L&T Finance Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials and compliance.
CIN L67120MH2008PLC181833 Incorporated 01 May 2008 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Listed - NSE: L&TFH · BSE: 533519 Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹17,914 Cr
▲ 12.49% YoY
EBITDA · FY 2026
₹10,956 Cr
▲ 13.81% YoY
Net profit · FY 2026
₹2,982.87 Cr
▲ 12.84% YoY
Authorised capital
₹16,887 Cr
Registered with MCA
Paid-up capital
₹2,502.63 Cr
Issued & subscribed
Open charges
₹118,640 Cr
Satisfied ₹40,411 Cr
Company age
18 yrs
Est. 2008
Employees · EPFO
624
Latest available

About L&T Finance Limited

Data last updated: 31 December 2025

L&T Finance Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Larsen And Toubro Limited. It specialises in core investment companies, a part of the broader financial services sector. Incorporated on 01 May 2008, the company has been in operation for over 18 years.

Registered with ROC Mumbai under CIN L67120MH2008PLC181833. Listed on BSE: 533519 and NSE: L&TFH.

Capital: an authorised share capital of ₹16,887 Cr and a paid-up capital of ₹2,502.63 Cr. Formerly known as L&T Capital Holding Limited and L&T Capital Holdings Limited. It is led by directors including Ramamurthi Shankar Raman and Rajani Rajiv Gupte.

Last AGM: 03 June 2025. Financial statements filed for year ended 31 March 2025. Office: Brindavan Plot No. 177 C.S.T Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098.

As per the financials filed for FY 2025, the company reported a revenue of ₹15,941 Cr, a growth of 13% compared to the previous year.

The company has a workforce of approximately 624 employees as per the latest available data. It operates as a subsidiary of Larsen And Toubro Limited. Its group structure includes 3 subsidiaries.

The company is associated with 2 brands - L & T Finance Holdings, L&T Finance. As per MCA filings, the company has open charges of ₹118,640 Cr and satisfied charges of ₹40,411 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ltfs.com.

Company Details of L&T Finance Limited
CIN L67120MH2008PLC181833
Registration Number 181833
Incorporation Date 01 May 2008
ROC Mumbai
Listing Status Listed (BSE: 533519, NSE: L&TFH)
Company Status Active
Date of Last AGM 03 June 2025
Date of Balance Sheet 31 March 2025
Parent Company Larsen And Toubro Limited
Compliance Status Active Compliant
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
  • Social Media
  • Registered Address
    Brindavan Plot No. 177 C.S.T Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098
  • Industry
    Financial Services, Core Investment Companies, NBFC
Company report
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Financials, compliance, directors, charges, ownership and filings for L&T Finance Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of L&T Finance Limited

L&T Finance Limited has undergone 2 name changes throughout its history. The company was previously known as L&T Capital Holding Limited, and L&T Capital Holdings Limited. The current legal name is L&T Finance Limited, reflecting the company's evolution and rebranding over time.

Company Name Status
L&T Finance Limited Current
L&T Capital Holding Limited Previous
L&T Capital Holdings Limited Previous

CIN History of L&T Finance Limited

L&T Finance Limited has one previous CIN (Corporate Identification Number): U67120MH2008PLC181833. The current CIN is L67120MH2008PLC181833, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
L67120MH2008PLC181833 Current
U67120MH2008PLC181833 Previous

Associated Brands with L&T Finance Limited

L&T Finance Limited operates two associated brands: L & T Finance Holdings and L&T Finance. These brands represent L&T Finance Limited's diversified market presence and brand portfolio.

Brand Description Website
Diversified lending services are provided as a non-banking financial institution. ltfs.com
Loans for vehicles, rural sectors, and construction equipment are offered. ltfinance.com

Competitors & Alternatives of L&T Finance Limited

Brands and companies operating in the same space as L&T Finance Limited include Manappuram Finance, Bajaj Finserv, Northern Arc Capital and 7 more.

Competitor Description Location Founded
Manappuram Finance Manappuram Finance Consumer and SME loans are provided by Manappuram Finance. Valapad, India, India 1992
Bajaj Finserv Bajaj Finserv Financial solutions including loans and insurance are offered. Pune, India, India 2007
Northern Arc Capital Northern Arc Capital Household and business loans are provided with risk management support. Chennai, India, India 2006
IIFL Finance IIFL Finance Online gold, home, personal, and business loans are provided. Mumbai, India, India 1995
Profectus Capital Profectus Capital SME loans are provided to businesses in India. Mumbai, India, India 2017
Vistaar Financial Services Vistaar Financial Services Provider of a financial services platform that provides small business loans and other financial products to micro, small, and medium-sized enterprises (MSMEs), aiming to support their growth and development Bengaluru, India, India 2010
SBFC SBFC Diversified loans are provided to small businesses and consumers. Mumbai, India, India 2008
UC Inclusive Credit UC Inclusive Credit Provider of financial inclusion services to underserved sectors Bengaluru, India, India 2016
Mahindra Finance Mahindra Finance Consumer and SME loans are provided by Mahindra Finance. Mumbai, India, India 1991
Hero Fincorp Hero Fincorp 2-wheeler loans and consumer/business financing are provided by Hero Fincorp. Delhi, India, India 1991

Business Activity of L&T Finance Limited

L&T Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities *********

Auditor Details of L&T Finance Limited

L&T Finance Limited is audited by T R Chadha & Co LLP (ICAI peer reviewed, certificate valid till 2028-09-30); Brahmayya & Co. (ICAI peer reviewed, certificate valid till 2028-10-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.

Name Financial year Audit opinion
T R Chadha & Co LLP (ICAI peer reviewed, certificate valid till 2028-09-30); Brahmayya & Co. (ICAI peer reviewed, certificate valid till 2028-10-31) FY 2026 Declaration of unmodified opinion

Board of Directors of L&T Finance Limited

L&T Finance Limited is currently managed by 10 directors, with 24 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Ramamurthi Shankar Raman Director 01 May 2008 18 Years 2 Months Current
Rajani Rajiv Gupte Director 28 Jun 2018 8 Years 0 Months Current
Rahavan Seetharaman Director 23 Jan 2024 2 Years 5 Months Current
Sekharipuram Narayanan Subrahmanyan Director 28 Feb 2022 4 Years 4 Months Current
Dhananjaya Arvind Tambe Director 01 Jul 2025 1 Years 0 Months Current
Apurva Neeraj Rathod Nodal Officer 03 Sep 2019 6 Years 10 Months Current
Showing 6 of 10 current directors. View all directors

Financials of L&T Finance Limited FY 2026 filings available

L&T Finance Limited reported revenue of ₹17,914 Cr (up 12.49% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue · FY 2026
₹17,914 Cr ▲ 12.49%
Profit · FY 2026
₹2,982.87 Cr ▲ 12.84%
EBITDA · FY 2026
₹10,956 Cr ▲ 13.81%
Revenue₹ Cr · Consolidated010,00020,000FY 2020: ₹14,176 Cr14,176FY 2020FY 2021: ₹13,678 Cr · -3.5% YoY13,678-3.5%FY 2021FY 2022: ₹11,930 Cr · -12.8% YoY11,930-12.8%FY 2022FY 2023: ₹12,775 Cr · +7.1% YoY12,775+7.1%FY 2023FY 2024: ₹13,581 Cr · +6.3% YoY13,581+6.3%FY 2024FY 2025: ₹15,924 Cr · +17.3% YoY15,924+17.3%FY 2025FY 2026: ₹17,914 Cr · +12.5% YoY17,914+12.5%FY 2026
Net Profit₹ Cr · Consolidated01,0002,0003,000FY 2020: ₹1,700 Cr1,700FY 2020FY 2021: ₹949 Cr · -44.2% YoY949-44.2%FY 2021FY 2022: ₹1,049 Cr · +10.6% YoY1,049+10.6%FY 2022FY 2023: ₹1,536 Cr · +46.4% YoY1,536+46.4%FY 2023FY 2024: ₹2,317 Cr · +50.8% YoY2,317+50.8%FY 2024FY 2025: ₹2,643 Cr · +14.1% YoY2,643+14.1%FY 2025FY 2026: ₹2,983 Cr · +12.8% YoY2,983+12.8%FY 2026
Quarterly Revenue₹ Cr · vs same quarter last year02,0004,0006,000Q1'25: ₹3,785 Cr · +17.4% YoY3,785+17.4%Q1'25Q2'25: ₹4,019 Cr · +25.1% YoY4,019+25.1%Q2'25Q3'25: ₹4,098 Cr · +15.9% YoY4,098+15.9%Q3'25Q4'25: ₹4,023 Cr · +9.6% YoY4,023+9.6%Q4'25Q1'26: ₹4,260 Cr · +12.5% YoY4,260+12.5%Q1'26Q2'26: ₹4,336 Cr · +7.9% YoY4,336+7.9%Q2'26Q3'26: ₹4,578 Cr · +11.7% YoY4,578+11.7%Q3'26Q4'26: ₹4,771 Cr · +18.6% YoY4,771+18.6%Q4'26
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹17,914 Cr ₹15,924 Cr ₹13,581 Cr ₹12,775 Cr ₹11,930 Cr ₹13,678 Cr ₹14,176 Cr
Interest Earned ₹16,616 Cr ₹14,663 Cr ₹12,914 Cr ₹12,565 Cr ₹11,704 Cr ₹13,105 Cr ₹13,245 Cr
Other Income ₹3.36 Cr ₹16.74 Cr ₹474.54 Cr ₹526.75 Cr ₹393.85 Cr ₹402.03 Cr ₹372.63 Cr
Total Income ₹17,917 Cr ₹15,941 Cr ₹14,055 Cr ₹13,302 Cr ₹12,324 Cr ₹14,080 Cr ₹14,548 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹2,455 Cr ₹2,216.51 Cr ₹1,806.37 Cr ₹1,405.93 Cr ₹1,094.84 Cr ₹1,007.06 Cr ₹1,062.32 Cr
Finance Costs ₹6,720.08 Cr ₹5,996.76 Cr ₹5,377.19 Cr ₹5,797.24 Cr ₹5,753.79 Cr ₹7,199.92 Cr ₹7,513.6 Cr
Depreciation & Amortisation ₹209.69 Cr ₹138.9 Cr ₹114.77 Cr ₹111.24 Cr ₹102.64 Cr ₹87.09 Cr ₹81.59 Cr
Other Expenses ₹1,759.71 Cr ₹1,629.16 Cr ₹1,586.73 Cr ₹1,316.23 Cr ₹1,065.08 Cr ₹878.73 Cr ₹817.09 Cr
Total Expenses ₹13,890 Cr ₹12,450 Cr ₹11,026 Cr ₹11,171 Cr ₹11,101 Cr ₹12,811 Cr ₹11,868 Cr
Profit Before Exceptional Items & Tax ₹4,026.68 Cr ₹3,491.26 Cr ₹3,029.03 Cr ₹2,130.65 Cr ₹1,222.85 Cr ₹1,269.59 Cr ₹2,680.08 Cr
Exceptional Items -₹28.51 Cr ₹0 ₹0 -₹2,687.17 Cr ₹0 ₹225.61 Cr ₹0
Profit Before Tax ₹3,998.17 Cr ₹3,491.26 Cr ₹3,029.03 Cr -₹556.52 Cr ₹1,222.85 Cr ₹1,495.2 Cr ₹2,680.08 Cr
Total Tax Expense ₹1,015.3 Cr ₹847.84 Cr ₹711.9 Cr ₹172.37 Cr ₹373.62 Cr ₹546.32 Cr ₹979.82 Cr
Net Profit ₹2,982.87 Cr ₹2,643.42 Cr ₹2,317.13 Cr ₹1,536.48 Cr ₹1,049.24 Cr ₹948.88 Cr ₹1,700.26 Cr
  attributable to Owners ₹2,991.57 Cr ₹2,643.66 Cr ₹2,326.33 Cr ₹1,623.25 Cr ₹1,070.11 Cr ₹1,013.87 Cr ₹1,700.17 Cr
  attributable to NCI ₹1.69 Cr -₹24 Lakh -₹2.97 Cr -₹86.77 Cr -₹20.87 Cr -₹22.06 Cr ₹9 Lakh
Other Comprehensive Income ₹10.39 Cr ₹24.46 Cr ₹6.23 Cr ₹45.23 Cr ₹64.13 Cr ₹42.93 Cr -₹159.36 Cr
Total Comprehensive Income ₹2,993.26 Cr ₹2,667.88 Cr ₹2,323.36 Cr ₹1,581.71 Cr ₹1,113.37 Cr ₹991.81 Cr ₹1,540.9 Cr
EBITDA (computed) ₹10,956 Cr ₹9,626.92 Cr ₹8,520.99 Cr ₹8,039.13 Cr ₹7,079.28 Cr ₹8,556.6 Cr ₹10,275 Cr
Basic EPS ₹11.92 ₹10.61 ₹9.34 ₹-2.59 ₹3.52 ₹4.49 ₹8.50
Diluted EPS ₹11.88 ₹10.57 ₹9.30 ₹-2.58 ₹3.51 ₹4.47 ₹8.46
Metrics FY 2026 FY 2025 FY 2024 FY 2023
Total Assets ₹142,205 Cr ₹120,409 Cr ₹102,718 Cr ₹106,362 Cr
Property, Plant & Equipment ₹461.87 Cr ₹397.37 Cr ₹354.97 Cr ₹57.09 Cr
Inventories ₹0 ₹0 ₹0 ₹0
Cash & Equivalents ₹4,488.94 Cr ₹2,896.22 Cr ₹3,593.35 Cr ₹9,108.68 Cr
Equity (Net Worth) ₹28,034 Cr ₹25,631 Cr ₹23,528 Cr ₹21,618 Cr
Equity Share Capital ₹2,504.39 Cr ₹2,494.87 Cr ₹2,488.94 Cr ₹2,479.67 Cr
Total Liabilities ₹114,171 Cr ₹94,778 Cr - -
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022
Operating Cash Flow -₹14,189 Cr -₹16,587 Cr ₹673.47 Cr ₹7,490.47 Cr ₹6,078.06 Cr
Investing Cash Flow ₹366.9 Cr ₹470.86 Cr ₹848.62 Cr -₹1,106.98 Cr -₹5,083.54 Cr
Financing Cash Flow ₹15,415 Cr ₹15,419 Cr -₹7,037.42 Cr -₹2,190.79 Cr -₹3,026.33 Cr
Capital Expenditure ₹239.46 Cr ₹195.28 Cr ₹118.76 Cr ₹127.92 Cr ₹77.55 Cr
Free Cash Flow (computed) -₹14,429 Cr -₹16,782 Cr ₹554.71 Cr ₹7,362.55 Cr ₹6,000.51 Cr
Dividends Paid ₹686.77 Cr ₹622.46 Cr ₹496.61 Cr ₹123.75 Cr ₹0
Net Change in Cash ₹1,592.72 Cr -₹697.13 Cr -₹5,515.33 Cr ₹4,192.7 Cr -₹2,031.81 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q1 FY24
Revenue from Operations ₹4,771.03 Cr ₹4,578.27 Cr ₹4,335.75 Cr ₹4,259.57 Cr ₹4,022.92 Cr ₹4,097.58 Cr ₹4,019.34 Cr ₹3,784.61 Cr ₹3,671.77 Cr ₹3,533.96 Cr ₹3,213.84 Cr ₹3,223.32 Cr
Interest Earned ₹4,424.03 Cr ₹4,240.07 Cr ₹4,037.41 Cr ₹3,914.5 Cr ₹3,749.88 Cr ₹3,806.38 Cr ₹3,654.41 Cr ₹3,452.62 Cr ₹3,322.6 Cr ₹3,306.3 Cr ₹3,168.54 Cr ₹3,116.49 Cr
Other Income ₹7 Lakh ₹3.22 Cr ₹4 Lakh ₹3 Lakh ₹4.3 Cr ₹7.55 Cr ₹4.68 Cr ₹0 ₹5.55 Cr ₹47.3 Cr ₹268.23 Cr ₹153.46 Cr
Total Income ₹4,771.1 Cr ₹4,581.49 Cr ₹4,335.79 Cr ₹4,259.6 Cr ₹4,027.22 Cr ₹4,105.13 Cr ₹4,024.02 Cr ₹3,784.61 Cr ₹3,677.32 Cr ₹3,581.26 Cr ₹3,482.07 Cr ₹3,376.78 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹659.72 Cr ₹649.88 Cr ₹593.21 Cr ₹552.19 Cr ₹569.11 Cr ₹579.28 Cr ₹548.78 Cr ₹519.34 Cr ₹500.75 Cr ₹450.65 Cr ₹448.62 Cr ₹406.35 Cr
Finance Costs ₹1,747.03 Cr ₹1,703.02 Cr ₹1,634.29 Cr ₹1,635.74 Cr ₹1,599.83 Cr ₹1,569.24 Cr ₹1,476.28 Cr ₹1,351.41 Cr ₹1,335.09 Cr ₹1,353.43 Cr ₹1,324.91 Cr ₹1,363.76 Cr
Depreciation & Amortisation ₹60.35 Cr ₹57.7 Cr ₹50.95 Cr ₹40.69 Cr ₹40.98 Cr ₹36.19 Cr ₹33.29 Cr ₹28.44 Cr ₹27.66 Cr ₹29.19 Cr ₹28.33 Cr ₹29.59 Cr
Other Expenses ₹481.21 Cr ₹398.91 Cr ₹423.87 Cr ₹455.72 Cr ₹393.29 Cr ₹442.31 Cr ₹375.73 Cr ₹417.83 Cr ₹451.89 Cr ₹409.76 Cr ₹382.81 Cr ₹342.27 Cr
Total Expenses ₹3,697.18 Cr ₹3,560.81 Cr ₹3,346.93 Cr ₹3,316.38 Cr ₹3,221.7 Cr ₹3,281.23 Cr ₹3,084.45 Cr ₹2,862.34 Cr ₹2,983.3 Cr ₹2,757.22 Cr ₹2,684.68 Cr ₹2,663.2 Cr
Profit Before Exceptional Items & Tax ₹1,073.92 Cr ₹1,020.68 Cr ₹988.86 Cr ₹943.22 Cr ₹805.52 Cr ₹823.9 Cr ₹939.57 Cr ₹922.27 Cr ₹694.02 Cr ₹824.04 Cr ₹797.39 Cr ₹713.58 Cr
Exceptional Items ₹0 -₹28.51 Cr ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹1,073.92 Cr ₹992.17 Cr ₹988.86 Cr ₹943.22 Cr ₹805.52 Cr ₹823.9 Cr ₹939.57 Cr ₹922.27 Cr ₹694.02 Cr ₹824.04 Cr ₹797.39 Cr ₹713.58 Cr
Total Tax Expense ₹264.76 Cr ₹254.18 Cr ₹253.98 Cr ₹242.38 Cr ₹169.68 Cr ₹198.25 Cr ₹242.89 Cr ₹237.02 Cr ₹141 Cr ₹184.67 Cr ₹203.17 Cr ₹183.06 Cr
Net Profit ₹809.16 Cr ₹737.99 Cr ₹734.88 Cr ₹700.84 Cr ₹635.84 Cr ₹625.65 Cr ₹696.68 Cr ₹685.25 Cr ₹553.02 Cr ₹639.37 Cr ₹594.22 Cr ₹530.52 Cr
  attributable to Owners ₹850.31 Cr ₹738.61 Cr ₹734.84 Cr ₹701.1 Cr ₹636.17 Cr ₹626.4 Cr ₹695.58 Cr ₹685.51 Cr ₹559.76 Cr ₹640.18 Cr ₹595.11 Cr ₹530.93 Cr
  attributable to NCI ₹2.53 Cr -₹62 Lakh ₹4 Lakh -₹26 Lakh -₹33 Lakh -₹75 Lakh ₹1.1 Cr -₹26 Lakh -₹86 Lakh -₹81 Lakh -₹89 Lakh -₹41 Lakh
Other Comprehensive Income ₹43.68 Cr -₹14.68 Cr ₹11.43 Cr -₹30.04 Cr ₹8.27 Cr ₹4.57 Cr ₹0 ₹6.41 Cr ₹5.88 Cr -₹23 Lakh -₹6.82 Cr ₹7.4 Cr
Total Comprehensive Income ₹852.84 Cr ₹723.31 Cr ₹746.31 Cr ₹670.8 Cr ₹644.11 Cr ₹630.22 Cr ₹696.68 Cr ₹691.66 Cr ₹558.9 Cr ₹639.14 Cr ₹587.4 Cr ₹537.92 Cr
EBITDA (computed) ₹2,881.3 Cr ₹2,781.4 Cr ₹2,674.1 Cr ₹2,619.65 Cr ₹2,446.33 Cr ₹2,429.33 Cr ₹2,449.14 Cr ₹2,302.12 Cr ₹2,056.77 Cr ₹2,206.66 Cr ₹2,150.63 Cr ₹2,106.93 Cr
Basic EPS ₹3.22 ₹2.95 ₹2.94 ₹2.81 ₹2.55 ₹2.51 ₹2.79 ₹2.75 ₹2.23 ₹2.57 ₹2.40 ₹2.14
Diluted EPS ₹3.21 ₹2.94 ₹2.93 ₹2.80 ₹2.54 ₹2.50 ₹2.78 ₹2.74 ₹2.22 ₹2.57 ₹2.39 ₹2.13
Latest 12 quarters shown of 21 on record.
Segment · FY 2023 (annual) Revenue Result (PBIT) Assets Liabilities
Defocused business ₹124.06 Cr -₹237.79 Cr - -
Less: Exceptional items ₹0 -₹2,687.17 Cr - -
Less: Inter segment ₹0 ₹0 - -
Less: Revenue of discontinued operations -₹229.55 Cr -₹2,739.34 Cr - -
Others* ₹646.69 Cr ₹2,800.55 Cr - -
Retail business ₹8,683.12 Cr ₹1,860.42 Cr - -
Wholesale business ₹3,947.64 Cr ₹446.81 Cr - -
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹18,050 Cr ₹15,912 Cr ₹13,574 Cr ₹347.37 Cr ₹335.87 Cr ₹171.26 Cr ₹475.44 Cr
Interest Earned ₹16,616 Cr ₹14,662 Cr ₹12,913 Cr ₹152.17 Cr ₹84.05 Cr ₹73.3 Cr ₹88.91 Cr
Other Income ₹4.55 Cr ₹17.99 Cr ₹469.37 Cr ₹12.66 Cr ₹14.59 Cr ₹20.16 Cr ₹46.94 Cr
Total Income ₹18,054 Cr ₹15,930 Cr ₹14,044 Cr ₹360.03 Cr ₹350.46 Cr ₹191.42 Cr ₹522.38 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹2,452.77 Cr ₹2,214.4 Cr ₹1,804.17 Cr ₹12.73 Cr ₹14.7 Cr ₹13.7 Cr ₹26.72 Cr
Finance Costs ₹6,720.04 Cr ₹5,996.73 Cr ₹5,377.17 Cr ₹6.05 Cr ₹73.49 Cr ₹192.96 Cr ₹200.75 Cr
Depreciation & Amortisation ₹203.84 Cr ₹132.97 Cr ₹108.7 Cr ₹26 Lakh ₹37 Lakh ₹58 Lakh ₹48 Lakh
Other Expenses ₹1,796.88 Cr ₹1,662.7 Cr ₹1,625.98 Cr ₹57.64 Cr ₹7.45 Cr ₹12.48 Cr ₹10.57 Cr
Total Expenses ₹13,919 Cr ₹12,475 Cr ₹11,057 Cr ₹76.92 Cr ₹96.03 Cr ₹227.31 Cr ₹238.64 Cr
Profit Before Exceptional Items & Tax ₹4,134.8 Cr ₹3,454.93 Cr ₹2,986.64 Cr ₹283.11 Cr ₹254.43 Cr -₹35.89 Cr ₹283.74 Cr
Exceptional Items -₹28.43 Cr ₹0 ₹0 ₹2,858.09 Cr ₹0 ₹224.68 Cr ₹0
Profit Before Tax ₹4,106.37 Cr ₹3,454.93 Cr ₹2,986.64 Cr ₹3,141.2 Cr ₹254.43 Cr ₹188.79 Cr ₹283.74 Cr
Total Tax Expense ₹1,006.06 Cr ₹837.12 Cr ₹700.41 Cr ₹569.5 Cr ₹36.25 Cr ₹72.74 Cr ₹16.93 Cr
Net Profit ₹3,100.31 Cr ₹2,617.81 Cr ₹2,286.23 Cr ₹2,571.7 Cr ₹218.18 Cr ₹116.05 Cr ₹266.81 Cr
Other Comprehensive Income ₹10.35 Cr ₹24.47 Cr ₹6.22 Cr -₹2.27 Cr ₹2.42 Cr ₹11 Lakh -₹11 Lakh
Total Comprehensive Income ₹3,110.66 Cr ₹2,642.28 Cr ₹2,292.45 Cr ₹2,569.43 Cr ₹220.6 Cr ₹116.16 Cr ₹266.7 Cr
EBITDA (computed) ₹11,059 Cr ₹9,584.63 Cr ₹8,472.51 Cr ₹289.42 Cr ₹328.29 Cr ₹157.65 Cr ₹484.97 Cr
Basic EPS ₹12.40 ₹10.50 ₹9.20 ₹10.38 ₹0.88 ₹0.54 ₹1.33
Diluted EPS ₹12.36 ₹10.47 ₹9.17 ₹10.35 ₹0.88 ₹0.53 ₹1.33
Metrics FY 2026 FY 2025 FY 2024 FY 2023
Total Assets ₹141,943 Cr ₹120,033 Cr ₹102,351 Cr ₹13,848 Cr
Property, Plant & Equipment ₹169.39 Cr ₹101.93 Cr ₹55.92 Cr ₹29 Lakh
Inventories ₹0 ₹0 ₹0 ₹0
Cash & Equivalents ₹4,487.86 Cr ₹2,893.66 Cr ₹3,561.44 Cr ₹33.52 Cr
Equity (Net Worth) ₹27,833 Cr ₹25,295 Cr ₹23,195 Cr ₹13,753 Cr
Equity Share Capital ₹2,504.39 Cr ₹2,494.87 Cr ₹2,488.94 Cr ₹2,479.67 Cr
Total Liabilities ₹114,109 Cr ₹94,738 Cr - -
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022
Operating Cash Flow -₹14,237 Cr -₹16,608 Cr ₹637.44 Cr -₹1,433.01 Cr ₹408.15 Cr
Investing Cash Flow ₹397.57 Cr ₹499.13 Cr ₹858.79 Cr ₹1,538.79 Cr -₹77 Lakh
Financing Cash Flow ₹15,433 Cr ₹15,441 Cr -₹7,040.5 Cr -₹213.46 Cr -₹1,664.28 Cr
Capital Expenditure ₹113.14 Cr ₹87.17 Cr ₹37.77 Cr ₹0 ₹0
Free Cash Flow (computed) -₹14,350 Cr -₹16,695 Cr ₹599.67 Cr -₹1,433.01 Cr ₹408.15 Cr
Dividends Paid ₹686.77 Cr ₹622.46 Cr ₹496.61 Cr ₹123.75 Cr ₹0
Net Change in Cash ₹1,594.2 Cr -₹667.78 Cr -₹5,544.27 Cr -₹107.68 Cr -₹1,256.9 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q1 FY24
Revenue from Operations ₹4,920.79 Cr ₹4,578.2 Cr ₹4,332.74 Cr ₹4,256.75 Cr ₹4,019.75 Cr ₹4,095.09 Cr ₹4,015.2 Cr ₹3,782.09 Cr ₹3,669.74 Cr ₹3,533.38 Cr ₹44.94 Cr ₹51.15 Cr
Interest Earned ₹4,423.94 Cr ₹4,240 Cr ₹4,037.3 Cr ₹3,914.41 Cr ₹3,749.48 Cr ₹3,806.32 Cr ₹3,653.91 Cr ₹3,452.15 Cr ₹3,322.06 Cr ₹3,305.74 Cr ₹44.87 Cr ₹50.92 Cr
Other Income ₹37 Lakh ₹3.51 Cr ₹35 Lakh ₹32 Lakh ₹4.68 Cr ₹7.7 Cr ₹5.05 Cr ₹56 Lakh ₹5.95 Cr ₹47.52 Cr ₹7.25 Cr ₹5.23 Cr
Total Income ₹4,921.16 Cr ₹4,581.71 Cr ₹4,333.09 Cr ₹4,257.07 Cr ₹4,024.43 Cr ₹4,102.79 Cr ₹4,020.25 Cr ₹3,782.65 Cr ₹3,675.69 Cr ₹3,580.9 Cr ₹52.19 Cr ₹56.38 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹659.11 Cr ₹649.32 Cr ₹592.63 Cr ₹551.71 Cr ₹568.61 Cr ₹578.79 Cr ₹548.26 Cr ₹518.74 Cr ₹500.74 Cr ₹449.62 Cr ₹7.14 Cr ₹5.18 Cr
Finance Costs ₹1,747.02 Cr ₹1,703.01 Cr ₹1,634.28 Cr ₹1,635.73 Cr ₹1,599.83 Cr ₹1,569.23 Cr ₹1,476.27 Cr ₹1,351.4 Cr ₹1,335.08 Cr ₹1,353.43 Cr ₹3 Lakh ₹1 Lakh
Depreciation & Amortisation ₹59.25 Cr ₹56.12 Cr ₹49.34 Cr ₹39.13 Cr ₹39.46 Cr ₹34.69 Cr ₹31.81 Cr ₹27.01 Cr ₹26.1 Cr ₹27.74 Cr ₹4 Lakh ₹4 Lakh
Other Expenses ₹490.83 Cr ₹407.67 Cr ₹433.47 Cr ₹464.91 Cr ₹400.18 Cr ₹451.27 Cr ₹384.21 Cr ₹427.04 Cr ₹461.86 Cr ₹419.39 Cr ₹5.18 Cr ₹4.54 Cr
Total Expenses ₹3,709.68 Cr ₹3,570.7 Cr ₹3,354.33 Cr ₹3,323.52 Cr ₹3,226.57 Cr ₹3,288.19 Cr ₹3,090.92 Cr ₹2,869.51 Cr ₹2,992.73 Cr ₹2,762.47 Cr ₹12.3 Cr ₹9.77 Cr
Profit Before Exceptional Items & Tax ₹1,211.48 Cr ₹1,011.01 Cr ₹978.76 Cr ₹933.55 Cr ₹797.86 Cr ₹814.6 Cr ₹929.33 Cr ₹913.14 Cr ₹682.96 Cr ₹818.43 Cr ₹39.89 Cr ₹46.61 Cr
Exceptional Items ₹0 -₹28.43 Cr ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹1,211.48 Cr ₹982.58 Cr ₹978.76 Cr ₹933.55 Cr ₹797.86 Cr ₹814.6 Cr ₹929.33 Cr ₹913.14 Cr ₹682.96 Cr ₹818.43 Cr ₹39.89 Cr ₹46.61 Cr
Total Tax Expense ₹264.39 Cr ₹251.16 Cr ₹251.05 Cr ₹239.46 Cr ₹167.27 Cr ₹195.42 Cr ₹240.21 Cr ₹234.22 Cr ₹138.08 Cr ₹182.77 Cr ₹10.1 Cr ₹11.85 Cr
Net Profit ₹947.09 Cr ₹731.42 Cr ₹727.71 Cr ₹694.09 Cr ₹630.59 Cr ₹619.18 Cr ₹689.12 Cr ₹678.92 Cr ₹544.88 Cr ₹635.66 Cr ₹29.79 Cr ₹34.76 Cr
Other Comprehensive Income ₹43.65 Cr -₹14.69 Cr ₹11.43 Cr -₹30.04 Cr ₹8.26 Cr ₹4.58 Cr ₹5.18 Cr ₹6.45 Cr ₹5.86 Cr -₹21 Lakh ₹10 Lakh -₹20 Lakh
Total Comprehensive Income ₹990.74 Cr ₹716.73 Cr ₹739.14 Cr ₹664.05 Cr ₹638.85 Cr ₹623.76 Cr ₹694.3 Cr ₹685.37 Cr ₹550.74 Cr ₹635.45 Cr ₹29.89 Cr ₹34.56 Cr
EBITDA (computed) ₹3,017.75 Cr ₹2,770.14 Cr ₹2,662.38 Cr ₹2,608.41 Cr ₹2,437.15 Cr ₹2,418.52 Cr ₹2,437.41 Cr ₹2,291.55 Cr ₹2,044.14 Cr ₹2,199.6 Cr ₹39.96 Cr ₹46.66 Cr
Basic EPS ₹3.78 ₹2.92 ₹2.91 ₹2.78 ₹2.53 ₹2.48 ₹2.77 ₹2.73 ₹2.19 ₹2.56 ₹0.12 ₹0.14
Diluted EPS ₹3.77 ₹2.92 ₹2.90 ₹2.77 ₹2.52 ₹2.48 ₹2.76 ₹2.72 ₹2.18 ₹2.55 ₹0.12 ₹0.14
Latest 12 quarters shown of 24 on record.
Want more history and ratios?
You're viewing the latest exchange-filed financials for L&T Finance Limited. The full report adds 10+ years of line-item history, 20+ ratios, peer benchmarks and a downloadable PDF.
10+ years of history 20+ ratios & benchmarks Downloadable PDF

Shareholding Pattern of L&T Finance Limited

As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 65.99%, foreign institutional investors hold 7.63%, domestic institutional investors hold 14.90%, retail and other public shareholders hold 11.48% of L&T Finance Limited. The company had 748,865 shareholders on record.

Promoters: 65.99%DII (Domestic Institutional): 14.90%FII (Foreign Institutional): 7.63%Retail & Others: 11.48%
Mar 2026
QUARTER
65.99% Promoters
14.90% DII (Domestic Institutional)
7.63% FII (Foreign Institutional)
11.48% Retail & Others
Promoter holding - history
Now 65.99% · Mar 2026High 66.72% · Dec 2015Low 63.50% · Dec 2021
62%63.5%65%66.5%68%Dec 2015Mar 2018Sep 2020Dec 2022Jun 2025Dec 2015: 66.72%Mar 2016: 66.71%Jun 2016: 66.70%Sep 2016: 66.68%Dec 2016: 66.65%Mar 2017: 66.62%May 2017: 64.23%Jun 2017: 64.23%Sep 2017: 64.21%Dec 2017: 64.14%Mar 2018: 66.10%Jun 2018: 64.01%Sep 2018: 63.97%Dec 2018: 63.96%Mar 2019: 63.91%Jun 2019: 63.89%Sep 2019: 63.86%Dec 2019: 63.86%Mar 2020: 63.72%Jun 2020: 63.72%Sep 2020: 63.67%Dec 2020: 63.65%Feb 2021: 63.62%Mar 2021: 63.62%Jun 2021: 63.59%Sep 2021: 63.53%Dec 2021: 63.50%Mar 2022: 66.26%Jun 2022: 66.23%Sep 2022: 66.20%Dec 2022: 66.15%Mar 2023: 66.11%Jun 2023: 66.10%Sep 2023: 66.02%Dec 2023: 65.90%Mar 2024: 65.86%Jun 2024: 66.37%Sep 2024: 66.29%Dec 2024: 66.25%Mar 2025: 66.24%Jun 2025: 66.16%Sep 2025: 66.10%Dec 2025: 66.03%Mar 2026: 65.99%66.72%63.50%65.99%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters65.99%66.03%66.10%66.16%66.24%66.25%
Public34.01%33.97%33.90%33.84%33.76%33.75%
Shareholding history - year on year (as at 31 March)
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Promoters65.99%66.24%65.86%66.11%66.26%63.62%63.72%63.91%66.10%66.62%66.71%
Public34.01%33.76%34.14%33.89%33.74%36.38%36.28%36.09%33.90%33.38%33.29%
Promoter change (YoY, %pts)-0.25+0.38-0.25-0.15+2.64-0.10-0.19-2.19-0.52-0.09-

Board & Governance of L&T Finance Limited

As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of L&T Finance Limited has 7 directors - 4 independent and 1 executive. The board is chaired by Sekharipuram Narayanan Subrahmanyan.

DirectorPositionOn board sinceListed boards
Sekharipuram Narayanan Subrahmanyan Non-Executive - Non Independent Director · Chairperson 2022-02-28 5
Sudipta Roy Executive Director · CEO-MD 2024-01-24 1
Ramamurthi Shankar Raman Non-Executive - Non Independent Director 2008-05-01 3
Rajani Rajiv Gupte Non-Executive - Independent Director 2018-06-28 1
R. Seetharaman Non-Executive - Independent Director 2024-01-23 1
Nishi Vasudeva Non-Executive - Independent Director 2017-06-15 5
Dhananjaya Tambe Non-Executive - Independent Director 2025-07-01 2
Board Committees
CommitteeMembers
Audit Committee R. Seetharaman (Chairperson), Ramamurthi Shankar Raman, Dhananjaya Tambe, Nishi Vasudeva
Nomination and remuneration committee Rajani Rajiv Gupte (Chairperson), Ramamurthi Shankar Raman, Nishi Vasudeva
Stakeholders Relationship Committee Nishi Vasudeva (Chairperson), Sudipta Roy, Rajani Rajiv Gupte
Risk Management Committee Nishi Vasudeva (Chairperson), Sudipta Roy, Ramamurthi Shankar Raman, Rajani Rajiv Gupte, Zeenat Hamirani, Sachinn Joshi, Apurva Rathod
Corporate Social Responsibility Committee Rajani Rajiv Gupte (Chairperson), Sudipta Roy, R. Seetharaman

Group Structure of L&T Finance Limited

L&T Finance Limited has 3 subsidiary companies and 1 associated company. This group structure data is as of FY 2024. The corporate group structure reflects L&T Finance Limited's business expansion strategy and organizational complexity.

3
Subsidiary companies
1
Associated companies
Key Subsidiaries
Company Name CIN Shares Held
L&T Financial Consultants Limited U65100MH2011PLC299024 -
L&T Infra Investment Partners Advisory Private Limited U67190MH2011PTC218046 -
L&T Infra Investment Partners Trustee Private Limited U67190MH2011PTC220896 -

Showing major subsidiaries. Total: 3.

Charges & Borrowings of L&T Finance Limited

Open charges
₹118,640 Cr
Satisfied charges
₹40,411 Cr
Breakdown by lending institutions
Others₹79,608.72 Cr
Axis Bank Limited₹8,326.00 Cr
Sidbi₹8,070.00 Cr
Yes Bank Limited₹6,050.00 Cr
Hdfc Bank Limited₹5,200.00 Cr
Others₹11,385.71 Cr
Latest charge details
DateLenderAmountStatus
09 Dec 2025 Citi Bank N.A. ₹400 Cr Open
06 Nov 2025 Others ₹1,000 Cr Open
10 Oct 2025 Others ₹1,050 Cr Open
24 Sep 2025 Standard Chartered Bank ₹200 Cr Open
19 Sep 2025 Hdfc Bank Limited ₹1,000 Cr Open

Total charge records: 289 View all charges

Employees and EPFO Compliance at L&T Finance Limited

L&T Finance Limited has a workforce of 624 employees as of Apr 06, 2024.

Employee count
624
Active EPFO establishments
1
Employee growth
31100%
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of L&T Finance Limited

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Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of L&T Finance Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of L&T Finance Limited

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GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for L&T Finance Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of L&T Finance Limited

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by L&T Finance Limited

MSME Payment Delays by L&T Finance Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of L&T Finance Limited

Subsidiaries & Group Companies of L&T Finance Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of L&T Finance Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of L&T Finance Limited

MCA Filings & Documents of L&T Finance Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on L&T Finance Limited

Charges
17 Dec 2025
A charge registered on 10 Nov 2022 via Charge ID 100745302 with Others was fully satisfied on 17 Dec 2025.
Charges
17 Dec 2025
A charge registered on 29 Aug 2022 via Charge ID 100771895 with Others was fully satisfied on 17 Dec 2025.
Charges
15 Dec 2025
A charge with Yes Bank Limited of Rs. 2,300.00 Cr registered on 16 Jul 2025 with Charge ID 101125070 was modified on 15 Dec 2025.
Charges
10 Dec 2025
A charge with Axis Bank Limited of Rs. 718.00 Cr registered on 16 Mar 2022 with Charge ID 100555550 was modified on 10 Dec 2025.
Charges
09 Dec 2025
A charge with Citi Bank N.A. amounted to Rs. 400.00 Cr with Charge ID 101201728 was registered on 09 Dec 2025.
Charges
27 Nov 2025
A charge registered on 19 Oct 2022 via Charge ID 100745300 with Others was fully satisfied on 27 Nov 2025.

Frequently Asked Questions about L&T Finance Limited

L&T Finance Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 01 May 2008 (18+ years old) and is registered under CIN L67120MH2008PLC181833. Listed on BSE: 533519 and NSE: L&TFH. The company has 624 employees.

L&T Finance Limited reported revenue of ₹15,941 Cr for FY 2025 (up 13.00% YoY).

The primary industry of L&T Finance Limited is financial services. The company specifically operates in core investment companies. The company is currently active in this sector.

Yes. L&T Finance Limited is listed on both BSE (code: 533519) and NSE (symbol: L&TFH).

L&T Finance Limited can be reached at the registered office: Brindavan Plot No. 177 C.S.T Road Kalina Santacruz East, Mumbai, Maharashtra, India – 400098, or through the website ltfs.com.

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