Narayanaguru Chits Private Limited
About Narayanaguru Chits Private Limited
Data last updated:
Narayanaguru Chits Private Limited is a private limited company based in Salem, Tamil Nadu, India. It operates in the insurance and pension services segment of the insurance sector. It was incorporated on 01 May 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U67200TZ2016PTC027492. Its GSTIN is 33AAFCN3224R1Z8 (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Sundaran Kala (Managing Director) and Pandamcode Narayanan Sundaram.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Salem, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹38.44 Lakh. For the same year it recorded a net profit of ₹2.02 Lakh (net margin 5.3%) and EBITDA of ₹3.3 Lakh (EBITDA margin 8.6%). Revenue has declined at a compounded annual rate (CAGR) of 13% over three years and 10% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- WebsiteLocked
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- Registered AddressNo.101 Rasi Garden First Floor Rasi Building Meyyanur Main, Road Near, Salem, Tamil Nadu, India – 636007
- IndustryInsurance, Insurance & Pension Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Narayanaguru Chits Private Limited
The main business activity of Narayanaguru Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Narayanaguru Chits Private Limited FY 2025 filings available
Narayanaguru Chits Private Limited reported revenue of ₹38.44 Lakh for FY 2025.
Compounded Annual Growth Rate (CAGR) of Narayanaguru Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 10% over five years. EBITDA fell 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Narayanaguru Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.3 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹2.02 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Narayanaguru Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Narayanaguru Chits are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Narayanaguru Chits Private Limited
Narayanaguru Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sundaran Kala | Managing Director | 01 May 2016 | 10 Years 5 Months | Current |
| Pandamcode Narayanan Sundaram | Director | 01 May 2016 | 10 Years 5 Months | Current |
Peer Comparison of Narayanaguru Chits Private Limited
Narayanaguru Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mayank Nirman Private Limited | ₹38.51 Lakh (FY 2025) | •••• | •••• | -12.0% | •••• | Kolkata, West Bengal, India |
| Vasa Commercial Private Limited | ₹38.51 Lakh (FY 2023) | •••• | •••• | 10.0% | •••• | Kolkata, West Bengal, India |
| Thanjavur Spinning Mill Limited | ₹38.47 Lakh (FY 2025) | •••• | •••• | 5.0% | •••• | Rajapalayam, Tamil Nadu, India |
| Pushpak Commercial Finance Pvt Ltd | ₹38.47 Lakh (FY 2024) | •••• | •••• | 21.0% | •••• | Kolkata, West Bengal, India |
| Arindam Traders Private Limited | ₹38.45 Lakh (FY 2017) | •••• | •••• | 195.0% | •••• | Kolkata, West Bengal, India |
| Narayanaguru Chits Private Limited this company | ₹38.44 Lakh (FY 2025) | •••• | •••• | •••• | Salem, Tamil Nadu, India | |
| Rukmani Homes Private Limited | ₹38.42 Lakh (FY 2016) | •••• | •••• | 509.0% | •••• | Jaipur, Rajasthan, India |
| HRD Fincap Limited | ₹38.42 Lakh (FY 2024) | •••• | •••• | -26.0% | •••• | Sangrur, Punjab, India |
| Agaman Financial Services Limited | ₹38.41 Lakh (FY 2025) | •••• | •••• | 80.0% | •••• | Kolkata, West Bengal, India |
| Mukkanti Chit Funds Private Limited | ₹38.41 Lakh (FY 2023) | •••• | •••• | 89.0% | •••• | Warangal, Telangana, India |
| Valiyaparambu Nidhi Limited | ₹38.4 Lakh (FY 2024) | •••• | •••• | 25.0% | •••• | Valiyaparambu, Kerala, India |
Peers are the five companies nearest above and the five nearest below Narayanaguru Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Ownership and Shareholding of Narayanaguru Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Narayanaguru Chits Private Limited
Narayanaguru Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Narayanaguru Chits Private Limited
Employment history and EPFO contributions of people linked to Narayanaguru Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Narayanaguru Chits Private Limited
Narayanaguru Chits Private Limited has 2 board changes on record since 2016: 2 appointments. The latest: Pandamcode Narayanan Sundaram was appointed as Director on 01 May 2016.
Credit Ratings, Litigation & Regulatory Alerts for Narayanaguru Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Narayanaguru Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Narayanaguru Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Narayanaguru Chits Private Limited
Narayanaguru Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAFCN3224R1Z8 | Tamil Nadu | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Narayanaguru Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Narayanaguru Chits Private Limited
Narayanaguru Chits is an active private limited company based in Salem, Tamil Nadu, India. The company works in insurance and pension services, within the insurance industry. It was incorporated on 01 May 2016 (10+ years old) and is registered under CIN U67200TZ2016PTC027492.
Narayanaguru Chits reported revenue of ₹38.44 Lakh for FY 2025.
Narayanaguru Chits has 2 current directors:
- Sundaran Kala - Managing Director
- Pandamcode Narayanan Sundaram - Director
Narayanaguru Chits reported a net profit of ₹2.02 Lakh (net margin 5.3%) and EBITDA of ₹3.3 Lakh (EBITDA margin 8.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Narayanaguru Chits is 13% over three years and -10% over five years. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Narayanaguru Chits is 33AAFCN3224R1Z8, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Narayanaguru Chits is U67200TZ2016PTC027492. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Narayanaguru Chits was incorporated on 01 May 2016, making it 10+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Narayanaguru Chits by revenue are Mayank Nirman Private Limited, Vasa Commercial Private Limited, Thanjavur Spinning Mill Limited, Pushpak Commercial Finance Pvt Ltd, Arindam Traders Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Pandamcode Narayanan Sundaram was appointed as Director on 01 May 2016. Sundaran Kala was appointed as Managing Director on 01 May 2016.
The registered office of Narayanaguru Chits is at No.101 Rasi Garden First Floor Rasi Building Meyyanur Main, Road Near, Salem, Tamil Nadu, India – 636007.