About Maxvalue Credits and Investments Limited
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Maxvalue Credits and Investments Limited is a public limited company based in Koorkencherry, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 02 November 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65921KL1995PLC009581. Its GSTIN is 32AAACT8550D2ZM (Kerala). The company holds 4 GST registrations, of which 3 are active.
The company has an authorised share capital of ₹500 Cr and a paid-up capital of ₹178.76 Cr. It was formerly known as Trisiva Leasing and Hire Purchase Private Limited and Maxvalue Credits and Investments Private Limited. It is led by directors including Manoj Vellamparambil Raman (Managing Director) and Roy Johnson Vellanaikkaran (Whole-Time Director).
Its last annual general meeting (AGM) was held on 10 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 1st Floor Ceekay Plaza Bldg No. 9/375/6 – 9 Opp. Metropolitan Hospital, Koorkencherry, Kerala, India – 680007.
As per the financials filed for FY 2024, the company reported a revenue of ₹136.72 Cr, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹10.41 Cr (net margin 7.6%) and EBITDA of ₹69.2 Cr (EBITDA margin 50.6%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 4% over five years.
The company has about 352 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: MaxValue Credits and Investments. As per MCA filings, the company has open charges of ₹107.06 Cr and satisfied charges of ₹95.98 Cr on record. Court records list 3,260 cases involving the company, including 3,245 filed by the company and 15 filed against it; 1,404 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website maxvaluecredits.com.
Company details
Name history
Maxvalue Credits and Investments has undergone 2 name changes throughout its history. The company was previously known as Trisiva Leasing And Hire Purchase Private Limited, and Maxvalue Credits And Investments Private Limited. The current legal name is Maxvalue Credits And Investments Limited.
| Company Name | Status |
|---|---|
| Maxvalue Credits and Investments Limited | Current |
| Trisiva Leasing And Hire Purchase Private Limited | Previous |
| Maxvalue Credits And Investments Private Limited | Previous |
CIN history
Maxvalue Credits and Investments has one previous CIN (Corporate Identification Number): U65921KL1995PTC009581. The current CIN is U65921KL1995PLC009581, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921KL1995PLC009581 | Current |
| U65921KL1995PTC009581 | Previous |
Contact details
Maxvalue Credits and Investments Limited's registered office is in Koorkencherry, Kerala. Its website is maxvaluecredits.com. Its e-mail address is in the company report.
- Email
- Website
- Social Media
- Registered Address1st Floor Ceekay Plaza Bldg No. 9/375/6 – 9 Opp. Metropolitan Hospital, Koorkencherry, Kerala, India – 680007
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Maxvalue Credits and Investments Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Maxvalue Credits and Investments operates one associated brand: MaxValue Credits and Investments. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides comprehensive solutions for business, vehicle, and gold loans. | maxvaluecredits.com |
Business activity
The main business activity of Maxvalue Credits and Investments is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Maxvalue Credits and Investments Limited, buy the company report.
Financials of Maxvalue Credits and Investments Limited
FY 2024 filings availableMaxvalue Credits and Investments Limited reported revenue of ₹136.72 Cr (down 12% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 4%. EBITDA rose 18% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹69.2 Cr | ||||
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| Net Profit (PAT) | ₹10.41 Cr | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 50.6% | ||||
| Net Profit Margin | 7.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Maxvalue Credits and Investments Limited, buy the company report.
Board of directors and KMP of Maxvalue Credits and Investments Limited
Maxvalue Credits and Investments Limited currently reports 10 directors and 1 key managerial person. 35 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gireesh Kumarapanicker Also directs: Maxvalue Property Services LLP, Melker Premium LLP, Max-Value Construction Services LLP and 5 more | Director | 08 Feb 2016 | 10 Years 9 Months | Current |
| Prathapan Karumanthra Raman Also directs: Shareland Developers LLP, Maxvalue Property Services LLP, Melker Premium LLP and 5 more | Director | 08 Feb 2016 | 10 Years 9 Months | Current |
| Kottarath Nandakumar Also directs: Maxvalue Nidhi Limited, Maxvalue Chits Private Limited, Maxvalue Consultancy Services Private Limited and 3 more | Director | 09 Jan 2020 | 6 Years 10 Months | Current |
| Saraladevi Mecheriparambil Also directs: Veegaland Developers Limited | Director | 22 Mar 2019 | 7 Years 7 Months | Current |
| Perinthalakkat Parameswaran Narayanan | Director | 22 Mar 2019 | 7 Years 7 Months | Current |
| Christo George Also directs: Maxvalue Nidhi Limited, Maxvalue Chits Private Limited, Maxvalue Consultancy Services Private Limited and 5 more | Director | 25 Aug 2017 | 9 Years 2 Months | Current |
Peer comparison
Maxvalue Credits and Investments Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ocean Capital Market Ltd. | ₹139.34 Cr (FY 2023) | -2.0% | Rourkela, Odisha, India | |||
| Gajendra Mercantiles Pvt Ltd | ₹138.53 Cr (FY 2025) | 2761.0% | Kolkata, West Bengal, India | |||
| Singh Wahini Moulders & Holding Pvt Ltd | ₹137.62 Cr (FY 2025) | 149.0% | Kolkata, West Bengal, India | |||
| Suryavanshi Commotrade Pvt Ltd | ₹137.5 Cr (FY 2025) | 319.0% | Kolkata, West Bengal, India | |||
| Maxvalue Credits and Investments Limitedthis company | ₹136.72 Cr (FY 2024) | ₹10.41 Cr | 7.6% | -12.0% | 352 | Koorkencherry, Kerala, India |
| Quant Capital Finance and Investments Private Limited | ₹136.08 Cr (FY 2024) | 130.0% | Mumbai, Maharashtra, India | |||
| Easun Capital Markets Ltd | ₹135.24 Cr (FY 2024) | 1.0% | Kolkata, West Bengal, India | |||
| Raj Capital and Finance Pvt.Ltd. | ₹135.11 Cr (FY 2025) | 31.0% | Kolkata, West Bengal, India | |||
| Mount Intra Finance Pvt Ltd | ₹134.51 Cr (FY 2025) | -2.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Maxvalue Credits and Investments Limited, buy the company report.
Auditor
Maxvalue Credits and Investments Limited is audited by UNNIKRISHNAN & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| UNNIKRISHNAN & CO | FY 2023 | 004460S |
Shareholding
The shareholding of Maxvalue Credits and Investments Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Maxvalue Credits and Investments Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Oct 2025 | 101191500 | Others | ₹4.46 Cr | Open | |
| 29 Sep 2025 | 101182457 | Others | ₹5.79 Cr | Open | |
| 30 Aug 2025 | 101169879 | Others | ₹2.87 Cr | Open | |
| 14 Aug 2025 | 101154403 | Others | ₹3.5 Cr | Open | |
| 14 Aug 2025 | 101154160 | Others | ₹6.16 Cr | Open |
To see the full charge records of Maxvalue Credits and Investments Limited, buy the company report.
Total charge records: 56 View all charges
Legal cases
Maxvalue Credits and Investments Limited has 3,260 court cases on record: 3,245 filed by Maxvalue Credits and Investments, 15 filed against it. 1,404 cases are pending and 1,856 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3,247 | 11 | 1,404 |
| High courts | 13 | 4 | 0 |
Cases on record (5 of 3,260)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Alappuzha, Kerala | Court case (MA(Arb)) | Filed by the company against Surya | Pending |
| District court, BENGALURU, Karnataka | Civil suit | Filed against the company by an individual | Pending |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed against the company by Kerala State Co-Operative Bank Ltd, Chalakkud Yevening Branch Rep by Its Present Manager Lijumon K C | Pending |
| District court, Idukki, Kerala | Court case (MA(Arb)) | Filed by the company against an individual | Pending |
| District court, Idukki, Kerala | Court case (MA(Arb)) | Filed by the company against an individual | Pending |
To see the full case history of Maxvalue Credits and Investments Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Maxvalue Credits and Investments Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Maxvalue Credits and Investments Limited has a workforce of 352 employees on its EPFO records as of Apr 06, 2024, across 1 active EPFO establishment.
GST
Maxvalue Credits and Investments has 4 GST registrations: 3 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAACT8550D2ZM | Kerala | Active | 17 Sep 2017 |
| 29AAACT8550D1ZA | Karnataka | Active | 26 Aug 2019 |
| 37AAACT8550D1ZD | Andhra Pradesh | Active | 16 Sep 2021 |
To see the full GST registrations and return filing status of Maxvalue Credits and Investments Limited, buy the company report.
Recent activity
Maxvalue Credits and Investments Limited has 43 board changes on record since 2009: 11 appointments and 32 cessations. The latest: Joy Thomas ceased to be CEO on 15 Apr 2025.
117 earlier events are in the company report.
Frequently asked questions
Maxvalue Credits and Investments is an active public limited company based in Koorkencherry, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 02 November 1995 (31+ years old) and is registered under CIN U65921KL1995PLC009581.
Maxvalue Credits and Investments has 11 current directors and KMP:
- Manoj Vellamparambil Raman - Managing Director
- Roy Johnson Vellanaikkaran - Whole-Time Director
- Gireesh Kumarapanicker - Director
- Prathapan Karumanthra Raman - Director
- Kottarath Nandakumar - Director
- Saraladevi Mecheriparambil - Director
- Perinthalakkat Parameswaran Narayanan - Director
- Christo George - Director
- Valakadavil Krishnan Gopinathan - Director
- Sadanandan Prasanna Kumar - Director
- Akhil Bhaskaran Vijayan - Company Secretary
The latest financial statements of Maxvalue Credits and Investments on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 10 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Maxvalue Credits and Investments is 32AAACT8550D2ZM, registered in Kerala. The company has 4 GST registrations in all, of which 3 are active and 1 is cancelled or inactive. Other active GSTINs include 29AAACT8550D1ZA (Karnataka), 37AAACT8550D1ZD (Andhra Pradesh).
The CIN (Corporate Identification Number) of Maxvalue Credits and Investments is U65921KL1995PLC009581. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Maxvalue Credits and Investments has 3,260 court cases on record: 3,245 filed by the company and 15 filed against it. 1,404 are pending. Most are in the district courts.
Maxvalue Credits and Investments was incorporated on 02 November 1995, making it 31+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Maxvalue Credits and Investments by revenue are Ocean Capital Market Ltd, Gajendra Mercantiles Pvt Ltd, Singh Wahini Moulders & Holding Pvt Ltd, Suryavanshi Commotrade Pvt Ltd, Quant Capital Finance and Investments Private Limited and 3 more, all in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Joy Thomas ceased to be CEO on 15 Apr 2025. Sadanandan Prasanna Kumar was appointed as Director on 10 Sep 2024. Chirayath Paulson Varkey ceased to be Director on 19 Jan 2023. Maxvalue Credits and Investments has 43 board changes on record in total.
Maxvalue Credits and Investments can be reached through the website maxvaluecredits.com. Its registered office is in Koorkencherry, Kerala, India.
The registered office of Maxvalue Credits and Investments is at 1st Floor Ceekay Plaza Bldg No. 93756 – 9 Opp. Metropolitan Hospital, Koorkencherry, Kerala, India – 680007.
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