Jmj Finance Limited - Company Profile

It is a financial services public limited company based in Thrissur, Kerala, India, established in 1996.
1996 Thrissur, Kerala, India Active
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About Jmj Finance Limited

Jmj Finance Limited, a active public limited company, was established on 09 April 1996 in Thrissur, Kerala, India. Engaging in asset financing companies within the financial and insurance service sector, it holds CIN: U65910KL1996PLC010270. Registered under ROC Roc Ernakulam. it is unlisted. It has an authorized capital of ₹40.00 Cr and a paid-up capital of ₹26.18 Cr.

Formerly known as Champakara Finance Limited, Champakara Finance Private Limited. It upholds a compliant status. Employing 36 professional, Its leadership includes Madathumpady Joju Joshua (Director), Indu Ravindran (Director), Sandesh Raja Kodungalloor (Director). Past directors included Suresh Madathilparambil Vijayan, Mohamed Abdul Reyas, Sreekantan Nair Parameswaran Nair. It holds ₹2.80 Cr open charges and ₹24.43 Cr settled loans. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at Door No.25/469/23, 3Rd Floor,Pooma Complex Naduvilal Jn., M.G Road, Thrissur 680001, Thrissur, Kerala, 680001.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    U65910KL1996PLC010270

  • Registration Number

    010270

  • Incorporation Date

    09 April 1996

  • Authorized Capital

    ₹40.00 Cr

  • Paid-Up Capital

    ₹26.18 Cr

  • ROC Code

    Roc Ernakulam

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 40.00 Cr
  • Paid Up Capital ₹ 26.18 Cr
  • Company Age 29 Year, 10 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 2.80 Cr
  • Satisfied Charges ₹ 24.43 Cr
  • Revenue Growth **** 46.69%
  • Profit Growth **** 19.62%
  • Ebitda **** 37.42%
  • Net Worth 9.96%
  • Total Assets **** 20.11%
Company report

Jmj Finance Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Jmj Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Jmj Finance Limited?
Current Directors
Name Designation Appointment Date Status
Madathumpady Joju Joshua Director 06 Nov 2023 Current
Indu Ravindran Director 21 Jul 2021 Current
Sandesh Raja Kodungalloor Director 21 Jun 2023 Current
Joel Joju Madathumpady Director 29 Sep 2018 Current
Shaji Devassykutty Thaivalappil Whole-Time Director 28 Oct 2018 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 01 Jan 2019 Past
Pramod Abcsdd Director 23 Dec 2013 Past
Pramod Abcsdd Managing Director 30 Oct 2013 Past
Pramod Abcsdd Additional Director 30 Sep 2021 Past
Pramod Abcsdd Director 30 Apr 2018 Past
Pramod Abcsdd Additional Director 29 Sep 2024 Past

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Financial Performance of Jmj Finance.

Jmj Finance Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 46.69% increase. The company also saw a substantial improvement in profitability, with a 19.62% increase in profit. The company's net worth moved up by a moderate rise of 9.96%.

Jmj Finance revenue growth over time
Jmj Finance profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
********
 46.69%
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*******
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Revenue from Operations
*******
 56.04%
*******
*******
*******
*******
Total Assets
*******
 20.11%
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*******
*******
*******
Profit or Loss
*******
 19.62%
*******
*******
*******
*******
Net Worth
*******
 9.96%
*******
*******
*******
*******
EBITDA
*******
 37.42%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Jmj Finance?

In 2023, Jmj Finance had a promoter holding of 12.94% and a public holding of 87.06%. The company had 1 Associate company. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹28,018,829.00

Satisfied Charges

₹244,293,000.00

Charges Breakdown by Lending Institutions
  • Others : 2.55 Cr
  • Umesh Unnikrishnan Nair : 0.25 Cr
Latest Charge Details
Date Lender Amount Status
01 Mar 2025 Others ₹2.38 M Open
01 Nov 2024 Others ₹5.19 M Open
31 Jul 2024 Others ₹5.74 M Open
30 Mar 2024 Others ₹6.52 M Open
08 Feb 2022 Others ₹5.68 M Open

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How Many Employees Work at Jmj Finance?

Jmj Finance has a workforce of 36 employees as of Apr 10, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Jmj Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jmj Finance's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Jmj Finance
Recent Activity within the Organization
  • Annual General Meeting

    Progress on Jmj Finance Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records. was documented.

  • Charges

    The activity A charge with Others of Rs. 0.52 Cr registered on 01 Nov 2024 with Charge ID 101018212 was modified on 28 Apr 2025. was completed.

  • Charges

    A charge with Others of Rs. 0.57 Cr registered on 31 Jul 2024 with Charge ID 100975849 was modified on 28 Apr 2025. was recorded as a recent event.

  • Charges

    The activity A charge with Others of Rs. 0.65 Cr registered on 30 Mar 2024 with Charge ID 100912154 was modified on 28 Apr 2025. was completed.

  • Charges

    A charge with Others of Rs. 0.57 Cr registered on 08 Feb 2022 with Charge ID 100543494 was modified on 28 Apr 2025. was recorded as a recent event.

  • Balance Sheet

    Jmj Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam. was recorded as a recent event.

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Frequently Asked Questions
What is the CIN of Jmj Finance Limited?

The CIN of Jmj Finance Limited is U65910KL1996PLC010270.

Where is Jmj Finance Limited headquartered?

Jmj Finance Limited is headquartered at Door No.25/469/23, 3Rd Floor,Pooma Complex Naduvilal Jn., M.G Road, Thrissur 680001, Thrissur, Kerala, 680001.

When was Jmj Finance Limited incorporated?

Jmj Finance Limited was incorporated on 09 April 1996.

Who are the current directors of Jmj Finance Limited?

The current directors of Jmj Finance Limited are

What is the primary industry of Jmj Finance Limited?

The primary industry of Jmj Finance Limited is Financial And Insurance Service.

Is Jmj Finance Limited a listed company?

Jmj Finance Limited is unlisted.

What is the capital structure of Jmj Finance Limited?

The authorized capital of Jmj Finance Limited is ₹40.00 Cr, and the paid-up capital is ₹26.18 Cr.

What is the compliance status of Jmj Finance Limited?

The compliance status of Jmj Finance Limited is Compliant.

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