About PolicyGhar
PolicyGhar is a Financial Services company based in Lucknow (India) founded in 2018. Online platform for insurance products like health, travel, and investments for customers. It operates on a B2C and D2C model. Its Indian entity Ku Policy Insurance Web Aggregator Private Limited reported revenue of ₹26.3 Lakh. PolicyGhar offers products and services including NRI Term Insurance, Health Insurance, Travel Insurance, and Investment Plans. Its focus areas include FinTech, Insurance Tech, NRI Services and Investment Plans. Similar companies include ICICI Lombard, Bajaj Finserv and SarvaGram; 2 of its 3 listed similar companies have raised funding.
Company details
PolicyGhar operates as an online aggregator for insurance services, offering plans such as NRI term insurance, health coverage, and investment options. It enables users to compare and purchase policies from top insurers with features like 247 support and claims assistance. Based in the UK and India, it serves non-residents and locals through a user-friendly website, focusing on affordable premiums and personalized services.
- Headquarters Lucknow, India
- SectorsFinancial Services
- Phone•••• ••••
- Website policyghar.com
- Social X Facebook Instagram
- Legal Name Ku Policy Insurance Web Aggregator Pvt Ltd
- Date of Incorporation 26 Jul, 2017
- Jurisdiction Lucknow, Uttar Pradesh, India
- Annual Revenue₹26.3 Lakh
FY 2025 · -45% YoY
- Net Profit₹1.2 Lakh
FY 2025 · 5% margin
- EBITDA₹1.6 Lakh
FY 2025 · 6% margin
Associated legal entities of PolicyGhar
PolicyGhar operates through Ku Policy Insurance Web Aggregator Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Ku Policy Insurance Web Aggregator Private Limited CIN U66000UP2017PTC095384 | Active | 26 Jul 2017 | Lucknow, Uttar Pradesh | ₹0.3 Cr | 3 | View details |
Products & Services of PolicyGhar
PolicyGhar offers a comprehensive portfolio of products and services, including NRI Term Insurance, Health Insurance, Travel Insurance, and Investment Plans.
Term insurance plans for non-resident Indians with life coverage.
Plans covering pre-existing diseases and emergencies for families.
Insurance for travel emergencies and senior citizens worldwide.
Guaranteed return plans with monthly income for NRIs.
Board of directors of Ku Policy Insurance Web Aggregator Private Limited (PolicyGhar)
Ku Policy Insurance Web Aggregator Private Limited is the primary company behind PolicyGhar. The board of Ku Policy Insurance Web Aggregator Private Limited currently have 3 directors; the longest-serving is Kanika Kalra, appointed in 2017. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Kanika Kalra DIN 07549263 | Director | 26 Jul 2017 | 9 yrs 3 mo | Ku Policy Insurance Web Aggregator Private Limited |
| Mamit Agarwal DIN 01233430 | Director | 26 Jul 2017 | 9 yrs 3 mo | Ku Policy Insurance Web Aggregator Private Limited |
| Umang Kalra DIN 07549335 | Director | 26 Jul 2017 | 9 yrs 3 mo | Ku Policy Insurance Web Aggregator Private Limited |
Financials of PolicyGhar
Figures of Ku Policy Insurance Web Aggregator Private Limited, the primary company behind PolicyGhar, for FY 2025. Revenue was ₹26.3 Lakh (-45% year on year). Net profit was ₹1.2 Lakh (5% margin). EBITDA was ₹1.6 Lakh (6% margin). Revenue has grown at a compounded annual rate of +141% over three years and +336% over five years.
- ₹26.3 LakhRevenue · FY 2025 · -45% YoY
- ₹1.2 LakhNet profit · 5% margin
- ₹1.6 LakhEBITDA · 6% margin
- ₹25 LakhPaid-up capital
- +141%Revenue CAGR, 3 years
- +336%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Ku Policy Insurance Web Aggregator Private Limited are on its company page.
Detailed financial statements for PolicyGhar
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Similar companies to PolicyGhar
PolicyGhar has 3 listed similar companies in our database, 2 of them funded. They include ICICI Lombard, Bajaj Finserv and SarvaGram.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| icicilombard.com | 2001 | Mumbai, India | $306.52M | 15,275 | Life, health, and general insurance services are provided across India. | |
| bajajfinserv.in | 2007 | Pune, India | 53,782 | Financial solutions including loans and insurance are offered. | ||
| sarvagram.com | 2018 | Pune, India | $118.01M | 2,468 | Provider of home, personal, farm and business loans |
Detailed similar companies of PolicyGhar
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Top companies in Insurance Technology & Support Services
2 companies that operate in the same segment as PolicyGhar (Insurance Technology & Support Services) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Insurance products for vehicles, health, travel, and life are offered. | 2016 | Bengaluru, Karnataka, India | USD 746.17 M | USD 216.04 M | 1,306 | |
API-enabled insurance distribution platform is provided for B2C companies. | 2011 | Noida, Uttar Pradesh, India | USD 120.6 M | USD 42.44 M | 408 |
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Related news about Policyghar
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Frequently Asked Questions about PolicyGhar
PolicyGhar was founded in 2018.
PolicyGhar is headquartered in Lucknow, India. It is registered at Lucknow, Uttar Pradesh, India.
The primary company behind PolicyGhar, Ku Policy Insurance Web Aggregator Private Limited, reported revenue of ₹26.3 Lakh for FY 2025, down 45% year on year.
PolicyGhar operates as an online aggregator for insurance services, offering plans such as NRI term insurance, health coverage, and investment options. It enables users to compare and purchase policies from top insurers with features like 247 support and claims assistance. Based in the UK and India, it serves non-residents and locals through a user-friendly website, focusing on affordable premiums and personalized services.
PolicyGhar's top competitors include ICICI Lombard, Bajaj Finserv and SarvaGram.
PolicyGhar offers NRI Term Insurance, Health Insurance, Travel Insurance, and Investment Plans.
PolicyGhar operates through Ku Policy Insurance Web Aggregator Private Limited.
The legal entities of PolicyGhar currently have 3 directors, including Kanika Kalra, Mamit Agarwal, Umang Kalra.