About L&T Finance Limited
Data last updated: 31 December 2025
L&T Finance Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Larsen And Toubro Limited. It specialises in core investment companies, a part of the broader financial services sector. Incorporated on 01 May 2008, the company has been in operation for over 18 years.
Registered with ROC Mumbai under CIN L67120MH2008PLC181833. Listed on BSE: 533519 and NSE: L&TFH.
Capital: an authorised share capital of ₹16,887 Cr and a paid-up capital of ₹2,502.63 Cr. Formerly known as L&T Capital Holding Limited and L&T Capital Holdings Limited. It is led by directors including Ramamurthi Shankar Raman and Rajani Rajiv Gupte.
Last AGM: 03 June 2025. Financial statements filed for year ended 31 March 2025. Office: Brindavan Plot No. 177 C.S.T Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098.
As per the financials filed for FY 2025, the company reported a revenue of ₹15,941 Cr, a growth of 13% compared to the previous year.
The company has a workforce of approximately 624 employees as per the latest available data. It operates as a subsidiary of Larsen And Toubro Limited. Its group structure includes 3 subsidiaries.
The company is associated with 2 brands - L & T Finance Holdings, L&T Finance. As per MCA filings, the company has open charges of ₹118,640 Cr and satisfied charges of ₹40,411 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ltfs.com.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media
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Registered AddressBrindavan Plot No. 177 C.S.T Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098
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IndustryFinancial Services, Core Investment Companies, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of L&T Finance Limited
L&T Finance Limited has undergone 2 name changes throughout its history. The company was previously known as L&T Capital Holding Limited, and L&T Capital Holdings Limited. The current legal name is L&T Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| L&T Finance Limited | Current |
| L&T Capital Holding Limited | Previous |
| L&T Capital Holdings Limited | Previous |
CIN History of L&T Finance Limited
L&T Finance Limited has one previous CIN (Corporate Identification Number): U67120MH2008PLC181833. The current CIN is L67120MH2008PLC181833, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L67120MH2008PLC181833 | Current |
| U67120MH2008PLC181833 | Previous |
Associated Brands with L&T Finance Limited
L&T Finance Limited operates two associated brands: L & T Finance Holdings and L&T Finance. These brands represent L&T Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Diversified lending services are provided as a non-banking financial institution. | ltfs.com | |
| Loans for vehicles, rural sectors, and construction equipment are offered. | ltfinance.com |
Competitors & Alternatives of L&T Finance Limited
Brands and companies operating in the same space as L&T Finance Limited include Manappuram Finance, Bajaj Finserv, Northern Arc Capital and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
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SME loans are provided to businesses in India. | Mumbai, India, India | 2017 |
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Provider of a financial services platform that provides small business loans and other financial products to micro, small, and medium-sized enterprises (MSMEs), aiming to support their growth and development | Bengaluru, India, India | 2010 |
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Diversified loans are provided to small businesses and consumers. | Mumbai, India, India | 2008 |
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Provider of financial inclusion services to underserved sectors | Bengaluru, India, India | 2016 |
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Business Activity of L&T Finance Limited
L&T Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Auditor Details of L&T Finance Limited
L&T Finance Limited is audited by T R Chadha & Co LLP (ICAI peer reviewed, certificate valid till 2028-09-30); Brahmayya & Co. (ICAI peer reviewed, certificate valid till 2028-10-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| T R Chadha & Co LLP (ICAI peer reviewed, certificate valid till 2028-09-30); Brahmayya & Co. (ICAI peer reviewed, certificate valid till 2028-10-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of L&T Finance Limited
L&T Finance Limited is currently managed by 10 directors, with 24 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Ramamurthi Shankar Raman
Also directs:
Ltimindtree Limited, Larsen And Toubro Limited, L&T Semiconductor Technologies Limited and 4 more
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Director | 01 May 2008 | 18 Years 2 Months | Current |
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Rajani Rajiv Gupte
Also directs:
Symbiosis Centre For Entrepreneurship And Innovation
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Director | 28 Jun 2018 | 8 Years 0 Months | Current |
| Rahavan Seetharaman | Director | 23 Jan 2024 | 2 Years 5 Months | Current |
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Sekharipuram Narayanan Subrahmanyan
Also directs:
Ltimindtree Limited, Larsen And Toubro Limited, L&T Semiconductor Technologies Limited and 5 more
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Director | 28 Feb 2022 | 4 Years 4 Months | Current |
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Dhananjaya Arvind Tambe
Also directs:
L&T Metro Rail (Hyderabad) Limited, Nsdl Payments Bank Limited, Cashpor Micro Credit and 5 more
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Director | 01 Jul 2025 | 1 Years 0 Months | Current |
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Apurva Neeraj Rathod
Also directs:
L&T Infra Investment Partners Advisory Private Limited
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Nodal Officer | 03 Sep 2019 | 6 Years 10 Months | Current |
Financials of L&T Finance Limited FY 2026 filings available
L&T Finance Limited reported revenue of ₹17,914 Cr (up 12.49% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹17,914 Cr | ₹15,924 Cr | ₹13,581 Cr | ₹12,775 Cr | ₹11,930 Cr | ₹13,678 Cr | ₹14,176 Cr |
| Interest Earned | ₹16,616 Cr | ₹14,663 Cr | ₹12,914 Cr | ₹12,565 Cr | ₹11,704 Cr | ₹13,105 Cr | ₹13,245 Cr |
| Other Income | ₹3.36 Cr | ₹16.74 Cr | ₹474.54 Cr | ₹526.75 Cr | ₹393.85 Cr | ₹402.03 Cr | ₹372.63 Cr |
| Total Income | ₹17,917 Cr | ₹15,941 Cr | ₹14,055 Cr | ₹13,302 Cr | ₹12,324 Cr | ₹14,080 Cr | ₹14,548 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹2,455 Cr | ₹2,216.51 Cr | ₹1,806.37 Cr | ₹1,405.93 Cr | ₹1,094.84 Cr | ₹1,007.06 Cr | ₹1,062.32 Cr |
| Finance Costs | ₹6,720.08 Cr | ₹5,996.76 Cr | ₹5,377.19 Cr | ₹5,797.24 Cr | ₹5,753.79 Cr | ₹7,199.92 Cr | ₹7,513.6 Cr |
| Depreciation & Amortisation | ₹209.69 Cr | ₹138.9 Cr | ₹114.77 Cr | ₹111.24 Cr | ₹102.64 Cr | ₹87.09 Cr | ₹81.59 Cr |
| Other Expenses | ₹1,759.71 Cr | ₹1,629.16 Cr | ₹1,586.73 Cr | ₹1,316.23 Cr | ₹1,065.08 Cr | ₹878.73 Cr | ₹817.09 Cr |
| Total Expenses | ₹13,890 Cr | ₹12,450 Cr | ₹11,026 Cr | ₹11,171 Cr | ₹11,101 Cr | ₹12,811 Cr | ₹11,868 Cr |
| Profit Before Exceptional Items & Tax | ₹4,026.68 Cr | ₹3,491.26 Cr | ₹3,029.03 Cr | ₹2,130.65 Cr | ₹1,222.85 Cr | ₹1,269.59 Cr | ₹2,680.08 Cr |
| Exceptional Items | -₹28.51 Cr | ₹0 | ₹0 | -₹2,687.17 Cr | ₹0 | ₹225.61 Cr | ₹0 |
| Profit Before Tax | ₹3,998.17 Cr | ₹3,491.26 Cr | ₹3,029.03 Cr | -₹556.52 Cr | ₹1,222.85 Cr | ₹1,495.2 Cr | ₹2,680.08 Cr |
| Total Tax Expense | ₹1,015.3 Cr | ₹847.84 Cr | ₹711.9 Cr | ₹172.37 Cr | ₹373.62 Cr | ₹546.32 Cr | ₹979.82 Cr |
| Net Profit | ₹2,982.87 Cr | ₹2,643.42 Cr | ₹2,317.13 Cr | ₹1,536.48 Cr | ₹1,049.24 Cr | ₹948.88 Cr | ₹1,700.26 Cr |
| attributable to Owners | ₹2,991.57 Cr | ₹2,643.66 Cr | ₹2,326.33 Cr | ₹1,623.25 Cr | ₹1,070.11 Cr | ₹1,013.87 Cr | ₹1,700.17 Cr |
| attributable to NCI | ₹1.69 Cr | -₹24 Lakh | -₹2.97 Cr | -₹86.77 Cr | -₹20.87 Cr | -₹22.06 Cr | ₹9 Lakh |
| Other Comprehensive Income | ₹10.39 Cr | ₹24.46 Cr | ₹6.23 Cr | ₹45.23 Cr | ₹64.13 Cr | ₹42.93 Cr | -₹159.36 Cr |
| Total Comprehensive Income | ₹2,993.26 Cr | ₹2,667.88 Cr | ₹2,323.36 Cr | ₹1,581.71 Cr | ₹1,113.37 Cr | ₹991.81 Cr | ₹1,540.9 Cr |
| EBITDA (computed) | ₹10,956 Cr | ₹9,626.92 Cr | ₹8,520.99 Cr | ₹8,039.13 Cr | ₹7,079.28 Cr | ₹8,556.6 Cr | ₹10,275 Cr |
| Basic EPS | ₹11.92 | ₹10.61 | ₹9.34 | ₹-2.59 | ₹3.52 | ₹4.49 | ₹8.50 |
| Diluted EPS | ₹11.88 | ₹10.57 | ₹9.30 | ₹-2.58 | ₹3.51 | ₹4.47 | ₹8.46 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹142,205 Cr | ₹120,409 Cr | ₹102,718 Cr | ₹106,362 Cr |
| Property, Plant & Equipment | ₹461.87 Cr | ₹397.37 Cr | ₹354.97 Cr | ₹57.09 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹4,488.94 Cr | ₹2,896.22 Cr | ₹3,593.35 Cr | ₹9,108.68 Cr |
| Equity (Net Worth) | ₹28,034 Cr | ₹25,631 Cr | ₹23,528 Cr | ₹21,618 Cr |
| Equity Share Capital | ₹2,504.39 Cr | ₹2,494.87 Cr | ₹2,488.94 Cr | ₹2,479.67 Cr |
| Total Liabilities | ₹114,171 Cr | ₹94,778 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹14,189 Cr | -₹16,587 Cr | ₹673.47 Cr | ₹7,490.47 Cr | ₹6,078.06 Cr |
| Investing Cash Flow | ₹366.9 Cr | ₹470.86 Cr | ₹848.62 Cr | -₹1,106.98 Cr | -₹5,083.54 Cr |
| Financing Cash Flow | ₹15,415 Cr | ₹15,419 Cr | -₹7,037.42 Cr | -₹2,190.79 Cr | -₹3,026.33 Cr |
| Capital Expenditure | ₹239.46 Cr | ₹195.28 Cr | ₹118.76 Cr | ₹127.92 Cr | ₹77.55 Cr |
| Free Cash Flow (computed) | -₹14,429 Cr | -₹16,782 Cr | ₹554.71 Cr | ₹7,362.55 Cr | ₹6,000.51 Cr |
| Dividends Paid | ₹686.77 Cr | ₹622.46 Cr | ₹496.61 Cr | ₹123.75 Cr | ₹0 |
| Net Change in Cash | ₹1,592.72 Cr | -₹697.13 Cr | -₹5,515.33 Cr | ₹4,192.7 Cr | -₹2,031.81 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹4,771.03 Cr | ₹4,578.27 Cr | ₹4,335.75 Cr | ₹4,259.57 Cr | ₹4,022.92 Cr | ₹4,097.58 Cr | ₹4,019.34 Cr | ₹3,784.61 Cr | ₹3,671.77 Cr | ₹3,533.96 Cr | ₹3,213.84 Cr | ₹3,223.32 Cr |
| Interest Earned | ₹4,424.03 Cr | ₹4,240.07 Cr | ₹4,037.41 Cr | ₹3,914.5 Cr | ₹3,749.88 Cr | ₹3,806.38 Cr | ₹3,654.41 Cr | ₹3,452.62 Cr | ₹3,322.6 Cr | ₹3,306.3 Cr | ₹3,168.54 Cr | ₹3,116.49 Cr |
| Other Income | ₹7 Lakh | ₹3.22 Cr | ₹4 Lakh | ₹3 Lakh | ₹4.3 Cr | ₹7.55 Cr | ₹4.68 Cr | ₹0 | ₹5.55 Cr | ₹47.3 Cr | ₹268.23 Cr | ₹153.46 Cr |
| Total Income | ₹4,771.1 Cr | ₹4,581.49 Cr | ₹4,335.79 Cr | ₹4,259.6 Cr | ₹4,027.22 Cr | ₹4,105.13 Cr | ₹4,024.02 Cr | ₹3,784.61 Cr | ₹3,677.32 Cr | ₹3,581.26 Cr | ₹3,482.07 Cr | ₹3,376.78 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹659.72 Cr | ₹649.88 Cr | ₹593.21 Cr | ₹552.19 Cr | ₹569.11 Cr | ₹579.28 Cr | ₹548.78 Cr | ₹519.34 Cr | ₹500.75 Cr | ₹450.65 Cr | ₹448.62 Cr | ₹406.35 Cr |
| Finance Costs | ₹1,747.03 Cr | ₹1,703.02 Cr | ₹1,634.29 Cr | ₹1,635.74 Cr | ₹1,599.83 Cr | ₹1,569.24 Cr | ₹1,476.28 Cr | ₹1,351.41 Cr | ₹1,335.09 Cr | ₹1,353.43 Cr | ₹1,324.91 Cr | ₹1,363.76 Cr |
| Depreciation & Amortisation | ₹60.35 Cr | ₹57.7 Cr | ₹50.95 Cr | ₹40.69 Cr | ₹40.98 Cr | ₹36.19 Cr | ₹33.29 Cr | ₹28.44 Cr | ₹27.66 Cr | ₹29.19 Cr | ₹28.33 Cr | ₹29.59 Cr |
| Other Expenses | ₹481.21 Cr | ₹398.91 Cr | ₹423.87 Cr | ₹455.72 Cr | ₹393.29 Cr | ₹442.31 Cr | ₹375.73 Cr | ₹417.83 Cr | ₹451.89 Cr | ₹409.76 Cr | ₹382.81 Cr | ₹342.27 Cr |
| Total Expenses | ₹3,697.18 Cr | ₹3,560.81 Cr | ₹3,346.93 Cr | ₹3,316.38 Cr | ₹3,221.7 Cr | ₹3,281.23 Cr | ₹3,084.45 Cr | ₹2,862.34 Cr | ₹2,983.3 Cr | ₹2,757.22 Cr | ₹2,684.68 Cr | ₹2,663.2 Cr |
| Profit Before Exceptional Items & Tax | ₹1,073.92 Cr | ₹1,020.68 Cr | ₹988.86 Cr | ₹943.22 Cr | ₹805.52 Cr | ₹823.9 Cr | ₹939.57 Cr | ₹922.27 Cr | ₹694.02 Cr | ₹824.04 Cr | ₹797.39 Cr | ₹713.58 Cr |
| Exceptional Items | ₹0 | -₹28.51 Cr | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1,073.92 Cr | ₹992.17 Cr | ₹988.86 Cr | ₹943.22 Cr | ₹805.52 Cr | ₹823.9 Cr | ₹939.57 Cr | ₹922.27 Cr | ₹694.02 Cr | ₹824.04 Cr | ₹797.39 Cr | ₹713.58 Cr |
| Total Tax Expense | ₹264.76 Cr | ₹254.18 Cr | ₹253.98 Cr | ₹242.38 Cr | ₹169.68 Cr | ₹198.25 Cr | ₹242.89 Cr | ₹237.02 Cr | ₹141 Cr | ₹184.67 Cr | ₹203.17 Cr | ₹183.06 Cr |
| Net Profit | ₹809.16 Cr | ₹737.99 Cr | ₹734.88 Cr | ₹700.84 Cr | ₹635.84 Cr | ₹625.65 Cr | ₹696.68 Cr | ₹685.25 Cr | ₹553.02 Cr | ₹639.37 Cr | ₹594.22 Cr | ₹530.52 Cr |
| attributable to Owners | ₹850.31 Cr | ₹738.61 Cr | ₹734.84 Cr | ₹701.1 Cr | ₹636.17 Cr | ₹626.4 Cr | ₹695.58 Cr | ₹685.51 Cr | ₹559.76 Cr | ₹640.18 Cr | ₹595.11 Cr | ₹530.93 Cr |
| attributable to NCI | ₹2.53 Cr | -₹62 Lakh | ₹4 Lakh | -₹26 Lakh | -₹33 Lakh | -₹75 Lakh | ₹1.1 Cr | -₹26 Lakh | -₹86 Lakh | -₹81 Lakh | -₹89 Lakh | -₹41 Lakh |
| Other Comprehensive Income | ₹43.68 Cr | -₹14.68 Cr | ₹11.43 Cr | -₹30.04 Cr | ₹8.27 Cr | ₹4.57 Cr | ₹0 | ₹6.41 Cr | ₹5.88 Cr | -₹23 Lakh | -₹6.82 Cr | ₹7.4 Cr |
| Total Comprehensive Income | ₹852.84 Cr | ₹723.31 Cr | ₹746.31 Cr | ₹670.8 Cr | ₹644.11 Cr | ₹630.22 Cr | ₹696.68 Cr | ₹691.66 Cr | ₹558.9 Cr | ₹639.14 Cr | ₹587.4 Cr | ₹537.92 Cr |
| EBITDA (computed) | ₹2,881.3 Cr | ₹2,781.4 Cr | ₹2,674.1 Cr | ₹2,619.65 Cr | ₹2,446.33 Cr | ₹2,429.33 Cr | ₹2,449.14 Cr | ₹2,302.12 Cr | ₹2,056.77 Cr | ₹2,206.66 Cr | ₹2,150.63 Cr | ₹2,106.93 Cr |
| Basic EPS | ₹3.22 | ₹2.95 | ₹2.94 | ₹2.81 | ₹2.55 | ₹2.51 | ₹2.79 | ₹2.75 | ₹2.23 | ₹2.57 | ₹2.40 | ₹2.14 |
| Diluted EPS | ₹3.21 | ₹2.94 | ₹2.93 | ₹2.80 | ₹2.54 | ₹2.50 | ₹2.78 | ₹2.74 | ₹2.22 | ₹2.57 | ₹2.39 | ₹2.13 |
| Segment · FY 2023 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Defocused business | ₹124.06 Cr | -₹237.79 Cr | - | - |
| Less: Exceptional items | ₹0 | -₹2,687.17 Cr | - | - |
| Less: Inter segment | ₹0 | ₹0 | - | - |
| Less: Revenue of discontinued operations | -₹229.55 Cr | -₹2,739.34 Cr | - | - |
| Others* | ₹646.69 Cr | ₹2,800.55 Cr | - | - |
| Retail business | ₹8,683.12 Cr | ₹1,860.42 Cr | - | - |
| Wholesale business | ₹3,947.64 Cr | ₹446.81 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹18,050 Cr | ₹15,912 Cr | ₹13,574 Cr | ₹347.37 Cr | ₹335.87 Cr | ₹171.26 Cr | ₹475.44 Cr |
| Interest Earned | ₹16,616 Cr | ₹14,662 Cr | ₹12,913 Cr | ₹152.17 Cr | ₹84.05 Cr | ₹73.3 Cr | ₹88.91 Cr |
| Other Income | ₹4.55 Cr | ₹17.99 Cr | ₹469.37 Cr | ₹12.66 Cr | ₹14.59 Cr | ₹20.16 Cr | ₹46.94 Cr |
| Total Income | ₹18,054 Cr | ₹15,930 Cr | ₹14,044 Cr | ₹360.03 Cr | ₹350.46 Cr | ₹191.42 Cr | ₹522.38 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹2,452.77 Cr | ₹2,214.4 Cr | ₹1,804.17 Cr | ₹12.73 Cr | ₹14.7 Cr | ₹13.7 Cr | ₹26.72 Cr |
| Finance Costs | ₹6,720.04 Cr | ₹5,996.73 Cr | ₹5,377.17 Cr | ₹6.05 Cr | ₹73.49 Cr | ₹192.96 Cr | ₹200.75 Cr |
| Depreciation & Amortisation | ₹203.84 Cr | ₹132.97 Cr | ₹108.7 Cr | ₹26 Lakh | ₹37 Lakh | ₹58 Lakh | ₹48 Lakh |
| Other Expenses | ₹1,796.88 Cr | ₹1,662.7 Cr | ₹1,625.98 Cr | ₹57.64 Cr | ₹7.45 Cr | ₹12.48 Cr | ₹10.57 Cr |
| Total Expenses | ₹13,919 Cr | ₹12,475 Cr | ₹11,057 Cr | ₹76.92 Cr | ₹96.03 Cr | ₹227.31 Cr | ₹238.64 Cr |
| Profit Before Exceptional Items & Tax | ₹4,134.8 Cr | ₹3,454.93 Cr | ₹2,986.64 Cr | ₹283.11 Cr | ₹254.43 Cr | -₹35.89 Cr | ₹283.74 Cr |
| Exceptional Items | -₹28.43 Cr | ₹0 | ₹0 | ₹2,858.09 Cr | ₹0 | ₹224.68 Cr | ₹0 |
| Profit Before Tax | ₹4,106.37 Cr | ₹3,454.93 Cr | ₹2,986.64 Cr | ₹3,141.2 Cr | ₹254.43 Cr | ₹188.79 Cr | ₹283.74 Cr |
| Total Tax Expense | ₹1,006.06 Cr | ₹837.12 Cr | ₹700.41 Cr | ₹569.5 Cr | ₹36.25 Cr | ₹72.74 Cr | ₹16.93 Cr |
| Net Profit | ₹3,100.31 Cr | ₹2,617.81 Cr | ₹2,286.23 Cr | ₹2,571.7 Cr | ₹218.18 Cr | ₹116.05 Cr | ₹266.81 Cr |
| Other Comprehensive Income | ₹10.35 Cr | ₹24.47 Cr | ₹6.22 Cr | -₹2.27 Cr | ₹2.42 Cr | ₹11 Lakh | -₹11 Lakh |
| Total Comprehensive Income | ₹3,110.66 Cr | ₹2,642.28 Cr | ₹2,292.45 Cr | ₹2,569.43 Cr | ₹220.6 Cr | ₹116.16 Cr | ₹266.7 Cr |
| EBITDA (computed) | ₹11,059 Cr | ₹9,584.63 Cr | ₹8,472.51 Cr | ₹289.42 Cr | ₹328.29 Cr | ₹157.65 Cr | ₹484.97 Cr |
| Basic EPS | ₹12.40 | ₹10.50 | ₹9.20 | ₹10.38 | ₹0.88 | ₹0.54 | ₹1.33 |
| Diluted EPS | ₹12.36 | ₹10.47 | ₹9.17 | ₹10.35 | ₹0.88 | ₹0.53 | ₹1.33 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹141,943 Cr | ₹120,033 Cr | ₹102,351 Cr | ₹13,848 Cr |
| Property, Plant & Equipment | ₹169.39 Cr | ₹101.93 Cr | ₹55.92 Cr | ₹29 Lakh |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹4,487.86 Cr | ₹2,893.66 Cr | ₹3,561.44 Cr | ₹33.52 Cr |
| Equity (Net Worth) | ₹27,833 Cr | ₹25,295 Cr | ₹23,195 Cr | ₹13,753 Cr |
| Equity Share Capital | ₹2,504.39 Cr | ₹2,494.87 Cr | ₹2,488.94 Cr | ₹2,479.67 Cr |
| Total Liabilities | ₹114,109 Cr | ₹94,738 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹14,237 Cr | -₹16,608 Cr | ₹637.44 Cr | -₹1,433.01 Cr | ₹408.15 Cr |
| Investing Cash Flow | ₹397.57 Cr | ₹499.13 Cr | ₹858.79 Cr | ₹1,538.79 Cr | -₹77 Lakh |
| Financing Cash Flow | ₹15,433 Cr | ₹15,441 Cr | -₹7,040.5 Cr | -₹213.46 Cr | -₹1,664.28 Cr |
| Capital Expenditure | ₹113.14 Cr | ₹87.17 Cr | ₹37.77 Cr | ₹0 | ₹0 |
| Free Cash Flow (computed) | -₹14,350 Cr | -₹16,695 Cr | ₹599.67 Cr | -₹1,433.01 Cr | ₹408.15 Cr |
| Dividends Paid | ₹686.77 Cr | ₹622.46 Cr | ₹496.61 Cr | ₹123.75 Cr | ₹0 |
| Net Change in Cash | ₹1,594.2 Cr | -₹667.78 Cr | -₹5,544.27 Cr | -₹107.68 Cr | -₹1,256.9 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹4,920.79 Cr | ₹4,578.2 Cr | ₹4,332.74 Cr | ₹4,256.75 Cr | ₹4,019.75 Cr | ₹4,095.09 Cr | ₹4,015.2 Cr | ₹3,782.09 Cr | ₹3,669.74 Cr | ₹3,533.38 Cr | ₹44.94 Cr | ₹51.15 Cr |
| Interest Earned | ₹4,423.94 Cr | ₹4,240 Cr | ₹4,037.3 Cr | ₹3,914.41 Cr | ₹3,749.48 Cr | ₹3,806.32 Cr | ₹3,653.91 Cr | ₹3,452.15 Cr | ₹3,322.06 Cr | ₹3,305.74 Cr | ₹44.87 Cr | ₹50.92 Cr |
| Other Income | ₹37 Lakh | ₹3.51 Cr | ₹35 Lakh | ₹32 Lakh | ₹4.68 Cr | ₹7.7 Cr | ₹5.05 Cr | ₹56 Lakh | ₹5.95 Cr | ₹47.52 Cr | ₹7.25 Cr | ₹5.23 Cr |
| Total Income | ₹4,921.16 Cr | ₹4,581.71 Cr | ₹4,333.09 Cr | ₹4,257.07 Cr | ₹4,024.43 Cr | ₹4,102.79 Cr | ₹4,020.25 Cr | ₹3,782.65 Cr | ₹3,675.69 Cr | ₹3,580.9 Cr | ₹52.19 Cr | ₹56.38 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹659.11 Cr | ₹649.32 Cr | ₹592.63 Cr | ₹551.71 Cr | ₹568.61 Cr | ₹578.79 Cr | ₹548.26 Cr | ₹518.74 Cr | ₹500.74 Cr | ₹449.62 Cr | ₹7.14 Cr | ₹5.18 Cr |
| Finance Costs | ₹1,747.02 Cr | ₹1,703.01 Cr | ₹1,634.28 Cr | ₹1,635.73 Cr | ₹1,599.83 Cr | ₹1,569.23 Cr | ₹1,476.27 Cr | ₹1,351.4 Cr | ₹1,335.08 Cr | ₹1,353.43 Cr | ₹3 Lakh | ₹1 Lakh |
| Depreciation & Amortisation | ₹59.25 Cr | ₹56.12 Cr | ₹49.34 Cr | ₹39.13 Cr | ₹39.46 Cr | ₹34.69 Cr | ₹31.81 Cr | ₹27.01 Cr | ₹26.1 Cr | ₹27.74 Cr | ₹4 Lakh | ₹4 Lakh |
| Other Expenses | ₹490.83 Cr | ₹407.67 Cr | ₹433.47 Cr | ₹464.91 Cr | ₹400.18 Cr | ₹451.27 Cr | ₹384.21 Cr | ₹427.04 Cr | ₹461.86 Cr | ₹419.39 Cr | ₹5.18 Cr | ₹4.54 Cr |
| Total Expenses | ₹3,709.68 Cr | ₹3,570.7 Cr | ₹3,354.33 Cr | ₹3,323.52 Cr | ₹3,226.57 Cr | ₹3,288.19 Cr | ₹3,090.92 Cr | ₹2,869.51 Cr | ₹2,992.73 Cr | ₹2,762.47 Cr | ₹12.3 Cr | ₹9.77 Cr |
| Profit Before Exceptional Items & Tax | ₹1,211.48 Cr | ₹1,011.01 Cr | ₹978.76 Cr | ₹933.55 Cr | ₹797.86 Cr | ₹814.6 Cr | ₹929.33 Cr | ₹913.14 Cr | ₹682.96 Cr | ₹818.43 Cr | ₹39.89 Cr | ₹46.61 Cr |
| Exceptional Items | ₹0 | -₹28.43 Cr | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1,211.48 Cr | ₹982.58 Cr | ₹978.76 Cr | ₹933.55 Cr | ₹797.86 Cr | ₹814.6 Cr | ₹929.33 Cr | ₹913.14 Cr | ₹682.96 Cr | ₹818.43 Cr | ₹39.89 Cr | ₹46.61 Cr |
| Total Tax Expense | ₹264.39 Cr | ₹251.16 Cr | ₹251.05 Cr | ₹239.46 Cr | ₹167.27 Cr | ₹195.42 Cr | ₹240.21 Cr | ₹234.22 Cr | ₹138.08 Cr | ₹182.77 Cr | ₹10.1 Cr | ₹11.85 Cr |
| Net Profit | ₹947.09 Cr | ₹731.42 Cr | ₹727.71 Cr | ₹694.09 Cr | ₹630.59 Cr | ₹619.18 Cr | ₹689.12 Cr | ₹678.92 Cr | ₹544.88 Cr | ₹635.66 Cr | ₹29.79 Cr | ₹34.76 Cr |
| Other Comprehensive Income | ₹43.65 Cr | -₹14.69 Cr | ₹11.43 Cr | -₹30.04 Cr | ₹8.26 Cr | ₹4.58 Cr | ₹5.18 Cr | ₹6.45 Cr | ₹5.86 Cr | -₹21 Lakh | ₹10 Lakh | -₹20 Lakh |
| Total Comprehensive Income | ₹990.74 Cr | ₹716.73 Cr | ₹739.14 Cr | ₹664.05 Cr | ₹638.85 Cr | ₹623.76 Cr | ₹694.3 Cr | ₹685.37 Cr | ₹550.74 Cr | ₹635.45 Cr | ₹29.89 Cr | ₹34.56 Cr |
| EBITDA (computed) | ₹3,017.75 Cr | ₹2,770.14 Cr | ₹2,662.38 Cr | ₹2,608.41 Cr | ₹2,437.15 Cr | ₹2,418.52 Cr | ₹2,437.41 Cr | ₹2,291.55 Cr | ₹2,044.14 Cr | ₹2,199.6 Cr | ₹39.96 Cr | ₹46.66 Cr |
| Basic EPS | ₹3.78 | ₹2.92 | ₹2.91 | ₹2.78 | ₹2.53 | ₹2.48 | ₹2.77 | ₹2.73 | ₹2.19 | ₹2.56 | ₹0.12 | ₹0.14 |
| Diluted EPS | ₹3.77 | ₹2.92 | ₹2.90 | ₹2.77 | ₹2.52 | ₹2.48 | ₹2.76 | ₹2.72 | ₹2.18 | ₹2.55 | ₹0.12 | ₹0.14 |
Shareholding Pattern of L&T Finance Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 65.99%, foreign institutional investors hold 7.63%, domestic institutional investors hold 14.90%, retail and other public shareholders hold 11.48% of L&T Finance Limited. The company had 748,865 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 65.99% | 66.03% | 66.10% | 66.16% | 66.24% | 66.25% |
| Public | 34.01% | 33.97% | 33.90% | 33.84% | 33.76% | 33.75% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 65.99% | 66.24% | 65.86% | 66.11% | 66.26% | 63.62% | 63.72% | 63.91% | 66.10% | 66.62% | 66.71% |
| Public | 34.01% | 33.76% | 34.14% | 33.89% | 33.74% | 36.38% | 36.28% | 36.09% | 33.90% | 33.38% | 33.29% |
| Promoter change (YoY, %pts) | -0.25 | +0.38 | -0.25 | -0.15 | +2.64 | -0.10 | -0.19 | -2.19 | -0.52 | -0.09 | - |
Board & Governance of L&T Finance Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of L&T Finance Limited has 7 directors - 4 independent and 1 executive. The board is chaired by Sekharipuram Narayanan Subrahmanyan.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| Sekharipuram Narayanan Subrahmanyan | Non-Executive - Non Independent Director · Chairperson | 2022-02-28 | 5 |
| Sudipta Roy | Executive Director · CEO-MD | 2024-01-24 | 1 |
| Ramamurthi Shankar Raman | Non-Executive - Non Independent Director | 2008-05-01 | 3 |
| Rajani Rajiv Gupte | Non-Executive - Independent Director | 2018-06-28 | 1 |
| R. Seetharaman | Non-Executive - Independent Director | 2024-01-23 | 1 |
| Nishi Vasudeva | Non-Executive - Independent Director | 2017-06-15 | 5 |
| Dhananjaya Tambe | Non-Executive - Independent Director | 2025-07-01 | 2 |
| Committee | Members |
|---|---|
| Audit Committee | R. Seetharaman (Chairperson), Ramamurthi Shankar Raman, Dhananjaya Tambe, Nishi Vasudeva |
| Nomination and remuneration committee | Rajani Rajiv Gupte (Chairperson), Ramamurthi Shankar Raman, Nishi Vasudeva |
| Stakeholders Relationship Committee | Nishi Vasudeva (Chairperson), Sudipta Roy, Rajani Rajiv Gupte |
| Risk Management Committee | Nishi Vasudeva (Chairperson), Sudipta Roy, Ramamurthi Shankar Raman, Rajani Rajiv Gupte, Zeenat Hamirani, Sachinn Joshi, Apurva Rathod |
| Corporate Social Responsibility Committee | Rajani Rajiv Gupte (Chairperson), Sudipta Roy, R. Seetharaman |
Group Structure of L&T Finance Limited
L&T Finance Limited has 3 subsidiary companies and 1 associated company. This group structure data is as of FY 2024. The corporate group structure reflects L&T Finance Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| L&T Financial Consultants Limited | U65100MH2011PLC299024 | - |
| L&T Infra Investment Partners Advisory Private Limited | U67190MH2011PTC218046 | - |
| L&T Infra Investment Partners Trustee Private Limited | U67190MH2011PTC220896 | - |
Showing major subsidiaries. Total: 3.
Charges & Borrowings of L&T Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 09 Dec 2025 | Citi Bank N.A. | ₹400 Cr | Open |
| 06 Nov 2025 | Others | ₹1,000 Cr | Open |
| 10 Oct 2025 | Others | ₹1,050 Cr | Open |
| 24 Sep 2025 | Standard Chartered Bank | ₹200 Cr | Open |
| 19 Sep 2025 | Hdfc Bank Limited | ₹1,000 Cr | Open |
Total charge records: 289 View all charges
Employees and EPFO Compliance at L&T Finance Limited
L&T Finance Limited has a workforce of 624 employees as of Apr 06, 2024.
Employee Count & EPFO Data of L&T Finance Limited
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GST Compliance of L&T Finance Limited
GSTIN & GST Filing Data of L&T Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for L&T Finance Limited
Credit Ratings, Legal Cases & Regulatory Alerts of L&T Finance Limited
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MSME Payment Delays by L&T Finance Limited
MSME Payment Delays by L&T Finance Limited
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Subsidiaries & Group Companies of L&T Finance Limited
Subsidiaries & Group Companies of L&T Finance Limited
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MCA Filings & Documents of L&T Finance Limited
MCA Filings & Documents of L&T Finance Limited
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Recent Activity on L&T Finance Limited
Recent News on L&T Finance Limited
Frequently Asked Questions about L&T Finance Limited
L&T Finance Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 01 May 2008 (18+ years old) and is registered under CIN L67120MH2008PLC181833. Listed on BSE: 533519 and NSE: L&TFH. The company has 624 employees.
L&T Finance Limited reported revenue of ₹15,941 Cr for FY 2025 (up 13.00% YoY).
The current directors of L&T Finance Limited are:
- Ramamurthi Shankar Raman
- Rajani Rajiv Gupte
- Rahavan Seetharaman
- Sekharipuram Narayanan Subrahmanyan
- Dhananjaya Arvind Tambe
- Apurva Neeraj Rathod
- Sudipta Roy
- Apurva Rathod
- Sachinn Roopnarayan Joshi
- Nishi Vasudeva
The primary industry of L&T Finance Limited is financial services. The company specifically operates in core investment companies. The company is currently active in this sector.
Yes. L&T Finance Limited is listed on both BSE (code: 533519) and NSE (symbol: L&TFH).
L&T Finance Limited can be reached at the registered office: Brindavan Plot No. 177 C.S.T Road Kalina Santacruz East, Mumbai, Maharashtra, India – 400098, or through the website ltfs.com.