Laila Credits Private Limited
About Laila Credits Private Limited
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Laila Credits Private Limited is a private limited company based in Andhra Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 09 August 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U70100AP1996PTC024883. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹5 Cr. It is led by directors Gokaraju Rama Raju and Vani Gokaraju.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 40 – 15/1 – 14 Brindavan Colony Labbipet Vijayawada, Andhra Pradesh, India – 500010.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.65 Lakh, a decline of 21% compared to the previous year. For the same year it recorded a net profit of ₹1.81 Lakh (net margin 14.3%) and EBITDA of ₹11.75 Lakh (EBITDA margin 92.9%). Revenue has declined at a compounded annual rate (CAGR) of 48% over five years.
Court records list 4 cases involving the company, including 3 filed by the company and 1 filed against it; 1 case is pending.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Laila Credits Private Limited's registered office is in Andhra Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address40 – 15/1 – 14 Brindavan Colony Labbipet Vijayawada, Andhra Pradesh, India – 500010
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Laila Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Laila Credits Private Limited
FY 2025 filings availableLaila Credits Private Limited reported revenue of ₹12.65 Lakh (down 21% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 48% over five years, including a 21% fall in the latest year. EBITDA fell 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹11.75 Lakh | ||||
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| Net Profit (PAT) | ₹1.81 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 92.9% | ||||
| Net Profit Margin | 14.3% | ||||
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To see the full financial statements and ratios of Laila Credits Private Limited, buy the company report.
Board of directors of Laila Credits Private Limited
Laila Credits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gokaraju Rama Raju Also directs: Rama Raju Fish Farms Pvt Ltd, Laila Foods and Feeds Private Limited, Sreya Fish Farms Private Limited and 5 more | Director | 09 Aug 1996 | 30 Years 2 Months | Current |
| Vani Gokaraju Also directs: Nagarjuna Food Products Pvt Ltd, Shri Krishna Bottlers (Vijayawada) Pvt.Ltd., Laila Finance Limited and 5 more | Director | 10 Aug 2014 | 12 Years 2 Months | Current |
Peer comparison
Laila Credits Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri Selvanithi Chits Private Limited | ₹12.75 Lakh (FY 2025) | 40.0% | Tiruchirappalli, Tamil Nadu, India | |||
| K. M. Micro Finance Foundation | ₹12.74 Lakh (FY 2024) | 19.0% | Varanasi, Uttar Pradesh, India | |||
| Admss Micro Finance Private Limited | ₹12.72 Lakh (FY 2024) | -12.0% | Kursi Road, Uttar Pradesh, India | |||
| Pereira Chits Private Limited | ₹12.67 Lakh (FY 2025) | 1318.0% | Thiruvananthapuram, Kerala, India | |||
| Siemotech Micro Finance Private Limited | ₹12.66 Lakh (FY 2025) | -4.0% | Delhi, India | |||
| Laila Credits Private Limitedthis company | ₹12.65 Lakh (FY 2025) | ₹1.81 Lakh | 14.3% | -21.0% | Andhra Pradesh, India | |
| Lotusind Chits Private Limited | ₹12.63 Lakh (FY 2018) | 35.0% | Hubli, Karnataka, India | |||
| BRD Chits Limited | ₹12.61 Lakh (FY 2024) | -35.0% | Coimbatore, Tamil Nadu, India | |||
| Vidiyal Micro Care Foundation | ₹12.59 Lakh (FY 2025) | 400.0% | Coimbatore, Tamil Nadu, India | |||
| Dilasa Microfinance Foundation | ₹12.54 Lakh (FY 2025) | -5.0% | Pune, Maharashtra, India | |||
| Rezova Chit Private Limited | ₹12.5 Lakh (FY 2021) | -50.0% | Pune, Maharashtra, India |
To see the full peer comparison of Laila Credits Private Limited, buy the company report.
Auditor
Laila Credits Private Limited is audited by P R DATLA & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P R DATLA & CO | FY 2017 | 006067S |
Shareholding
The shareholding of Laila Credits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Laila Credits Private Limited, buy the company report.
Legal cases
Laila Credits Private Limited has 4 court cases on record: 3 filed by Laila Credits, 1 filed against it. 1 case is pending and 3 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 3 | 1 | 1 |
| Supreme Court | 1 | 0 | 0 |
Cases on record (4 of 4)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Andhra Pradesh | Court case (WP(PIL)) | Filed against the company | Pending |
| High Court, ANDHRAPRADESH | Writ petition | Filed by the company against State of Andhra Pradesh, and 2 others | Disposed |
| High Court | Writ petition | Filed by the company against State of Andhra Pradesh, and 2 others | Disposed |
| Supreme Court | Court case (0816-Letter Petition & Pil Matters : SLPs filed against judgments / orders passed by the High Courts in Writ Petitions filed as PIL) | Filed by the company against individuals | Disposed |
To see the full case history of Laila Credits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Laila Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Laila Credits has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Laila Credits Private Limited, buy the company report.
Recent activity
Laila Credits Private Limited has 4 board changes on record since 1996: 2 appointments and 2 cessations. The latest: Ganga Raju Gokaraju ceased to be Director on 10 Aug 2014.
Frequently asked questions
Laila Credits is an active private limited company based in Andhra Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 09 August 1996 (30+ years old) and is registered under CIN U70100AP1996PTC024883.
Laila Credits has 2 current directors:
- Gokaraju Rama Raju - Director
- Vani Gokaraju - Director
The latest financial statements of Laila Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
No. Laila Credits has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Laila Credits is U70100AP1996PTC024883. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Laila Credits has 4 court cases on record: 3 filed by the company and 1 filed against it. 1 is pending. Most are in the high courts.
Laila Credits was incorporated on 09 August 1996, making it 30+ years old. It is registered with the Registrar of Companies, Vijayawada.
The peers of Laila Credits by revenue are Sri Selvanithi Chits Private Limited, K. M. Micro Finance Foundation, Admss Micro Finance Private Limited, Pereira Chits Private Limited, Siemotech Micro Finance Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Ganga Raju Gokaraju ceased to be Director on 10 Aug 2014. Vani Gokaraju was appointed as Director on 10 Aug 2014. Venkata Kanaga Ranga Raju Gokaraju ceased to be Director on 10 Aug 2014. Laila Credits has 4 board changes on record in total.
The registered office of Laila Credits is at 40 – 151 – 14 Brindavan Colony Labbipet Vijayawada, Andhra Pradesh, India – 500010.
Laila Credits operates in the financial services industry, in the microfinance institutions segment.