Jm Financial Credit Solutions Limited - Company Profile

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 1980.

1980 Mumbai, Maharashtra, India Active

Last Updated: December 22, 2025

About Jm Financial Credit Solutions Limited

Jm Financial Credit Solutions Limited, a active public limited company, was established on 15 May 1980 in Mumbai, Maharashtra, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U74140MH1980PLC022644. Registered under ROC Roc Mumbai. it is unlisted. It has an authorized capital of ₹5.00 Cr and a paid-up capital of ₹2.83 Cr.

Formerly known as Fics Consultancy Services Limited. It upholds a compliant status. Employing 58 professional, Its leadership includes Dipti Neelakantan (Nominee Director), Vikram Shankar Pandit (Nominee Director), Adi Rusi Patel (Nominee Director). Past directors included Shashwat R Belapurkar, Vikram Shankar Pandit, Nalin Indravadan Mehta. It holds ₹15,188.61 Cr open charges and ₹8,159.00 Cr settled loans. Its latest AGM occurred on 06 August 2025, with the balance sheet filed on 31 March 2025. It is based at 7Th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai, Maharashtra, 400025.

Company Details

CIN/LLPIN
U74140MH1980PLC022644
Registration Number
022644
Incorporation Date
15 May 1980
Authorized Capital
₹5.00 Cr
Paid-Up Capital
₹2.83 Cr
ROC Code
Roc Mumbai
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 5.00 Cr as on 22-12-2025
Paid Up Capital ₹ 2.83 Cr as on 22-12-2025
Company Age 45 Year, 9 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 15,188.61 Cr as on 22-12-2025
Satisfied Charges ₹ 8,159.00 Cr as on 22-12-2025
Revenue Growth **** 3.21% (FY 2023)
Profit Growth **** 15.80% (FY 2023)
Ebitda **** 12.30% (FY 2023)
Net Worth 7.98% (FY 2023)
Total Assets **** 16.52% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Jm Financial Credit Solutions Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Jm Financial Credit Solutions Limited?

Current Directors

Name	Designation	Appointment Date	Status
Dipti Neelakantan	Nominee Director	28 Oct 2015	Current
Vikram Shankar Pandit	Nominee Director	06 Jan 2015	Current
Adi Rusi Patel	Nominee Director	01 Aug 2023	Current
Satishchand Mathur	Director	01 Aug 2019	Current
Anup Pravin Shah	Director	29 Mar 2016	Current
Vishal Nimesh Kampani	Managing Director	01 Aug 2019	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Ceo(Kmp)	30 Apr 2021	Past
Pramod Abcsdd	Nominee Director	05 May 2025	Past
Pramod Abcsdd	Director	05 Aug 2013	Past
Pramod Abcsdd	Chief Executive Officer	-	Past
Pramod Abcsdd	Director	20 Oct 2021	Past
Pramod Abcsdd	Additional Director	21 Jul 2020	Past

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Financial Performance of Jm Financial Credit Solutions.

Jm Financial Credit Solutions Limited, for the financial year ended 2023, experienced modest growth in revenue, with a 3.21% increase. The company also saw a substantial improvement in profitability, with a 15.8% increase in profit. The company's net worth moved up by a moderate rise of 7.98%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

3.21%

*******

Revenue from Operations

*******

4.44%

*******

Total Assets

*******

16.52%

*******

Profit or Loss

*******

15.80%

*******

Net Worth

*******

7.98%

*******

EBITDA

*******

12.30%

*******

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What is the Ownership and Shareholding Structure of Jm Financial Credit Solutions?

In 2023, Jm Financial Credit Solutions had a promoter holding of 46.68% and a public holding of 53.32%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹151,886,068,000.00

Satisfied Charges

₹81,590,000,000.00

Charges Breakdown by Lending Institutions

Idbi Trusteeship Services Limited : 15013.61 Cr
Others : 175.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
30 Jun 2025	Idbi Trusteeship Services Limited	₹2,000.00 Cr	Open
29 Mar 2023	Others	₹100.00 Cr	Open
03 Oct 2022	Idbi Trusteeship Services Limited	₹2,000.00 Cr	Open
31 Aug 2021	Idbi Trusteeship Services Limited	₹7,000.00 Cr	Open
09 Feb 2021	Idbi Trusteeship Services Limited	₹1,000.00 Cr	Open

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How Many Employees Work at Jm Financial Credit Solutions?

Jm Financial Credit Solutions has a workforce of 58 employees as of Apr 06, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Jm Financial Credit Solutions, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jm Financial Credit Solutions's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Jm Financial Credit Solutions

Recent Activity within the Organization

Annual General Meeting

Progress on Jm Financial Credit Solutions Limited last Annual general meeting of members was held on 06 Aug 2025 as per latest MCA records. was documented.
06 Aug 2025
Charges

A charge with Idbi Trusteeship Services Limited amounted to Rs. 2,000.00 Cr with Charge ID 101154568 was registered on 30 Jun 2025. was recorded as a recent event.
30 Jun 2025
Charges

Progress on A charge registered on 10 Jan 2023 via Charge ID 100671701 with Others was fully satisfied on 30 Apr 2025. was documented.
30 Apr 2025
Balance Sheet

The activity Jm Financial Credit Solutions Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai. was completed.
31 Mar 2025
Charges

The activity A charge registered on 10 Mar 2016 via Charge ID 100021729 with Hdfc Bank Limited was fully satisfied on 28 Mar 2025. was completed.
28 Mar 2025
Charges

The activity A charge registered on 27 Jan 2023 via Charge ID 100677532 with Tata Capital Financial Services Limited was fully satisfied on 17 Jan 2025. was completed.
17 Jan 2025

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