Kayal Chits Private Limited
About Kayal Chits Private Limited
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Kayal Chits Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2016PTC104088.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Kayalvizhi and Sathyakala.
Its last annual general meeting (AGM) was held on 25 September 2019, and its latest financial statements are for the year ended 31 March 2019. The registered office is at Old No.37 New No.71 Coral Merchant Street Mannady, Chennai, Tamil Nadu, India – 600001.
As per the financials filed for FY 2019, the company reported a revenue of ₹18.02 Lakh, a growth of 34% compared to the previous year. For the same year it recorded a net profit of ₹36,631 (net margin 2%) and EBITDA of ₹70,201 (EBITDA margin 3.9%).
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Kayal Chits Private Limited's registered office is in Chennai, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressOld No.37 New No.71 Coral Merchant Street Mannady, Chennai, Tamil Nadu, India – 600001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Kayal Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kayal Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kayal Chits Private Limited, buy the company report.
Financials of Kayal Chits Private Limited
FY 2019 filings availableKayal Chits Private Limited reported revenue of ₹18.02 Lakh (up 34% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue rose 34% in the latest year. EBITDA rose 124% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ₹18.02 Lakh | |||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | ₹70,201 | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | ₹36,631 | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 3.9% | |||
| Net Profit Margin | 2% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Kayal Chits Private Limited, buy the company report.
Board of directors of Kayal Chits Private Limited
Kayal Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kayalvizhi | Director | 03 Jul 2017 | 9 Years 3 Months | Current |
| Sathyakala | Director | 11 Feb 2016 | 10 Years 8 Months | Current |
Peer comparison
Kayal Chits Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Oneness Chit Funds Private Limited | ₹18.41 Lakh (FY 2019) | 0.0% | Belgaum, Karnataka, India | |||
| Sachidanand Chits Private Limited | ₹18.37 Lakh (FY 2025) | -6.0% | Haryana, India | |||
| Maa Sheetala Devi Micro Finance Private Limited | ₹18.11 Lakh (FY 2025) | -83.0% | Mirzapur, Uttar Pradesh, India | |||
| Kayal Chits Private Limitedthis company | ₹18.02 Lakh (FY 2019) | ₹36,631 | 2% | 34.0% | Chennai, Tamil Nadu, India | |
| Gurusiddarameshwara Chits Private Limited | ₹17.99 Lakh (FY 2024) | 33.0% | Tumkur, Karnataka, India | |||
| RCT Micro Finance Foundation | ₹17.78 Lakh (FY 2020) | 2.0% | Sambhal, Uttar Pradesh, India |
To see the full peer comparison of Kayal Chits Private Limited, buy the company report.
Auditor
Kayal Chits Private Limited is audited by M ARUNMATHI & ASSOCIATES for the financial year 2018.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M ARUNMATHI & ASSOCIATES | FY 2018 | 018109S |
Shareholding
The shareholding of Kayal Chits Private Limited is on record for 3 financial years, the latest being FY 2018, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Kayal Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Kayal Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kayal Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Kayal Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kayal Chits Private Limited has 3 board changes on record since 2016: 2 appointments and 1 cessation. The latest: Kayalvizhi was appointed as Director on 03 Jul 2017.
Frequently asked questions
Kayal Chits is an active private limited company based in Chennai, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 February 2016 (10+ years old) and is registered under CIN U65992TN2016PTC104088.
Kayal Chits has 2 current directors:
- Kayalvizhi - Director
- Sathyakala - Director
The latest financial statements of Kayal Chits on record with the MCA are for the year ended 31 March 2019. Its last annual general meeting was held on 25 September 2019. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Kayal Chits is U65992TN2016PTC104088. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kayal Chits was incorporated on 11 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Kayal Chits by revenue are Oneness Chit Funds Private Limited, Sachidanand Chits Private Limited, Maa Sheetala Devi Micro Finance Private Limited, Gurusiddarameshwara Chits Private Limited, RCT Micro Finance Foundation, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Kayalvizhi was appointed as Director on 03 Jul 2017. Ramupillai Shanthi ceased to be Director on 03 May 2017. Sathyakala was appointed as Director on 11 Feb 2016.
The registered office of Kayal Chits is at Old No.37 New No.71 Coral Merchant Street Mannady, Chennai, Tamil Nadu, India – 600001.
Kayal Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Kayal Chits is compliant as of 19 August 2026. The company is actively filing with the Registrar of Companies.
Kayal Chits can be reached at its registered office: Old No.37 New No.71 Coral Merchant Street Mannady, Chennai, Tamil Nadu, India – 600001.