
Kadanthottu Chits India Private Limited
About Kadanthottu Chits India Private Limited
Data last updated:
Kadanthottu Chits India Private Limited is a private limited company based in Kottayam, Kerala, India. It operates in the financial and credit leasing segment of the financial services sector. It was incorporated on 28 January 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2010PTC025414. Its GSTIN is 32AAECK0976E1ZS (Kerala).
The company has an authorised share capital of ₹75 Lakh and a paid-up capital of ₹75 Lakh. It is led by directors Saji Thomas (Managing Director) and Anu Saji Thomas (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 December 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at IV/496(2) Bypass Road Changanacherry, Kottayam, Kerala, India – 686101.
As per the financials filed for FY 2025, the company reported a revenue of ₹63.07 Lakh, a decline of 3% compared to the previous year. For the same year it recorded a net profit of ₹99,875 (net margin 1.6%) and EBITDA of ₹17.66 Lakh (EBITDA margin 28%). Revenue has grown at a compounded annual rate (CAGR) of 8% over three years and 6% over five years.
As per MCA filings, the company has open charges of ₹47.5 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Kadanthottu Chits India Private Limited's registered office is in Kottayam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressIV/496(2) Bypass Road Changanacherry, Kottayam, Kerala, India – 686101
- IndustryFinancial Services, Financial & Credit Leasing
To see the full contact details of Kadanthottu Chits India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kadanthottu Chits India is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Kadanthottu Chits India Private Limited, buy the company report.
Financials of Kadanthottu Chits India Private Limited
FY 2025 filings availableKadanthottu Chits India Private Limited reported revenue of ₹63.07 Lakh (down 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 3% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 6%. EBITDA fell 1% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹17.66 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹99,875 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 28% | ||||
| Net Profit Margin | 1.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Kadanthottu Chits India Private Limited, buy the company report.
Board of directors of Kadanthottu Chits India Private Limited
Kadanthottu Chits India has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Saji Thomas Also directs: Kadanthottu Nidhi Limited, Kadanthottu Finance Private Limited | Managing Director | 28 Jan 2010 | 16 Years 9 Months | Current |
| Anu Saji Thomas Also directs: Kadanthottu Nidhi Limited, Kadanthottu Finance Private Limited | Whole-Time Director | 28 Jan 2010 | 16 Years 9 Months | Current |
Peer comparison
Kadanthottu Chits India Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (financial and credit leasing activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Hooghly Buildings & Investment Co Ltd | ₹64.21 Lakh (FY 2021) | 37.0% | Kolkata, West Bengal, India | |||
| Foundation Finvest Lease Limited | ₹64.19 Lakh (FY 2021) | 43.0% | New Delhi, Delhi, India | |||
| NSCC Finlease Pvt Ltd | ₹63.87 Lakh (FY 2025) | 0.0% | New Delhi, Delhi, India | |||
| Vyapara Vijayam Hire Purchase Private Limited | ₹63.21 Lakh (FY 2024) | 21.0% | Thrissur, Kerala, India | |||
| Asha Realcon Private Limited | ₹63.09 Lakh (FY 2025) | 1.0% | Kolkata, West Bengal, India | |||
| Kadanthottu Chits India Private Limitedthis company | ₹63.07 Lakh (FY 2025) | ₹99,875 | 1.6% | -3.0% | Kottayam, Kerala, India | |
| Dashami Finance Private Limited | ₹62.87 Lakh (FY 2025) | 20.0% | Thrissur, Kerala, India | |||
| Chittaranjan Housing Co Pvt Ltd | ₹62.69 Lakh (FY 2024) | 20.0% | Kolkata, West Bengal, India | |||
| Godson Microfinance Federation | ₹62.34 Lakh (FY 2024) | 42.0% | Maharajganj, Uttar Pradesh, India | |||
| Classic Capital Markets Ltd. | ₹61.69 Lakh (FY 2019) | 7.0% | Kolkata, West Bengal, India | |||
| H S B Leasing Private Ltd | ₹61.45 Lakh (FY 2025) | 33.0% | Mohali, Punjab, India |
To see the full peer comparison of Kadanthottu Chits India Private Limited, buy the company report.
Auditor
Kadanthottu Chits India Private Limited is audited by P J JOSEPH for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P J JOSEPH | FY 2017 | 01390S |
Shareholding
The shareholding of Kadanthottu Chits India Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Kadanthottu Chits India Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 18 Jan 2018 | 100160913 | Others | ₹23.75 Lakh | Open | |
| 07 Dec 2015 | 10610663 | The Federal Bank Limited | ₹23.75 Lakh | Open |
Total charge records: 2 View all charges
Legal cases
No court or tribunal cases involving Kadanthottu Chits India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kadanthottu Chits India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Kadanthottu Chits India has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAECK0976E1ZS | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Kadanthottu Chits India Private Limited, buy the company report.
Recent activity
Kadanthottu Chits India Private Limited has 3 board changes on record since 2010: 2 appointments and 1 cessation. The latest: Anu Saji Thomas ceased to be Director on 01 Apr 2014.
Frequently asked questions
Kadanthottu Chits India is an active private limited company based in Kottayam, Kerala, India. The company works in financial and credit leasing, within the financial services industry. It was incorporated on 28 January 2010 (16+ years old) and is registered under CIN U65992KL2010PTC025414.
Kadanthottu Chits India has 2 current directors:
- Saji Thomas - Managing Director
- Anu Saji Thomas - Whole-Time Director
The latest financial statements of Kadanthottu Chits India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 December 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Kadanthottu Chits India is 32AAECK0976E1ZS, registered in Kerala.
The CIN (Corporate Identification Number) of Kadanthottu Chits India is U65992KL2010PTC025414. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kadanthottu Chits India was incorporated on 28 January 2010, making it 16+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Kadanthottu Chits India by revenue are Hooghly Buildings & Investment Co Ltd, Foundation Finvest Lease Limited, NSCC Finlease Pvt Ltd, Vyapara Vijayam Hire Purchase Private Limited, Asha Realcon Private Limited and 5 more, all in the same principal business activity (financial and credit leasing activities).
Anu Saji Thomas ceased to be Director on 01 Apr 2014. Anu Saji Thomas was appointed as Whole-Time Director on 28 Jan 2010. Saji Thomas was appointed as Managing Director on 28 Jan 2010.
The registered office of Kadanthottu Chits India is at IV4962 Bypass Road Changanacherry, Kottayam, Kerala, India – 686101.
Kadanthottu Chits India operates in the financial services industry, in the financial and credit leasing segment.
Kadanthottu Chits India has open charges of ₹47.5 Lakh and no satisfied charges on record as per latest MCA filings.

