Naavyam Nidhi Limited
About Naavyam Nidhi Limited
Data last updated:
Naavyam Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 18 January 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2017PLC047820.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹20.11 Lakh. It is led by directors including Chettiyamparambil Kuttan Subramanian (Managing Director) and Sunilkumar.
Its last annual general meeting (AGM) was held on 18 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at IX/407 Ground Floor Sndp Building Puthenchira South, Thrissur, Kerala, India – 680682.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.94 Lakh, a decline of 42% compared to the previous year. For the same year it recorded a net loss of ₹4.94 Lakh (net margin -254.2%) and EBITDA of -₹3.08 Lakh (EBITDA margin -158.8%). Revenue has declined at a compounded annual rate (CAGR) of 30% over three years and 32% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Naavyam Nidhi Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressIX/407 Ground Floor Sndp Building Puthenchira South, Thrissur, Kerala, India – 680682
- IndustryFinancial Services, Financial Activities
To see the full contact details of Naavyam Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Naavyam Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Naavyam Nidhi Limited, buy the company report.
Financials of Naavyam Nidhi Limited
FY 2025 filings availableNaavyam Nidhi Limited reported revenue of ₹1.94 Lakh (down 42% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 32% over five years, including a 42% fall in the latest year. EBITDA fell 135% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹3.08 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹4.94 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -158.8% | ||||
| Net Profit Margin | -254.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Naavyam Nidhi Limited, buy the company report.
Board of directors of Naavyam Nidhi Limited
Naavyam Nidhi has 16 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sunilkumar | Director | 25 Mar 2017 | 9 Years 7 Months | Current |
| Mani | Director | 25 Mar 2017 | 9 Years 7 Months | Current |
| Punchaparambil Kumaran Rajan | Director | 25 Mar 2017 | 9 Years 7 Months | Current |
| Pushpakaran Punchaparambil Kumaran | Director | 25 Mar 2017 | 9 Years 7 Months | Current |
| Smitha | Director | 25 Mar 2017 | 9 Years 7 Months | Current |
| Gopalakrishnan | Director | 03 Feb 2020 | 6 Years 9 Months | Current |
Peer comparison
Naavyam Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Navajeevan Kuries Private Limited | ₹1.95 Lakh (FY 2021) | 38.0% | Ernakulam, Kerala, India | |||
| Icie Nidhi Limited | ₹1.95 Lakh (FY 2020) | Jaipur, Rajasthan, India | ||||
| Lera Chits Private Limited | ₹1.95 Lakh (FY 2017) | Chennai, Tamil Nadu, India | ||||
| Vidyagiri Chits Private Limited | ₹1.94 Lakh (FY 2021) | -45.0% | Bagalkot, Karnataka, India | |||
| Ramver Distributors Pvt.Ltd. | ₹1.94 Lakh (FY 2024) | 8.0% | Raipur, Chhattisgarh, India | |||
| Naavyam Nidhi Limitedthis company | ₹1.94 Lakh (FY 2025) | -₹4.94 Lakh | -254.2% | -42.0% | Thrissur, Kerala, India | |
| Vrise Chits Private Limited | ₹1.94 Lakh (FY 2024) | Lucknow, Uttar Pradesh, India | ||||
| Saptagiri Vijayapur Chits Private Limited | ₹1.94 Lakh (FY 2023) | -63.0% | Bijapur, Karnataka, India | |||
| Thirunakkara Chits Private Limited | ₹1.94 Lakh (FY 2024) | -32.0% | Kottayam, Kerala, India | |||
| Abhighna Trading Pvt Ltd | ₹1.94 Lakh (FY 2017) | 3.0% | Ahmedabad, Gujarat, India | |||
| VJ Properties Private Limited | ₹1.94 Lakh (FY 2025) | 44.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Naavyam Nidhi Limited, buy the company report.
Auditor
Naavyam Nidhi Limited is audited by JOHNSON AND COMPANY for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JOHNSON AND COMPANY | FY 2017 | 007991S |
Shareholding
The shareholding of Naavyam Nidhi Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Naavyam Nidhi Limited, buy the company report.
Legal cases
Naavyam Nidhi Limited has 1 court case on record: 1 filed by Naavyam Nidhi. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed by the company against Union of India and 3 others | Disposed |
To see the full case history of Naavyam Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Naavyam Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Naavyam Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Naavyam Nidhi Limited has 18 board changes on record since 2017: 16 appointments and 2 cessations. The latest: Gopalakrishnan was appointed as Director on 03 Feb 2020.
9 earlier events are in the company report.
Frequently asked questions
Naavyam Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 18 January 2017 (9+ years old) and is registered under CIN U65990KL2017PLC047820.
Naavyam Nidhi has 16 current directors:
- Chettiyamparambil Kuttan Subramanian - Managing Director
- Sunilkumar - Director
- Mani - Director
- Punchaparambil Kumaran Rajan - Director
- Pushpakaran Punchaparambil Kumaran - Director
- Smitha - Director
- Gopalakrishnan - Director
- Panangadan Sivasankaran Lohidakshan - Director
- Rajan Panangadan Narayanan - Director
- Dhanya Kaithikkapuzha Velayudhan - Director
- Asha - Director
- Gopalan - Director
- Polassery Gopalan Indrani - Director
- Komalam - Director
- Punchaparambil Ikkorakutty Ravi - Director
- Vazhakoottathil Subramannian Sudheer - Director
The latest financial statements of Naavyam Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 18 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Naavyam Nidhi is U65990KL2017PLC047820. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Naavyam Nidhi has 1 court case on record: 1 filed by the company.
Naavyam Nidhi was incorporated on 18 January 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Naavyam Nidhi by revenue are Navajeevan Kuries Private Limited, Icie Nidhi Limited, Lera Chits Private Limited, Vidyagiri Chits Private Limited, Ramver Distributors Pvt.Ltd. and 5 more, all in the same principal business activity (other financial activities).
Gopalakrishnan was appointed as Director on 03 Feb 2020. Gopalakrishnan ceased to be Director on 18 Nov 2019. Chettiyamparambil Kuttan Subramanian ceased to be Director on 25 Mar 2017. Naavyam Nidhi has 18 board changes on record in total.
The registered office of Naavyam Nidhi is at IX407 Ground Floor Sndp Building Puthenchira South, Thrissur, Kerala, India – 680682.
Naavyam Nidhi operates in the financial services industry, in the financial activities segment.
The compliance status of Naavyam Nidhi is compliant as of 12 September 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
