- Total income
- ₹28,114 Cr
- Profit
- ₹5,442 Cr
About LIC Housing Finance
LIC Housing Finance is a publicly listed company based in Mumbai (India) founded in 1989. Diversified consumer and business loans are provided by the NBFI. The company has 91,606 employees. Its chief executive, as recorded, is Sunita Sharma. Its website lichousing.com draws about 1.3 million monthly visits. Its Indian entity Lic Housing Finance Ltd reported revenue of βΉ28,847 Cr. Its focus areas include Consumer and SME Loans and Diversified. Similar companies include Manappuram Finance, Kissht and IIFL Finance; 2 of its 3 listed similar companies have raised funding.
Company details
LIC Housing Finance was established in 1989 in Mumbai, India, as a non-banking financial institution. Housing finance and diversified lending for consumers and businesses form the core of its operations. Services are extended through the domain lichousing.com, targeting the Indian financial sector. In 2020, annual revenues of 2.7 billion and net profit of 372.2 million were achieved. Leadership is shared by co-CEOs Sunita Sharma and T Adhikari.
LIC Housing Finance is ranked #103 on the Fortune India 500 (2025).
Recognitions & Rankings of LIC Housing Finance
- Valuation
- ₹34,690 Cr
- Headquarters Mumbai, India
- Employees 91,606
- Stage Public
- SectorsFinancial Services
- Website category Finance · Financial Planning and Management
- Website lichousing.com
- Social LinkedIn X Facebook
- Legal Name Lic Housing Finance Ltd
- Market Cap₹31,849 Cr
LICHSGFIN · NSE
- Share Price₹585.10
+1.05% today
- Revenue₹28,838 Cr
FY 2025-26 · +2.6% YoY
- EBITDA₹26,987 Cr
Margin 93.6%
- Net Profit₹5,604 Cr
FY 2025-26 · +3.0% YoY
- P/E (TTM)5.3x
P/B 0.7x
- ROE14.4%
ROCE 8.6%
- Debt / Equity7.05
Interest cover 73.6x
- Employee Count91,606
Associated legal entities of LIC Housing Finance
LIC Housing Finance operates through Lic Housing Finance Ltd, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Lic Housing Finance Ltd Listed CIN L65922MH1989PLC052257 | Active | 19 Jun 1989 | Mumbai, Maharashtra | ₹28,847 Cr | 2,349 | 16 | View details |
Board of directors of Lic Housing Finance Ltd (LIC Housing Finance)
Lic Housing Finance Ltd is the primary company behind LIC Housing Finance. The board of Lic Housing Finance Ltd currently have 13 directors; the longest-serving is Koteswara Rao Pottimutyala, appointed in 2018. 43 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Koteswara Rao Pottimutyala DIN 06389741 | Director | 11 Jun 2018 | 8 yrs 5 mo | Lic Housing Finance Ltd |
| Kashi Prasad Khandelwal DIN 00748523 | Director | 01 Jul 2019 | 7 yrs 4 mo | Lic Housing Finance Ltd |
| Sanjay Kumar Khemani DIN 00072812 | Director | 01 Jul 2019 | 7 yrs 4 mo | Lic Housing Finance Ltd |
| Akshay Rout DIN 08858134 | Director | 28 Sep 2020 | 6 yrs 1 mo | Lic Housing Finance Ltd |
| Jagennath Jayanthi DIN 09053493 | Director | 05 Feb 2021 | 5 yrs 9 mo | Lic Housing Finance Ltd |
| Ravi Krishan Takkar DIN 07734571 | Director | 25 Jul 2022 | 4 yrs 3 mo | Lic Housing Finance Ltd |
| Ramesh Lakshman Adige DIN 00101276 | Director | 01 Sep 2023 | 3 yrs 2 mo | Lic Housing Finance Ltd |
| Anil Kaul DIN 00644761 | Director | 15 May 2024 | 2 yrs 6 mo | Lic Housing Finance Ltd |
| Tharavanat Chandrasekharan Suseelkumar DIN 06453310 | Director | 02 Jun 2025 | 1 yr 5 mo | Lic Housing Finance Ltd |
| Masil Jeya Mohan DIN 08502007 | Director | 02 Jun 2025 | 1 yr 5 mo | Lic Housing Finance Ltd |
| Ratnakar Patnaik DIN 10283908 | Director | 13 Jun 2025 | 1 yr 5 mo | Lic Housing Finance Ltd |
| Doraiswamy Ramachandran DIN 10358884 | Nominee Director | 16 Oct 2025 | 1 yr | Lic Housing Finance Ltd |
| Sandeep Kumar DIN 11239285 | Additional Director | 29 Aug 2026 | 2 mo | Lic Housing Finance Ltd |
People of LIC Housing Finance
3 people are tracked at LIC Housing Finance (3 in leadership); the tracked headcount is 91,606.
| Name | Role | Group |
|---|---|---|
| Co-CEO & Managing Director | Leadership | |
T Adhikari | Co-CEO & Managing Director | Leadership |
Hitesh Talreja | Chief Technology Officer | Leadership |
Complete people profiles for LIC Housing Finance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of LIC Housing Finance
LIC Housing Finance is a publicly listed company on the NSE with ticker symbol LICHSGFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date07 Jan 2000
- Listed onBSE: 500253
- Listed entityLIC Housing Finance Ltd
- Exchange sectorFinance
- ISININE115A01026
- Share price₹535.00 (-5.14% on the day) · 2026-10-14
- Market capitalisation₹30,914 Cr
- Price to earnings5.1
- EPS (diluted, trailing year)₹104.33
- Dividend yield1.78%
- Volume (last session)6,000,238
Financials of LIC Housing Finance
Exchange-reported figures of Lic Housing Finance Ltd, the listed company behind LIC Housing Finance (NSE: LICHSGFIN).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 28,838 | 28,098 | 27,277 | 22,717 | 19,978 | 19,886 | 19,740 |
| Revenue growth | +2.6% | +3.0% | +20.1% | +13.7% | +0.5% | +0.7% | - |
| EBITDA | 26,987 | 26,503 | 24,521 | 19,753 | 16,966 | 17,873 | 18,148 |
| EBITDA margin | +93.6% | +94.3% | +89.9% | +87.0% | +84.9% | +89.9% | +91.9% |
| Profit before tax | 7,103 | 6,879 | 6,068 | 3,561 | 2,787 | 3,365 | 3,282 |
| Net profit | 5,604 | 5,442 | 4,763 | 2,891 | 2,286 | 2,741 | 2,403 |
| Net profit margin | +19.4% | +19.4% | +17.5% | +12.7% | +11.4% | +13.8% | +12.2% |
| EPS (βΉ) | 101.81 | 98.88 | 86.54 | 52.52 | 41.53 | 54.28 | 47.59 |
| Balance sheet | |||||||
| Total assets | 3,18,972 | 3,07,081 | 2,84,098 | 2,72,101 | 2,48,511 | 2,28,529 | 2,09,695 |
| Net worth | 41,429 | 36,352 | 31,477 | 27,185 | 24,751 | 20,601 | 18,265 |
| Total debt | 2,77,539 | 2,70,726 | 2,52,618 | 2,44,913 | 2,23,757 | 2,07,925 | 1,91,428 |
| Cash & bank | 1,348 | 1,474 | 1,655 | 822 | 985 | 1,385 | 2,037 |
| Net working capital | (3,703) | (4,367) | (4,798) | (5,010) | (4,693) | (5,412) | (4,588) |
| Cash flow | |||||||
| Cash from operations | (8,504) | (16,978) | (7,151) | (19,632) | (16,729) | (11,324) | (14,738) |
| Cash from investing | 1,752 | (679) | 587 | (800) | (1,629) | 858 | (1,851) |
| Cash from financing | 6,192 | 17,534 | 7,346 | 20,249 | 17,850 | 10,428 | 15,156 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,083 | 7,094 | 7,206 | 7,179 | 7,186 | 7,303 | 7,070 | 6,938 |
| Revenue growth (YoY) | -1.4% | -2.9% | +1.9% | +3.5% | +5.7% | - | - | - |
| Other income | 5.12 | 2.25 | 6.39 | 0.54 | 0.41 | 0.18 | 0.52 | 1.92 |
| EBITDA | 6,873 | 6,749 | 6,732 | 6,729 | 6,776 | 6,757 | 6,773 | 6,566 |
| EBITDA margin | +97.3% | +95.4% | +93.4% | +93.7% | +94.6% | +92.5% | +95.8% | +94.6% |
| Depreciation | 30.15 | 30.94 | 33.55 | 32.33 | 24.90 | 26.41 | 24.92 | 23.94 |
| Interest | 4,946 | 4,786 | 4,942 | 4,994 | 5,047 | 4,951 | 4,950 | 4,879 |
| Profit before tax | 1,901 | 1,933 | 1,762 | 1,703 | 1,705 | 1,780 | 1,798 | 1,665 |
| Tax | 402 | 441 | 364 | 354 | 341 | 406 | 363 | 337 |
| Net profit | 1,499 | 1,493 | 1,398 | 1,349 | 1,364 | 1,374 | 1,435 | 1,328 |
| EPS (βΉ) | 27.25 | 27.13 | 25.42 | 24.53 | 24.80 | 24.97 | 26.09 | 24.14 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 28,771 | 28,043 | 27,234 | 22,663 | 19,926 | 19,853 | 19,703 |
| Revenue growth | +2.6% | +3.0% | +20.2% | +13.7% | +0.4% | +0.8% | - |
| EBITDA | 26,973 | 26,483 | 24,509 | 19,797 | 16,980 | 17,856 | 18,134 |
| EBITDA margin | +93.8% | +94.4% | +90.0% | +87.4% | +85.2% | +89.9% | +92.0% |
| Profit before tax | 7,081 | 6,856 | 6,054 | 3,557 | 2,778 | 3,349 | 3,269 |
| Net profit | 5,595 | 5,429 | 4,765 | 2,891 | 2,287 | 2,734 | 2,402 |
| Net profit margin | +19.5% | +19.4% | +17.5% | +12.8% | +11.5% | +13.8% | +12.2% |
| EPS (βΉ) | 101.66 | 98.64 | 86.58 | 52.53 | 41.56 | 54.15 | 47.57 |
| Balance sheet | |||||||
| Total assets | 3,18,922 | 3,07,032 | 2,84,056 | 2,72,050 | 2,48,473 | 2,28,504 | 2,09,651 |
| Net worth | 41,326 | 36,257 | 31,395 | 27,100 | 24,672 | 20,521 | 18,193 |
| Total debt | 2,77,597 | 2,70,775 | 2,52,662 | 2,44,950 | 2,23,801 | 2,07,983 | 1,91,458 |
| Cash & bank | 1,278 | 1,405 | 1,573 | 742 | 937 | 1,347 | 1,979 |
| Net working capital | (3,742) | (4,397) | (4,811) | (5,007) | (4,678) | (5,406) | (4,608) |
| Cash flow | |||||||
| Cash from operations | (8,539) | (17,026) | (7,061) | (19,612) | (16,740) | (17,195) | (14,715) |
| Cash from investing | 1,776 | (663) | 579 | (830) | (1,601) | 884 | (1,879) |
| Cash from financing | 6,210 | 17,542 | 7,300 | 20,239 | 17,835 | 16,274 | 15,158 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,062 | 7,077 | 7,184 | 7,163 | 7,169 | 7,281 | 7,057 | 6,926 |
| Revenue growth (YoY) | -1.5% | -2.8% | +1.8% | +3.4% | +5.7% | - | - | - |
| Other income | 3.08 | 0.18 | 0.17 | 6.42 | 0.14 | 0.19 | 0.02 | 6.00 |
| Total expenses | 200 | 325 | 466 | 439 | 398 | 534 | 288 | 365 |
| EBITDA | 6,862 | 6,751 | 6,718 | 6,725 | 6,771 | 6,747 | 6,769 | 6,561 |
| EBITDA margin | +97.4% | +95.6% | +93.5% | +93.9% | +94.8% | +92.7% | +95.9% | +94.7% |
| Depreciation | 29.02 | 29.83 | 32.54 | 31.32 | 23.89 | 25.42 | 23.95 | 22.94 |
| Interest | 4,948 | 4,787 | 4,943 | 4,995 | 5,048 | 4,952 | 4,951 | 4,880 |
| Profit before tax | 1,888 | 1,934 | 1,743 | 1,705 | 1,699 | 1,770 | 1,793 | 1,664 |
| Tax | 400 | 437 | 359 | 351 | 339 | 402 | 361 | 335 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,083 | 7,094 | 7,206 | 7,179 | 7,186 | 7,303 | 7,070 | 6,938 |
| Revenue growth (YoY) | -1.4% | -2.9% | +1.9% | +3.5% | +5.7% | - | - | - |
| Other income | 5.12 | 2.25 | 6.39 | 0.54 | 0.41 | 0.18 | 0.52 | 1.92 |
| EBITDA | 6,873 | 6,749 | 6,732 | 6,729 | 6,776 | 6,757 | 6,773 | 6,566 |
| EBITDA margin | +97.3% | +95.4% | +93.4% | +93.7% | +94.6% | +92.5% | +95.8% | +94.6% |
| Depreciation | 30.15 | 30.94 | 33.55 | 32.33 | 24.90 | 26.41 | 24.92 | 23.94 |
| Interest | 4,946 | 4,786 | 4,942 | 4,994 | 5,047 | 4,951 | 4,950 | 4,879 |
| Profit before tax | 1,901 | 1,933 | 1,762 | 1,703 | 1,705 | 1,780 | 1,798 | 1,665 |
| Tax | 402 | 441 | 364 | 354 | 341 | 406 | 363 | 337 |
| Net profit | 1,499 | 1,493 | 1,398 | 1,349 | 1,364 | 1,374 | 1,435 | 1,328 |
| EPS (βΉ) | 27.25 | 27.13 | 25.42 | 24.53 | 24.80 | 24.97 | 26.09 | 24.14 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 28,838 | 28,098 | 27,277 | 22,717 | 19,978 | 19,886 | 19,740 |
| Revenue growth | +2.6% | +3.0% | +20.1% | +13.7% | +0.5% | +0.7% | - |
| Other income | 9.18 | 5.86 | 4.16 | 11.40 | 27.45 | (5.30) | (33.24) |
| Total expenses | 1,851 | 1,595 | 2,756 | 2,964 | 3,012 | 2,012 | 1,592 |
| Employee cost | 714 | 755 | 650 | 516 | 602 | 324 | 328 |
| EBITDA | 26,987 | 26,503 | 24,521 | 19,753 | 16,966 | 17,873 | 18,148 |
| EBITDA margin | +93.6% | +94.3% | +89.9% | +87.0% | +84.9% | +89.9% | +91.9% |
| Depreciation | 122 | 97.77 | 69.23 | 69.04 | 55.19 | 52.47 | 51.11 |
| Interest | 19,771 | 19,532 | 18,388 | 16,135 | 14,151 | 14,450 | 14,781 |
| Profit before tax | 7,103 | 6,879 | 6,068 | 3,561 | 2,787 | 3,365 | 3,282 |
| Tax | 1,499 | 1,436 | 1,305 | 670 | 501 | 624 | 879 |
| Net profit | 5,604 | 5,442 | 4,763 | 2,891 | 2,286 | 2,741 | 2,403 |
| Net profit margin | +19.4% | +19.4% | +17.5% | +12.7% | +11.4% | +13.8% | +12.2% |
| EPS (βΉ) | 101.81 | 98.88 | 86.54 | 52.52 | 41.53 | 54.28 | 47.59 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 110 | 110 | 110 | 110 | 110 | 101 | 101 |
| Reserves & surplus | 41,319 | 36,242 | 31,367 | 27,075 | 24,641 | 20,500 | 18,164 |
| Shareholders' funds (net worth) | 41,429 | 36,352 | 31,477 | 27,185 | 24,751 | 20,601 | 18,265 |
| Minority interest | 4.11 | 3.72 | 3.40 | 3.19 | 2.92 | 2.71 | 2.44 |
| Secured loans | 2,56,220 | 2,47,708 | 2,28,945 | 2,17,839 | 1,93,912 | 1,74,038 | 1,68,103 |
| Unsecured loans | 21,319 | 23,018 | 23,673 | 27,074 | 29,845 | 33,887 | 23,325 |
| Total debt | 2,77,539 | 2,70,726 | 2,52,618 | 2,44,913 | 2,23,757 | 2,07,925 | 1,91,428 |
| Total liabilities | 3,18,972 | 3,07,081 | 2,84,098 | 2,72,101 | 2,48,511 | 2,28,529 | 2,09,695 |
| Assets | |||||||
| Gross block | 968 | 813 | 729 | 654 | 484 | 414 | 364 |
| Net block | 416 | 377 | 389 | 388 | 315 | 282 | 294 |
| Capital work in progress | 0.00 | 51.50 | 0.20 | 0.84 | 4.30 | 6.34 | 2.92 |
| Investments | 5,132 | 6,941 | 6,337 | 7,050 | 6,279 | 4,644 | 5,485 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 7.71 | 11.62 | 9.94 | 0.72 | 8.38 | 7.70 | 21.80 |
| Cash & bank balances | 1,348 | 1,474 | 1,655 | 822 | 985 | 1,385 | 2,037 |
| Loans & advances | 1,182 | 1,083 | 731 | 626 | 489 | 387 | 578 |
| Total current assets | 2,538 | 2,570 | 2,396 | 1,448 | 1,482 | 1,780 | 2,637 |
| Total current liabilities | 6,241 | 6,937 | 7,195 | 6,458 | 6,176 | 7,192 | 7,225 |
| Net working capital | (3,703) | (4,367) | (4,798) | (5,010) | (4,693) | (5,412) | (4,588) |
| Total assets | 3,18,972 | 3,07,081 | 2,84,098 | 2,72,101 | 2,48,511 | 2,28,529 | 2,09,695 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 1,270 | 1,393 | 641 | 824 | 1,332 | 1,369 | 2,803 |
| Net cash from operating activities | (8,504) | (16,978) | (7,151) | (19,632) | (16,729) | (11,324) | (14,738) |
| Net cash from investing activities | 1,752 | (679) | 587 | (800) | (1,629) | 858 | (1,851) |
| Net cash from financing activities | 6,192 | 17,534 | 7,346 | 20,249 | 17,850 | 10,428 | 15,156 |
| Net change in cash | (560) | (123) | 781 | (183) | (508) | (37.43) | (1,434) |
| Closing cash | 1,348 | 1,474 | 1,655 | 822 | 985 | 1,385 | 2,037 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +2.6% | +3.0% | +20.1% | +13.7% | +0.5% | +0.7% | - |
| EBITDA growth | +1.8% | +8.1% | +24.1% | +16.4% | -5.1% | -1.5% | - |
| PBT growth | +3.3% | +13.4% | +70.4% | +27.8% | -17.2% | +2.5% | -3.2% |
| Net income growth | +3.0% | +14.3% | +64.8% | +26.5% | -16.6% | +14.1% | - |
| Revenue CAGR (3Y) | +8.3% | +12.0% | +11.1% | +4.8% | +4.7% | +9.7% | +11.9% |
| EBITDA CAGR (3Y) | +11.0% | +16.0% | +11.1% | +2.9% | +1.4% | +8.0% | +11.2% |
| Profitability & leverage | |||||||
| Net income margin | +19.4% | +19.4% | +17.5% | +12.7% | +11.4% | +13.8% | +12.2% |
| Return on capital employed | +8.6% | +8.9% | +8.8% | +7.6% | +7.1% | +8.1% | +9.1% |
| Return on net worth | +14.4% | +16.1% | +16.2% | +11.1% | +10.1% | +14.1% | +13.9% |
| Debt / equity | 7.05 | 7.72 | 8.48 | 9.02 | 9.52 | 10.28 | 10.47 |
| Long-term debt / equity | 6.09 | 6.67 | 7.18 | 7.42 | 7.78 | 8.53 | 9.03 |
| Interest cover | 73.59 | 73.97 | 75.20 | 81.97 | 83.68 | 81.09 | 81.68 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (βΉ) | 101.81 | 98.88 | 86.54 | 52.52 | 41.53 | 54.28 | 47.59 |
| Dividend per share (βΉ) | 10.00 | 10.00 | 9.00 | 8.50 | 8.50 | 8.50 | 8.00 |
| Book value per share (βΉ) | 752.71 | 660.46 | 571.89 | 493.91 | 449.69 | 407.99 | 361.72 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,062 | 7,077 | 7,184 | 7,163 | 7,169 | 7,281 | 7,057 | 6,926 |
| Revenue growth (YoY) | -1.5% | -2.8% | +1.8% | +3.4% | +5.7% | - | - | - |
| Other income | 3.08 | 0.18 | 0.17 | 6.42 | 0.14 | 0.19 | 0.02 | 6.00 |
| Total expenses | 200 | 325 | 466 | 439 | 398 | 534 | 288 | 365 |
| EBITDA | 6,862 | 6,751 | 6,718 | 6,725 | 6,771 | 6,747 | 6,769 | 6,561 |
| EBITDA margin | +97.4% | +95.6% | +93.5% | +93.9% | +94.8% | +92.7% | +95.9% | +94.7% |
| Depreciation | 29.02 | 29.83 | 32.54 | 31.32 | 23.89 | 25.42 | 23.95 | 22.94 |
| Interest | 4,948 | 4,787 | 4,943 | 4,995 | 5,048 | 4,952 | 4,951 | 4,880 |
| Profit before tax | 1,888 | 1,934 | 1,743 | 1,705 | 1,699 | 1,770 | 1,793 | 1,664 |
| Tax | 400 | 437 | 359 | 351 | 339 | 402 | 361 | 335 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 28,771 | 28,043 | 27,234 | 22,663 | 19,926 | 19,853 | 19,703 |
| Revenue growth | +2.6% | +3.0% | +20.2% | +13.7% | +0.4% | +0.8% | - |
| Other income | 0.62 | 2.92 | 0.53 | 11.58 | 27.52 | (5.23) | (33.12) |
| Total expenses | 1,798 | 1,561 | 2,725 | 2,866 | 2,945 | 1,997 | 1,569 |
| Employee cost | 641 | 702 | 610 | 473 | 563 | 293 | 299 |
| EBITDA | 26,973 | 26,483 | 24,509 | 19,797 | 16,980 | 17,856 | 18,134 |
| EBITDA margin | +93.8% | +94.4% | +90.0% | +87.4% | +85.2% | +89.9% | +92.0% |
| Depreciation | 118 | 93.93 | 65.42 | 65.56 | 52.44 | 49.44 | 48.07 |
| Interest | 19,775 | 19,536 | 18,391 | 16,186 | 14,177 | 14,453 | 14,784 |
| Profit before tax | 7,081 | 6,856 | 6,054 | 3,557 | 2,778 | 3,349 | 3,269 |
| Tax | 1,485 | 1,427 | 1,289 | 666 | 491 | 614 | 867 |
| Net profit | 5,595 | 5,429 | 4,765 | 2,891 | 2,287 | 2,734 | 2,402 |
| Net profit margin | +19.5% | +19.4% | +17.5% | +12.8% | +11.5% | +13.8% | +12.2% |
| EPS (βΉ) | 101.66 | 98.64 | 86.58 | 52.53 | 41.56 | 54.15 | 47.57 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 110 | 110 | 110 | 110 | 110 | 101 | 101 |
| Reserves & surplus | 41,215 | 36,147 | 31,285 | 26,990 | 24,562 | 20,420 | 18,092 |
| Shareholders' funds (net worth) | 41,326 | 36,257 | 31,395 | 27,100 | 24,672 | 20,521 | 18,193 |
| Secured loans | 2,56,220 | 2,47,708 | 2,28,945 | 2,17,839 | 1,93,912 | 1,75,500 | 1,69,599 |
| Unsecured loans | 21,377 | 23,068 | 23,716 | 27,111 | 29,889 | 32,482 | 21,859 |
| Total debt | 2,77,597 | 2,70,775 | 2,52,662 | 2,44,950 | 2,23,801 | 2,07,983 | 1,91,458 |
| Total liabilities | 3,18,922 | 3,07,032 | 2,84,056 | 2,72,050 | 2,48,473 | 2,28,504 | 2,09,651 |
| Assets | |||||||
| Gross block | 922 | 771 | 689 | 612 | 446 | 368 | 320 |
| Net block | 384 | 351 | 361 | 356 | 286 | 243 | 254 |
| Capital work in progress | 0.00 | 51.50 | 0.14 | 0.74 | 1.49 | 3.63 | 0.33 |
| Investments | 5,050 | 6,872 | 6,277 | 6,976 | 6,199 | 4,636 | 5,496 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 1,278 | 1,405 | 1,573 | 742 | 937 | 1,347 | 1,979 |
| Loans & advances | 1,163 | 1,072 | 728 | 613 | 479 | 377 | 568 |
| Total current assets | 2,441 | 2,476 | 2,301 | 1,355 | 1,417 | 1,723 | 2,547 |
| Total current liabilities | 6,183 | 6,874 | 7,111 | 6,362 | 6,094 | 7,129 | 7,155 |
| Net working capital | (3,742) | (4,397) | (4,811) | (5,007) | (4,678) | (5,406) | (4,608) |
| Total assets | 3,18,922 | 3,07,032 | 2,84,056 | 2,72,050 | 2,48,473 | 2,28,504 | 2,09,651 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 1,260 | 1,407 | 619 | 822 | 1,329 | 1,366 | 2,802 |
| Net cash from operating activities | (8,539) | (17,026) | (7,061) | (19,612) | (16,740) | (17,195) | (14,715) |
| Net cash from investing activities | 1,776 | (663) | 579 | (830) | (1,601) | 884 | (1,879) |
| Net cash from financing activities | 6,210 | 17,542 | 7,300 | 20,239 | 17,835 | 16,274 | 15,158 |
| Net change in cash | (553) | (147) | 818 | (203) | (507) | (36.57) | (1,436) |
| Closing cash | 1,278 | 1,405 | 1,573 | 742 | 937 | 1,347 | 1,979 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +2.6% | +3.0% | +20.2% | +13.7% | +0.4% | +0.8% | - |
| EBITDA growth | +1.9% | +8.1% | +23.8% | +16.6% | -4.9% | -1.5% | - |
| PBT growth | +3.3% | +13.3% | +70.2% | +28.0% | -17.0% | +2.4% | -3.3% |
| Net income growth | +3.1% | +13.9% | +64.8% | +26.4% | -16.4% | +13.9% | - |
| Revenue CAGR (3Y) | +8.3% | +12.1% | +11.1% | +4.8% | +4.7% | +10.2% | +11.9% |
| EBITDA CAGR (3Y) | +10.9% | +16.0% | +11.1% | +3.0% | +1.4% | +8.7% | +11.2% |
| Profitability & leverage | |||||||
| Net income margin | +19.5% | +19.4% | +17.5% | +12.8% | +11.5% | +13.8% | +12.2% |
| Return on capital employed | +8.6% | +8.9% | +8.8% | +7.6% | +7.1% | +8.1% | +9.1% |
| Return on net worth | +14.4% | +16.1% | +16.3% | +11.2% | +10.1% | +14.1% | +13.9% |
| Debt / equity | 7.07 | 7.74 | 8.51 | 9.05 | 9.55 | 10.32 | 10.51 |
| Long-term debt / equity | 6.11 | 6.69 | 7.20 | 7.44 | 7.81 | 8.56 | 9.07 |
| Interest cover | 73.64 | 74.03 | 75.24 | 82.03 | 83.75 | 81.17 | 81.74 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (βΉ) | 101.66 | 98.64 | 86.58 | 52.53 | 41.56 | 54.15 | 47.57 |
| Dividend per share (βΉ) | 10.00 | 10.00 | 9.00 | 8.50 | 8.50 | 8.50 | 8.00 |
| Book value per share (βΉ) | 750.83 | 658.74 | 570.40 | 492.38 | 448.25 | 406.40 | 360.29 |
Similar companies to LIC Housing Finance
LIC Housing Finance has 3 listed similar companies in our database, 2 of them funded. They include Manappuram Finance, Kissht and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of LIC Housing Finance
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Web traffic of LIC Housing Finance
The website of LIC Housing Finance (lichousing.com) receives about 1.3M visits a month and ranks #39,809 among all websites worldwide, #2,531 in Financial Planning and Management.
- Monthly visits1.3M
▲ 23.8% vs previous month
- Unique visitors503.2K
per month
- Global rank#39,809
among all websites
- Category rank#2,531
Finance · Financial Planning and Management
- Bounce rate55%
- Pages per visit5.5
- Average visit3 min 01 sec
- DevicesDesktop 34% Β· Mobile 66%
Websites whose visitors overlap most with LIC Housing Finance. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| licindia.in | 100% | 11.3M | #3,121 | View details | |
| hdfc.com | 88% | 4M | #12,648 | View details | |
| poonawallafincorp.com | 63% | 1.5M | #21,547 | View details | |
| billdesk.com | 62% | 21.1M | #1,962 | View details | |
| paisabazaar.com | 61% | 10.7M | #5,741 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 40 similar websites and full traffic analytics for LIC Housing Finance
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as LIC Housing Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Lic Housing Finance
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Frequently Asked Questions about LIC Housing Finance
LIC Housing Finance was founded in 1989.
LIC Housing Finance is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Sunita Sharma is the CEO of LIC Housing Finance, as recorded in our data.
LIC Housing Finance has 91,606 employees.
The primary company behind LIC Housing Finance, Lic Housing Finance Ltd, reported revenue of βΉ28,847 Cr for FY 2026, up 3% year on year.
LIC Housing Finance was established in 1989 in Mumbai, India, as a non-banking financial institution. Housing finance and diversified lending for consumers and businesses form the core of its operations. Services are extended through the domain lichousing.com, targeting the Indian financial sector. In 2020, annual revenues of 2.7 billion and net profit of 372.2 million were achieved. Leadership is shared by co-CEOs Sunita Sharma and T Adhikari.
LIC Housing Finance's top competitors include Manappuram Finance, IIFL Finance and Kissht.
Yes, LIC Housing Finance is publicly traded on NSE under the ticker symbol LICHSGFIN.
LIC Housing Finance operates through Lic Housing Finance Ltd.
The legal entities of LIC Housing Finance currently have 15 directors, including Koteswara Rao Pottimutyala, Kashi Prasad Khandelwal, Sanjay Kumar Khemani and others.
The website of LIC Housing Finance receives about 1.3 million visits a month and ranks #39,809 among all websites worldwide.

