Niyo

Bengaluru, India Founded: 2015 • Age: 11 yrs
Online platform for wealth management
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About Niyo

Niyo is a company based in Bengaluru (India) founded in 2015 by Ashish Pachauri, Vinay Bagri, and Virender Bisht.. Niyo has raised $179.35 million across 7 funding rounds from investors including Tencent, Accel and Social Capital. Niyo has completed 2 acquisitions, including Goalwise and Index. Niyo offers products and services including Niyo Debit Card, Niyo Credit Card, and Niyo App. Niyo operates in a competitive market with competitors including Freo, Avail Finance, OneBanc Technologies, Fyp Money and RapiPay, among others.

  • Headquarter Bengaluru, India
  • Founders Ashish Pachauri, Vinay Bagri, Virender Bisht
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $179.35 M (USD)

    in 7 rounds

  • Latest Funding Round
  • Investors
    Tencent

    & 9 more

  • Employee Count
    Employee Count
  • Investments & Acquisitions
    Goalwise

    & 1 more

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Products & Services of Niyo

Niyo offers a comprehensive portfolio of products and services, including Niyo Debit Card, Niyo Credit Card, and Niyo App. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Debit card for international transactions with zero forex markup.

Credit card offering no fees on foreign currency spends.

App for managing card balances and transactions abroad.

People of Niyo
Headcount 200-500
Employee Profiles 87
Employee Profiles
People
Pranita Shirsat
Senior Software Engineer
People
Sangeeta channigund
Senior Software Development Engineer Test
People
Vinay Bagri
Co-Founder & CEO
People
Virender Bisht
Founder & CTO

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Funding Insights of Niyo

Niyo has successfully raised a total of $179.35M across 7 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 7
  • Last Round
  • First Round

    (20 Jan 2016)

  • Investors Count 10
Date Amount Transaction Name Valuation Lead Investors Investors
Oct, 2023 Amount Series C - Niyo Valuation Spring
Jul, 2022 Amount Series C - Niyo Valuation Multiples Alternate Asset Management
Feb, 2022 Amount Series C - Niyo Valuation Accel , Lightrock India
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Niyo

Niyo has secured backing from 10 investors, including venture fund and institutional investors. Prominent investors backing the company include Tencent, Accel and Social Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Marketing consulting and investments are provided for consumer startups.
Founded Year Domain Location
Investment partnerships, entrepreneur support, and profit-focused services in finance.
Founded Year Domain Location
Accel is recognized as a leading venture capital firm.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Niyo

Niyo has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Goalwise and Index. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Personal finances are managed via an app-based platform for individuals.
2020
Goal-based investing platform
2015
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Niyo

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Niyo Comparisons

Employees
+
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Competitors of Niyo

Niyo operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Freo, Avail Finance, OneBanc Technologies, Fyp Money and RapiPay, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Digital banking services are offered to individual users.
domain founded_year HQ Location
Neobank for individuals
domain founded_year HQ Location
AI-powered online banking solutions are integrated with HR workflows.
domain founded_year HQ Location
Digital banking services for teenagers are offered via mobile app.
domain founded_year HQ Location
Agent-based payment solutions for businesses are provided.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Niyo

Frequently Asked Questions about Niyo

When was Niyo founded?

Niyo was founded in 2015 and raised its 1st funding round 1 year after it was founded.

Where is Niyo located?

Niyo is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Who is the current CEO of Niyo?

Vinay Bagri is the current CEO of Niyo. They have also founded this company.

Is Niyo a funded company?

Niyo is a funded company, having raised a total of $179.35M across 7 funding rounds to date. The company's 1st funding round was a Series C of $100M, raised on Jan 20, 2016.

What does Niyo do?

Online platform for wealth management. It offers a savings and investments platform. It allows users to make investments in the financial market. It also features in-built robo-advisory, mutual fund management, and goal-based advisory tools and a banking platform for business.

Who are the top competitors of Niyo?

Niyo's top competitors include Freo, OneBanc Technologies and Avail Finance.

What products or services does Niyo offer?

Niyo offers Niyo Debit Card, Niyo Credit Card, and Niyo App.

How many acquisitions has Niyo made?

Niyo has made 2 acquisitions, including Goalwise, and Index.

Who are Niyo's investors?

Niyo has 10 investors. Key investors include Tencent, Accel, Social Capital, Beams Fintech Fund, and Multiples Alternate Asset Management.

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