About Jmj Finance Limited
Data last updated: 31 December 2025
Jmj Finance Limited is a public limited company based in Thrissur, Kerala, India. It specialises in asset financing companies, a part of the broader financial services sector. Incorporated on 09 April 1996, the company has been in operation for over 30 years.
Registered with ROC Ernakulam under CIN U65910KL1996PTC010270.
Capital: an authorised share capital of ₹40 Cr and a paid-up capital of ₹26.18 Cr. Formerly known as Champakara Finance Limited and Champakara Finance Private Limited. It is led by directors including Madathumpady Joju Joshua and Indu Ravindran.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Door No.25/469/23 3Rd Floor Pooma Complex Naduvilal Jn. M.G Road Thrissur 680001, Kerala, India – 680001.
As per the financials filed for FY 2025, the company reported a revenue of ₹43.04 Cr, a growth of 0% compared to the previous year.
The company has a workforce of approximately 36 employees as per the latest available data.
As per MCA filings, the company has open charges of ₹2.8 Cr and satisfied charges of ₹24.43 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jmjcompany.com.
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Registered AddressDoor No.25/469/23 3Rd Floor Pooma Complex Naduvilal Jn. M.G Road Thrissur 680001, Kerala, India – 680001
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IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Jmj Finance Limited
Jmj Finance Limited has undergone 2 name changes throughout its history. The company was previously known as Champakara Finance Limited, and Champakara Finance Private Limited. The current legal name is Jmj Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Jmj Finance Limited | Current |
| Champakara Finance Limited | Previous |
| Champakara Finance Private Limited | Previous |
CIN History of Jmj Finance Limited
Jmj Finance Limited has one previous CIN (Corporate Identification Number): U65910KL1996PTC010270. The current CIN is U65910KL1996PLC010270, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65910KL1996PLC010270 | Current |
| U65910KL1996PTC010270 | Previous |
Business Activity of Jmj Finance Limited
Jmj Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for Jmj Finance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Board of Directors of Jmj Finance Limited
Jmj Finance Limited is currently managed by 5 directors, with 22 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Madathumpady Joju Joshua | Director | 06 Nov 2023 | 2 Years 8 Months | Current |
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Indu Ravindran
Also directs:
Abate As Industries Limited, Richfield Financial Services Ltd
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Director | 21 Jul 2021 | 5 Years 0 Months | Current |
| Sandesh Raja Kodungalloor | Director | 21 Jun 2023 | 3 Years 1 Months | Current |
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Joel Joju Madathumpady
Also directs:
Jmj Plus Kuries Limited, Sovereign Kuries India Private Limited, Hi-Wealth Kuries Limited and 1 more
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Director | 29 Sep 2018 | 7 Years 9 Months | Current |
|
Shaji Devassykutty Thaivalappil
Also directs:
Jmj Nidhi Limited, Jmj Plus Kuries Limited
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Whole-Time Director | 28 Oct 2018 | 7 Years 8 Months | Current |
Financials of Jmj Finance Limited FY 2025 filings available
Jmj Finance Limited reported revenue of ₹43.04 Cr for FY 2025.
Ten-year financial statements for Jmj Finance Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Charges & Borrowings of Jmj Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 01 Mar 2025 | Others | ₹23.82 Lakh | Open |
| 01 Nov 2024 | Others | ₹51.94 Lakh | Open |
| 31 Jul 2024 | Others | ₹57.4 Lakh | Open |
| 30 Mar 2024 | Others | ₹65.2 Lakh | Open |
| 08 Feb 2022 | Others | ₹56.83 Lakh | Open |
Total charge records: 23 View all charges
Employees and EPFO Compliance at Jmj Finance Limited
View historical data on people associated with Jmj Finance Limited, including employment history and EPFO contributions.
Employee and EPFO history for Jmj Finance Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
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GST Compliance of Jmj Finance Limited
GST registrations and filing compliance for Jmj Finance Limited
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- GSTIN registrations
- State-wise filing status
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Credit Ratings, Litigation & Regulatory Alerts for Jmj Finance Limited
Credit ratings, litigation, and regulatory alerts for Jmj Finance Limited
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- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Jmj Finance Limited
MSME payment history for Jmj Finance Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Jmj Finance Limited
Corporate group structure for Jmj Finance Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
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MCA Filings & Documents of Jmj Finance Limited
MCA filings and documents for Jmj Finance Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Jmj Finance Limited
Frequently Asked Questions about Jmj Finance Limited
Jmj Finance Limited is an active public limited company in the financial services sector based in Thrissur, Kerala, India. It was incorporated on 09 April 1996 (30+ years old) and is registered under CIN U65910KL1996PLC010270. The company has 36 employees.
Jmj Finance Limited reported revenue of ₹43.04 Cr for FY 2025 (up 0.00% YoY).
The current directors of Jmj Finance Limited are:
- Madathumpady Joju Joshua - Director
- Indu Ravindran - Director
- Sandesh Raja Kodungalloor - Director
- Joel Joju Madathumpady - Director
- Shaji Devassykutty Thaivalappil - Whole-Time Director
The primary industry of Jmj Finance Limited is financial services. The company specifically operates in asset financing companies. The company is currently active in this sector.
Jmj Finance Limited can be reached at the registered office: Door No.2546923 3Rd Floor Pooma Complex Naduvilal Jn. M.G Road Thrissur 680001, Kerala, India – 680001, or through the website jmjcompany.com.
The authorised capital is ₹40 Cr, and the paid-up capital is ₹26.18 Cr.