
Valiyaparambu Nidhi Limited
About Valiyaparambu Nidhi Limited
Data last updated:
Valiyaparambu Nidhi Limited is a nidhi company based in Valiyaparambu, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 03 October 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2019PLN059851.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹23.52 Lakh. It is led by directors including Biju Nedumpuram Devassykutty (Managing Director) and Savitha Biju Nedumpuram.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Room No 408/G Sndp Complex Kuruvilassery P.O, Valiyaparambu, Kerala, India – 680732.
As per the financials filed for FY 2024, the company reported a revenue of ₹38.4 Lakh, a growth of 25% compared to the previous year. For the same year it recorded a net profit of ₹52,269 (net margin 1.4%) and EBITDA of ₹21.31 Lakh (EBITDA margin 55.5%). Revenue has grown at a compounded annual rate (CAGR) of 48% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Valiyaparambu Nidhi Limited's registered office is in Valiyaparambu, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressRoom No 408/G Sndp Complex Kuruvilassery P.O, Valiyaparambu, Kerala, India – 680732
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Valiyaparambu Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Valiyaparambu Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Valiyaparambu Nidhi Limited, buy the company report.
Financials of Valiyaparambu Nidhi Limited
FY 2025 filings availableValiyaparambu Nidhi Limited reported revenue of ₹38.4 Lakh (up 25% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 48% over three years, including 25% growth in the latest year. EBITDA rose 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹21.31 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹52,269 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 55.5% | ||||
| Net Profit Margin | 1.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Valiyaparambu Nidhi Limited, buy the company report.
Board of directors of Valiyaparambu Nidhi Limited
Valiyaparambu Nidhi has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Savitha Biju Nedumpuram | Director | 03 Oct 2019 | 7 Years 1 Months | Current |
| Jeejo Pazhayattil Ouseph | Director | 03 Oct 2019 | 7 Years 1 Months | Current |
| James Panjikaran Ouseph Also directs: Elenthikara Nidhi Limited, Elenthikkara Chits Private Limited | Director | 15 Jan 2020 | 6 Years 9 Months | Current |
| Biju Nedumpuram Devassykutty Also directs: Elenthikara Nidhi Limited, Mala Chitman Nidhi Limited, Head Line Chits Private Limited and 2 more | Managing Director | 03 Oct 2019 | 7 Years 1 Months | Current |
Peer comparison
Valiyaparambu Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Narayanaguru Chits Private Limited | ₹38.44 Lakh (FY 2025) | 0.0% | Salem, Tamil Nadu, India | |||
| Rukmani Homes Private Limited | ₹38.42 Lakh (FY 2016) | 509.0% | Jaipur, Rajasthan, India | |||
| HRD Fincap Limited | ₹38.42 Lakh (FY 2024) | -26.0% | Sangrur, Punjab, India | |||
| Agaman Financial Services Limited | ₹38.41 Lakh (FY 2025) | 80.0% | Kolkata, West Bengal, India | |||
| Mukkanti Chit Funds Private Limited | ₹38.41 Lakh (FY 2023) | 89.0% | Warangal, Telangana, India | |||
| Valiyaparambu Nidhi Limitedthis company | ₹38.4 Lakh (FY 2024) | ₹52,269 | 1.4% | 25.0% | Valiyaparambu, Kerala, India | |
| Shimla Investment and Management Servicers Pvt Ltd | ₹38.39 Lakh (FY 2025) | 59.0% | Ottappalam, Kerala, India | |||
| Dhawan Vinimay Pvt Ltd | ₹38.37 Lakh (FY 2025) | 1.0% | Kolkata, West Bengal, India | |||
| Jay Kursakanta Nidhi Limited | ₹38.36 Lakh (FY 2023) | 10.0% | Kursakanta, Bihar, India | |||
| Highline India Kuries Private Limited | ₹38.35 Lakh (FY 2025) | -11.0% | Thrissur, Kerala, India | |||
| Prime Enterprises Private Limited | ₹38.33 Lakh (FY 2017) | 59.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Valiyaparambu Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Valiyaparambu Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Valiyaparambu Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Valiyaparambu Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Valiyaparambu Nidhi Limited has 4 board changes on record since 2019: 4 appointments. The latest: James Panjikaran Ouseph was appointed as Director on 15 Jan 2020.
Frequently asked questions
Valiyaparambu Nidhi is an active nidhi company based in Valiyaparambu, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 03 October 2019 (7+ years old) and is registered under CIN U65990KL2019PLN059851.
Valiyaparambu Nidhi has 4 current directors:
- Biju Nedumpuram Devassykutty - Managing Director
- Savitha Biju Nedumpuram - Director
- Jeejo Pazhayattil Ouseph - Director
- James Panjikaran Ouseph - Director
The latest financial statements of Valiyaparambu Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Valiyaparambu Nidhi is U65990KL2019PLN059851. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Valiyaparambu Nidhi was incorporated on 03 October 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Valiyaparambu Nidhi by revenue are Narayanaguru Chits Private Limited, Rukmani Homes Private Limited, HRD Fincap Limited, Agaman Financial Services Limited, Mukkanti Chit Funds Private Limited and 5 more, all in the same principal business activity (other financial activities).
James Panjikaran Ouseph was appointed as Director on 15 Jan 2020. Biju Nedumpuram Devassykutty was appointed as Managing Director on 03 Oct 2019. Jeejo Pazhayattil Ouseph was appointed as Director on 03 Oct 2019. Valiyaparambu Nidhi has 4 board changes on record in total.
The registered office of Valiyaparambu Nidhi is at Room No 408G Sndp Complex Kuruvilassery P.O, Valiyaparambu, Kerala, India – 680732.
Valiyaparambu Nidhi operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Valiyaparambu Nidhi is compliant as of 01 July 2026. The company is actively filing with the Registrar of Companies.
Valiyaparambu Nidhi can be reached at its registered office: Room No 408G Sndp Complex Kuruvilassery P.O, Valiyaparambu, Kerala, India – 680732.

