.) | Filed against the company by M/S Trans Asian Industries Expositions Pvt. Ltd. | Pending |
| Supreme Court | Court case (0602-Banking : Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, debt recovery by banks, financial institutions, cooperative banks and negotiable instruments [other than criminal prosecution]) | Filed against the company by M/S Lateef Agro Industries Igc, | Pending |
| Supreme Court | Court case (0602-Banking : Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, debt recovery by banks, financial institutions, cooperative banks and negotiable instruments [other than criminal prosecution]) | Filed against the company by Zainab Textiles | Disposed |
| Supreme Court | Court case (0602-Banking : Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, debt recovery by banks, financial institutions, cooperative banks and negotiable instruments [other than criminal prosecution]) | Filed against the company by individuals | Disposed |
| Supreme Court | Court case (0602-Banking : Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, debt recovery by banks, financial institutions, cooperative banks and negotiable instruments [other than criminal prosecution]) | Filed against the company by an individual | Disposed |
To see the full case history of Jammu and Kashmir Bank Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Jammu and Kashmir Bank Limited was last rated by Care on 27 Sep 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 27 Sep 2022 |
To see the full credit ratings and regulatory alerts of Jammu and Kashmir Bank Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jammu and Kashmir Bank Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Jammu and Kashmir Bank has 1 subsidiary company and 1 associated company. This group structure data is as of FY 2022. The table lists each entity with its relationship and holding.
1
Subsidiary companies
1
Associated companies
Key subsidiaries
| Company Name | CIN | Shares held |
|---|---|---|
| JKB Financial Services Limited | U65990JK2008SGC002931 |
To see the full group structure of Jammu and Kashmir Bank Limited, buy the company report.
GST
Jammu and Kashmir Bank has 49 GST registrations: 37 active and 12 cancelled or inactive. The first 4 active GSTINs are listed below.
Total GSTINs
49
Active
37
Cancelled / inactive
12
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 01AAACT6167G1ZL | Jammu and Kashmir | Active | 08 Jul 2017 |
| 01AAACT6167G2ZK | Jammu and Kashmir | Active | 05 Sep 2018 |
| 01AAACT6167G1DU | Jammu and Kashmir | Active | 29 Jan 2019 |
| 02AAACT6167G1ZJ | Himachal Pradesh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Jammu and Kashmir Bank Limited, buy the company report.
Recent activity
Jammu and Kashmir Bank Limited has 142 board changes on record since 2005: 78 appointments and 64 cessations. The latest: Pravin Raghavendra was appointed as Additional Director on 23 Apr 2026.
Appointed
Pravin Raghavendra was appointed as Additional Director.
Filing
Jammu And Kashmir Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Jammu.
Appointed
Shailendra Kumar was appointed as Nominee Director.
Appointed
Prafulla Premsukh Chhajed was appointed as Director.
AGM
Jammu And Kashmir Bank Limited last Annual general meeting of members was held on 26 Aug 2025 as per latest MCA records.
Appointed
Arun Gandotra was appointed as Director.
Appointed
Sankarasubramanian Krishnan was appointed as Director.
Ceased
Naba Kishore Sahoo ceased to be Director.
Ceased
Rajeev Bishnoi ceased to be Director.
Appointed
Sanjiv Dayal was appointed as Nominee Director.
Appointed
Amitava Chatterjee was appointed as Managing Director.
Ceased
Baldev Prakash ceased to be CEO.
133 earlier events are in the company report.
News
J&KBANK: Q2 GNPA 2.23% VS 2.37% (QOQ); Q2 NNPA 0.51% VS 0.60% (QOQ)
J&KBANK: Q2 SL NET PROFIT 5.5B RUPEES VS 4.9B (YOY); EST 5.1B
J&KBANK: Q2 REVENUE 37.3B RUPEES VS 32.9B (YOY)
J&K Bank: Bank’s Total Business Increased By 19.38% YoY To Rs 3,10,347 Cr As On September 30, 2026
J&K: Bank Reports 60% Of New Credit Boost From Retail, Agriculture, And MSME Sectors
Jammu & Kashmir Bank: Sells 0.5% Stake In PNB MetLife To MetLife International Holdings For ₹120.10 Crore.
Frequently asked questions
Jammu and Kashmir Bank is an active public limited state government company based in Srinagar, Jammu And Kashmir, India. The company works in banking institutions, within the financial services industry. It was incorporated on 01 October 1938 (88+ years old) and is registered under CIN L65110JK1938SGC000048. Listed on BSE: 532209 and NSE: J&KBANK.
Jammu and Kashmir Bank reported revenue of ₹6,832.76 Cr for FY 2025-26 (down 1.5% YoY) based on consolidated financials.
Jammu and Kashmir Bank has 12 current directors:
- Amitava Chatterjee - Managing Director
- Sudhir Gupta - Whole-Time Director
- Anand Kumar - Director
- Shahla Ayoub - Additional Director
- Rajesh Kumar Chhibber - Director
- Arun Gandotra - Director
- Sanjiv Dayal - Nominee Director
- Sankarasubramanian Krishnan - Director
- Mandeep K Bhandari - Director
- Prafulla Premsukh Chhajed - Director
- Shailendra Kumar - Nominee Director
- Pravin Raghavendra - Additional Director
The latest financial statements of Jammu and Kashmir Bank on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 26 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Jammu and Kashmir Bank is 01AAACT6167G1ZL, registered in Jammu and Kashmir. The company has 49 GST registrations in all, of which 37 are active and 12 are cancelled or inactive. Other active GSTINs include 01AAACT6167G2ZK (Jammu and Kashmir), 01AAACT6167G1DU (Jammu and Kashmir), 02AAACT6167G1ZJ (Himachal Pradesh).
The CIN (Corporate Identification Number) of Jammu and Kashmir Bank is L65110JK1938SGC000048. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Jammu and Kashmir Bank is a listed company as per MCA records. Its shares are listed on both BSE (code: 532209) and NSE (symbol: J&KBANK).
Jammu and Kashmir Bank has 8,984 court cases on record: 6,660 filed by the company and 2,325 filed against it. 2,885 are pending. Most are in the district courts.
Jammu and Kashmir Bank was incorporated on 01 October 1938, making it 88+ years old. It is registered with the Registrar of Companies, Jammu.
Jammu and Kashmir Bank has 16 deals on record (9 market trades, 3 secondary share transfers, 2 qips), with disclosed funding of ₹1,500 Cr; the latest was in December 2023.
The peers of Jammu and Kashmir Bank by revenue are Elegant Management Solutions Private Limited, Axis Bank Limited, Au Small Finance Bank Limited, CSB Bank Limited, The Karur Vysya Bank Limited and 1 more, all in the BFSI industry (Banks), with the same principal business activity (banking activities by central, commercial and saving banks).