Wellfin Chits Private Limited
About Wellfin Chits Private Limited
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Wellfin Chits Private Limited is a private limited company based in Kozhikode, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 12 April 2011 and has been in existence for over 15 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2011PTC028163. Its GSTIN is 32AABCW1297P1ZW (Kerala).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Santhosh Sebastian (Managing Director) and Siju Thomas.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kottackal Building Thottumukkam Post, Kozhikode, Kerala, India – 673639.
As per the financials filed for FY 2025, the company reported a revenue of ₹30.26 Lakh, a growth of 50% compared to the previous year. For the same year it recorded a net profit of ₹1.85 Lakh (net margin 6.1%) and EBITDA of ₹3.05 Lakh (EBITDA margin 10.1%). Revenue has grown at a compounded annual rate (CAGR) of 184% over three years and 119% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressKottackal Building Thottumukkam Post, Kozhikode, Kerala, India – 673639
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Wellfin Chits Private Limited
The main business activity of Wellfin Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Wellfin Chits Private Limited FY 2025 filings available
Wellfin Chits Private Limited reported revenue of ₹30.26 Lakh (up 50% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Wellfin Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 119% over five years, including 50% growth in the latest year. EBITDA rose 47% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Wellfin Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.05 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.85 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Wellfin Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 6.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Wellfin Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Wellfin Chits Private Limited
Wellfin Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| JP Insurance Surveyors and Loss Assessors Private Limited | ₹30.3 Lakh (FY 2025) | •••• | •••• | 29.0% | •••• | Ernakulam, Kerala, India |
| Bcco Commodities Private Limited | ₹30.3 Lakh (FY 2025) | •••• | •••• | 37.0% | •••• | Kolkata, West Bengal, India |
| Anjam Mutual Benefit Nidhi Limited | ₹30.28 Lakh (FY 2023) | •••• | •••• | 145.0% | •••• | Ghaziabad, Uttar Pradesh, India |
| Suban Trades Ltd | ₹30.28 Lakh (FY 2024) | •••• | •••• | 6.0% | •••• | Kolkata, West Bengal, India |
| Asa Development Services | ₹30.28 Lakh (FY 2025) | •••• | •••• | -48.0% | •••• | Bhopal, Madhya Pradesh, India |
| Wellfin Chits Private Limited this company | ₹30.26 Lakh (FY 2025) | •••• | •••• | 50.0% | •••• | Kozhikode, Kerala, India |
| Goodwin Projects Pvt Ltd | ₹30.26 Lakh (FY 2025) | •••• | •••• | 4.0% | •••• | Kolkata, West Bengal, India |
| Pranay Combustion Equipment Pvt Ltd | ₹30.26 Lakh (FY 2025) | •••• | •••• | 144.0% | •••• | Kolkata, West Bengal, India |
| Neerja Micro Credit Foundation | ₹30.25 Lakh (FY 2025) | •••• | •••• | 497.0% | •••• | Bhadohi, Uttar Pradesh, India |
| Hgi Finance and Leasing Limited | ₹30.25 Lakh (FY 2019) | •••• | •••• | -53.0% | •••• | New Delhi, Delhi, India |
| Kasyapa Nidhi Limited | ₹30.23 Lakh (FY 2025) | •••• | •••• | 27.0% | •••• | Kozhikode, Kerala, India |
Peers are the five companies nearest above and the five nearest below Wellfin Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Wellfin Chits Private Limited
Wellfin Chits Private Limited is audited by Johnson George & Co. for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Johnson George & Co. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Wellfin Chits Private Limited
Wellfin Chits has 7 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Siju Thomas | Director | 09 Apr 2012 | 14 Years 6 Months | Current |
| Rojan Kallikattil John | Director | 12 Apr 2011 | 15 Years 6 Months | Current |
| Thomas Jom | Director | 09 Apr 2012 | 14 Years 6 Months | Current |
| Sinoy Pallickamalil Joy | Director | 09 Apr 2012 | 14 Years 6 Months | Current |
| Sijo Joseph | Director | 09 Apr 2012 | 14 Years 6 Months | Current |
| Santhosh Sebastian Also directs: Kosco Ventures Private Limited | Managing Director | 12 Apr 2011 | 15 Years 6 Months | Current |
Ownership and Shareholding of Wellfin Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Wellfin Chits Private Limited
Wellfin Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Wellfin Chits Private Limited
Employment history and EPFO contributions of people linked to Wellfin Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Wellfin Chits Private Limited
Wellfin Chits Private Limited has 8 board changes on record since 2011: 7 appointments and 1 cessation. The latest: Saneeshsebastian ceased to be Director on 21 Dec 2022.
Credit Ratings, Litigation & Regulatory Alerts for Wellfin Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Wellfin Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Wellfin Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Wellfin Chits Private Limited
Wellfin Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCW1297P1ZW | Kerala | Active | 01 Nov 2018 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Wellfin Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Wellfin Chits Private Limited
Wellfin Chits is an active private limited company based in Kozhikode, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 12 April 2011 (15+ years old) and is registered under CIN U65992KL2011PTC028163.
Wellfin Chits reported revenue of ₹30.26 Lakh for FY 2025 (up 50% YoY).
Wellfin Chits has 7 current directors:
- Santhosh Sebastian - Managing Director
- Siju Thomas - Director
- Rojan Kallikattil John - Director
- Thomas Jom - Director
- Sinoy Pallickamalil Joy - Director
- Sijo Joseph - Director
- Sunil Kunnakkatt - Director
Wellfin Chits reported a net profit of ₹1.85 Lakh (net margin 6.1%) and EBITDA of ₹3.05 Lakh (EBITDA margin 10.1%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Wellfin Chits is 184% over three years and 119% over five years. In the latest year (FY 2025) revenue rose 50%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Wellfin Chits is 32AABCW1297P1ZW, registered in Kerala.
The CIN (Corporate Identification Number) of Wellfin Chits is U65992KL2011PTC028163. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Wellfin Chits was incorporated on 12 April 2011, making it 15+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Wellfin Chits by revenue are JP Insurance Surveyors and Loss Assessors Private Limited, Bcco Commodities Private Limited, Anjam Mutual Benefit Nidhi Limited, Suban Trades Ltd, Asa Development Services and 5 more, all in the same principal business activity (Other financial activities).
Saneeshsebastian ceased to be Director on 21 Dec 2022. Sijo Joseph was appointed as Director on 09 Apr 2012. Siju Thomas was appointed as Director on 09 Apr 2012. Wellfin Chits has 8 board changes on record in total.
The registered office of Wellfin Chits is at Kottackal Building Thottumukkam Post, Kozhikode, Kerala, India – 673639.