About Bobcard Limited
Data last updated:
Bobcard Limited is a public limited union government company based in Mumbai, Maharashtra, India, a subsidiary of Bank Of Baroda. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 September 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65990MH1994GOI081616. Its GSTIN is 27AAACB1989L1ZA (Maharashtra). The company holds 22 GST registrations, of which 4 are active.
The company has an authorised share capital of ₹2,000 Cr and a paid-up capital of ₹1,275 Cr. It was formerly known as Bobcards Limited. It is led by directors including Saravanakumar (Managing Director) and Kadagatoor Venkateshmurthy Sheetal.
Its last annual general meeting (AGM) was held on 28 September 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2024, the company reported a revenue of ₹1,326.66 Cr, a growth of 50% compared to the previous year. For the same year it recorded a net loss of ₹31.53 Cr (net margin -2.4%) and EBITDA of ₹358.9 Cr (EBITDA margin 27.1%). Revenue has grown at a compounded annual rate (CAGR) of 54% over three years and 41% over five years.
The company has about 479 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹7,700 Cr and satisfied charges of ₹600 Cr on record. Court records list 1,119 cases involving the company, including 958 filed by the company and 161 filed against it; 200 cases are pending. The company has 4 deals on record (2 funding rounds, 1 rights issue, 1 acquisition), with disclosed funding of ₹75 Cr; the latest was in March 2023. Its 5 peer companies in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 3 smaller; the largest is Krazybee Services Limited with revenue of ₹1,400.33 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website bobfinancial.com.
Company details
CIN history
Bobcard has one previous CIN (Corporate Identification Number): L65990MH1994GOI081616. The current CIN is U65990MH1994GOI081616, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65990MH1994GOI081616 | Current |
| L65990MH1994GOI081616 | Previous |
Contact details
Bobcard Limited's registered office is in Mumbai, Maharashtra. Its website is bobfinancial.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address2nd Floor Baroda House Behind Dewan Shopping Centre Jogeswari, West, Mumbai, Maharashtra, India – 400102
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Bobcard Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Bobcard is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Bobcard Limited, buy the company report.
Financials of Bobcard Limited
FY 2026 filings availableBobcard Limited reported revenue of ₹1,326.66 Cr (up 50% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 41% over five years, including 50% growth in the latest year. EBITDA rose 180% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹358.9 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹31.53 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 27.1% | ||||
| Net Profit Margin | -2.4% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Bobcard Limited, buy the company report.
Board of directors of Bobcard Limited
Bobcard has 6 current directors and 65 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kadagatoor Venkateshmurthy Sheetal | Director | 01 Dec 2021 | 4 Years 10 Months | Current |
| Sriraman Jagannathan | Director | 29 Dec 2022 | 3 Years 9 Months | Current |
| Debadatta Chand Also directs: National Insurance Company Limited, Bob Capital Markets Limited, Indiafirst Life Insurance Company Limited and 1 more | Nominee Director | 16 Mar 2023 | 3 Years 7 Months | Current |
| Abhijit Chakravorty Also directs: Idbi Bank Limited | Director | 13 Nov 2025 | 0 Years 11 Months | Current |
| Sanjay Mudaliar | Nominee Director | 27 Mar 2024 | 2 Years 6 Months | Current |
| Saravanakumar | Managing Director | 01 May 2026 | 0 Years 5 Months | Current |
Peer comparison
Bobcard Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Krazybee Services Limited | ₹1,400.33 Cr (FY 2024) | 95.0% | Bangalore, Karnataka, India | |||
| Indostar Capital Finance Limited | ₹1,397.54 Cr (FY 2024) | 18.0% | Mumbai, Maharashtra, India | |||
| Bobcard Limitedthis company | ₹1,326.66 Cr (FY 2024) | -₹31.53 Cr | -2.4% | 50.0% | 479 | Mumbai, Maharashtra, India |
| Satya Microcapital Limited | ₹1,286.91 Cr (FY 2024) | 74.0% | Delhi, India | |||
| Tamilnadu Transport Development Finance Corporation Limited | ₹1,230.29 Cr (FY 2024) | 5.0% | Chennai, Tamil Nadu, India | |||
| Aseem Infrastructure Finance Limited | ₹1,195.7 Cr (FY 2024) | 52.0% | New Delhi, Delhi, India |
To see the full peer comparison of Bobcard Limited, buy the company report.
Auditor
Bobcard Limited is audited by ASL & Co. for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ASL & Co. | FY 2020 | 101921W |
Shareholding
The shareholding of Bobcard Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Bobcard Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Jul 2025 | 101134810 | State Bank of India | ₹1,500 Cr | Open | |
| 12 Mar 2025 | 101064122 | Others | ₹500 Cr | Open | |
| 20 Dec 2024 | 101030416 | Bank of India | ₹500 Cr | Open | |
| 10 Sep 2024 | 100973215 | Indian Bank | ₹400 Cr | Open | |
| 23 May 2024 | 100923874 | Others | ₹250 Cr | Open |
To see the full charge records of Bobcard Limited, buy the company report.
Total charge records: 12 View all charges
Deals & funding
Bobcard Limited has 4 deals on record (2 funding rounds, 1 rights issue, 1 acquisition), with disclosed funding of ₹75 Cr; the latest was in March 2023.
Deals on record (4 of 4)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2023 | Rights issue | ₹400 Cr | Investors: The Bank of Baroda Limited |
| Jun 2021 | Acquisition | ₹400 Cr | Buyer: The Bank of Baroda Limited |
| Mar 2010 | Funding round | ₹10 Cr | Investors: The Bank of Baroda Limited |
| Mar 2008 | Funding round | ₹65 Cr | Investors: The Bank of Baroda Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Bobcard Limited has 1,119 court cases on record: 958 filed by Bobcard, 161 filed against it. 200 cases are pending and 919 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 633 | 79 | 145 |
| High courts | 485 | 81 | 55 |
| Supreme Court | 1 | 1 | 0 |
Cases on record (5 of 1,119)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, East Godavari, Andhra Pradesh | Civil suit | Filed against the company | Pending |
| District court, Hyderabad CCC, Telangana | Civil suit | Filed against the company by an individual | Pending |
| District court, Rangareddy, Telangana | Civil suit | Filed against the company by an individual | Pending |
| District court, Coimbatore, Tamil Nadu | Court case (IP) | Filed against the company | Pending |
| District court, BENGALURU, Karnataka | Civil suit | Filed against the company by an individual | Pending |
To see the full case history of Bobcard Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Bobcard Limited was last rated by Indiarating on 30 Jan 2023.
| Rating agency | Rated on | Rating |
|---|---|---|
| Indiarating | 30 Jan 2023 |
To see the full credit ratings and regulatory alerts of Bobcard Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Bobcard Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Bobcard Limited has a workforce of 479 employees on its EPFO records as of Oct 22, 2024, across 1 active EPFO establishment.
GST
Bobcard has 22 GST registrations: 4 active and 18 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAACB1989L1ZA | Maharashtra | Active | 01 Jul 2017 |
| 27AAACB1989L1DJ | Maharashtra | Active | 21 Nov 2018 |
| 06AAACB1989L1ZE | Haryana | Active | 03 Sep 2022 |
| 06AAACB1989L1DN | Haryana | Active | 01 Feb 2023 |
To see the full GST registrations and return filing status of Bobcard Limited, buy the company report.
Recent activity
Bobcard Limited has 68 board changes on record since 2007: 7 appointments and 61 cessations. The latest: Saravanakumar was appointed as Managing Director on 01 May 2026.
77 earlier events are in the company report.
News
Frequently asked questions
Bobcard is an active public limited union government company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 September 1994 (32+ years old) and is registered under CIN U65990MH1994GOI081616.
Bobcard has 6 current directors:
- Saravanakumar - Managing Director
- Kadagatoor Venkateshmurthy Sheetal - Director
- Sriraman Jagannathan - Director
- Debadatta Chand - Nominee Director
- Abhijit Chakravorty - Director
- Sanjay Mudaliar - Nominee Director
The latest financial statements of Bobcard on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 28 September 2026. Year-wise statements from 2015 are in the company report.
The GSTIN of Bobcard is 27AAACB1989L1ZA, registered in Maharashtra. The company has 22 GST registrations in all, of which 4 are active and 18 are cancelled or inactive. Other active GSTINs include 27AAACB1989L1DJ (Maharashtra), 06AAACB1989L1ZE (Haryana), 06AAACB1989L1DN (Haryana).
The CIN (Corporate Identification Number) of Bobcard is U65990MH1994GOI081616. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bobcard has 1,119 court cases on record: 958 filed by the company and 161 filed against it. 200 are pending. Most are in the district courts.
Bobcard was incorporated on 29 September 1994, making it 32+ years old. It is registered with the Registrar of Companies, Mumbai.
Bobcard has 4 deals on record (2 funding rounds, 1 rights issue, 1 acquisition), with disclosed funding of ₹75 Cr; the latest was in March 2023.
The peers of Bobcard by revenue are Krazybee Services Limited, Indostar Capital Finance Limited, Satya Microcapital Limited, Tamilnadu Transport Development Finance Corporation Limited, Aseem Infrastructure Finance Limited, all in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (other financial activities).
Saravanakumar was appointed as Managing Director on 01 May 2026. Abhijit Chakravorty was appointed as Director on 13 Nov 2025. Ravindra Rai Mundala ceased to be Additional Director on 27 Mar 2024. Bobcard has 68 board changes on record in total.
Bobcard can be reached through the website bobfinancial.com. Its registered office is in Mumbai, Maharashtra, India.