About Mikhael Capitalize Private Limited
Data last updated:
Mikhael Capitalize Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 19 October 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1995PTC009549. Its GSTIN is 32AABCT2067Q3Z1 (Kerala). The company holds 3 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹14 Cr and a paid-up capital of ₹11.51 Cr. It was formerly known as The Financial Credits Private Limited and Mikhael Finserve Private Limited. It is led by directors including Babu Vazhappilli Jose (Managing Director) and Hareesh Kunnath Madhavan Moosad.
Its last annual general meeting (AGM) was held on 11 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Thrissur, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.74 Cr, a growth of 20% compared to the previous year. For the same year it recorded a net profit of ₹57.57 Lakh (net margin 4.9%) and EBITDA of ₹7.08 Cr (EBITDA margin 60.3%). Revenue has grown at a compounded annual rate (CAGR) of 20% over three years and 56% over five years.
The company has about 64 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Mikhael Capitalize. As per MCA filings, the company has open charges of ₹63.73 Cr and satisfied charges of ₹7.72 Cr on record. Court records list 85 cases involving the company, including 80 filed by the company and 5 filed against it; 30 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website mikhaelcapitalize.com.
Company details
Name history
Mikhael Capitalize has undergone 3 name changes throughout its history. The company was previously known as The Financial Credits Private Limited, Mikhael Finserve Private Limited, and The Financial Credits And Chits Company Private Limited. The current legal name is Mikhael Capitalize Private Limited.
| Company Name | Status |
|---|---|
| Mikhael Capitalize Private Limited | Current |
| The Financial Credits Private Limited | Previous |
| Mikhael Finserve Private Limited | Previous |
| The Financial Credits And Chits Company Private Limited | Previous |
Contact details
Mikhael Capitalize Private Limited's registered office is in Thrissur, Kerala. Its website is mikhaelcapitalize.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressShop No C – 1 & C2 Room No.3/2088/21 & 3/2088/22 Second Floor Sitaram Tejal Aswini Junct, Ion, Thrissur, Kerala, India – 680022
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Mikhael Capitalize Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Mikhael Capitalize operates one associated brand: Mikhael Capitalize. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Gold loan financing and other financial services in Kerala. | mikhaelcapitalize.com |
Business activity
The main business activity of Mikhael Capitalize is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Mikhael Capitalize Private Limited, buy the company report.
Financials of Mikhael Capitalize Private Limited
FY 2025 filings availableMikhael Capitalize Private Limited reported revenue of ₹11.74 Cr (up 20% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 56% over five years, including 20% growth in the latest year. EBITDA rose 27% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹7.08 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹57.57 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 60.3% | ||||
| Net Profit Margin | 4.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Mikhael Capitalize Private Limited, buy the company report.
Board of directors of Mikhael Capitalize Private Limited
Mikhael Capitalize has 5 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hareesh Kunnath Madhavan Moosad | Director | 03 Jan 2018 | 8 Years 9 Months | Current |
| Lissy Babu Also directs: Mikhael Gold and Diamonds LLP, New World Agro Foods Private Limited, Mikhael Foods Limited and 5 more | Director | 03 Jan 2018 | 8 Years 9 Months | Current |
| Babu Vazhappilli Jose Also directs: Mikhael Gold and Diamonds LLP, New World Agro Foods Private Limited, Mikhael Foods Limited and 5 more | Managing Director | 04 Sep 2015 | 11 Years 1 Months | Current |
| Vazhappilly Godwin Babu | Director | 03 Jan 2018 | 8 Years 9 Months | Current |
| Alappat Francis Biji | Director | 23 Jan 2024 | 2 Years 9 Months | Current |
Auditor
Mikhael Capitalize Private Limited is audited by UNNIKRISHNAN & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| UNNIKRISHNAN & CO | FY 2023 | 004460S |
Shareholding
The shareholding of Mikhael Capitalize Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Mikhael Capitalize Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 27 Nov 2025 | 101192174 | Others | ₹1.05 Cr | Open | |
| 30 Oct 2025 | 101182556 | Others | ₹86 Lakh | Open | |
| 07 Oct 2025 | 101171023 | Others | ₹1.15 Cr | Open | |
| 02 Sep 2025 | 101154404 | Others | ₹1.37 Cr | Open | |
| 07 Aug 2025 | 101149796 | Others | ₹1.93 Cr | Open |
To see the full charge records of Mikhael Capitalize Private Limited, buy the company report.
Total charge records: 59 View all charges
Legal cases
Mikhael Capitalize Private Limited has 85 court cases on record: 80 filed by Mikhael Capitalize, 5 filed against it. 30 cases are pending and 55 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 78 | 5 | 28 |
| High courts | 7 | 0 | 2 |
Cases on record (5 of 85)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| High Court of Kerala | Revision petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed against the company by an individual | Pending |
To see the full case history of Mikhael Capitalize Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Mikhael Capitalize Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Mikhael Capitalize Private Limited has a workforce of 64 employees on its EPFO records as of Mar 30, 2024, across 1 active EPFO establishment.
GST
Mikhael Capitalize has 3 GST registrations: 1 active and 2 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCT2067Q3Z1 | Kerala | Active | 05 Feb 2022 |
To see the full GST registrations and return filing status of Mikhael Capitalize Private Limited, buy the company report.
Recent activity
Mikhael Capitalize Private Limited has 21 board changes on record since 1995: 13 appointments and 8 cessations. The latest: Alappat Francis Biji was appointed as Director on 23 Jan 2024.
75 earlier events are in the company report.
Frequently asked questions
Mikhael Capitalize is an active private limited company based in Thrissur, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 19 October 1995 (31+ years old) and is registered under CIN U65992KL1995PTC009549.
Mikhael Capitalize has 5 current directors:
- Babu Vazhappilli Jose - Managing Director
- Hareesh Kunnath Madhavan Moosad - Director
- Lissy Babu - Director
- Vazhappilly Godwin Babu - Director
- Alappat Francis Biji - Director
The latest financial statements of Mikhael Capitalize on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 11 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Mikhael Capitalize is 32AABCT2067Q3Z1, registered in Kerala. The company has 3 GST registrations in all, of which 1 is active and 2 are cancelled or inactive.
The CIN (Corporate Identification Number) of Mikhael Capitalize is U65992KL1995PTC009549. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Mikhael Capitalize has 85 court cases on record: 80 filed by the company and 5 filed against it. 30 are pending. Most are in the district courts.
Mikhael Capitalize was incorporated on 19 October 1995, making it 31+ years old. It is registered with the Registrar of Companies, Ernakulam.
Alappat Francis Biji was appointed as Director on 23 Jan 2024. Dhanesh Dharmapalan Mullarath ceased to be Managing Director on 17 Sep 2020. Hareesh Kunnath Madhavan Moosad was appointed as Director on 03 Jan 2018. Mikhael Capitalize has 21 board changes on record in total.
Mikhael Capitalize can be reached through the website mikhaelcapitalize.com. Its registered office is in Thrissur, Kerala, India.
The registered office of Mikhael Capitalize is at Shop No C – 1 & C2 Room No.3208821 & 3208822 Second Floor Sitaram Tejal Aswini Junct, Ion, Thrissur, Kerala, India – 680022.