About Jmj Fintech Limited
Data last updated: 06 January 2026
Jmj Fintech Limited is a public limited company based in Coimbatore North, Tamil Nadu, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 27 November 1982, the company has been in operation for over 44 years.
Registered with ROC Coimbatore under CIN L51102TZ1982PLC029253. Listed on BSE: 538834.
Capital: an authorised share capital of ₹40 Cr and a paid-up capital of ₹20.48 Cr. It is led by directors including Velayudhanpillai Harikumar and Julie George Varghese.
Last AGM: 25 September 2025. Financial statements filed for year ended 31 March 2025. Office: Coimbatore North, Tamil Nadu.
As per the financials filed for FY 2023, the company reported a revenue of ₹3.82 Cr, reflecting significant growth compared to the previous year.
The company is associated with 1 brand - Meenakshi Enterprises. As per MCA filings, the company has open charges of ₹4 Cr and satisfied charges of ₹4.3 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website melnbfc.com.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media**************
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Registered AddressShop No. 3 1St Floor, Adhi Vinayaga Complex No. 3 Bus Stand Gopalsamy Temple Street Ganapaty Coimbatore, Coimbatore North, Tamil Nadu, India – 641006
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IndustryFinancial Services, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Jmj Fintech Limited
Jmj Fintech Limited has one previous CIN (Corporate Identification Number): L51102TN1982PLC009711. The current CIN is L51102TZ1982PLC029253, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L51102TZ1982PLC029253 | Current |
| L51102TN1982PLC009711 | Previous |
Associated Brands with Jmj Fintech Limited
Jmj Fintech Limited operates one associated brand: Meenakshi Enterprises. These brands represent Jmj Fintech Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Delivers SME loans and management consulting services to support small business growth and operations. | melnbfc.com |
Competitors & Alternatives of Jmj Fintech Limited
Brands and companies operating in the same space as Jmj Fintech Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
|
Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
|
Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Dvara KGFS
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Loans for consumers and SMEs are provided alongside financial services. | Chennai, India, India | 2008 |
Business Activity of Jmj Fintech Limited
Jmj Fintech Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| ********* | Financial and insurance Service | ********* | Other financial activities | ********* |
Auditor Details of Jmj Fintech Limited
Jmj Fintech Limited is audited by Vivekanandan Associates for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Vivekanandan Associates | blur-value | blur-value | blur-value |
Board of Directors of Jmj Fintech Limited
Jmj Fintech Limited is currently managed by 7 directors, with 28 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Velayudhanpillai Harikumar
Also directs:
Publicedge Consulting Private Limited
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Additional Director | 13 Feb 2024 | 2 Years 4 Months | Current |
|
Julie George Varghese
Also directs:
Abate As Industries Limited
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Director | 01 Dec 2021 | 4 Years 7 Months | Current |
|
Johny Madathumpady Lonappan
Also directs:
Vilvattom Kuries Private Limited
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Whole-Time Director | 01 Dec 2021 | 4 Years 7 Months | Current |
| Sivadas Chettoor | Director | 01 Dec 2021 | 4 Years 7 Months | Current |
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Joju Madathumpady Johny
Also directs:
Jmj Microfin Private Limited
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Managing Director | 09 Dec 2021 | 4 Years 7 Months | Current |
Financials of Jmj Fintech Limited FY 2024 filings available
Jmj Fintech Limited reported revenue of ₹7.46 Cr (up 95.25% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹7.46 Cr | ₹3.82 Cr | ₹63.5 Lakh | ₹1.71 Cr | ₹2.18 Cr | ₹3.63 Cr |
| Interest Earned | ₹0 | ₹0 | ₹0 | ₹0 | ₹2.18 Cr | - |
| Other Income | ₹34,000 | ₹0 | ₹0 | ₹0 | ₹10.34 Lakh | ₹1.17 Lakh |
| Total Income | ₹7.47 Cr | ₹3.82 Cr | ₹63.5 Lakh | ₹1.71 Cr | ₹2.28 Cr | - |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹2.16 Cr | ₹0 | ₹0 | ₹55,200 | ₹4.02 Cr |
| Changes in Inventories | ₹0 | ₹30.41 Lakh | ₹26.94 Lakh | ₹78.07 Lakh | ₹1.37 Cr | -₹1.42 Cr |
| Employee Benefit Expense | ₹1.37 Cr | ₹65.1 Lakh | ₹23.21 Lakh | ₹17.14 Lakh | ₹24.36 Lakh | ₹11.54 Lakh |
| Finance Costs | ₹85 Lakh | ₹6.46 Lakh | ₹0 | ₹12.71 Lakh | ₹1.26 Lakh | ₹7.93 Lakh |
| Depreciation & Amortisation | ₹18.23 Lakh | ₹2.11 Lakh | ₹36,000 | ₹3,000 | ₹2,600 | - |
| Other Expenses | ₹1.21 Cr | -₹36.36 Lakh | ₹8.13 Lakh | ₹83.73 Lakh | ₹1.04 Cr | ₹1.07 Cr |
| Total Expenses | ₹3.61 Cr | ₹2.84 Cr | ₹58.64 Lakh | ₹1.92 Cr | ₹2.67 Cr | ₹3.86 Cr |
| Profit Before Exceptional Items & Tax | ₹3.86 Cr | ₹98.37 Lakh | ₹4.86 Lakh | -₹21.06 Lakh | -₹38.94 Lakh | - |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Profit Before Tax | ₹3.86 Cr | ₹98.37 Lakh | ₹4.86 Lakh | -₹21.06 Lakh | -₹38.94 Lakh | -₹21.61 Lakh |
| Total Tax Expense | ₹94.83 Lakh | ₹15.26 Lakh | ₹0 | ₹5.06 Lakh | ₹0 | ₹0 |
| Net Profit | ₹2.91 Cr | ₹83.11 Lakh | ₹4.86 Lakh | -₹26.12 Lakh | -₹38.94 Lakh | -₹21.61 Lakh |
| Other Comprehensive Income | -₹77.15 Lakh | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Total Comprehensive Income | ₹2.14 Cr | ₹83.11 Lakh | ₹4.86 Lakh | -₹26.12 Lakh | -₹38.94 Lakh | - |
| EBITDA (computed) | ₹4.89 Cr | ₹1.07 Cr | ₹5.22 Lakh | -₹8.32 Lakh | -₹37.65 Lakh | - |
| Basic EPS | ₹1.72 | ₹0.67 | ₹0.04 | ₹-0.21 | ₹-0.17 | - |
| Diluted EPS | ₹1.72 | ₹0.67 | ₹0.04 | ₹-0.21 | ₹-0.17 | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Total Assets | ₹27.45 Cr | ₹15.81 Cr | ₹11.8 Cr | ₹12.38 Cr | ₹14.04 Cr | ₹14 Cr |
| Non-current Assets | - | - | - | - | - | ₹0 |
| Current Assets | - | - | - | - | - | ₹14 Cr |
| Property, Plant & Equipment | ₹44.76 Lakh | ₹34.92 Lakh | ₹2.56 Lakh | ₹10,000 | ₹13,100 | - |
| Inventories | ₹0 | ₹0 | ₹30.41 Lakh | ₹57.35 Lakh | ₹1.35 Cr | ₹2.73 Cr |
| Cash & Equivalents | ₹5.15 Lakh | ₹1.23 Cr | ₹1.66 Cr | ₹11.76 Lakh | ₹1.02 Lakh | ₹1.45 Lakh |
| Equity (Net Worth) | ₹15.57 Cr | ₹12.66 Cr | ₹11.63 Cr | ₹11.58 Cr | ₹11.84 Cr | - |
| Equity Share Capital | ₹12.4 Cr | ₹12.4 Cr | ₹12.4 Cr | ₹12.4 Cr | ₹12.4 Cr | - |
| Current Liabilities | - | - | - | - | - | ₹1.77 Cr |
| Total Liabilities | ₹11.88 Cr | ₹3.15 Cr | ₹16.61 Lakh | ₹79.81 Lakh | ₹2.2 Cr | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | -₹8.36 Cr | -₹2.65 Cr | ₹2.27 Cr |
| Investing Cash Flow | -₹18.76 Lakh | -₹76.44 Lakh | -₹2.8 Lakh |
| Financing Cash Flow | ₹7.37 Cr | ₹2.99 Cr | -₹70.5 Lakh |
| Capital Expenditure | ₹41.01 Lakh | ₹32.37 Lakh | ₹2.8 Lakh |
| Free Cash Flow (computed) | -₹8.77 Cr | -₹2.97 Cr | ₹2.24 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹1.18 Cr | -₹42.28 Lakh | ₹1.54 Cr |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹3.58 Cr | ₹3.74 Cr | ₹3.69 Cr |
| Interest Earned | ₹0 | ₹0 | ₹0 |
| Other Income | ₹1.71 Lakh | ₹1.3 Lakh | ₹0 |
| Total Income | ₹3.59 Cr | ₹3.75 Cr | ₹3.69 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹91.69 Lakh | ₹55.64 Lakh | ₹48.26 Lakh |
| Finance Costs | ₹35.88 Lakh | ₹36.3 Lakh | ₹34.11 Lakh |
| Depreciation & Amortisation | ₹7 Lakh | ₹5.17 Lakh | ₹4.27 Lakh |
| Other Expenses | ₹79.31 Lakh | ₹55.35 Lakh | ₹38.4 Lakh |
| Total Expenses | ₹2.14 Cr | ₹1.52 Cr | ₹1.25 Cr |
| Profit Before Exceptional Items & Tax | ₹1.46 Cr | ₹2.23 Cr | ₹2.44 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1.46 Cr | ₹2.23 Cr | ₹2.44 Cr |
| Total Tax Expense | ₹43.98 Lakh | ₹55.99 Lakh | ₹61.9 Lakh |
| Net Profit | ₹1.02 Cr | ₹1.67 Cr | ₹1.82 Cr |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹1.02 Cr | ₹1.67 Cr | ₹1.82 Cr |
| EBITDA (computed) | ₹1.88 Cr | ₹2.64 Cr | ₹2.83 Cr |
| Basic EPS | ₹0.79 | ₹1.35 | ₹1.47 |
| Diluted EPS | ₹0.79 | ₹1.35 | ₹1.47 |
Shareholding Pattern of Jmj Fintech Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 23.27%, retail and other public shareholders hold 76.73% of Jmj Fintech Limited. The company had 8,316 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 23.27% | 23.27% | 23.27% | 14.50% | 14.50% | 14.50% |
| Public | 76.73% | 76.73% | 76.73% | 85.50% | 85.50% | 85.50% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 23.27% | 14.50% | 23.56% |
| Public | 76.73% | 85.50% | 76.44% |
| Promoter change (YoY, %pts) | +8.77 | -9.06 | - |
Charges & Borrowings of Jmj Fintech Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 02 Apr 2024 | Others | ₹4 Cr | Satisfied |
| 28 Jan 2000 | Indian Overseas Bank | ₹5 Lakh | Satisfied |
| 07 Jan 1999 | Indian Overseas Bank | ₹5 Lakh | Satisfied |
| 25 Feb 1997 | Indian Overseas Bank | ₹20 Lakh | Satisfied |
Total charge records: 4 View all charges
Employees and EPFO Compliance at Jmj Fintech Limited
View historical data on people associated with Jmj Fintech Limited, including employment history and EPFO contributions.
Employee Count & EPFO Data of Jmj Fintech Limited
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GST Compliance of Jmj Fintech Limited
GSTIN & GST Filing Data of Jmj Fintech Limited
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Credit Ratings, Litigation & Regulatory Alerts for Jmj Fintech Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Jmj Fintech Limited
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MSME Payment Delays by Jmj Fintech Limited
MSME Payment Delays by Jmj Fintech Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Jmj Fintech Limited
Subsidiaries & Group Companies of Jmj Fintech Limited
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MCA Filings & Documents of Jmj Fintech Limited
MCA Filings & Documents of Jmj Fintech Limited
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Recent Activity on Jmj Fintech Limited
Frequently Asked Questions about Jmj Fintech Limited
Jmj Fintech Limited is an active public limited company in the financial services sector based in Coimbatore North, Tamil Nadu, India. It was incorporated on 27 November 1982 (44+ years old) and is registered under CIN L51102TZ1982PLC029253. Listed on BSE: 538834.
Jmj Fintech Limited reported revenue of ₹3.82 Cr for FY 2023 (up 502.02% YoY).
The current directors of Jmj Fintech Limited are:
The primary industry of Jmj Fintech Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes. Jmj Fintech Limited is listed on BSE with code 538834.
Jmj Fintech Limited can be reached at the registered office: Shop No. 3 1St Floor, Adhi Vinayaga Complex No. 3 Bus Stand Gopalsamy Temple Street Ganapaty Coimbatore, Coimbatore North, Tamil Nadu, India – 641006, or through the website melnbfc.com.