Grow Money Capital Private Limited

Grow Money Capital Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN U74899DL1995PTC069216 Incorporated 31 May 1995 ROC Delhi HQ New Delhi, Delhi, India
Active Private Limited Company financial services MSME · Medium
Data last updated
Revenue · FY 2025
₹155.81 Cr
▲ 10% YoY
Net profit · FY 2025
₹32.23 Cr
Net margin 20.7%
EBITDA · FY 2025
₹83.84 Cr
EBITDA margin 53.8%
Authorised capital
₹51 Cr
Registered with MCA
Paid-up capital
₹25.71 Cr
Issued & subscribed
Open charges
₹391.75 Cr
Satisfied ₹296 Cr
Company age
31 yrs
Est. 1995
Employees · EPFO
179
Provident fund records

About Grow Money Capital Private Limited

Data last updated:

Grow Money Capital Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 31 May 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1995PTC069216. Its GSTIN is 07AAACE2133R1ZJ (Delhi).

The company has an authorised share capital of ₹51 Cr and a paid-up capital of ₹25.71 Cr. It was formerly known as Eclear Leasing & Finance Private Limited. It is led by directors including Manoj Kumar Bansal (Managing Director) and Gurmeet Singh Grewal.

Its last annual general meeting (AGM) was held on 15 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Flat No. 211 New Delhi House, 27 Barakhamba Road, Delhi, India – 110001.

As per the financials filed for FY 2025, the company reported a revenue of ₹155.81 Cr, a growth of 10% compared to the previous year. For the same year it recorded a net profit of ₹32.23 Cr (net margin 20.7%) and EBITDA of ₹83.84 Cr (EBITDA margin 53.8%). Revenue has grown at a compounded annual rate (CAGR) of 56% over three years.

The company has about 179 employees on its provident fund (EPFO) records.

The company is associated with 2 brands: Grow Money Capital and Eclear Leasing & Finance. As per MCA filings, the company has open charges of ₹391.75 Cr and satisfied charges of ₹296 Cr on record. Court records list 314 cases involving the company, including 285 filed by the company and 29 filed against it; 272 cases are pending. The company has 19 deals on record (11 secondary share transfers, 5 funding rounds, 3 rights issues), with disclosed funding of ₹127.45 Cr; the latest was in March 2025. Its 8 peer companies in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 4 larger and 4 smaller; the largest is Pramol Traders Holdings Private Limited with revenue of ₹158.72 Cr.

Grow Money Capital Private Limited is registered as a medium enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-03-0012115). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website eclearleasing.com.

Company details

CIN U74899DL1995PTC069216
Registration Number 069216
Incorporation Date 31 May 1995
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 15 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Medium
Udyam Registration UDYAM-DL-03-0012115

Recognitions & Rankings of Grow Money Capital

MSME (Udyam registered) Ministry of MSME
Category
Medium (2024-25)
Udyam number
UDYAM-DL-03-0012115

Contact details

Grow Money Capital Private Limited's registered office is in New Delhi, Delhi. Its website is eclearleasing.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    Flat No. 211 New Delhi House, 27 Barakhamba Road, Delhi, India – 110001
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Grow Money Capital Private Limited, buy the company report.

Comprehensive company report
Grow Money Capital Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Grow Money Capital operates two associated brands: Grow Money Capital and Eclear Leasing & Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Offers loan services for property, education, and business needs.growmoneycapital.com
Diversified lending services are offered as a non-banking financial institution.eclearleasing.com

Business activity

The main business activity of Grow Money Capital is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Grow Money Capital Private Limited, buy the company report.

Financials of Grow Money Capital Private Limited

FY 2025 filings available

Grow Money Capital Private Limited reported revenue of ₹155.81 Cr (up 10% YoY) for FY 2025.

Revenue · FY 2025
₹155.81 Cr ▲ 10%
Net profit · FY 2025
₹32.23 Cr margin 20.7%
EBITDA · FY 2025
₹83.84 Cr margin 53.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 10%
3 years · compounded
▲ 56%
EBITDA CAGR growth
1 year
▲ 2%
3 years · compounded
▲ 37%

Revenue has grown at a compounded annual rate (CAGR) of 56% over three years, including 10% growth in the latest year. EBITDA rose 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹83.84 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹32.23 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin53.8%
Net Profit Margin20.7%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Grow Money Capital Private Limited, buy the company report.

Board of directors of Grow Money Capital Private Limited

Grow Money Capital has 4 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Gurmeet Singh GrewalDirector02 Mar 20224 Years 7 MonthsCurrent
Devi Dass AgarwalDirector02 Mar 20224 Years 7 MonthsCurrent
Manoj Kumar BansalManaging Director19 Aug 200917 Years 2 MonthsCurrent
Neeru BansalDirector01 Apr 201313 Years 7 MonthsCurrent

Peer comparison

Grow Money Capital Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Pramol Traders Holdings Private Limited₹158.72 Cr (FY 2025)-6.0%Ahmedabad, Gujarat, India
Blacksoil Capital Private Limited₹158.25 Cr (FY 2024)32.0%Mumbai, Maharashtra, India
Parabola Securities Private Limited₹157.88 Cr (FY 2025)2336.0%Kolkata, West Bengal, India
Unifi Financial Private Limited₹156.57 Cr (FY 2023)-2.0%Chennai, Tamil Nadu, India
Grow Money Capital Private Limitedthis company₹155.81 Cr (FY 2025)₹32.23 Cr20.7%10.0%179New Delhi, Delhi, India
Udayachal Viniyog Pvt Ltd₹155.08 Cr (FY 2025)-14.0%Kolkata, West Bengal, India
Sugmya Finance Private Limited₹155.04 Cr (FY 2025)8.0%Delhi, India
Idfc Limited₹154.24 Cr (FY 2023)70.0%Chennai, Tamil Nadu, India
Standard Chartered Capital Limited₹153.17 Cr (FY 2019)-15.0%Mumbai, Maharashtra, India

To see the full peer comparison of Grow Money Capital Private Limited, buy the company report.

Auditor

Grow Money Capital Private Limited is audited by R Gopal & Associates for the financial year 2024.

Auditor firmFinancial yearFirm registration number
R Gopal & AssociatesFY 2024093209

Shareholding

The shareholding of Grow Money Capital Private Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2025FY 2024FY 2023FY 2021FY 2020
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Grow Money Capital Private Limited, buy the company report.

Charges & borrowings

Open charges
₹391.75 Cr
Satisfied charges
₹296 Cr
Breakdown by lending institutions
Others₹379.77 Cr
Dhanlaxmi Bank Limited₹10.00 Cr
Hdfc Bank Limited₹1.98 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
26 Dec 2025101219606Others₹10 CrOpen
24 Dec 2025101214946Others₹12.5 CrOpen
21 Nov 2025101190610Others₹4 CrOpen
26 Sep 2025101175037Others₹25 CrOpen
08 Jul 2025101128204Others₹15 CrOpen

To see the full charge records of Grow Money Capital Private Limited, buy the company report.

Total charge records: 65 View all charges

Deals & funding

Grow Money Capital Private Limited has 19 deals on record (11 secondary share transfers, 5 funding rounds, 3 rights issues), with disclosed funding of ₹127.45 Cr; the latest was in March 2025.

Total deals
19
Secondary share transfers
11
Funding rounds
5
Rights issues
3
Disclosed funding
₹127.45 Cr

Deals on record (5 of 19)

WhenDealAmountParties
Mar 2023Secondary share transferUndisclosedBuyer: Yourtemplatebox Web Services Private Limited
Seller: Today Hotels (New Delhi) Private Limited
Mar 2022Rights issue₹10 CrInvestors: Aksr Corporate Advisors Private Limited
Oct 2021Funding round₹25 CrInvestors: Aksr Corporate Advisors Private Limited
Mar 2021Rights issue₹16.8 CrInvestors: Nandish Enterprises Private Limited , Lesous Marketing Private Limited
Dec 2019Funding round₹26 CrInvestors: Nandish Enterprises Private Limited , SBK Trade and Infrastructure Private Limited , Lesous Marketing Private Limited

To see the full deal history of Grow Money Capital Private Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Grow Money Capital Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Grow Money Capital Private Limited has a workforce of 179 employees on its EPFO records as of Feb 23, 2026, across 1 active EPFO establishment.

Employee count
179
Active EPFO establishments
1
Employee growth
-23.18%

GST

Grow Money Capital has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
07AAACE2133R1ZJDelhiActive18 Dec 2017

To see the full GST registrations and return filing status of Grow Money Capital Private Limited, buy the company report.

Recent activity

Grow Money Capital Private Limited has 13 board changes on record since 2009: 4 appointments and 9 cessations. The latest: Devi Dass Agarwal ceased to be Additional Director on 28 Sep 2022.

Charges
A charge registered on 08 Dec 2023 via Charge ID 100839145 with Others was fully satisfied on 09 Jan 2026.
Charges
A charge with Others of Rs. 0.10 Cr registered on 28 Jun 2024 with Charge ID 100947428 was modified on 08 Jan 2026.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101219606 was registered on 26 Dec 2025.
Charges
A charge with Others amounted to Rs. 12.50 Cr with Charge ID 101214946 was registered on 24 Dec 2025.
Charges
A charge registered on 30 Jun 2023 via Charge ID 100749373 with Others was fully satisfied on 29 Nov 2025.
Charges
A charge with Others amounted to Rs. 4.00 Cr with Charge ID 101190610 was registered on 21 Nov 2025.
Charges
A charge registered on 28 Apr 2023 via Charge ID 100714701 with Others was fully satisfied on 24 Oct 2025.
Charges
A charge with Others of Rs. 10.00 Cr registered on 01 Mar 2024 with Charge ID 100882735 was modified on 16 Oct 2025.
Charges
A charge registered on 22 Sep 2023 via Charge ID 100789695 with Others was fully satisfied on 06 Oct 2025.
Charges
A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101175037 was registered on 26 Sep 2025.
AGM
Grow Money Capital Private Limited last Annual general meeting of members was held on 15 Sep 2025 as per latest MCA records.
Charges
A charge registered on 30 Mar 2023 via Charge ID 100693229 with Others was fully satisfied on 21 Aug 2025.

102 earlier events are in the company report.

Frequently asked questions

Grow Money Capital is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 31 May 1995 (31+ years old) and is registered under CIN U74899DL1995PTC069216.

Grow Money Capital has 4 current directors:

The latest financial statements of Grow Money Capital on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 15 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Grow Money Capital is 07AAACE2133R1ZJ, registered in Delhi.

The CIN (Corporate Identification Number) of Grow Money Capital is U74899DL1995PTC069216. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Grow Money Capital has 314 court cases on record: 285 filed by the company and 29 filed against it. 272 are pending. Most are in the district courts.

Grow Money Capital was incorporated on 31 May 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.

Grow Money Capital has 19 deals on record (11 secondary share transfers, 5 funding rounds, 3 rights issues), with disclosed funding of ₹127.45 Cr; the latest was in March 2025.

The peers of Grow Money Capital by revenue are Pramol Traders Holdings Private Limited, Blacksoil Capital Private Limited, Parabola Securities Private Limited, Unifi Financial Private Limited, Udayachal Viniyog Pvt Ltd and 3 more, all in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Devi Dass Agarwal ceased to be Additional Director on 28 Sep 2022. Gurmeet Singh Grewal ceased to be Additional Director on 28 Sep 2022. Devi Dass Agarwal was appointed as Director on 02 Mar 2022. Grow Money Capital has 13 board changes on record in total.

Yes, Grow Money Capital is registered as a medium enterprise under Udyam registration (number: UDYAM-DL-03-0012115).