About Kadanthottu Finance Private Limited
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Kadanthottu Finance Private Limited is a private limited company based in Kottayam, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 23 July 2008 and has been in existence for over 18 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65923KL2008PTC022850. Its GSTIN is 32AADCK6452E1ZU (Kerala).
The company has an authorised share capital of ₹6 Cr and a paid-up capital of ₹5 Cr. It is led by directors including Saji Thomas (Managing Director) and Anu Saji Thomas (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 December 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 4/496(1) Bypass Road Changanacherry, Kottayam, Kerala, India – 686101.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.59 Cr, a growth of 15% compared to the previous year. For the same year it recorded a net profit of ₹2.45 Lakh (net margin 0.9%) and EBITDA of ₹1.04 Cr (EBITDA margin 40%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 16% over five years.
The company is associated with 1 brand: Kadanthottu Finance. As per MCA filings, the company has open charges of ₹11.13 Cr and satisfied charges of ₹12 Cr on record. Court records list 20 cases involving the company, including 13 filed by the company and 7 filed against it; 7 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kadanthottufinance.com.
Company details
Contact details
Kadanthottu Finance Private Limited's registered office is in Kottayam, Kerala. Its website is kadanthottufinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address4/496(1) Bypass Road Changanacherry, Kottayam, Kerala, India – 686101
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Kadanthottu Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Kadanthottu Finance operates one associated brand: Kadanthottu Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides comprehensive solutions for consumer and business loans. | kadanthottufinance.com |
Business activity
The main business activity of Kadanthottu Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Kadanthottu Finance Private Limited, buy the company report.
Financials of Kadanthottu Finance Private Limited
FY 2025 filings availableKadanthottu Finance Private Limited reported revenue of ₹2.59 Cr (up 15% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 16% over five years, including 15% growth in the latest year. EBITDA rose 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.04 Cr | ||||
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| Net Profit (PAT) | ₹2.45 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 40% | ||||
| Net Profit Margin | 0.9% | ||||
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To see the full financial statements and ratios of Kadanthottu Finance Private Limited, buy the company report.
Board of directors of Kadanthottu Finance Private Limited
Kadanthottu Finance has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sachu Saji Thomas Also directs: Kadanthottu Nidhi Limited | Director | 15 Jan 2021 | 5 Years 9 Months | Current |
| Sanju Saji Thomas Also directs: Kadanthottu Nidhi Limited | Director | 15 Jan 2021 | 5 Years 9 Months | Current |
| Saji Thomas Also directs: Kadanthottu Nidhi Limited, Kadanthottu Chits India Private Limited | Managing Director | 23 Jul 2008 | 18 Years 3 Months | Current |
| Anu Saji Thomas Also directs: Kadanthottu Nidhi Limited, Kadanthottu Chits India Private Limited | Whole-Time Director | 23 Jul 2008 | 18 Years 3 Months | Current |
Auditor
Kadanthottu Finance Private Limited is audited by P.J Joseph & Co for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P.J Joseph & Co | FY 2022 | 01390S |
Shareholding
The shareholding of Kadanthottu Finance Private Limited is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Kadanthottu Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 23 Jun 2025 | 101137917 | Others | ₹1.53 Cr | Open | |
| 27 Jan 2025 | 101064266 | Others | ₹1.58 Cr | Open | |
| 09 Aug 2024 | 100977305 | Others | ₹1.17 Cr | Open | |
| 04 Mar 2024 | 100887699 | Others | ₹1.67 Cr | Open | |
| 27 Feb 2024 | 100885413 | Others | ₹95 Lakh | Open |
To see the full charge records of Kadanthottu Finance Private Limited, buy the company report.
Total charge records: 17 View all charges
Legal cases
Kadanthottu Finance Private Limited has 20 court cases on record: 13 filed by Kadanthottu Finance, 7 filed against it. 7 cases are pending and 13 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 16 | 5 | 5 |
| High courts | 4 | 2 | 2 |
Cases on record (5 of 20)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed against the company by Kotak Mahindra Bank Limited, | Pending |
| District court, Kottayam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Pathanamthitta, Kerala | Execution petition | Filed by the company against individuals | Pending |
| High Court | Arbitration matter | Filed by the company against individuals | Pending |
| District court, Kottayam, Kerala | Criminal case | Filed by the company against individuals | Pending |
To see the full case history of Kadanthottu Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kadanthottu Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Kadanthottu Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCK6452E1ZU | Kerala | Active | 11 Jul 2021 |
To see the full GST registrations and return filing status of Kadanthottu Finance Private Limited, buy the company report.
Recent activity
Kadanthottu Finance Private Limited has 7 board changes on record since 2008: 4 appointments and 3 cessations. The latest: Sachu Saji Thomas ceased to be Additional Director on 30 Nov 2021.
28 earlier events are in the company report.
Frequently asked questions
Kadanthottu Finance is an active private limited company based in Kottayam, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 23 July 2008 (18+ years old) and is registered under CIN U65923KL2008PTC022850.
Kadanthottu Finance has 4 current directors:
- Saji Thomas - Managing Director
- Anu Saji Thomas - Whole-Time Director
- Sachu Saji Thomas - Director
- Sanju Saji Thomas - Director
The latest financial statements of Kadanthottu Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 December 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Kadanthottu Finance is 32AADCK6452E1ZU, registered in Kerala.
The CIN (Corporate Identification Number) of Kadanthottu Finance is U65923KL2008PTC022850. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kadanthottu Finance has 20 court cases on record: 13 filed by the company and 7 filed against it. 7 are pending. Most are in the district courts.
Kadanthottu Finance was incorporated on 23 July 2008, making it 18+ years old. It is registered with the Registrar of Companies, Ernakulam.
Sachu Saji Thomas ceased to be Additional Director on 30 Nov 2021. Sanju Saji Thomas ceased to be Additional Director on 30 Nov 2021. Sachu Saji Thomas was appointed as Director on 15 Jan 2021. Kadanthottu Finance has 7 board changes on record in total.
Kadanthottu Finance can be reached through the website kadanthottufinance.com. Its registered office is in Kottayam, Kerala, India.
The registered office of Kadanthottu Finance is at 44961 Bypass Road Changanacherry, Kottayam, Kerala, India – 686101.
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