Laila Credits Private Limited
About Laila Credits Private Limited
Data last updated:
Laila Credits Private Limited is a private limited company based in Andhra Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 09 August 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U70100AP1996PTC024883. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹5 Cr. It is led by directors Gokaraju Rama Raju and Vani Gokaraju.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 40 – 15/1 – 14 Brindavan Colony Labbipet Vijayawada, Andhra Pradesh, India – 500010.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.65 Lakh, a decline of 21% compared to the previous year. For the same year it recorded a net profit of ₹1.81 Lakh (net margin 14.3%) and EBITDA of ₹11.75 Lakh (EBITDA margin 92.9%). Revenue has declined at a compounded annual rate (CAGR) of 48% over five years.
Court records list 4 cases involving the company, including 3 filed by the company; 1 case is pending.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Registered Address40 – 15/1 – 14 Brindavan Colony Labbipet Vijayawada, Andhra Pradesh, India – 500010
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Laila Credits Private Limited FY 2025 filings available
Laila Credits Private Limited reported revenue of ₹12.65 Lakh (down 21% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Laila Credits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 48% over five years, including a 21% fall in the latest year. EBITDA fell 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Laila Credits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹11.75 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.81 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Laila Credits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 92.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 14.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Laila Credits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Laila Credits Private Limited
Laila Credits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gokaraju Rama Raju Also directs: Rama Raju Fish Farms Pvt Ltd, Laila Foods and Feeds Private Limited, Sreya Fish Farms Private Limited and 5 more | Director | 09 Aug 1996 | 30 Years 2 Months | Current |
| Vani Gokaraju Also directs: Nagarjuna Food Products Pvt Ltd, Shri Krishna Bottlers (Vijayawada) Pvt.Ltd., Laila Finance Limited and 5 more | Director | 10 Aug 2014 | 12 Years 2 Months | Current |
Peer Comparison of Laila Credits Private Limited
Laila Credits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri Selvanithi Chits Private Limited | ₹12.75 Lakh (FY 2025) | •••• | •••• | 40.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| K. M. Micro Finance Foundation | ₹12.74 Lakh (FY 2024) | •••• | •••• | 19.0% | •••• | Varanasi, Uttar Pradesh, India |
| Admss Micro Finance Private Limited | ₹12.72 Lakh (FY 2024) | •••• | •••• | -12.0% | •••• | Kursi Road, Uttar Pradesh, India |
| Pereira Chits Private Limited | ₹12.67 Lakh (FY 2025) | •••• | •••• | 1318.0% | •••• | Thiruvananthapuram, Kerala, India |
| Siemotech Micro Finance Private Limited | ₹12.66 Lakh (FY 2025) | •••• | •••• | -4.0% | •••• | Delhi, India |
| Laila Credits Private Limited this company | ₹12.65 Lakh (FY 2025) | •••• | •••• | -21.0% | •••• | Andhra Pradesh, India |
| Lotusind Chits Private Limited | ₹12.63 Lakh (FY 2018) | •••• | •••• | 35.0% | •••• | Hubli, Karnataka, India |
| BRD Chits Limited | ₹12.61 Lakh (FY 2024) | •••• | •••• | -35.0% | •••• | Coimbatore, Tamil Nadu, India |
| Vidiyal Micro Care Foundation | ₹12.59 Lakh (FY 2025) | •••• | •••• | 400.0% | •••• | Coimbatore, Tamil Nadu, India |
| Dilasa Microfinance Foundation | ₹12.54 Lakh (FY 2025) | •••• | •••• | -5.0% | •••• | Pune, Maharashtra, India |
| Rezova Chit Private Limited | ₹12.5 Lakh (FY 2021) | •••• | •••• | -50.0% | •••• | Pune, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Laila Credits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Laila Credits Private Limited
Laila Credits Private Limited is audited by P R DATLA & CO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| P R DATLA & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Laila Credits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Laila Credits Private Limited
Laila Credits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Laila Credits Private Limited
Laila Credits Private Limited has 4 court cases on record: 3 filed by Laila Credits, 1 where it is another party. 1 case is pending and 3 are disposed. Status as checked between 01 Oct 2026 and 05 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 3 | 0 | 1 |
| Supreme Court | 1 | 0 | 0 |
Cases on record (4 of 4)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Andhra Pradesh | Court case (WP(PIL)) | Company is another party | Pending |
| High Court for State of Telangana | Writ petition | Filed by the company against State of Andhra Pradesh | Disposed |
| High Court of Andhra Pradesh | Writ petition | Filed by the company against State of Andhra Pradesh | Disposed |
| Supreme Court | Appeal | Filed by the company against an individual | Disposed |
Full case history
All 4 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Laila Credits Private Limited
Employment history and EPFO contributions of people linked to Laila Credits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Laila Credits Private Limited
Laila Credits Private Limited has 4 board changes on record since 1996: 2 appointments and 2 cessations. The latest: Ganga Raju Gokaraju ceased to be Director on 10 Aug 2014.
Credit Ratings, Litigation & Regulatory Alerts for Laila Credits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Laila Credits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Laila Credits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Laila Credits Private Limited
Laila Credits has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Laila Credits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Laila Credits Private Limited
Laila Credits is an active private limited company based in Andhra Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 09 August 1996 (30+ years old) and is registered under CIN U70100AP1996PTC024883.
Laila Credits reported revenue of ₹12.65 Lakh for FY 2025 (down 21% YoY).
Laila Credits has 2 current directors:
- Gokaraju Rama Raju - Director
- Vani Gokaraju - Director
Laila Credits reported a net profit of ₹1.81 Lakh (net margin 14.3%) and EBITDA of ₹11.75 Lakh (EBITDA margin 92.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Laila Credits is -48% over five years. In the latest year (FY 2025) revenue fell 21%. CAGR is the steady yearly rate that links the first and the last year.
No. Laila Credits has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Laila Credits is U70100AP1996PTC024883. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Laila Credits has 4 court cases on record: 3 filed by the company. 1 is pending. Most are in the high courts.
Laila Credits was incorporated on 09 August 1996, making it 30+ years old. It is registered with the Registrar of Companies, Vijayawada.
The peers of Laila Credits by revenue are Sri Selvanithi Chits Private Limited, K. M. Micro Finance Foundation, Admss Micro Finance Private Limited, Pereira Chits Private Limited, Siemotech Micro Finance Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Ganga Raju Gokaraju ceased to be Director on 10 Aug 2014. Vani Gokaraju was appointed as Director on 10 Aug 2014. Venkata Kanaga Ranga Raju Gokaraju ceased to be Director on 10 Aug 2014. Laila Credits has 4 board changes on record in total.