About Muthoot Mcred Limited
Data last updated: 02 August 2026
Muthoot Mcred Limited is a public limited company based in Kochi, Kerala, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 18 March 1998, the company has been in operation for over 28 years.
Registered with ROC Ernakulam under CIN U65910KL1998PLC012154.
Capital: an authorised share capital of ₹1,000 Cr and a paid-up capital of ₹514.49 Cr. Formerly known as Muthoottu Mini Financiers Private Limited and Muthoot Mcred Limited. It is led by directors including Nizzy Mathew and Mathew Muthoottu.
Last AGM: 08 September 2025. Financial statements filed for year ended 31 March 2025. Office: 65/623K Muthoottu Royal Towers Kaloor, Kochi, Kerala, India – 682017.
As per the financials filed for FY 2025, the company reported a revenue of ₹815.15 Cr, a growth of 21.33% compared to the previous year.
The company has a workforce of approximately 5,475 employees as per the latest available data.
The company is associated with 2 brands - Mini Muthoottu, Muthoottu Mini. As per MCA filings, the company has open charges of ₹8,250.03 Cr and satisfied charges of ₹6,075.84 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthoottumini.com.
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Registered Address65/623K Muthoottu Royal Towers Kaloor, Kochi, Kerala, India – 682017
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Muthoot Mcred Limited
Muthoot Mcred Limited has undergone 2 name changes throughout its history. The company was previously known as Muthoottu Mini Financiers Private Limited, and Muthoot Mcred Limited. The current legal name is Muthoot Mcred Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Muthoot Mcred Limited | Current |
| Muthoottu Mini Financiers Private Limited | Previous |
CIN History of Muthoot Mcred Limited
Muthoot Mcred Limited has one previous CIN (Corporate Identification Number): U65910KL1998PTC012154. The current CIN is U65910KL1998PLC012154, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65910KL1998PLC012154 | Current |
| U65910KL1998PTC012154 | Previous |
Associated Brands with Muthoot Mcred Limited
Muthoot Mcred Limited operates two associated brands: Mini Muthoottu and Muthoottu Mini. These brands represent Muthoot Mcred Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Offers comprehensive solutions for consumer and business loans. | minimuthoottu.com | |
| Provides asset-backed loans to consumers. | muthoottumini.com |
Competitors & Alternatives of Muthoot Mcred Limited
Brands and companies operating in the same space as Muthoot Mcred Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Profectus Capital
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SME loans are provided to businesses in India. | Mumbai, India, India | 2017 |
Vistaar Financial Services
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Provider of a financial services platform that provides small business loans and other financial products to micro, small, and medium-sized enterprises (MSMEs), aiming to support their growth and development | Bengaluru, India, India | 2010 |
SBFC
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Diversified loans are provided to small businesses and consumers. | Mumbai, India, India | 2008 |
UC Inclusive Credit
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Provider of financial inclusion services to underserved sectors | Bengaluru, India, India | 2016 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Business Activity of Muthoot Mcred Limited
Muthoot Mcred Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
Detailed business activity records for Muthoot Mcred Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
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Auditor Details of Muthoot Mcred Limited
Muthoot Mcred Limited is audited by Vishnu Rajendran & Co for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Vishnu Rajendran & Co | Locked | Locked | Locked |
Complete auditor history for Muthoot Mcred Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Muthoot Mcred Limited
Muthoot Mcred Limited is currently managed by 6 directors, with 19 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Nizzy Mathew
Also directs:
Muthoot Mcred Limited, Muthoottu Mini Hotels Pvt Ltd, Muthoottu Urban Nidhi Limited and 5 more
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Whole-Time Director | 10 Oct 2014 | 11 Years 10 Months | Current |
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Mathew Muthoottu
Also directs:
Muthoot Mcred Limited, Muthoottu Mini Hotels Pvt Ltd, Mini Muthoottu Credit India Private Limited and 5 more
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Managing Director | 07 Mar 2008 | 18 Years 5 Months | Current |
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Manojkumar Raveendra Panicker
Also directs:
Muthoot Mcred Limited
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Director | 01 Oct 2021 | 4 Years 10 Months | Current |
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Babita Teresa George
Also directs:
Muthoot Mcred Limited
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Director | 16 Nov 2024 | 1 Years 9 Months | Current |
| Venugopal Kuttappan Nair | Director | 08 Oct 2024 | 1 Years 10 Months | Current |
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Mampuzha Mathew Herbert
Also directs:
Muthoot Mcred Limited
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Director | 01 Apr 2024 | 2 Years 4 Months | Current |
Financials of Muthoot Mcred Limited FY 2025 filings available
Muthoot Mcred Limited reported revenue of ₹815.15 Cr (up 21.33% YoY) for FY 2025.
Ten-year financial statements for Muthoot Mcred Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Muthoot Mcred Limited
Shareholding and ownership data for Muthoot Mcred Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Muthoot Mcred Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 18 Jul 2026 | Others | ₹55 Cr | Open |
| 29 Jun 2026 | Others | ₹60 Cr | Open |
| 10 Jun 2026 | Others | ₹100 Cr | Open |
| 20 May 2026 | Others | ₹75 Cr | Open |
| 27 Apr 2026 | Others | ₹100 Cr | Open |
Total charge records: 236 View all charges
Employees and EPFO Compliance at Muthoot Mcred Limited
Muthoot Mcred Limited has a workforce of 5,475 employees as of Feb 20, 2026.
Employee and EPFO history for Muthoot Mcred Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Muthoot Mcred Limited
GST registrations and filing compliance for Muthoot Mcred Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Muthoot Mcred Limited
Credit ratings, litigation, and regulatory alerts for Muthoot Mcred Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Muthoot Mcred Limited
MSME payment history for Muthoot Mcred Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Muthoot Mcred Limited
Corporate group structure for Muthoot Mcred Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Muthoot Mcred Limited
MCA filings and documents for Muthoot Mcred Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Muthoot Mcred Limited
Recent News on Muthoot Mcred Limited
Frequently Asked Questions about Muthoot Mcred Limited
Muthoot Mcred Limited is an active public limited company in the financial services sector based in Kochi, Kerala, India. It was incorporated on 18 March 1998 (28+ years old) and is registered under CIN U65910KL1998PLC012154. The company has 5,475 employees.
Muthoot Mcred Limited reported revenue of ₹815.15 Cr for FY 2025 (up 21.33% YoY).
The current directors of Muthoot Mcred Limited are:
- Nizzy Mathew - Whole-Time Director
- Mathew Muthoottu - Managing Director
- Manojkumar Raveendra Panicker - Director
- Babita Teresa George - Director
- Venugopal Kuttappan Nair - Director
- Mampuzha Mathew Herbert - Director
The primary industry of Muthoot Mcred Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Muthoot Mcred Limited can be reached at the registered office: 65623K Muthoottu Royal Towers Kaloor, Kochi, Kerala, India – 682017, or through the website muthoottumini.com.
The authorised capital is ₹1,000 Cr, and the paid-up capital is ₹514.49 Cr.