Neerja Micro Credit Foundation
About Neerja Micro Credit Foundation
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Neerja Micro Credit Foundation is a private not for profit company based in Bhadohi, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 06 June 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2017NPL093888.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Sandhya Singh and Ashish Kumar Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Satya Prakash Village – Semradh Post – Semradh Uparwar, Bhadohi, Uttar Pradesh, India – 221310.
As per the financials filed for FY 2025, the company reported a revenue of ₹30.25 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹1.56 Lakh (net margin 5.2%) and EBITDA of ₹2.82 Lakh (EBITDA margin 9.3%).
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressC/O Satya Prakash Village – Semradh Post – Semradh Uparwar, Bhadohi, Uttar Pradesh, India – 221310
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Neerja Micro Credit Foundation
The main business activity of Neerja Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Neerja Micro Credit Foundation FY 2025 filings available
Neerja Micro Credit Foundation reported revenue of ₹30.25 Lakh (up 497% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Neerja Micro Credit Foundation
Revenue rose 497% in the latest year. EBITDA rose 65% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Neerja Micro Credit Foundation
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹2.82 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.56 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Neerja Micro Credit Foundation
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Neerja Micro Credit Foundation are in the company report.
Financial statements from FY 2018
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Neerja Micro Credit Foundation
Neerja Micro Credit Foundation is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Suban Trades Ltd | ₹30.28 Lakh (FY 2024) | •••• | •••• | 6.0% | •••• | Kolkata, West Bengal, India |
| Asa Development Services | ₹30.28 Lakh (FY 2025) | •••• | •••• | -48.0% | •••• | Bhopal, Madhya Pradesh, India |
| Wellfin Chits Private Limited | ₹30.26 Lakh (FY 2025) | •••• | •••• | 50.0% | •••• | Kozhikode, Kerala, India |
| Goodwin Projects Pvt Ltd | ₹30.26 Lakh (FY 2025) | •••• | •••• | 4.0% | •••• | Kolkata, West Bengal, India |
| Pranay Combustion Equipment Pvt Ltd | ₹30.26 Lakh (FY 2025) | •••• | •••• | 144.0% | •••• | Kolkata, West Bengal, India |
| Neerja Micro Credit Foundation this company | ₹30.25 Lakh (FY 2025) | •••• | •••• | 497.0% | •••• | Bhadohi, Uttar Pradesh, India |
| Hgi Finance and Leasing Limited | ₹30.25 Lakh (FY 2019) | •••• | •••• | -53.0% | •••• | New Delhi, Delhi, India |
| Kasyapa Nidhi Limited | ₹30.23 Lakh (FY 2025) | •••• | •••• | 27.0% | •••• | Kozhikode, Kerala, India |
| Saptarshi Endeavours Private Limited | ₹30.22 Lakh (FY 2023) | •••• | •••• | 390.0% | •••• | West Tripura, Tripura, India |
| Prabha Consultants Private Limited | ₹30.22 Lakh (FY 2025) | •••• | •••• | -27.0% | •••• | Gorakhpur, Uttar Pradesh, India |
| Nitya Media Private Limited | ₹30.22 Lakh (FY 2020) | •••• | •••• | 260.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Neerja Micro Credit Foundation by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Neerja Micro Credit Foundation
Neerja Micro Credit Foundation has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sandhya Singh | Director | 11 Dec 2022 | 3 Years 10 Months | Current |
| Ashish Kumar Singh | Director | 11 Dec 2022 | 3 Years 10 Months | Current |
| Shravankumar Ramsevak Singh | Additional Director | 16 Aug 2024 | 2 Years 1 Months | Current |
Ownership and Shareholding of Neerja Micro Credit Foundation
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Neerja Micro Credit Foundation
Neerja Micro Credit Foundation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Neerja Micro Credit Foundation
Employment history and EPFO contributions of people linked to Neerja Micro Credit Foundation.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Neerja Micro Credit Foundation
Neerja Micro Credit Foundation has 6 board changes on record since 2022: 3 appointments and 3 cessations. The latest: Shravankumar Ramsevak Singh was appointed as Additional Director on 16 Aug 2024.
Credit Ratings, Litigation & Regulatory Alerts for Neerja Micro Credit Foundation
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Neerja Micro Credit Foundation
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Neerja Micro Credit Foundation
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Neerja Micro Credit Foundation
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Neerja Micro Credit Foundation
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Neerja Micro Credit Foundation
Neerja Micro Credit Foundation is an active private not for profit company based in Bhadohi, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 06 June 2017 (9+ years old) and is registered under CIN U67190UP2017NPL093888.
Neerja Micro Credit Foundation reported revenue of ₹30.25 Lakh for FY 2025 (up 497% YoY).
Neerja Micro Credit Foundation has 3 current directors:
- Sandhya Singh - Director
- Ashish Kumar Singh - Director
- Shravankumar Ramsevak Singh - Additional Director
Neerja Micro Credit Foundation reported a net profit of ₹1.56 Lakh (net margin 5.2%) and EBITDA of ₹2.82 Lakh (EBITDA margin 9.3%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of Neerja Micro Credit Foundation is U67190UP2017NPL093888. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Neerja Micro Credit Foundation was incorporated on 06 June 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Neerja Micro Credit Foundation by revenue are Suban Trades Ltd, Asa Development Services, Wellfin Chits Private Limited, Goodwin Projects Pvt Ltd, Pranay Combustion Equipment Pvt Ltd and 5 more, all in the same principal business activity (Other financial activities).
Shravankumar Ramsevak Singh was appointed as Additional Director on 16 Aug 2024. Alok Kumar Singh ceased to be Director on 26 Mar 2024. Jyoti Chaurasia ceased to be Director on 12 Dec 2022. Neerja Micro Credit Foundation has 6 board changes on record in total.
The registered office of Neerja Micro Credit Foundation is at CO Satya Prakash Village – Semradh Post – Semradh Uparwar, Bhadohi, Uttar Pradesh, India – 221310.
Neerja Micro Credit Foundation has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh.
Neerja Micro Credit Foundation operates in the financial services industry, in the auxiliary to financial intermediatory segment.