Lic Housing Finance Ltd

BSE: 500253 NSE: LICHSGFIN
Lic Housing Finance Ltd - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN L65922MH1989PLC052257 Incorporated 19 June 1989 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Listed - NSE: LICHSGFIN · BSE: 500253 Public Limited Company financial services Fortune India 500 · #103 Nifty 500
Data last updated
Market Cap
₹30,358 Cr
LICHSGFIN · NSE
Share Price
₹551.90
+2.58% today
Revenue
₹28,838 Cr
FY 2025-26 · +2.6% YoY
EBITDA
₹26,987 Cr
Margin 93.6%
Net Profit
₹5,604 Cr
FY 2025-26 · +3.0% YoY
P/E (TTM)
5.0x
P/B 0.7x
ROE
14.4%
ROCE 8.6%
Debt / Equity
7.05
Interest cover 73.6x

About Lic Housing Finance Ltd

Data last updated:

Lic Housing Finance Ltd is a public limited company based in Mumbai, Maharashtra, India. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 19 June 1989 and has been in existence for over 37 years.

Lic Housing Finance is ranked #103 on the Fortune India 500 (2025). It is part of the Nifty 500 and BSE 500 indices.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN L65922MH1989PLC052257. Its GSTIN is 27AAACL1799C1ZJ (Maharashtra). The company holds 46 GST registrations, of which 36 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 500253 and NSE: LICHSGFIN.

The company has an authorised share capital of ₹150 Cr and a paid-up capital of ₹110.01 Cr. It is led by directors including Koteswara Rao Pottimutyala and Kashi Prasad Khandelwal.

Its last annual general meeting (AGM) was held on 28 August 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Mumbai, Maharashtra.

As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹28,838 Cr, a growth of 2.6% compared to the previous year. For the same year it recorded a net profit of ₹5,603.67 Cr (net margin 19.4%) and EBITDA of ₹26,987 Cr (EBITDA margin 93.6%). The net worth stands at ₹41,429 Cr (up 14% YoY). Total assets are valued at ₹3,18,972 Cr (up 3.9% YoY).

The company has about 2,349 employees on its provident fund (EPFO) records. Its group structure includes 4 subsidiaries.

The company is associated with 2 brands: LIC Housing Finance and Life Insurance Corporation of India. As per MCA filings, the company has open charges of ₹4,96,244 Cr and satisfied charges of ₹1,55,761 Cr on record. Court records list 9,830 cases involving the company, including 6,312 filed by the company and 3,520 filed against it; 1,260 cases are pending. The company has 70 deals on record (64 market trades, 4 funding rounds, 2 secondary share transfers), with disclosed funding of ₹5,354.23 Cr; the latest was in November 2022. The company has 8 MSME Form 1 returns on record between 2020 and 2024, listing 295 overdue payments to 59 micro and small suppliers.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website lichousing.com.

Company details

CIN L65922MH1989PLC052257
Registration Number 052257
Incorporation Date 19 June 1989
ROC Mumbai
Listing Status Listed - Listed on NSE (LICHSGFIN); Listed on BSE (500253)
Company Status Active
Date of Last AGM 28 August 2026
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
Key People
Koteswara Rao Pottimutyala Director Kashi Prasad Khandelwal Director Sanjay Kumar Khemani Director

Recognitions & Rankings of Lic Housing Finance

Fortune India 500 2025 edition
Rank#103
Total income
₹28,114 Cr
Profit
₹5,442 Cr
Last year #89
India's Most Valuable Companies 2024 edition · Source: Hurun India
Rank#176
Valuation
₹34,690 Cr
2023 #174 2022 #183 2021 #193
Stock market indices
Nifty 500 BSE 500

Contact details

Lic Housing Finance Ltd's registered office is in Mumbai, Maharashtra. Its website is lichousing.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    lichousing.com
  • Social Media
  • Apps
  • Registered Address
    131 Maker Tower – F Premises 13th Floor, Cuffe Parade, Mumbai, Maharashtra, India – 400005
  • Industry
    Financial Services, Housing Finance Companies

To see the full contact details of Lic Housing Finance Ltd, buy the company report.

Comprehensive company report
Lic Housing Finance Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Lic Housing Finance operates two associated brands: LIC Housing Finance and Life Insurance Corporation of India. Each brand links to its own profile.

BrandDescriptionWebsite
LIC Housing Finance
Diversified consumer and business loans are provided by the NBFI.lichousing.com
Life Insurance Corporation of India
Life insurance and micro insurance services are provided in India.licindia.in

Business activity

The main business activity of Lic Housing Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of Lic Housing Finance Ltd, buy the company report.

Financials of Lic Housing Finance Ltd

FY 2025-26 filings available

Lic Housing Finance Ltd reported revenue of ₹28,838 Cr (up 2.6% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹28,838 Cr
+2.6% YoY
EBITDA
₹26,987 Cr
+1.8% YoY
Profit After Tax
₹5,604 Cr
+3.0% YoY
Net Worth
₹41,429 Cr
+14.0% YoY
Total Assets
₹3,18,972 Cr
+3.9% YoY
Total Debt
₹2,77,539 Cr
+2.5% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue28,83828,09827,27722,71719,97819,88619,740
Revenue growth+2.6%+3.0%+20.1%+13.7%+0.5%+0.7%-
EBITDA26,98726,50324,52119,75316,96617,87318,148
EBITDA margin+93.6%+94.3%+89.9%+87.0%+84.9%+89.9%+91.9%
Profit before tax7,1036,8796,0683,5612,7873,3653,282
Net profit5,6045,4424,7632,8912,2862,7412,403
Net profit margin+19.4%+19.4%+17.5%+12.7%+11.4%+13.8%+12.2%
EPS (₹)101.8198.8886.5452.5241.5354.2847.59
Balance sheet
Total assets3,18,9723,07,0812,84,0982,72,1012,48,5112,28,5292,09,695
Net worth41,42936,35231,47727,18524,75120,60118,265
Total debt2,77,5392,70,7262,52,6182,44,9132,23,7572,07,9251,91,428
Cash & bank1,3481,4741,6558229851,3852,037
Net working capital(3,703)(4,367)(4,798)(5,010)(4,693)(5,412)(4,588)
Cash flow
Cash from operations(8,504)(16,978)(7,151)(19,632)(16,729)(11,324)(14,738)
Cash from investing1,752(679)587(800)(1,629)858(1,851)
Cash from financing6,19217,5347,34620,24917,85010,42815,156
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue7,0837,0947,2067,1797,1867,3037,0706,938
Revenue growth (YoY)-1.4%-2.9%+1.9%+3.5%+5.7%---
Other income5.122.256.390.540.410.180.521.92
EBITDA6,8736,7496,7326,7296,7766,7576,7736,566
EBITDA margin+97.3%+95.4%+93.4%+93.7%+94.6%+92.5%+95.8%+94.6%
Depreciation30.1530.9433.5532.3324.9026.4124.9223.94
Interest4,9464,7864,9424,9945,0474,9514,9504,879
Profit before tax1,9011,9331,7621,7031,7051,7801,7981,665
Tax402441364354341406363337
Net profit1,4991,4931,3981,3491,3641,3741,4351,328
EPS (₹)27.2527.1325.4224.5324.8024.9726.0924.14
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue28,77128,04327,23422,66319,92619,85319,703
Revenue growth+2.6%+3.0%+20.2%+13.7%+0.4%+0.8%-
EBITDA26,97326,48324,50919,79716,98017,85618,134
EBITDA margin+93.8%+94.4%+90.0%+87.4%+85.2%+89.9%+92.0%
Profit before tax7,0816,8566,0543,5572,7783,3493,269
Net profit5,5955,4294,7652,8912,2872,7342,402
Net profit margin+19.5%+19.4%+17.5%+12.8%+11.5%+13.8%+12.2%
EPS (₹)101.6698.6486.5852.5341.5654.1547.57
Balance sheet
Total assets3,18,9223,07,0322,84,0562,72,0502,48,4732,28,5042,09,651
Net worth41,32636,25731,39527,10024,67220,52118,193
Total debt2,77,5972,70,7752,52,6622,44,9502,23,8012,07,9831,91,458
Cash & bank1,2781,4051,5737429371,3471,979
Net working capital(3,742)(4,397)(4,811)(5,007)(4,678)(5,406)(4,608)
Cash flow
Cash from operations(8,539)(17,026)(7,061)(19,612)(16,740)(17,195)(14,715)
Cash from investing1,776(663)579(830)(1,601)884(1,879)
Cash from financing6,21017,5427,30020,23917,83516,27415,158
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue7,0627,0777,1847,1637,1697,2817,0576,926
Revenue growth (YoY)-1.5%-2.8%+1.8%+3.4%+5.7%---
Other income3.080.180.176.420.140.190.026.00
Total expenses200325466439398534288365
EBITDA6,8626,7516,7186,7256,7716,7476,7696,561
EBITDA margin+97.4%+95.6%+93.5%+93.9%+94.8%+92.7%+95.9%+94.7%
Depreciation29.0229.8332.5431.3223.8925.4223.9522.94
Interest4,9484,7874,9434,9955,0484,9524,9514,880
Profit before tax1,8881,9341,7431,7051,6991,7701,7931,664
Tax400437359351339402361335

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 10 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue7,0837,0947,2067,1797,1867,3037,0706,938
Revenue growth (YoY)-1.4%-2.9%+1.9%+3.5%+5.7%---
Other income5.122.256.390.540.410.180.521.92
EBITDA6,8736,7496,7326,7296,7766,7576,7736,566
EBITDA margin+97.3%+95.4%+93.4%+93.7%+94.6%+92.5%+95.8%+94.6%
Depreciation30.1530.9433.5532.3324.9026.4124.9223.94
Interest4,9464,7864,9424,9945,0474,9514,9504,879
Profit before tax1,9011,9331,7621,7031,7051,7801,7981,665
Tax402441364354341406363337
Net profit1,4991,4931,3981,3491,3641,3741,4351,328
EPS (₹)27.2527.1325.4224.5324.8024.9726.0924.14
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue28,83828,09827,27722,71719,97819,88619,740
Revenue growth+2.6%+3.0%+20.1%+13.7%+0.5%+0.7%-
Other income9.185.864.1611.4027.45(5.30)(33.24)
Total expenses1,8511,5952,7562,9643,0122,0121,592
Employee cost714755650516602324328
EBITDA26,98726,50324,52119,75316,96617,87318,148
EBITDA margin+93.6%+94.3%+89.9%+87.0%+84.9%+89.9%+91.9%
Depreciation12297.7769.2369.0455.1952.4751.11
Interest19,77119,53218,38816,13514,15114,45014,781
Profit before tax7,1036,8796,0683,5612,7873,3653,282
Tax1,4991,4361,305670501624879
Net profit5,6045,4424,7632,8912,2862,7412,403
Net profit margin+19.4%+19.4%+17.5%+12.7%+11.4%+13.8%+12.2%
EPS (₹)101.8198.8886.5452.5241.5354.2847.59
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital110110110110110101101
Reserves & surplus41,31936,24231,36727,07524,64120,50018,164
Shareholders' funds (net worth)41,42936,35231,47727,18524,75120,60118,265
Minority interest4.113.723.403.192.922.712.44
Secured loans2,56,2202,47,7082,28,9452,17,8391,93,9121,74,0381,68,103
Unsecured loans21,31923,01823,67327,07429,84533,88723,325
Total debt2,77,5392,70,7262,52,6182,44,9132,23,7572,07,9251,91,428
Total liabilities3,18,9723,07,0812,84,0982,72,1012,48,5112,28,5292,09,695
Assets
Gross block968813729654484414364
Net block416377389388315282294
Capital work in progress0.0051.500.200.844.306.342.92
Investments5,1326,9416,3377,0506,2794,6445,485
Inventories0.000.000.000.000.000.000.00
Sundry debtors7.7111.629.940.728.387.7021.80
Cash & bank balances1,3481,4741,6558229851,3852,037
Loans & advances1,1821,083731626489387578
Total current assets2,5382,5702,3961,4481,4821,7802,637
Total current liabilities6,2416,9377,1956,4586,1767,1927,225
Net working capital(3,703)(4,367)(4,798)(5,010)(4,693)(5,412)(4,588)
Total assets3,18,9723,07,0812,84,0982,72,1012,48,5112,28,5292,09,695
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash1,2701,3936418241,3321,3692,803
Net cash from operating activities(8,504)(16,978)(7,151)(19,632)(16,729)(11,324)(14,738)
Net cash from investing activities1,752(679)587(800)(1,629)858(1,851)
Net cash from financing activities6,19217,5347,34620,24917,85010,42815,156
Net change in cash(560)(123)781(183)(508)(37.43)(1,434)
Closing cash1,3481,4741,6558229851,3852,037
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+2.6%+3.0%+20.1%+13.7%+0.5%+0.7%-
EBITDA growth+1.8%+8.1%+24.1%+16.4%-5.1%-1.5%-
PBT growth+3.3%+13.4%+70.4%+27.8%-17.2%+2.5%-3.2%
Net income growth+3.0%+14.3%+64.8%+26.5%-16.6%+14.1%-
Revenue CAGR (3Y)+8.3%+12.0%+11.1%+4.8%+4.7%+9.7%+11.9%
EBITDA CAGR (3Y)+11.0%+16.0%+11.1%+2.9%+1.4%+8.0%+11.2%
Profitability & leverage
Net income margin+19.4%+19.4%+17.5%+12.7%+11.4%+13.8%+12.2%
Return on capital employed+8.6%+8.9%+8.8%+7.6%+7.1%+8.1%+9.1%
Return on net worth+14.4%+16.1%+16.2%+11.1%+10.1%+14.1%+13.9%
Debt / equity7.057.728.489.029.5210.2810.47
Long-term debt / equity6.096.677.187.427.788.539.03
Interest cover73.5973.9775.2081.9783.6881.0981.68
Efficiency & per share
Fixed asset turnover0.000.000.000.000.000.000.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)101.8198.8886.5452.5241.5354.2847.59
Dividend per share (₹)10.0010.009.008.508.508.508.00
Book value per share (₹)752.71660.46571.89493.91449.69407.99361.72
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue7,0627,0777,1847,1637,1697,2817,0576,926
Revenue growth (YoY)-1.5%-2.8%+1.8%+3.4%+5.7%---
Other income3.080.180.176.420.140.190.026.00
Total expenses200325466439398534288365
EBITDA6,8626,7516,7186,7256,7716,7476,7696,561
EBITDA margin+97.4%+95.6%+93.5%+93.9%+94.8%+92.7%+95.9%+94.7%
Depreciation29.0229.8332.5431.3223.8925.4223.9522.94
Interest4,9484,7874,9434,9955,0484,9524,9514,880
Profit before tax1,8881,9341,7431,7051,6991,7701,7931,664
Tax400437359351339402361335
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue28,77128,04327,23422,66319,92619,85319,703
Revenue growth+2.6%+3.0%+20.2%+13.7%+0.4%+0.8%-
Other income0.622.920.5311.5827.52(5.23)(33.12)
Total expenses1,7981,5612,7252,8662,9451,9971,569
Employee cost641702610473563293299
EBITDA26,97326,48324,50919,79716,98017,85618,134
EBITDA margin+93.8%+94.4%+90.0%+87.4%+85.2%+89.9%+92.0%
Depreciation11893.9365.4265.5652.4449.4448.07
Interest19,77519,53618,39116,18614,17714,45314,784
Profit before tax7,0816,8566,0543,5572,7783,3493,269
Tax1,4851,4271,289666491614867
Net profit5,5955,4294,7652,8912,2872,7342,402
Net profit margin+19.5%+19.4%+17.5%+12.8%+11.5%+13.8%+12.2%
EPS (₹)101.6698.6486.5852.5341.5654.1547.57
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital110110110110110101101
Reserves & surplus41,21536,14731,28526,99024,56220,42018,092
Shareholders' funds (net worth)41,32636,25731,39527,10024,67220,52118,193
Secured loans2,56,2202,47,7082,28,9452,17,8391,93,9121,75,5001,69,599
Unsecured loans21,37723,06823,71627,11129,88932,48221,859
Total debt2,77,5972,70,7752,52,6622,44,9502,23,8012,07,9831,91,458
Total liabilities3,18,9223,07,0322,84,0562,72,0502,48,4732,28,5042,09,651
Assets
Gross block922771689612446368320
Net block384351361356286243254
Capital work in progress0.0051.500.140.741.493.630.33
Investments5,0506,8726,2776,9766,1994,6365,496
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances1,2781,4051,5737429371,3471,979
Loans & advances1,1631,072728613479377568
Total current assets2,4412,4762,3011,3551,4171,7232,547
Total current liabilities6,1836,8747,1116,3626,0947,1297,155
Net working capital(3,742)(4,397)(4,811)(5,007)(4,678)(5,406)(4,608)
Total assets3,18,9223,07,0322,84,0562,72,0502,48,4732,28,5042,09,651
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash1,2601,4076198221,3291,3662,802
Net cash from operating activities(8,539)(17,026)(7,061)(19,612)(16,740)(17,195)(14,715)
Net cash from investing activities1,776(663)579(830)(1,601)884(1,879)
Net cash from financing activities6,21017,5427,30020,23917,83516,27415,158
Net change in cash(553)(147)818(203)(507)(36.57)(1,436)
Closing cash1,2781,4051,5737429371,3471,979
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+2.6%+3.0%+20.2%+13.7%+0.4%+0.8%-
EBITDA growth+1.9%+8.1%+23.8%+16.6%-4.9%-1.5%-
PBT growth+3.3%+13.3%+70.2%+28.0%-17.0%+2.4%-3.3%
Net income growth+3.1%+13.9%+64.8%+26.4%-16.4%+13.9%-
Revenue CAGR (3Y)+8.3%+12.1%+11.1%+4.8%+4.7%+10.2%+11.9%
EBITDA CAGR (3Y)+10.9%+16.0%+11.1%+3.0%+1.4%+8.7%+11.2%
Profitability & leverage
Net income margin+19.5%+19.4%+17.5%+12.8%+11.5%+13.8%+12.2%
Return on capital employed+8.6%+8.9%+8.8%+7.6%+7.1%+8.1%+9.1%
Return on net worth+14.4%+16.1%+16.3%+11.2%+10.1%+14.1%+13.9%
Debt / equity7.077.748.519.059.5510.3210.51
Long-term debt / equity6.116.697.207.447.818.569.07
Interest cover73.6474.0375.2482.0383.7581.1781.74
Efficiency & per share
Fixed asset turnover0.000.000.000.000.000.000.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)101.6698.6486.5852.5341.5654.1547.57
Dividend per share (₹)10.0010.009.008.508.508.508.00
Book value per share (₹)750.83658.74570.40492.38448.25406.40360.29

To see the full year-wise statements and ratios of Lic Housing Finance Ltd, buy the company report.

Board of directors of Lic Housing Finance Ltd

Lic Housing Finance has 13 current directors and 42 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Koteswara Rao PottimutyalaDirector11 Jun 20188 Years 4 MonthsCurrent
Kashi Prasad Khandelwal
Also directs: GPT Infraprojects Limited, Kiran Vyapar Ltd., GPT Healthcare Limited and 3 more
Director01 Jul 20197 Years 4 MonthsCurrent
Sanjay Kumar Khemani
Also directs: M M Nissim & Co LLP, Yes Bank Limited, Go Gram Foundation
Director01 Jul 20197 Years 4 MonthsCurrent
Akshay RoutDirector28 Sep 20206 Years 1 MonthsCurrent
Ravi Krishan Takkar
Also directs: Park Medi World Limited
Director25 Jul 20224 Years 3 MonthsCurrent
Jagennath Jayanthi
Also directs: Policybazaar Insurance Brokers Private Limited
Director05 Feb 20215 Years 9 MonthsCurrent
Showing 6 of 13 current directors. View all directors

Auditor

Lic Housing Finance Ltd is audited by SGCO & Co. LLP for the financial year 2025.

Auditor firmFinancial yearFirm registration number
SGCO & Co. LLPFY 2025112081W/W100184

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 45.20%, foreign institutional investors hold 21.50%, domestic institutional investors hold 21.00% and retail and other public shareholders hold 12.30%.

Promoters: 45.20%DII (Domestic Institutional): 21.00%FII (Foreign Institutional): 21.50%Retail & Others: 12.30%
Sep 2026
QUARTER
45.20% Promoters
21.00% DII (Domestic Institutional)
21.50% FII (Foreign Institutional)
12.30% Retail & Others
Promoter holding - history
Now 45.20% · Sep 2026High 45.20% · Dec 2025Low 45.20% · Dec 2025
44%44.8%45.5%46.3%47%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 45.20%Mar 2026: 45.20%Jun 2026: 45.20%Sep 2026: 45.20%45.20%45.20%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters45.20%45.20%45.20%45.20%
Public54.80%54.80%54.80%54.80%

Charges & borrowings

Open charges
₹4,96,244 Cr
Satisfied charges
₹1,55,761 Cr
Breakdown by lending institutions
Others₹227,500.00 Cr
Idbi Trusteeship Services Limited₹132,608.00 Cr
Il & Fs Trust Company Limited₹87,851.00 Cr
Sbicap Trustee Company Limited₹48,000.00 Cr
Ii& Fs Trust Company Ltd.₹285.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
06 May 2025101103993Idbi Trusteeship Services Limited₹36,500 CrOpen
28 Feb 2025101096759Idbi Trusteeship Services Limited₹13,500 CrOpen
17 Jan 2024100860484Idbi Trusteeship Services Limited₹50,000 CrOpen
27 Oct 2022100686571Others₹41,000 CrOpen
26 Aug 2021100479380Others₹43,000 CrOpen

To see the full charge records of Lic Housing Finance Ltd, buy the company report.

Total charge records: 47 View all charges

Deals & funding

Lic Housing Finance Ltd has 70 deals on record (64 market trades, 4 funding rounds, 2 secondary share transfers), with disclosed funding of ₹5,354.23 Cr; the latest was in November 2022.

Total deals
70
Market trades
64
Funding rounds
4
Secondary share transfers
2
Disclosed funding
₹5,354.23 Cr

Deals on record (5 of 70)

WhenDealAmountParties
Jul 2021Secondary share transferUndisclosedSeller: Icici Prudential Asset Management Company Limited
Nov 2010Market trade₹63.7 CrBuyer: C D Integrated Services Limited
Seller: C D Integrated Services Limited
Nov 2010Market trade₹501.43 CrBuyer: Genuine Stock Brokers Private Limited , Opg Securities Private Limited , Crosseas Capital Markets Private Limited
Seller: Genuine Stock Brokers Private Limited , Opg Securities Private Limited , Crosseas Capital Markets Private Limited
Nov 2010Market trade₹1,118.98 CrBuyer: Clsa (Mauritius) Limited, Genuine Stock Brokers Private Limited , Adroit Financial Services Private Limited
Seller: Genuine Stock Brokers Private Limited , Adroit Financial Services Private Limited , C D Integrated Services Limited
Oct 2007Market trade₹19.76 CrBuyer: P R B Securities Pvt Ltd
Seller: P R B Securities Pvt Ltd

To see the full deal history of Lic Housing Finance Ltd, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Lic Housing Finance Ltd was last rated by Care on 23 Mar 2022.

Rating agencyRated onRating
Care23 Mar 2022

To see the full credit ratings and regulatory alerts of Lic Housing Finance Ltd, buy the company report.

MSME payment delays

Lic Housing Finance Ltd has 8 MSME Form 1 returns on record between 2020 and 2024, listing 295 overdue payments to 59 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.

Suppliers with reported dues (5 of 59)

SupplierAmount dueDue sinceReported on
an individual supplier
an individual supplier
Alpha Finsoft Private Limited
Senseforth AI Research Private Limited
Datamatics Global Services Limited

To see the full MSME payment records of Lic Housing Finance Ltd, buy the company report.

Individuals and sole proprietors among the suppliers are not named.

Group structure & subsidiaries

Lic Housing Finance has 4 subsidiary companies and 2 associated companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

4
Subsidiary companies
2
Associated companies
Key subsidiaries
Company NameCINShares held
Lichfl Asset Management Company LimitedU65900MH2008PLC178883
Lichfl Financial Services LimitedU67100MH2007PLC175564
Lichfl Trustee Company Private LimitedU67190MH2008PTC179718
Lichfl Care Homes LimitedU85310MH2001PLC133341

To see the full group structure of Lic Housing Finance Ltd, buy the company report.

Employees & EPFO

Lic Housing Finance Ltd has a workforce of 2,349 employees on its EPFO records as of Apr 05, 2024, across 1 active EPFO establishment.

Employee count
2,349
Active EPFO establishments
1
Employee growth
-4.12%

GST

Lic Housing Finance has 46 GST registrations: 36 active and 10 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
46
Active
36
Cancelled / inactive
10
GSTINStateStatusRegistered on
27AAACL1799C1ZJMaharashtraActive01 Jul 2017
27AAACL1799C2ZIMaharashtraActive10 Jul 2017
27AAACL1799C3ZHMaharashtraActive10 Jul 2017
27AAACL1799C4ZGMaharashtraActive11 Jul 2017

To see the full GST registrations and return filing status of Lic Housing Finance Ltd, buy the company report.

Recent activity

Lic Housing Finance Ltd has 92 board changes on record since 1995: 53 appointments and 39 cessations. The latest: Sandeep Kumar was appointed as Additional Director on 29 Aug 2026.

Appointed
Sandeep Kumar was appointed as Additional Director.
AGM
Lic Housing Finance Ltd last Annual general meeting of members was held on 28 Aug 2026 as per latest MCA records.
Charges
A charge registered on 10 Apr 2015 via Charge ID 10567663 with Axis Trustee Services Limited was fully satisfied on 18 Jun 2026.
Filing
Lic Housing Finance Ltd has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Mumbai I.
Appointed
Doraiswamy Ramachandran was appointed as Nominee Director.
Ceased
Ameet Navinchandra Patel ceased to be Director.
Ceased
Vipan Kumar Kukreja ceased to be Director.
Charges
A charge registered on 02 Apr 2014 via Charge ID 10529412 with Il & Fs Trust Company Limited was fully satisfied on 19 Jun 2025.
Charges
A charge registered on 09 Apr 2013 via Charge ID 10425704 with Il & Fs Trust Company Limited was fully satisfied on 19 Jun 2025.
Appointed
Ratnakar Patnaik was appointed as Director.
Ceased
Siddhartha Mohanty ceased to be Nominee Director.
Appointed
Masil Jeya Mohan was appointed as Director.

163 earlier events are in the company report.

News

LIC Housing Finance: CLSA on LIC Housing Finance maintains Outperform, Target Price Rs 620; Q2FY27 NII was in line, while recoveries from written-off accounts supported a 15% PAT beat. NIM remained stable, with a 25bps prime lending rate hike expected to aid margins, although incremental lending yields remain below the portfolio average. Loan growth remains subdued at 4–5%, prompting a greater focus on higher-yielding segments such as loans against property.
03 Nov 2026 · Exchange Update
LIC Housing Finance: Macquarie on LIC Housing Finance maintains Outperform, Target Price Rs 690; Q2 PAT grew 11% YoY and exceeded estimates, supported by a Rs 0.9bn provision write-back, while PPOP declined 2% YoY. Margins remained stable, but AUM growth was weak at 5% YoY and flat QoQ. Asset quality remained healthy, with RoA steady at 1.9%. Macquarie sees the stock as an attractive value pick at 0.5x FY28 P/BV, given its ability to sustain 1.6% RoA.
03 Nov 2026 · Exchange Update
LIC Housing: Expects Improved Growth in AUM by the End of FY27.
02 Nov 2026 · Exchange Update
LIC Housing: Co. Expects Full Recovery of ₹1,330 Crore from Zee Group through South Mumbai Property Auctions and Confirms FY27 NIM Guidance of 2.5% to 2.6%.
02 Nov 2026 · Exchange Update
LICHSGFIN: Q2 REVENUE 71.12B RUPEES VS 70.33B (YOY)
30 Oct 2026 · Exchange Update
LICHSGFIN: Q2 SL NET PROFIT 15.1B RUPEES VS 13.5B (YOY)
30 Oct 2026 · Exchange Update

Frequently asked questions

Lic Housing Finance is an active public limited company based in Mumbai, Maharashtra, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 19 June 1989 (37+ years old) and is registered under CIN L65922MH1989PLC052257. Listed on BSE: 500253 and NSE: LICHSGFIN.

Lic Housing Finance reported revenue of ₹28,838 Cr for FY 2025-26 (up 2.6% YoY) based on consolidated financials.

Lic Housing Finance has 13 current directors:

The latest financial statements of Lic Housing Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 28 August 2026. Year-wise statements from 2015 are in the company report.

The GSTIN of Lic Housing Finance is 27AAACL1799C1ZJ, registered in Maharashtra. The company has 46 GST registrations in all, of which 36 are active and 10 are cancelled or inactive. Other active GSTINs include 27AAACL1799C2ZI (Maharashtra), 27AAACL1799C3ZH (Maharashtra), 27AAACL1799C4ZG (Maharashtra).

The CIN (Corporate Identification Number) of Lic Housing Finance is L65922MH1989PLC052257. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Lic Housing Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 500253) and NSE (symbol: LICHSGFIN).

Lic Housing Finance has 9,830 court cases on record: 6,312 filed by the company and 3,520 filed against it. 1,260 are pending. Most are in the district courts.

Lic Housing Finance was incorporated on 19 June 1989, making it 37+ years old. It is registered with the Registrar of Companies, Mumbai.

Lic Housing Finance has 70 deals on record (64 market trades, 4 funding rounds, 2 secondary share transfers), with disclosed funding of ₹5,354.23 Cr; the latest was in November 2022.

Sandeep Kumar was appointed as Additional Director on 29 Aug 2026. Doraiswamy Ramachandran was appointed as Nominee Director on 16 Oct 2025. Ameet Navinchandra Patel ceased to be Director on 18 Aug 2025. Lic Housing Finance has 92 board changes on record in total.