About Mercatus Commerce Private Limited
Data last updated: 24 December 2025
Mercatus Commerce Private Limited is a private limited company based in Bangalore South, Karnataka, India, a subsidiary of Niyo Solutions Inc.. It specialises in digital payment solutions, a part of the broader financial services sector. Incorporated on 05 December 2019, the company has been in operation for over 7 years.
Registered with ROC Bangalore under CIN U62013KA2019PTC130359.
Capital: an authorised share capital of ₹16 Cr and a paid-up capital of ₹7.92 Cr. Formerly known as Finnew Payments Private Limited. It is led by directors Avinash Kumar Pandey and Abhishek Tandon.
Last AGM: 19 September 2025. Financial statements filed for year ended 31 March 2025. Office: 11Th Floor Unit No G 1101 G 1102 G 1103 G 1101A And G 1101B Gamma Block Sigma Soft Tech Park, Bangalore South, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹41.93 Cr, a growth of 24% compared to the previous year.
The company has a workforce of approximately 5 employees as per the latest available data. It operates as a subsidiary of Niyo Solutions Inc..
The company is associated with 1 brand - Niyo.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website goniyo.com.
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Registered Address11Th Floor Unit No G 1101 G 1102 G 1103 G 1101A And G 1101B Gamma Block Sigma Soft Tech Park, Ramagondanahalli Village Varthur Hobli Whitefield, Bangalore South, Karnataka, India – 560066
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IndustryFinancial Services, Digital Payment Solutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
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CIN History of Mercatus Commerce Private Limited
Mercatus Commerce Private Limited has one previous CIN (Corporate Identification Number): U72900KA2019PTC130359. The current CIN is U62013KA2019PTC130359, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U62013KA2019PTC130359 | Current |
| U72900KA2019PTC130359 | Previous |
Associated Brands with Mercatus Commerce Private Limited
Mercatus Commerce Private Limited operates one associated brand: Niyo. These brands represent Mercatus Commerce Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Online platform for wealth management | goniyo.com |
Competitors & Alternatives of Mercatus Commerce Private Limited
Brands and companies operating in the same space as Mercatus Commerce Private Limited include Freo, OneBanc Technologies, Avail Finance and 2 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Freo
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Digital banking services are offered to individual users. | Bengaluru, India, India | 2015 |
OneBanc Technologies
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AI-powered online banking solutions are integrated with HR workflows. | Gurugram, India, India | 2019 |
Avail Finance
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Neobank for individuals | Bengaluru, India, India | 2017 |
RapiPay
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Agent-based payment solutions for businesses are provided. | Delhi, India, India | 2018 |
Fyp Money
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Digital banking services for teenagers are offered via mobile app. | Gurugram, India, India | 2021 |
Business Activity of Mercatus Commerce Private Limited
Mercatus Commerce Private Limited is engaged in the principal business activity of information and communication, with detailed activities including other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
Business activity turnover details for Mercatus Commerce Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
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Board of Directors of Mercatus Commerce Private Limited
Mercatus Commerce Private Limited is currently managed by 2 directors, with 6 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Avinash Kumar Pandey
Also directs:
Mercatus Commerce Private Limited
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Director | 02 Apr 2024 | 2 Years 4 Months | Current |
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Abhishek Tandon
Also directs:
Mercatus Commerce Private Limited
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Additional Director | 31 Oct 2025 | 0 Years 9 Months | Current |
Financials of Mercatus Commerce Private Limited FY 2025 filings available
Mercatus Commerce Private Limited reported revenue of ₹41.93 Cr (up 24.00% YoY) for FY 2025.
Ten-year financial statements for Mercatus Commerce Private Limited
Historical statement values and trend charts require an active report plan.
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Charges & Borrowings Mercatus Commerce Private Limited
Mercatus Commerce Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Mercatus Commerce Private Limited
View historical data on people associated with Mercatus Commerce Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Mercatus Commerce Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
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GST Compliance of Mercatus Commerce Private Limited
GST registrations and filing compliance for Mercatus Commerce Private Limited
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Credit Ratings, Litigation & Regulatory Alerts for Mercatus Commerce Private Limited
Credit ratings, litigation, and regulatory alerts for Mercatus Commerce Private Limited
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MSME Payment Delays by Mercatus Commerce Private Limited
MSME payment history for Mercatus Commerce Private Limited
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Subsidiaries & Group Companies of Mercatus Commerce Private Limited
Corporate group structure for Mercatus Commerce Private Limited
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MCA Filings & Documents of Mercatus Commerce Private Limited
MCA filings and documents for Mercatus Commerce Private Limited
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- Complete filing index
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Recent Activity on Mercatus Commerce Private Limited
Frequently Asked Questions about Mercatus Commerce Private Limited
Mercatus Commerce Private Limited is an active private limited company in the financial services sector based in Bangalore South, Karnataka, India. It was incorporated on 05 December 2019 (7+ years old) and is registered under CIN U62013KA2019PTC130359. The company has 5 employees.
Mercatus Commerce Private Limited reported revenue of ₹41.93 Cr for FY 2025 (up 24.00% YoY).
The current directors of Mercatus Commerce Private Limited are:
- Avinash Kumar Pandey - Director
- Abhishek Tandon - Additional Director
The primary industry of Mercatus Commerce Private Limited is financial services. The company specifically operates in digital payment solutions. The company is currently active in this sector.
Mercatus Commerce Private Limited can be reached at the registered office: 11Th Floor Unit No G 1101 G 1102 G 1103 G 1101A And G 1101B Gamma Block Sigma Soft Tech Park, Ramagondanahalli Village Varthur Hobli Whitefield, Bangalore South, Karnataka, India – 560066, or through the website goniyo.com.
The authorised capital is ₹16 Cr, and the paid-up capital is ₹7.92 Cr.