About Lic Housing Finance Ltd
Data last updated: 15 July 2026
Lic Housing Finance Ltd is a public limited company based in Mumbai, Maharashtra, India. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 19 June 1989, the company has been in operation for over 37 years.
Registered with ROC Mumbai under CIN L65922MH1989PLC052257. Listed on BSE: 500253 and NSE: LICHSGFIN.
Capital: an authorised share capital of ₹150 Cr and a paid-up capital of ₹110.01 Cr. It is led by directors including Koteswara Rao Pottimutyala and Kashi Prasad Khandelwal.
Last AGM: 29 August 2025. Financial statements filed for year ended 31 March 2025. Office: Mumbai, Maharashtra.
As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹28,837 Cr, a growth of 2.59% compared to the previous year. The net worth stands at ₹41,433 Cr (up 13.97% YoY). Total assets are valued at ₹325,213 Cr (up 3.56% YoY).
The company has a workforce of approximately 2,349 employees as per the latest available data. Its group structure includes 4 subsidiaries.
The company is associated with 2 brands - Lic Housing Finance, Life Insurance Corporation Of India. As per MCA filings, the company has open charges of ₹496,244 Cr and satisfied charges of ₹155,761 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website lichousing.com.
-
EmailLocked
-
TelephoneLocked
-
Website
-
Social Media
-
Apps
-
Registered Address131 Maker Tower – F Premises 13Th Floor, Cuffe Parade, Mumbai, Maharashtra, India – 400005
-
IndustryFinancial Services, Housing Finance Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Lic Housing Finance Ltd
Lic Housing Finance Ltd operates two associated brands: LIC Housing Finance and Life Insurance Corporation of India. These brands represent Lic Housing Finance Ltd's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Diversified consumer and business loans are provided by the NBFI. | lichousing.com | |
| Life insurance and micro insurance services are provided in India. | licindia.in |
Competitors & Alternatives of Lic Housing Finance Ltd
Brands and companies operating in the same space as Lic Housing Finance Ltd include ESAF, Manappuram Finance, L & T Finance Holdings and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
|
Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Manappuram Finance
|
Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
|
Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
|
Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
SBI Life Insurance
|
Life Insurance joint venture between SBI and BNP Paribas Cardiff | Mumbai, India, India | 2000 |
Northern Arc Capital
|
Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
|
Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Kissht
|
Personal, business, and property loans are provided by Kissht. | Mumbai, India, India | 2015 |
Mahindra Finance
|
Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
|
2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Business Activity of Lic Housing Finance Ltd
Lic Housing Finance Ltd is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Lic Housing Finance Ltd
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Lic Housing Finance Ltd
Lic Housing Finance Ltd is audited by SHAH GUPTA AND CO (ICAI peer reviewed, certificate valid till 2027-12-31); M/S BATLIBOI AND PUROHIT (ICAI peer reviewed, certificate valid till 2028-04-30) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| SHAH GUPTA AND CO (ICAI peer reviewed, certificate valid till 2027-12-31); M/S BATLIBOI AND PUROHIT (ICAI peer reviewed, certificate valid till 2028-04-30) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Lic Housing Finance Ltd
Lic Housing Finance Ltd is currently managed by 13 directors, with 42 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Koteswara Rao Pottimutyala | Director | 11 Jun 2018 | 8 Years 2 Months | Current |
| Kashi Prasad Khandelwal | Director | 01 Jul 2019 | 7 Years 1 Months | Current |
| Sanjay Kumar Khemani | Director | 01 Jul 2019 | 7 Years 1 Months | Current |
| Akshay Rout | Director | 28 Sep 2020 | 5 Years 10 Months | Current |
|
Ravi Krishan Takkar
Also directs:
Park Medi World Limited
|
Director | 25 Jul 2022 | 4 Years 1 Months | Current |
|
Jagennath Jayanthi
Also directs:
Policybazaar Insurance Brokers Private Limited
|
Director | 05 Feb 2021 | 5 Years 6 Months | Current |
Financials of Lic Housing Finance Ltd FY 2026 filings available
Lic Housing Finance Ltd reported revenue of ₹28,837 Cr (up 2.59% YoY) for FY 2026.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹28,837 Cr | ₹28,110 Cr | ₹27,277 Cr | ₹22,714 Cr | ₹19,974 Cr | ₹19,882 Cr | ₹19,736 Cr |
| Interest Earned | ₹28,234 Cr | ₹27,689 Cr | ₹27,067 Cr | ₹22,546 Cr | ₹19,718 Cr | ₹19,709 Cr | ₹19,614 Cr |
| Other Income | ₹6.38 Cr | ₹62 Lakh | ₹83 Lakh | ₹14.32 Cr | ₹30.95 Cr | -₹1.48 Cr | -₹29.22 Cr |
| Total Income | ₹28,843 Cr | ₹28,111 Cr | ₹27,278 Cr | ₹22,728 Cr | ₹20,005 Cr | ₹19,880 Cr | ₹19,707 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹19.92 Cr | ₹1.03 Cr | ₹4.69 Cr |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹714.36 Cr | ₹755.38 Cr | ₹649.63 Cr | ₹516.41 Cr | ₹602.45 Cr | ₹323.78 Cr | ₹327.62 Cr |
| Finance Costs | ₹19,771 Cr | ₹19,528 Cr | ₹18,385 Cr | ₹16,135 Cr | ₹14,151 Cr | ₹14,450 Cr | ₹14,781 Cr |
| Depreciation & Amortisation | ₹121.72 Cr | ₹97.77 Cr | ₹69.23 Cr | ₹69.04 Cr | ₹55.19 Cr | ₹52.47 Cr | ₹51.11 Cr |
| Other Expenses | ₹423.37 Cr | ₹456.51 Cr | ₹329.5 Cr | ₹321.69 Cr | ₹253.59 Cr | ₹254.12 Cr | ₹212.9 Cr |
| Total Expenses | ₹21,743 Cr | ₹21,235 Cr | ₹21,213 Cr | ₹19,167 Cr | ₹17,218 Cr | ₹16,515 Cr | ₹16,425 Cr |
| Profit Before Exceptional Items & Tax | ₹7,100.15 Cr | ₹6,875.92 Cr | ₹6,064.37 Cr | ₹3,560.77 Cr | ₹2,787.25 Cr | ₹3,365.13 Cr | ₹3,282.18 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹7,100.15 Cr | ₹6,875.92 Cr | ₹6,064.37 Cr | ₹3,560.77 Cr | ₹2,787.25 Cr | ₹3,365.13 Cr | ₹3,282.18 Cr |
| Total Tax Expense | ₹1,499.23 Cr | ₹1,436.16 Cr | ₹1,304.81 Cr | ₹669.6 Cr | ₹501.25 Cr | ₹624 Cr | ₹878.52 Cr |
| Net Profit | ₹5,604.24 Cr | ₹5,442.7 Cr | ₹4,763.32 Cr | ₹2,891.41 Cr | ₹2,286.69 Cr | ₹2,743.19 Cr | ₹2,404.18 Cr |
| attributable to Owners | ₹5,603.67 Cr | ₹5,442.23 Cr | ₹4,759.21 Cr | ₹2,890.77 Cr | ₹2,285.65 Cr | ₹2,740.72 Cr | ₹2,403.26 Cr |
| attributable to NCI | ₹57 Lakh | ₹46.9 Lakh | ₹35 Lakh | ₹41 Lakh | ₹35 Lakh | ₹41 Lakh | ₹40 Lakh |
| Other Comprehensive Income | ₹23.54 Cr | -₹72.05 Cr | -₹3.41 Cr | ₹4.98 Cr | -₹4.92 Cr | -₹2.49 Cr | -₹7.15 Cr |
| Total Comprehensive Income | ₹5,627.78 Cr | ₹5,370.65 Cr | ₹4,759.91 Cr | ₹2,896.39 Cr | ₹2,281.77 Cr | ₹2,740.7 Cr | ₹2,397.03 Cr |
| EBITDA (computed) | ₹26,992 Cr | ₹26,502 Cr | ₹24,519 Cr | ₹19,765 Cr | ₹16,994 Cr | ₹17,868 Cr | ₹18,115 Cr |
| Basic EPS | ₹101.87 | ₹98.95 | ₹86.53 | ₹52.56 | ₹43.12 | ₹54.32 | ₹47.63 |
| Diluted EPS | ₹101.87 | ₹98.95 | ₹86.53 | ₹52.56 | ₹43.12 | ₹54.32 | ₹47.62 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹325,213 Cr | ₹314,040 Cr | ₹291,334 Cr | ₹278,559 Cr |
| Property, Plant & Equipment | ₹183.57 Cr | ₹153.88 Cr | ₹163.39 Cr | ₹180.91 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹709.56 Cr | ₹1,288.58 Cr | ₹1,422.82 Cr | ₹641.38 Cr |
| Equity (Net Worth) | ₹41,433 Cr | ₹36,356 Cr | ₹31,480 Cr | ₹27,188 Cr |
| Equity Share Capital | ₹110.08 Cr | ₹110.08 Cr | ₹110.08 Cr | ₹110.08 Cr |
| Total Liabilities | ₹283,780 Cr | ₹277,685 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹8,503.83 Cr | -₹16,609 Cr | -₹7,150.98 Cr | -₹19,632 Cr | -₹16,729 Cr |
| Investing Cash Flow | ₹1,752.04 Cr | -₹938.54 Cr | ₹586.86 Cr | -₹799.24 Cr | -₹1,628.21 Cr |
| Financing Cash Flow | ₹6,191.79 Cr | ₹17,413 Cr | ₹7,345.57 Cr | ₹20,249 Cr | ₹17,850 Cr |
| Capital Expenditure | ₹52.03 Cr | ₹73.35 Cr | ₹37.45 Cr | ₹64.1 Cr | ₹35.31 Cr |
| Free Cash Flow (computed) | -₹8,555.86 Cr | -₹16,683 Cr | -₹7,188.43 Cr | -₹19,697 Cr | -₹16,765 Cr |
| Dividends Paid | ₹550.06 Cr | ₹495.21 Cr | ₹467.7 Cr | ₹462.2 Cr | ₹467.55 Cr |
| Net Change in Cash | -₹560 Cr | -₹134.24 Cr | ₹781.44 Cr | -₹182.97 Cr | -₹507.52 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹7,211.92 Cr | ₹7,208.92 Cr | ₹7,179.25 Cr | ₹7,250.16 Cr | ₹7,305.52 Cr | ₹7,069.99 Cr | ₹6,937.72 Cr | ₹6,796.85 Cr | ₹6,948.21 Cr | ₹6,804.19 Cr | ₹6,765.44 Cr | ₹6,759.13 Cr |
| Interest Earned | ₹7,018.18 Cr | ₹7,052.25 Cr | ₹7,041.91 Cr | ₹7,121.68 Cr | ₹7,124.5 Cr | ₹6,958.23 Cr | ₹6,859.96 Cr | ₹6,746.69 Cr | ₹6,893.63 Cr | ₹6,751.25 Cr | ₹6,712.63 Cr | ₹6,709.8 Cr |
| Other Income | ₹9 Lakh | ₹5.36 Cr | ₹52 Lakh | ₹0 | ₹3 Lakh | ₹0 | ₹59 Lakh | ₹0 | ₹40 Lakh | ₹0 | ₹43 Lakh | ₹0 |
| Total Income | ₹7,212.01 Cr | ₹7,214.28 Cr | ₹7,179.77 Cr | ₹7,250.16 Cr | ₹7,305.55 Cr | ₹7,069.99 Cr | ₹6,938.31 Cr | ₹6,796.85 Cr | ₹6,948.61 Cr | ₹6,804.19 Cr | ₹6,765.87 Cr | ₹6,759.13 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹186.52 Cr | ₹191.6 Cr | ₹160.72 Cr | ₹175.6 Cr | ₹194.19 Cr | ₹217.65 Cr | ₹182.49 Cr | ₹161.05 Cr | ₹209.42 Cr | ₹150.21 Cr | ₹147.36 Cr | ₹142.64 Cr |
| Finance Costs | ₹4,786.36 Cr | ₹4,940.87 Cr | ₹4,994.08 Cr | ₹5,046.01 Cr | ₹4,950.02 Cr | ₹4,950.41 Cr | ₹4,878.61 Cr | ₹4,749.32 Cr | ₹4,646.15 Cr | ₹4,645.92 Cr | ₹4,599.91 Cr | ₹4,493.11 Cr |
| Depreciation & Amortisation | ₹30.94 Cr | ₹33.55 Cr | ₹32.33 Cr | ₹24.9 Cr | ₹26.41 Cr | ₹24.92 Cr | ₹23.94 Cr | ₹22.5 Cr | ₹18.36 Cr | ₹18.31 Cr | ₹13.16 Cr | ₹19.4 Cr |
| Other Expenses | ₹139.29 Cr | ₹109.66 Cr | ₹92.27 Cr | ₹91.71 Cr | ₹196.89 Cr | ₹99.7 Cr | ₹88.66 Cr | ₹71.26 Cr | ₹114.7 Cr | ₹72.08 Cr | ₹70.24 Cr | ₹72.48 Cr |
| Total Expenses | ₹5,280.7 Cr | ₹5,452.73 Cr | ₹5,476.79 Cr | ₹5,545.84 Cr | ₹5,524.32 Cr | ₹5,272.2 Cr | ₹5,274.61 Cr | ₹5,163.65 Cr | ₹5,466.43 Cr | ₹5,349.87 Cr | ₹5,282.83 Cr | ₹5,114.3 Cr |
| Profit Before Exceptional Items & Tax | ₹1,931.31 Cr | ₹1,761.55 Cr | ₹1,702.98 Cr | ₹1,704.32 Cr | ₹1,781.23 Cr | ₹1,797.79 Cr | ₹1,663.7 Cr | ₹1,633.2 Cr | ₹1,482.18 Cr | ₹1,454.32 Cr | ₹1,483.04 Cr | ₹1,644.83 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1,931.31 Cr | ₹1,761.55 Cr | ₹1,702.98 Cr | ₹1,704.32 Cr | ₹1,781.23 Cr | ₹1,797.79 Cr | ₹1,663.7 Cr | ₹1,633.2 Cr | ₹1,482.18 Cr | ₹1,454.32 Cr | ₹1,483.04 Cr | ₹1,644.83 Cr |
| Total Tax Expense | ₹440.85 Cr | ₹364.15 Cr | ₹353.63 Cr | ₹340.6 Cr | ₹406.43 Cr | ₹363.42 Cr | ₹337.24 Cr | ₹329.07 Cr | ₹400.12 Cr | ₹287.72 Cr | ₹291.18 Cr | ₹325.79 Cr |
| Net Profit | ₹1,492.62 Cr | ₹1,398.27 Cr | ₹1,349.37 Cr | ₹1,364 Cr | ₹1,373.62 Cr | ₹1,434.89 Cr | ₹1,327.79 Cr | ₹1,306.4 Cr | ₹1,081.91 Cr | ₹1,168.92 Cr | ₹1,193.57 Cr | ₹1,319.1 Cr |
| attributable to Owners | ₹1,492.54 Cr | ₹1,398.02 Cr | ₹1,349.25 Cr | ₹1,363.89 Cr | ₹1,373.38 Cr | ₹1,434.84 Cr | ₹1,327.71 Cr | ₹1,306.3 Cr | ₹1,082 Cr | ₹1,166.52 Cr | ₹0 | ₹1,318.92 Cr |
| attributable to NCI | ₹9 Lakh | ₹25 Lakh | ₹12 Lakh | ₹11 Lakh | ₹23.7 Lakh | ₹5 Lakh | ₹8 Lakh | ₹10 Lakh | ₹6 Lakh | ₹8 Lakh | -₹9 Lakh | ₹12 Lakh |
| Other Comprehensive Income | ₹20.44 Cr | ₹1.75 Cr | ₹2.03 Cr | -₹69 Lakh | -₹67.07 Cr | -₹1 Lakh | -₹3.67 Cr | -₹1.3 Cr | ₹3.27 Cr | -₹2.34 Cr | -₹1.23 Cr | -₹3.1 Cr |
| Total Comprehensive Income | ₹1,513.06 Cr | ₹1,400.02 Cr | ₹1,351.4 Cr | ₹1,363.31 Cr | ₹1,306.55 Cr | ₹1,434.88 Cr | ₹1,324.12 Cr | ₹1,305.1 Cr | ₹1,085.18 Cr | ₹1,166.58 Cr | ₹1,192.34 Cr | ₹1,316 Cr |
| EBITDA (computed) | ₹6,748.61 Cr | ₹6,735.97 Cr | ₹6,729.39 Cr | ₹6,775.23 Cr | ₹6,757.66 Cr | ₹6,773.12 Cr | ₹6,566.25 Cr | ₹6,405.02 Cr | ₹6,146.69 Cr | ₹6,118.55 Cr | ₹6,096.11 Cr | ₹6,157.34 Cr |
| Basic EPS | ₹27.13 | ₹25.42 | ₹24.53 | ₹24.80 | ₹24.97 | ₹26.09 | ₹24.14 | ₹23.75 | ₹19.67 | ₹21.21 | ₹21.67 | ₹23.98 |
| Diluted EPS | ₹27.13 | ₹25.42 | ₹24.53 | ₹24.80 | ₹24.97 | ₹26.09 | ₹24.14 | ₹23.75 | ₹19.67 | ₹21.21 | ₹21.67 | ₹23.98 |
| Segment · Q4 FY26 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Loans | ₹7,194.52 Cr | ₹1,934.24 Cr | ₹325,106 Cr | ₹283,780 Cr |
| Other Segments | ₹42.59 Cr | ₹4.61 Cr | ₹329.56 Cr | ₹110.16 Cr |
| Segment · FY 2026 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Loans | ₹28,772 Cr | ₹7,080.62 Cr | - | - |
| Other Segments | ₹140.57 Cr | ₹36 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹28,765 Cr | ₹28,050 Cr | ₹27,228 Cr | ₹22,657 Cr | ₹199.19 Cr | ₹19,853 Cr | ₹19,697 Cr |
| Interest Earned | ₹28,200 Cr | ₹27,661 Cr | ₹27,042 Cr | ₹22,516 Cr | ₹196.88 Cr | ₹19,697 Cr | ₹19,605 Cr |
| Other Income | ₹7.03 Cr | ₹6.08 Cr | ₹6.42 Cr | ₹17.25 Cr | ₹33.95 Lakh | -₹5.23 Cr | -₹26.93 Cr |
| Total Income | ₹28,772 Cr | ₹28,056 Cr | ₹27,235 Cr | ₹22,674 Cr | ₹199.53 Cr | ₹19,848 Cr | ₹19,670 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹641.05 Cr | ₹701.9 Cr | ₹609.99 Cr | ₹473.21 Cr | ₹5.63 Cr | ₹293.18 Cr | ₹299.09 Cr |
| Finance Costs | ₹19,775 Cr | ₹19,532 Cr | ₹18,391 Cr | ₹16,186 Cr | ₹141.54 Cr | ₹14,453 Cr | ₹14,784 Cr |
| Depreciation & Amortisation | ₹117.58 Cr | ₹93.93 Cr | ₹65.42 Cr | ₹65.56 Cr | ₹52.44 Lakh | ₹49.44 Cr | ₹48.07 Cr |
| Other Expenses | ₹409.42 Cr | ₹448.74 Cr | ₹315.74 Cr | ₹290.42 Cr | ₹2.48 Cr | ₹249.74 Cr | ₹208.97 Cr |
| Total Expenses | ₹21,691 Cr | ₹21,200 Cr | ₹21,181 Cr | ₹19,117 Cr | ₹171.75 Cr | ₹16,499 Cr | ₹16,401 Cr |
| Profit Before Exceptional Items & Tax | ₹7,080.62 Cr | ₹6,855.81 Cr | ₹6,053.92 Cr | ₹3,557 Cr | ₹27.78 Cr | ₹3,348.57 Cr | ₹3,268.99 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹7,080.62 Cr | ₹6,855.81 Cr | ₹6,053.92 Cr | ₹3,557 Cr | ₹27.78 Cr | ₹3,348.57 Cr | ₹3,268.99 Cr |
| Total Tax Expense | ₹1,485.47 Cr | ₹1,426.79 Cr | ₹1,288.51 Cr | ₹665.97 Cr | ₹4.91 Cr | ₹614.23 Cr | ₹867.15 Cr |
| Net Profit | ₹5,595.15 Cr | ₹5,429.02 Cr | ₹4,765.41 Cr | ₹2,891.03 Cr | ₹22.87 Cr | ₹2,734.34 Cr | ₹2,401.84 Cr |
| Other Comprehensive Income | ₹23.67 Cr | -₹71.81 Cr | -₹3.57 Cr | ₹5.03 Cr | -₹4.72 Lakh | -₹2.4 Cr | -₹6.85 Cr |
| Total Comprehensive Income | ₹5,618.82 Cr | ₹5,357.21 Cr | ₹4,761.84 Cr | ₹2,896.06 Cr | ₹22.83 Cr | ₹2,731.94 Cr | ₹2,394.99 Cr |
| EBITDA (computed) | ₹26,973 Cr | ₹26,482 Cr | ₹24,510 Cr | ₹19,809 Cr | ₹169.84 Cr | ₹17,851 Cr | ₹18,101 Cr |
| Basic EPS | ₹101.72 | ₹98.70 | ₹86.63 | ₹52.56 | ₹43.14 | ₹54.18 | ₹47.59 |
| Diluted EPS | ₹101.72 | ₹98.70 | ₹86.63 | ₹52.56 | ₹43.14 | ₹54.18 | ₹47.59 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹325,106 Cr | ₹313,927 Cr | ₹291,205 Cr | ₹278,412 Cr |
| Property, Plant & Equipment | ₹191.73 Cr | ₹161.79 Cr | ₹171.54 Cr | ₹159.82 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹706.8 Cr | ₹1,278.75 Cr | ₹1,437.49 Cr | ₹619.4 Cr |
| Equity (Net Worth) | ₹41,326 Cr | ₹36,257 Cr | ₹31,395 Cr | ₹27,100 Cr |
| Equity Share Capital | ₹110.08 Cr | ₹110.08 Cr | ₹110.08 Cr | ₹110.08 Cr |
| Total Liabilities | ₹283,780 Cr | ₹277,670 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹8,538.95 Cr | -₹16,689 Cr | -₹7,055.11 Cr | -₹19,621 Cr | -₹167.4 Cr |
| Investing Cash Flow | ₹1,776.02 Cr | -₹883.71 Cr | ₹573.23 Cr | -₹820.96 Cr | -₹16.01 Cr |
| Financing Cash Flow | ₹6,210.01 Cr | ₹17,413 Cr | ₹7,299.98 Cr | ₹20,239 Cr | ₹178.35 Cr |
| Capital Expenditure | ₹51.68 Cr | ₹20.56 Cr | ₹37.36 Cr | ₹63.73 Cr | ₹34.89 Lakh |
| Free Cash Flow (computed) | -₹8,590.63 Cr | -₹16,709 Cr | -₹7,092.47 Cr | -₹19,685 Cr | -₹167.75 Cr |
| Dividends Paid | ₹550.06 Cr | ₹495.06 Cr | ₹467.55 Cr | ₹467.55 Cr | ₹4.68 Cr |
| Net Change in Cash | -₹552.92 Cr | -₹158.74 Cr | ₹818.09 Cr | -₹202.79 Cr | -₹5.07 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹7,194.34 Cr | ₹7,186.98 Cr | ₹7,163.32 Cr | ₹7,233.13 Cr | ₹7,283.33 Cr | ₹7,057.33 Cr | ₹6,925.81 Cr | ₹6,783.67 Cr | ₹6,936.41 Cr | ₹6,792.47 Cr | ₹6,752.83 Cr | ₹6,746.51 Cr |
| Interest Earned | ₹7,009.26 Cr | ₹7,043.85 Cr | ₹7,033.54 Cr | ₹7,113.06 Cr | ₹7,117.28 Cr | ₹6,951.61 Cr | ₹6,853.44 Cr | ₹6,739.13 Cr | ₹6,887.51 Cr | ₹6,743.73 Cr | ₹6,706.64 Cr | ₹6,703.67 Cr |
| Other Income | ₹18 Lakh | ₹1 Lakh | ₹6.42 Cr | ₹1 Lakh | ₹4 Lakh | ₹2 Lakh | ₹6 Cr | ₹2 Lakh | ₹43 Lakh | ₹3 Lakh | ₹5.92 Cr | ₹4 Lakh |
| Total Income | ₹7,194.52 Cr | ₹7,186.99 Cr | ₹7,169.74 Cr | ₹7,233.14 Cr | ₹7,283.37 Cr | ₹7,057.35 Cr | ₹6,931.81 Cr | ₹6,783.69 Cr | ₹6,936.84 Cr | ₹6,792.5 Cr | ₹6,758.75 Cr | ₹6,746.55 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹162.37 Cr | ₹176.33 Cr | ₹142.88 Cr | ₹159.54 Cr | ₹176.12 Cr | ₹204.36 Cr | ₹170.32 Cr | ₹151.1 Cr | ₹198.49 Cr | ₹140.09 Cr | ₹138.31 Cr | ₹133.1 Cr |
| Finance Costs | ₹4,787.48 Cr | ₹4,942.13 Cr | ₹4,995.08 Cr | ₹5,047.28 Cr | ₹4,950.84 Cr | ₹4,951.48 Cr | ₹4,879.58 Cr | ₹4,750.05 Cr | ₹4,649.91 Cr | ₹4,646.5 Cr | ₹4,600.02 Cr | ₹4,494.23 Cr |
| Depreciation & Amortisation | ₹29.83 Cr | ₹32.54 Cr | ₹31.32 Cr | ₹23.89 Cr | ₹25.42 Cr | ₹23.95 Cr | ₹22.94 Cr | ₹21.62 Cr | ₹17.41 Cr | ₹17.35 Cr | ₹0 | ₹18.44 Cr |
| Other Expenses | ₹130.87 Cr | ₹107.74 Cr | ₹90.34 Cr | ₹90.04 Cr | ₹194.32 Cr | ₹97.61 Cr | ₹87.32 Cr | ₹69.49 Cr | ₹112.64 Cr | ₹71.22 Cr | ₹70.75 Cr | ₹61.13 Cr |
| Total Expenses | ₹5,260.28 Cr | ₹5,444.48 Cr | ₹5,465.03 Cr | ₹5,533.98 Cr | ₹5,513.79 Cr | ₹5,263.91 Cr | ₹5,267.45 Cr | ₹5,155.26 Cr | ₹5,460.66 Cr | ₹5,343.81 Cr | ₹5,278.69 Cr | ₹5,097.56 Cr |
| Profit Before Exceptional Items & Tax | ₹1,934.24 Cr | ₹1,742.51 Cr | ₹1,704.71 Cr | ₹1,699.16 Cr | ₹1,769.58 Cr | ₹1,793.44 Cr | ₹1,664.36 Cr | ₹1,628.43 Cr | ₹1,476.18 Cr | ₹1,448.69 Cr | ₹1,480.06 Cr | ₹1,648.99 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1,934.24 Cr | ₹1,742.51 Cr | ₹1,704.71 Cr | ₹1,699.16 Cr | ₹1,769.58 Cr | ₹1,793.44 Cr | ₹1,664.36 Cr | ₹1,628.43 Cr | ₹1,476.18 Cr | ₹1,448.69 Cr | ₹1,480.06 Cr | ₹1,648.99 Cr |
| Total Tax Expense | ₹436.83 Cr | ₹358.56 Cr | ₹350.84 Cr | ₹339.24 Cr | ₹401.62 Cr | ₹361.48 Cr | ₹335.46 Cr | ₹328.22 Cr | ₹385.36 Cr | ₹285.81 Cr | ₹292.01 Cr | ₹325.33 Cr |
| Net Profit | ₹1,497.41 Cr | ₹1,383.95 Cr | ₹1,353.87 Cr | ₹1,359.92 Cr | ₹1,367.96 Cr | ₹1,431.96 Cr | ₹1,328.9 Cr | ₹1,300.21 Cr | ₹1,090.82 Cr | ₹1,162.88 Cr | ₹1,188.05 Cr | ₹1,323.66 Cr |
| Other Comprehensive Income | ₹19.89 Cr | ₹1.77 Cr | ₹2 Cr | ₹1 Lakh | -₹66.77 Cr | -₹15 Lakh | -₹3.62 Cr | -₹1.27 Cr | ₹3.16 Cr | -₹2.38 Cr | -₹1.3 Cr | -₹3.05 Cr |
| Total Comprehensive Income | ₹1,517.3 Cr | ₹1,385.72 Cr | ₹1,355.87 Cr | ₹1,359.93 Cr | ₹1,301.19 Cr | ₹1,431.81 Cr | ₹1,325.28 Cr | ₹1,298.94 Cr | ₹1,093.98 Cr | ₹1,160.5 Cr | ₹1,186.75 Cr | ₹1,320.61 Cr |
| EBITDA (computed) | ₹6,751.55 Cr | ₹6,717.18 Cr | ₹6,731.11 Cr | ₹6,770.33 Cr | ₹6,745.84 Cr | ₹6,768.87 Cr | ₹6,566.88 Cr | ₹6,400.1 Cr | ₹6,143.5 Cr | ₹6,112.54 Cr | ₹6,080.08 Cr | ₹6,161.66 Cr |
| Basic EPS | ₹27.22 | ₹25.16 | ₹24.61 | ₹24.72 | ₹24.87 | ₹26.03 | ₹24.16 | ₹23.64 | ₹19.83 | ₹21.14 | ₹21.60 | ₹24.06 |
| Diluted EPS | ₹22.72 | ₹25.16 | ₹24.61 | ₹24.72 | ₹24.87 | ₹26.03 | ₹24.16 | ₹23.64 | ₹19.83 | ₹21.14 | ₹21.60 | ₹24.06 |
| Segment · FY 2022 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Segment Revenue (Income) | ₹0 | ₹0 | - | - |
Shareholding Pattern of Lic Housing Finance Ltd
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 45.24%, foreign institutional investors hold 21.39%, domestic institutional investors hold 20.89%, retail and other public shareholders hold 12.48% of Lic Housing Finance Ltd. The company had 347,941 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% |
| Public | 54.76% | 54.76% | 54.76% | 54.76% | 54.76% | 54.76% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% | 40.31% | 40.31% | 40.31% | 40.31% | 40.31% | 40.31% |
| Public | 54.76% | 54.76% | 54.76% | 54.76% | 54.76% | 59.69% | 59.69% | 59.69% | 59.69% | 59.69% | 59.69% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | +0.00 | +0.00 | +4.93 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | - |
Board & Governance of Lic Housing Finance Ltd
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Lic Housing Finance Ltd has 13 directors - 8 independent and 1 executive. The board is chaired by R Doraiswamy.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| R Doraiswamy | Non-Executive - Nominee Director · Chairperson | 2025-10-16 | 3 |
| Ratnakar Patnaik | Non-Executive - Nominee Director | 2025-06-13 | 2 |
| Koteswara Rao Pottimutyala | Non-Executive - Non Independent Director | 2018-06-11 | 1 |
| Kashi Prasad Khandelwal | Non-Executive - Independent Director | 2019-07-01 | 4 |
| Sanjay Kumar Khemani | Non-Executive - Independent Director | 2019-07-01 | 2 |
| Akshay Kumar Rout | Non-Executive - Non Independent Director | 2020-09-28 | 1 |
| Jagennath Jayanthi | Non-Executive - Independent Director | 2021-02-05 | 1 |
| Ravi Krishan Takkar | Non-Executive - Independent Director | 2022-07-25 | 2 |
| Ramesh Lakshman Adige | Non-Executive - Independent Director | 2023-09-01 | 2 |
| Anil Kaul | Non-Executive - Independent Director | 2024-05-15 | 1 |
| T C Suseel Kumar | Non-Executive - Independent Director | 2025-06-02 | 4 |
| Masil Jeya Mohan | Non-Executive - Independent Director | 2025-06-02 | 1 |
| Tribhuwan Adhikari | Executive - Nominee Director | 2023-08-03 | 1 |
| Committee | Members |
|---|---|
| Audit Committee | Kashi Prasad Khandelwal (Chairperson), Jagennath Jayanthi, Anil Kaul, Masil Jeya Mohan |
| Nomination and remuneration committee | Ravi Krishan Takkar (Chairperson), Akshay Kumar Rout, Jagennath Jayanthi, T C Suseel Kumar |
| Stakeholders Relationship Committee | Jagennath Jayanthi (Chairperson), Kashi Prasad Khandelwal, Tribhuwan Adhikari |
| Risk Management Committee | Ravi Krishan Takkar (Chairperson), Ramesh Lakshman Adige, Anil Kaul, Tribhuwan Adhikari, T C Suseel Kumar, Masil Jeya Mohan |
| Corporate Social Responsibility Committee | Akshay Kumar Rout (Chairperson), Jagennath Jayanthi, Ramesh Lakshman Adige, Tribhuwan Adhikari |
Group Structure of Lic Housing Finance Ltd
Lic Housing Finance Ltd has 4 subsidiary companies and 2 associated companies. This group structure data is as of FY 2023. The corporate group structure reflects Lic Housing Finance Ltd's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Lichfl Asset Management Company Limited | U65900MH2008PLC178883 | - |
| Lichfl Financial Services Limited | U67100MH2007PLC175564 | - |
| Lichfl Trustee Company Private Limited | U67190MH2008PTC179718 | - |
| Lichfl Care Homes Limited | U85310MH2001PLC133341 | - |
Showing major subsidiaries. Total: 4.
Charges & Borrowings of Lic Housing Finance Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 06 May 2025 | Idbi Trusteeship Services Limited | ₹36,500 Cr | Open |
| 28 Feb 2025 | Idbi Trusteeship Services Limited | ₹13,500 Cr | Open |
| 17 Jan 2024 | Idbi Trusteeship Services Limited | ₹50,000 Cr | Open |
| 27 Oct 2022 | Others | ₹41,000 Cr | Open |
| 26 Aug 2021 | Others | ₹43,000 Cr | Open |
Total charge records: 47 View all charges
Employees and EPFO Compliance at Lic Housing Finance Ltd
Lic Housing Finance Ltd has a workforce of 2,349 employees as of Apr 05, 2024.
Employee and EPFO history for Lic Housing Finance Ltd
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Lic Housing Finance Ltd
GST registrations and filing compliance for Lic Housing Finance Ltd
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Lic Housing Finance Ltd
Credit ratings, litigation, and regulatory alerts for Lic Housing Finance Ltd
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Lic Housing Finance Ltd
MSME payment history for Lic Housing Finance Ltd
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Lic Housing Finance Ltd
Corporate group structure for Lic Housing Finance Ltd
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Lic Housing Finance Ltd
MCA filings and documents for Lic Housing Finance Ltd
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Lic Housing Finance Ltd
Recent News on Lic Housing Finance Ltd
Frequently Asked Questions about Lic Housing Finance Ltd
Lic Housing Finance Ltd is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 19 June 1989 (37+ years old) and is registered under CIN L65922MH1989PLC052257. Listed on BSE: 500253 and NSE: LICHSGFIN. The company has 2,349 employees.
Lic Housing Finance Ltd reported revenue of ₹28,837 Cr for FY 2026 (up 2.59% YoY) based on consolidated NSE filings.
The current directors of Lic Housing Finance Ltd are:
- Koteswara Rao Pottimutyala - Director
- Kashi Prasad Khandelwal - Director
- Sanjay Kumar Khemani - Director
- Akshay Rout - Director
- Ravi Krishan Takkar - Director
- Jagennath Jayanthi - Director
- Doraiswamy Ramachandran - Additional Director
- Tharavanat Chandrasekharan Suseelkumar - Director
- Masil Jeya Mohan - Director
- Ratnakar Patnaik - Director
- Anil Kaul - Director
- Ramesh Lakshman Adige - Director
- Tribhuwan Adhikari - Managing Director
The primary industry of Lic Housing Finance Ltd is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.
Yes. Lic Housing Finance Ltd is listed on both BSE (code: 500253) and NSE (symbol: LICHSGFIN).
Lic Housing Finance Ltd can be reached at the registered office: 131 Maker Tower – F Premises 13Th Floor, Cuffe Parade, Mumbai, Maharashtra, India – 400005, or through the website lichousing.com.