
About Ikf Finance Limited
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Ikf Finance Limited is a public limited company based in Vijayawada, Andhra Pradesh, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 30 May 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65992AP1991PLC012736. Its GSTIN is 37AAACI4784J3Z5 (Andhra Pradesh). The company holds 18 GST registrations, of which 15 are active.
The company has an authorised share capital of ₹125 Cr and a paid-up capital of ₹90.94 Cr. It was formerly known as Indra Keela Financiers Private Limited and Ikf Finance & Investments Limited. It is led by directors including Vasumathi Devi Koganti (Managing Director) and Gopala Kishan Prasad Vupputuri (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 40 – 1 – 144 3rd Floor Corporate Centre M.G.Road., Vijayawada, Andhra Pradesh, India – 520010.
As per the financials filed for FY 2025, the company reported a revenue of ₹660.13 Cr, a growth of 49% compared to the previous year. For the same year it recorded a net profit of ₹142.82 Cr (net margin 21.6%) and EBITDA of ₹667.97 Cr (EBITDA margin 101.2%). Revenue has grown at a compounded annual rate (CAGR) of 48% over three years and 30% over five years.
The company has about 1,388 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 2 brands: IKF Home Finance and IKF Finance. As per MCA filings, the company has open charges of ₹8,096.22 Cr and satisfied charges of ₹4,555.77 Cr on record. Court records list 1,926 cases involving the company, including 1,676 filed by the company and 250 filed against it; 536 cases are pending. The company has 92 deals on record (79 market trades, 11 funding rounds, 1 secondary share transfer), with disclosed funding of ₹1,768.22 Cr; the latest was in August 2026. Its 5 peer companies in the BFSI industry (Asset Financing Companies, Finance, Large NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 2 smaller; the largest is Vistaar Financial Services Private Limited with revenue of ₹924.04 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ikffinance.com.
Company details
Name history
Ikf Finance has undergone 3 name changes throughout its history. The company was previously known as Indra Keela Financiers Private Limited, Ikf Finance & Investments Limited, and Indra Keela Financiers Limited. The current legal name is Ikf Finance Limited.
| Company Name | Status |
|---|---|
| Ikf Finance Limited | Current |
| Indra Keela Financiers Private Limited | Previous |
| Ikf Finance & Investments Limited | Previous |
| Indra Keela Financiers Limited | Previous |
CIN history
Ikf Finance has one previous CIN (Corporate Identification Number): L65992AP1991PLC012736. The current CIN is U65992AP1991PLC012736, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992AP1991PLC012736 | Current |
| L65992AP1991PLC012736 | Previous |
Contact details
Ikf Finance Limited's registered office is in Vijayawada, Andhra Pradesh. Its website is ikffinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address40 – 1 – 144 3rd Floor Corporate Centre M.G.Road., Vijayawada, Andhra Pradesh, India – 520010
- IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
To see the full contact details of Ikf Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Ikf Finance operates two associated brands: IKF Home Finance and IKF Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides comprehensive home finance services to individuals. | ikfhomefinance.com | |
| Commercial vehicles and tractors are financed across South India. | ikffinance.com |
Business activity
The main business activity of Ikf Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ikf Finance Limited, buy the company report.
Financials of Ikf Finance Limited
FY 2025 filings availableIkf Finance Limited reported revenue of ₹660.13 Cr (up 49% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 30% over five years, including 49% growth in the latest year. EBITDA rose 46% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹660.13 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹667.97 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹142.82 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 101.2% | ||||
| Net Profit Margin | 21.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Ikf Finance Limited, buy the company report.
Board of directors of Ikf Finance Limited
Ikf Finance has 9 current directors and 28 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gopala Kishan Prasad Vupputuri Also directs: Ikf Infratech Private Limited, Ikf Home Finance Limited | Whole-Time Director | 30 May 1991 | 35 Years 4 Months | Current |
| Vasumathi Devi Koganti Also directs: Ikf Home Finance Limited | Managing Director | 31 Oct 2006 | 19 Years 11 Months | Current |
| Satyanand Sinha Chunduri | Director | 10 Feb 1993 | 33 Years 8 Months | Current |
| Vinit Mukesh Mehta | Nominee Director | 01 Oct 2020 | 6 Years 0 Months | Current |
| Sunil Rewachand Chandiramani | Director | 30 Sep 2022 | 4 Years 0 Months | Current |
| Robin Bhanwarlal Agarwal | Nominee Director | 05 Feb 2026 | 0 Years 8 Months | Current |
Peer comparison
Ikf Finance Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Finance, Large NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vistaar Financial Services Private Limited | ₹924.04 Cr (FY 2025) | 35.0% | Bengaluru, Karnataka, India | |||
| Choice International Limited Listed | ₹921.67 Cr (FY 2025) | 21.0% | Mumbai, Maharashtra, India | |||
| Kotak Mahindra Investments Limited | ₹894.31 Cr (FY 2022) | 17.0% | Mumbai, Maharashtra, India | |||
| Lendingkart Finance Limited | ₹866.99 Cr (FY 2025) | -24.0% | Mumbai, Maharashtra, India | |||
| Kosamattam Finance Limited | ₹858.94 Cr (FY 2024) | 10.0% | Kottayam, Kerala, India | |||
| Ikf Finance Limited this company | ₹660.13 Cr (FY 2025) | ₹142.82 Cr | 21.6% | 49.0% | 1,388 | Vijayawada, Andhra Pradesh, India |
To see the full peer comparison of Ikf Finance Limited, buy the company report.
Auditor
Ikf Finance Limited is audited by S. R. Batliboi & Co. LLP for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S. R. Batliboi & Co. LLP | FY 2019 | 301003E |
Shareholding
The shareholding of Ikf Finance Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ikf Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Sep 2026 | 101395269 | Others | ₹100 Cr | Open | |
| 28 Aug 2026 | 101381504 | Others | ₹52 Cr | Open | |
| 20 Aug 2026 | 101370621 | Sidbi | ₹300 Cr | Open | |
| 06 Aug 2026 | 101365949 | Axis Bank Limited | ₹1.46 Cr | Open | |
| 28 Jul 2026 | 101353354 | Others | ₹25 Cr | Open |
To see the full charge records of Ikf Finance Limited, buy the company report.
Total charge records: 281 View all charges
Deals & funding
Ikf Finance Limited has 92 deals on record (79 market trades, 11 funding rounds, 1 secondary share transfer), with disclosed funding of ₹1,768.22 Cr; the latest was in August 2026.
Deals on record (5 of 92)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Aug 2026 | Debt financing | ₹375 Cr | Investors: Arvesta Financial Services Private Limited , Dezerv Securities Private Limited , A K Capital Services Limited |
| May 2025 | Funding round | ₹868.55 Cr | Investors: Motilal Oswal Private Equity, Motilal Oswal Wealth Limited , 2 individuals |
| Mar 2023 | Funding round | ₹163 Cr | Investors: Accion International, Dhansar Engineering Company Private Limited , 2 individuals |
| Nov 2022 | Funding round | ₹92.07 Cr | Investors: Ellenbarrie Industrial Gases Ltd , 3 individuals |
| Sep 2013 | Funding round | ₹3.9 Cr | Investors: Ikf Home Finance Limited , Ikf Infratech Private Limited , 2 individuals |
To see the full deal history of Ikf Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Ikf Finance Limited has 1,926 court cases on record: 1,676 filed by Ikf Finance, 250 filed against it. 536 cases are pending and 1,390 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1,801 | 172 | 500 |
| High courts | 124 | 78 | 36 |
| NCLT | 1 | 0 | 0 |
Cases on record (5 of 1,926)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Andhra Pradesh | Court case (COMCA) | Filed against the company by Protium Finance Limited | Pending |
| High Court of Andhra Pradesh | Court case (COMCA) | Filed against the company by M/S. Trucap Finance Limited, | Pending |
| District court, Krishna, Andhra Pradesh | Criminal complaint | Filed by the company against Mun Technologies LLP Rep by Sri K.Vinay Kumar and Another | Pending |
| District court, Krishna, Andhra Pradesh | Court case (CAOP) | Filed against the company by M/S Sagar Deposits and Advances Ltd Rep by Its Authorised Signatory Ashish Sharma | Disposed |
| District court, Krishna, Andhra Pradesh | Court case (CAOP) | Filed by the company against M/S Up Money Ltd Rep by Its Managing Director Sumel Singh Chawla | Disposed |
To see the full case history of Ikf Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Ikf Finance Limited was last rated by Care on 29 Sep 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 29 Sep 2021 |
To see the full credit ratings and regulatory alerts of Ikf Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ikf Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Ikf Finance has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Ikf Home Finance Limited | U65922AP2002PLC039417 |
To see the full group structure of Ikf Finance Limited, buy the company report.
Employees & EPFO
Ikf Finance Limited has a workforce of 1,388 employees on its EPFO records as of Oct 10, 2024, across 1 active EPFO establishment.
GST
Ikf Finance has 18 GST registrations: 15 active and 3 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 37AAACI4784J3Z5 | Andhra Pradesh | Active | 24 Jul 2017 |
| 24AAACI4784J1ZE | Gujarat | Active | 01 Jul 2017 |
| 29AAACI4784J1Z4 | Karnataka | Active | 01 Jul 2017 |
| 32AAACI4784J1ZH | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Ikf Finance Limited, buy the company report.
Recent activity
Ikf Finance Limited has 33 board changes on record since 1991: 9 appointments and 24 cessations. The latest: Robin Bhanwarlal Agarwal was appointed as Nominee Director on 05 Feb 2026.
488 earlier events are in the company report.
News
Frequently asked questions
Ikf Finance is an active public limited company based in Vijayawada, Andhra Pradesh, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 30 May 1991 (35+ years old) and is registered under CIN U65992AP1991PLC012736.
Ikf Finance has 9 current directors:
- Vasumathi Devi Koganti - Managing Director
- Gopala Kishan Prasad Vupputuri - Whole-Time Director
- Satyanand Sinha Chunduri - Director
- Vinit Mukesh Mehta - Nominee Director
- Sunil Rewachand Chandiramani - Director
- Robin Bhanwarlal Agarwal - Nominee Director
- Raman Uberoi - Director
- Kannan - Director
- Sethuraman Ganesh - Director
The latest financial statements of Ikf Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Ikf Finance is 37AAACI4784J3Z5, registered in Andhra Pradesh. The company has 18 GST registrations in all, of which 15 are active and 3 are cancelled or inactive. Other active GSTINs include 24AAACI4784J1ZE (Gujarat), 29AAACI4784J1Z4 (Karnataka), 32AAACI4784J1ZH (Kerala).
The CIN (Corporate Identification Number) of Ikf Finance is U65992AP1991PLC012736. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ikf Finance has 1,926 court cases on record: 1,676 filed by the company and 250 filed against it. 536 are pending. Most are in the district courts.
Ikf Finance was incorporated on 30 May 1991, making it 35+ years old. It is registered with the Registrar of Companies, Vijayawada.
Ikf Finance has 92 deals on record (79 market trades, 11 funding rounds, 1 secondary share transfer), with disclosed funding of ₹1,768.22 Cr; the latest was in August 2026.
The peers of Ikf Finance by revenue are Vistaar Financial Services Private Limited, Choice International Limited, Kotak Mahindra Investments Limited, Lendingkart Finance Limited, Kosamattam Finance Limited, all in the BFSI industry (Asset Financing Companies, Finance, Large NBFC), with the same principal business activity (other financial activities).
Robin Bhanwarlal Agarwal was appointed as Nominee Director on 05 Feb 2026. Abhishek Agrawal ceased to be Nominee Director on 10 Nov 2025. Vinit Mukesh Mehta ceased to be Nominee Director on 16 May 2025. Ikf Finance has 33 board changes on record in total.
Ikf Finance can be reached through the website ikffinance.com. Its registered office is in Vijayawada, Andhra Pradesh, India.