MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-UP-50-0050409
Ku Policy Insurance Web Aggregator Private Limited
Ku Policy Insurance Web Aggregator Private Limited - financial services in Lucknow, Uttar Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹26.33 Lakh
▼ 45% YoY
Net profit · FY 2025
₹1.22 Lakh
Net margin 4.7%
EBITDA · FY 2025
₹1.64 Lakh
EBITDA margin 6.2%
Authorised capital
₹25 Lakh
Registered with MCA
Paid-up capital
₹25 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered
About Ku Policy Insurance Web Aggregator Private Limited
Data last updated:
Ku Policy Insurance Web Aggregator Private Limited is a private limited company based in Lucknow, Uttar Pradesh, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 26 July 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U66000UP2017PTC095384. Its GSTIN is 09AAGCK6985R1ZB (Uttar Pradesh).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors including Kanika Kalra and Mamit Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 12A Station Road, Lucknow, Uttar Pradesh, India – 226001.
As per the financials filed for FY 2025, the company reported a revenue of ₹26.33 Lakh, a decline of 45% compared to the previous year. For the same year it recorded a net profit of ₹1.22 Lakh (net margin 4.7%) and EBITDA of ₹1.64 Lakh (EBITDA margin 6.2%). Revenue has grown at a compounded annual rate (CAGR) of 141% over three years and 336% over five years.
The company is associated with 1 brand: PolicyGhar.
Ku Policy Insurance Web Aggregator Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-UP-50-0050409). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U66000UP2017PTC095384
Registration Number 095384
Incorporation Date 26 July 2017
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-UP-50-0050409
Recognitions & Rankings of Ku Policy Insurance Web Aggregator
Contact details
Ku Policy Insurance Web Aggregator Private Limited's registered office is in Lucknow, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered Address12A Station Road, Lucknow, Uttar Pradesh, India – 226001
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Ku Policy Insurance Web Aggregator Private Limited, buy the company report.
Comprehensive company report
Ku Policy Insurance Web Aggregator Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Ku Policy Insurance Web Aggregator operates one associated brand: PolicyGhar. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Online platform for insurance products like health, travel, and investments for customers. | policyghar.com |
Business activity
The main business activity of Ku Policy Insurance Web Aggregator is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ku Policy Insurance Web Aggregator Private Limited, buy the company report.
Financials of Ku Policy Insurance Web Aggregator Private Limited
FY 2025 filings availableKu Policy Insurance Web Aggregator Private Limited reported revenue of ₹26.33 Lakh (down 45% YoY) for FY 2025.
Revenue · FY 2025
₹26.33 Lakh ▼ 45%
Net profit · FY 2025
₹1.22 Lakh margin 4.7%
EBITDA · FY 2025
₹1.64 Lakh margin 6.2%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 45%
3 years · compounded
▲ 141%
5 years · compounded
▲ 336%
EBITDA CAGR growth
1 year
▼ 85%
3 years · compounded
▲ 70%
5 years · compounded
▲ 31%
Revenue fell 45% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 336%. EBITDA fell 85% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.64 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.22 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 6.2% | ||||
| Net Profit Margin | 4.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Ku Policy Insurance Web Aggregator Private Limited, buy the company report.
Board of directors of Ku Policy Insurance Web Aggregator Private Limited
Ku Policy Insurance Web Aggregator has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kanika Kalra | Director | 26 Jul 2017 | 9 Years 3 Months | Current |
| Mamit Agarwal | Director | 26 Jul 2017 | 9 Years 3 Months | Current |
| Umang Kalra | Director | 26 Jul 2017 | 9 Years 3 Months | Current |
Peer comparison
Ku Policy Insurance Web Aggregator Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Margasoochi Chits Private Limited | ₹26.37 Lakh (FY 2020) | -16.0% | Bangalore, Karnataka, India | |||
| Godriwala Financials Private Limited | ₹26.36 Lakh (FY 2020) | 15.0% | Raipur, Chhattisgarh, India | |||
| Ku Policy Insurance Web Aggregator Private Limitedthis company | ₹26.33 Lakh (FY 2025) | ₹1.22 Lakh | 4.7% | -45.0% | Lucknow, Uttar Pradesh, India | |
| Associated Finman Limited | ₹26.32 Lakh (FY 2025) | 75.0% | New Delhi, Delhi, India | |||
| Telering Process Private Limited | ₹26.28 Lakh (FY 2024) | Hazaribagh, Jharkhand, India |
To see the full peer comparison of Ku Policy Insurance Web Aggregator Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Ku Policy Insurance Web Aggregator Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ku Policy Insurance Web Aggregator Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Ku Policy Insurance Web Aggregator has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAGCK6985R1ZB | Uttar Pradesh | Active | 23 Oct 2018 |
To see the full GST registrations and return filing status of Ku Policy Insurance Web Aggregator Private Limited, buy the company report.
Recent activity
Ku Policy Insurance Web Aggregator Private Limited has 4 board changes on record since 2017: 3 appointments and 1 cessation. The latest: Vini ceased to be Director on 07 Apr 2019.
AGM
Ku Policy Insurance Web Aggregator Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Ku Policy Insurance Web Aggregator Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Ceased
Vini ceased to be Director.
Appointed
Kanika Kalra was appointed as Director.
Appointed
Mamit Agarwal was appointed as Director.
Appointed
Umang Kalra was appointed as Director.
Incorporation
26 Jul 2017
Ku Policy Insurance Web Aggregator Private Limited was registered on 26 Jul 2017 with Roc Uttar Pradesh I & aged 9 years 3 months as per MCA records.
Frequently asked questions
Ku Policy Insurance Web Aggregator is an active private limited company based in Lucknow, Uttar Pradesh, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 26 July 2017 (9+ years old) and is registered under CIN U66000UP2017PTC095384.
Ku Policy Insurance Web Aggregator has 3 current directors:
- Kanika Kalra - Director
- Mamit Agarwal - Director
- Umang Kalra - Director
The latest financial statements of Ku Policy Insurance Web Aggregator on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Ku Policy Insurance Web Aggregator is 09AAGCK6985R1ZB, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Ku Policy Insurance Web Aggregator is U66000UP2017PTC095384. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ku Policy Insurance Web Aggregator was incorporated on 26 July 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Ku Policy Insurance Web Aggregator by revenue are Margasoochi Chits Private Limited, Godriwala Financials Private Limited, Associated Finman Limited, Telering Process Private Limited, all in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities).
Vini ceased to be Director on 07 Apr 2019. Kanika Kalra was appointed as Director on 26 Jul 2017. Mamit Agarwal was appointed as Director on 26 Jul 2017. Ku Policy Insurance Web Aggregator has 4 board changes on record in total.
Yes, Ku Policy Insurance Web Aggregator is registered as a micro enterprise under Udyam registration (number: UDYAM-UP-50-0050409).
The registered office of Ku Policy Insurance Web Aggregator is at 12A Station Road, Lucknow, Uttar Pradesh, India – 226001.
Ku Policy Insurance Web Aggregator operates in the financial services industry, in the diversified financial services segment.
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