Muthoot Mcred Limited

Muthoot Mcred Limited - financial services in Kochi, Kerala, India. FY 2026 financials and compliance.
CIN U65910KL1998PLC012154 Incorporated 18 March 1998 ROC Ernakulam HQ Kochi, Kerala, India
Active Public Limited Company financial services
Data last updated
Revenue · Latest
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Latest filing
EBITDA · Latest
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Net profit · Latest
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Authorised capital
₹1,000 Cr
Registered with MCA
Paid-up capital
₹440.74 Cr
Issued & subscribed
Open charges
₹7,985.03 Cr
Satisfied ₹5,870.84 Cr
Company age
28 yrs
Est. 1998
Employees · EPFO
5,475
Latest available

About Muthoot Mcred Limited

Data last updated: 14 May 2026

Muthoot Mcred Limited is a public limited company based in Kochi, Kerala, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 18 March 1998, the company has been in operation for over 28 years.

Registered with ROC Ernakulam under CIN U65910KL1998PTC012154.

Capital: an authorised share capital of ₹1,000 Cr and a paid-up capital of ₹440.74 Cr. Formerly known as Muthoottu Mini Financiers Private Limited and Muthoot Mcred Limited. It is led by directors including Mampuzha Mathew Herbert and Venugopal Kuttappan Nair.

Last AGM: 08 September 2025. Financial statements filed for year ended 31 March 2025. Office: 65/623K Muthoottu Royal Towers Kaloor, Kochi, Kerala, India – 682017.

The company has a workforce of approximately 5,475 employees as per the latest available data.

The company is associated with 2 brands - Mini Muthoottu, Muthoottu Mini. As per MCA filings, the company has open charges of ₹7,985.03 Cr and satisfied charges of ₹5,870.84 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthoottumini.com.

Company Details of Muthoot Mcred Limited
CIN U65910KL1998PLC012154
Registration Number 012154
Incorporation Date 18 March 1998
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 08 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Mathew Muthoottu Managing Director Nizzy Mathew Whole-Time Director Mampuzha Mathew Herbert Director
Contact Details
  • Email
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  • Telephone
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  • Website
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  • Social Media
  • Registered Address
    65/623K Muthoottu Royal Towers Kaloor, Kochi, Kerala, India – 682017
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC
Company report
Muthoot Mcred Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Muthoot Mcred Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of Muthoot Mcred Limited

Muthoot Mcred Limited has undergone 2 name changes throughout its history. The company was previously known as Muthoottu Mini Financiers Private Limited, and Muthoot Mcred Limited. The current legal name is Muthoot Mcred Limited, reflecting the company's evolution and rebranding over time.

Company Name Status
Muthoot Mcred Limited Current
Muthoottu Mini Financiers Private Limited Previous

CIN History of Muthoot Mcred Limited

Muthoot Mcred Limited has one previous CIN (Corporate Identification Number): U65910KL1998PTC012154. The current CIN is U65910KL1998PLC012154, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U65910KL1998PLC012154 Current
U65910KL1998PTC012154 Previous

Associated Brands with Muthoot Mcred Limited

Muthoot Mcred Limited operates two associated brands: Mini Muthoottu and Muthoottu Mini. These brands represent Muthoot Mcred Limited's diversified market presence and brand portfolio.

Brand Description Website
Mini Muthoottu
Offers comprehensive solutions for consumer and business loans. minimuthoottu.com
Muthoottu Mini
Provides asset-backed loans to consumers. muthoottumini.com

Competitors & Alternatives of Muthoot Mcred Limited

Brands and companies operating in the same space as Muthoot Mcred Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 7 more.

Competitor Description Location Founded
Manappuram Finance Manappuram Finance Consumer and SME loans are provided by Manappuram Finance. Valapad, India, India 1992
L & T Finance Holdings L & T Finance Holdings Diversified lending services are provided as a non-banking financial institution. Mumbai, India, India 1994
Bajaj Finserv Bajaj Finserv Financial solutions including loans and insurance are offered. Pune, India, India 2007
Northern Arc Capital Northern Arc Capital Household and business loans are provided with risk management support. Chennai, India, India 2006
IIFL Finance IIFL Finance Online gold, home, personal, and business loans are provided. Mumbai, India, India 1995
Profectus Capital Profectus Capital SME loans are provided to businesses in India. Mumbai, India, India 2017
Vistaar Financial Services Vistaar Financial Services Provider of a financial services platform that provides small business loans and other financial products to micro, small, and medium-sized enterprises (MSMEs), aiming to support their growth and development Bengaluru, India, India 2010
SBFC SBFC Diversified loans are provided to small businesses and consumers. Mumbai, India, India 2008
UC Inclusive Credit UC Inclusive Credit Provider of financial inclusion services to underserved sectors Bengaluru, India, India 2016
Mahindra Finance Mahindra Finance Consumer and SME loans are provided by Mahindra Finance. Mumbai, India, India 1991

Business Activity of Muthoot Mcred Limited

Muthoot Mcred Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
********* Financial and insurance Service ********* Other financial activities *********

Board of Directors of Muthoot Mcred Limited

Muthoot Mcred Limited is currently managed by 9 directors, with 19 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Mampuzha Mathew Herbert Director 01 Apr 2024 2 Years 3 Months Current
Venugopal Kuttappan Nair
Also directs: Profin Consultants Llp, Ifci Infrastructure Development Limited
Director 08 Oct 2024 1 Years 9 Months Current
Manojkumar Raveendra Panicker Director 01 Oct 2021 4 Years 9 Months Current
Babita Teresa George Director 16 Nov 2024 1 Years 7 Months Current
Mathew Muthoottu
Also directs: Muthoottu Mini Hotels Pvt Ltd, Mini Muthoottu Credit India Private Limited, Muthoottu Finance And Services Private Limited and 5 more
Managing Director 07 Mar 2008 18 Years 4 Months Current
Nizzy Mathew
Also directs: Muthoottu Mini Hotels Pvt Ltd, Muthoottu Urban Nidhi Limited, Mini Muthoottu Credit India Private Limited and 5 more
Whole-Time Director 10 Oct 2014 11 Years 8 Months Current
Showing 6 of 9 current directors. View all directors

Financials of Muthoot Mcred Limited FY 2025 filings available

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Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings of Muthoot Mcred Limited

Open charges
₹7,985.03 Cr
Satisfied charges
₹5,870.84 Cr
Breakdown by lending institutions
Others₹7,103.44 Cr
The South Indian Bank Limited₹225.77 Cr
Canara Bank₹125.00 Cr
Uco Bank₹121.79 Cr
Indian Overseas Bank₹100.67 Cr
Others₹308.36 Cr
Latest charge details
DateLenderAmountStatus
13 Apr 2026 Others ₹42 Cr Open
06 Apr 2026 Uco Bank ₹1.79 Cr Open
02 Apr 2026 Others ₹240 Cr Open
25 Mar 2026 Others ₹50 Cr Open
18 Mar 2026 Others ₹460 Cr Open

Total charge records: 229 View all charges

Employees and EPFO Compliance at Muthoot Mcred Limited

View historical data on people associated with Muthoot Mcred Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Muthoot Mcred Limited

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Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Muthoot Mcred Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Muthoot Mcred Limited

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GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Muthoot Mcred Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Muthoot Mcred Limited

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Muthoot Mcred Limited

MSME Payment Delays by Muthoot Mcred Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Muthoot Mcred Limited

Subsidiaries & Group Companies of Muthoot Mcred Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Muthoot Mcred Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Muthoot Mcred Limited

MCA Filings & Documents of Muthoot Mcred Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Muthoot Mcred Limited

Charges
06 May 2026
A charge registered on 22 Jan 2021 via Charge ID 100419019 with The Catholic Syrian Bank Ltd was fully satisfied on 06 May 2026.
Charges
27 Apr 2026
A charge registered on 29 Dec 2023 via Charge ID 100841889 with Others was fully satisfied on 27 Apr 2026.
Charges
27 Apr 2026
A charge registered on 14 Mar 2023 via Charge ID 100693487 with Others was fully satisfied on 27 Apr 2026.
Charges
22 Apr 2026
A charge registered on 08 Aug 2024 via Charge ID 100962185 with Others was fully satisfied on 22 Apr 2026.
Charges
18 Apr 2026
A charge registered on 05 Jun 2020 via Charge ID 100353516 with Hdfc Bank Limited was fully satisfied on 18 Apr 2026.
Charges
17 Apr 2026
A charge registered on 21 Dec 2022 via Charge ID 100663431 with Canara Bank was fully satisfied on 17 Apr 2026.

Recent News on Muthoot Mcred Limited

Frequently Asked Questions about Muthoot Mcred Limited

Muthoot Mcred Limited is an active public limited company in the financial services sector based in Kochi, Kerala, India. It was incorporated on 18 March 1998 (28+ years old) and is registered under CIN U65910KL1998PLC012154. The company has 5,475 employees.

The current directors of Muthoot Mcred Limited are:

The primary industry of Muthoot Mcred Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.

Muthoot Mcred Limited can be reached at the registered office: 65623K Muthoottu Royal Towers Kaloor, Kochi, Kerala, India – 682017, or through the website muthoottumini.com.

The authorised capital is ₹1,000 Cr, and the paid-up capital is ₹440.74 Cr.

The company has its registered office at 65623K Muthoottu Royal Towers Kaloor, Kochi, Kerala, India – 682017.

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