NPR Finance Ltd. - real estate and construction in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN L65921WB1989PLC047091 Incorporated 22 June 1989 ROC Kolkata HQ Kolkata, West Bengal, India
Active Listed - BSE: 530127 Public Limited Company real estate and construction MSME · Small
Data last updated
Market Cap
₹14.68 Cr
NPRFIN · BSE
Share Price
₹24.29
-0.86% today
Revenue
₹5.07 Cr
FY 2025-26 · -33.7% YoY
EBITDA
₹0.31 Cr
Margin 6.1%
Net Profit
₹0.21 Cr
FY 2025-26 · -64.4% YoY
P/E (TTM)
52.9x
P/B 0.3x
ROE
0.4%
ROCE 0.6%
Debt / Equity
0.01
Interest cover 13.6x

About NPR Finance Ltd.

Data last updated:

NPR Finance Ltd. is a public limited company based in Kolkata, West Bengal, India. It operates in the real estate development and construction segment of the real estate and construction sector. It was incorporated on 22 June 1989 and has been in existence for over 37 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN L65921WB1989PLC047091. Its GSTIN is 19AAACN9103G1ZK (West Bengal). The company holds 12 GST registrations, of which 3 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 530127.

The company has an authorised share capital of ₹7 Cr and a paid-up capital of ₹5.99 Cr. It is led by directors including Pawan Kumar Todi (Managing Director) and Sarika Mehra (Whole-Time Director).

Its last annual general meeting (AGM) was held on 11 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 6th Floor Unit No.611 Adventz Infinity@5, Street No. 18 Bn – Block Sector – V Bidhannagar Kolkata, West Bengal, India – 700091.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹5.07 Cr, a decline of 33.7% compared to the previous year. For the same year it recorded a net profit of ₹21 Lakh (net margin 4.1%) and EBITDA of ₹31 Lakh (EBITDA margin 6.1%). The net worth stands at ₹49.1 Cr (down 2% YoY). Total assets are valued at ₹49.44 Cr (down 2.5% YoY).

The company has about 89 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: NPR Finance. As per MCA filings, the company has open charges of ₹14.51 Lakh and satisfied charges of ₹21.15 Cr on record. Court records list 4,966 cases involving the company, including 4,846 filed by the company and 121 filed against it; 1,039 cases are pending. The company has 11 deals on record (11 market trades); the latest was in September 2024.

NPR Finance Ltd. is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-WB-10-0001129). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website nprfinance.com.

Company details

CIN L65921WB1989PLC047091
Registration Number 047091
Incorporation Date 22 June 1989
ROC Kolkata
Listing Status Listed - Listed on BSE (530127)
Company Status Active
Date of Last AGM 11 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-WB-10-0001129

CIN history

NPR Finance has one previous CIN (Corporate Identification Number): U65921WB1989PLC047091. The current CIN is L65921WB1989PLC047091, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65921WB1989PLC047091Current
U65921WB1989PLC047091Previous

Recognitions & Rankings of NPR Finance

MSME (Udyam registered) Ministry of MSME
Category
Small (2024-25)
Udyam number
UDYAM-WB-10-0001129

Contact details

NPR Finance Ltd.'s registered office is in Kolkata, West Bengal. Its website is nprfinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    6th Floor Unit No.611 Adventz Infinity@5, Street No. 18 Bn – Block Sector – V Bidhannagar Kolkata, West Bengal, India – 700091
  • Industry
    Real Estate and Construction, Real Estate Builders & Developers

To see the full contact details of NPR Finance Ltd., buy the company report.

Comprehensive company report
NPR Finance Ltd. - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

NPR Finance operates one associated brand: NPR Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Three-wheeler financing and commercial vehicle refinancing are offered.nprfinance.com

Business activity

The main business activity of NPR Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of NPR Finance Ltd., buy the company report.

Financials of NPR Finance Ltd.

FY 2025-26 filings available

NPR Finance Ltd. reported revenue of ₹5.07 Cr (down 33.7% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹5.07 Cr
-33.7% YoY
EBITDA
₹0.31 Cr
-75.4% YoY
Profit After Tax
₹0.21 Cr
-64.4% YoY
Net Worth
₹49.10 Cr
-2.0% YoY
Total Assets
₹49.44 Cr
-2.5% YoY
Total Debt
₹0.35 Cr
-44.4% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue5.077.659.4712.747.635.7827.79
Revenue growth-33.7%-19.2%-25.7%+67.0%+32.0%-79.2%-
EBITDA0.311.261.00(2.66)1.19(0.29)2.39
EBITDA margin+6.1%+16.5%+10.6%-20.9%+15.6%-5.0%+8.6%
Profit before tax0.260.751.47(3.31)0.20(1.36)1.77
Net profit0.210.590.24(2.07)(0.06)(1.06)1.27
Net profit margin+4.1%+7.7%+2.5%-16.3%-0.8%-18.3%+4.6%
EPS (₹)0.350.991.81(4.03)(0.09)(1.77)2.77
Balance sheet
Total assets49.4450.7151.0252.6453.9156.3057.34
Net worth49.1050.0847.2549.8353.5653.9153.94
Total debt0.350.633.772.810.342.403.40
Cash & bank0.410.470.642.730.920.121.14
Net working capital1.120.611.261.902.117.277.07
Cash flow
Cash from operations0.382.99(4.07)(3.51)2.660.38(0.14)
Cash from investing(0.16)(0.02)1.012.86(0.16)(0.40)0.48
Cash from financing(0.28)(3.08)0.962.46(2.05)(1.00)(0.54)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1.051.001.461.461.131.951.501.90
Revenue growth (YoY)-7.1%-48.7%-2.7%-23.2%-38.3%---
Other income0.030.070.000.000.010.040.450.00
Total expenses0.871.131.181.480.971.951.291.69
EBITDA0.18(0.13)0.28(0.02)0.160.000.210.21
EBITDA margin+17.1%-13.0%+19.2%-1.4%+14.2%0.0%+14.0%+11.1%
Depreciation0.010.020.020.020.030.030.040.04
Interest0.010.010.010.010.000.050.090.11
Profit before tax0.19(0.09)0.25(0.05)0.14(0.04)0.530.06
Tax0.00(0.01)0.000.07(0.02)0.030.010.14

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 28 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1.051.001.461.461.131.951.501.90
Revenue growth (YoY)-7.1%-48.7%-2.7%-23.2%-38.3%---
Other income0.030.070.000.000.010.040.450.00
Total expenses0.871.131.181.480.971.951.291.69
EBITDA0.18(0.13)0.28(0.02)0.160.000.210.21
EBITDA margin+17.1%-13.0%+19.2%-1.4%+14.2%0.0%+14.0%+11.1%
Depreciation0.010.020.020.020.030.030.040.04
Interest0.010.010.010.010.000.050.090.11
Profit before tax0.19(0.09)0.25(0.05)0.14(0.04)0.530.06
Tax0.00(0.01)0.000.07(0.02)0.030.010.14
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue5.077.659.4712.747.635.7827.79
Revenue growth-33.7%-19.2%-25.7%+67.0%+32.0%-79.2%-
Other income0.070.001.150.030.000.000.46
Total expenses4.766.398.4715.406.446.0725.40
Employee cost2.772.953.072.602.232.062.28
EBITDA0.311.261.00(2.66)1.19(0.29)2.39
EBITDA margin+6.1%+16.5%+10.6%-20.9%+15.6%-5.0%+8.6%
Depreciation0.090.140.150.460.850.690.68
Interest0.030.370.530.220.140.380.40
Profit before tax0.260.751.47(3.31)0.20(1.36)1.77
Tax0.050.160.39(0.90)0.26(0.30)0.12
Net profit0.210.590.24(2.07)(0.06)(1.06)1.27
Net profit margin+4.1%+7.7%+2.5%-16.3%-0.8%-18.3%+4.6%
EPS (₹)0.350.991.81(4.03)(0.09)(1.77)2.77
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital6.006.006.006.006.006.006.00
Reserves & surplus43.1044.0841.2543.8347.5647.9147.94
Shareholders' funds (net worth)49.1050.0847.2549.8353.5653.9153.94
Secured loans0.350.170.020.000.100.230.41
Unsecured loans0.000.463.752.810.242.172.99
Total debt0.350.633.772.810.342.403.40
Total liabilities49.4450.7151.0252.6453.9156.3057.34
Assets
Gross block5.425.355.385.4211.326.986.59
Net block4.584.514.634.778.444.955.25
Capital work in progress0.000.000.000.000.000.000.00
Investments5.277.025.099.8311.5111.9110.60
Inventories0.530.260.080.440.600.000.00
Sundry debtors0.070.020.010.211.181.740.27
Cash & bank balances0.410.470.642.730.920.121.14
Loans & advances0.610.721.531.451.186.776.42
Total current assets1.621.472.264.833.888.637.83
Total current liabilities0.500.861.002.931.771.360.76
Net working capital1.120.611.261.902.117.277.07
Total assets49.4450.7151.0252.6453.9156.3057.34
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.170.282.380.560.121.141.34
Net cash from operating activities0.382.99(4.07)(3.51)2.660.38(0.14)
Net cash from investing activities(0.16)(0.02)1.012.86(0.16)(0.40)0.48
Net cash from financing activities(0.28)(3.08)0.962.46(2.05)(1.00)(0.54)
Net change in cash(0.06)(0.11)(2.10)1.820.45(1.02)(0.20)
Closing cash0.410.470.642.730.920.121.14
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-33.7%-19.2%-25.7%+67.0%+32.0%-79.2%-
EBITDA growth-75.4%+26.0%+137.6%-323.5%+510.3%-112.1%-
PBT growth-65.3%-49.0%+9998.0%-+9998.0%--42.5%
Net income growth-64.4%+145.8%+111.6%-3350.0%+94.3%-183.5%-
Revenue CAGR (3Y)-26.4%+0.1%+17.9%-22.9%-40.7%-45.5%-12.2%
EBITDA CAGR (3Y)-+1.9%---34.2%--21.7%
Profitability & leverage
Net income margin+4.1%+7.7%+11.4%-18.9%-0.8%-18.3%+5.9%
Return on capital employed+0.6%+2.2%+1.7%-5.2%+0.6%-1.7%+3.1%
Return on net worth+0.4%+1.2%+0.5%-4.0%-0.1%-2.0%+2.5%
Debt / equity0.010.050.070.030.030.050.07
Long-term debt / equity0.000.000.000.000.000.000.01
Interest cover13.6433.0462.35-7.0541.18-38.7823.39
Efficiency & per share
Fixed asset turnover0.951.431.971.530.830.854.28
Inventory turnover13.0145.0040.8524.5625.430.000.00
Debtors turnover114.22510.0096.5518.375.235.75100.89
EPS (₹)0.350.991.81(4.03)(0.09)(1.77)2.77
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)81.8883.5178.7983.1089.3289.8989.95

To see the full year-wise statements and ratios of NPR Finance Ltd., buy the company report.

Board of directors of NPR Finance Ltd.

NPR Finance has 5 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Pawan Kumar TodiManaging Director01 Nov 200421 Years 11 MonthsCurrent
Ashok Dhirajlal KanakiaDirector14 Feb 20197 Years 8 MonthsCurrent
Rishi TodiDirector09 Feb 20224 Years 8 MonthsCurrent
Sarika MehraWhole-Time Director28 Jul 201412 Years 3 MonthsCurrent
Ashok Kumar SinghaniaDirector12 Aug 20242 Years 2 MonthsCurrent

Auditor

NPR Finance Ltd. is audited by Deoki Bijay & Co for the financial year 2019.

Auditor firmFinancial yearFirm registration number
Deoki Bijay & CoFY 2019313105E

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 68.00%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 32.00%.

Promoters: 68.00%Retail & Others: 32.00%
Mar 2026
QUARTER
68.00% Promoters
32.00% Retail & Others
Promoter holding - history
Now 68.00% · Mar 2026High 68.00% · Jun 2025Low 68.00% · Jun 2025
67%67.5%68%68.5%69%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 68.00%Sep 2025: 68.00%Dec 2025: 68.00%Mar 2026: 68.00%68.00%68.00%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters68.00%68.00%68.00%68.00%
Public32.00%32.00%32.00%32.00%

Charges & borrowings

Open charges
₹14.51 Lakh
Satisfied charges
₹21.15 Cr
Breakdown by lending institutions
Others₹0.15 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
01 Sep 2025101155881Others₹14.51 LakhOpen
31 Aug 2017100123859Others₹20 LakhSatisfied
30 Jun 2017100112424Others₹30 LakhSatisfied
04 Mar 201410494539Icici Bank Limited₹14 LakhSatisfied
04 Jun 201010226286Gda Trusteeship Limited₹10 LakhSatisfied

To see the full charge records of NPR Finance Ltd., buy the company report.

Total charge records: 9 View all charges

Deals & funding

NPR Finance Ltd. has 11 deals on record (11 market trades); the latest was in September 2024.

Total deals
11
Market trades
11

Deals on record (5 of 11)

WhenDealAmountParties
Sep 2024Market trade₹24.2 LakhBuyer: an individual
Seller: an individual
Jul 2017Market trade₹7.7 LakhSeller: Waterloo Exports Pvt Ltd
Mar 2010Market trade₹58.7 LakhBuyer: E I Investments Pvt Ltd , Silva Computech Pvt Ltd , Tamal Stationers Pvt.Ltd.
Seller: Starsons Realty Ventures Private Limited
Mar 2008Market trade₹13.8 LakhBuyer: Suniana Marketing Pvt. Ltd.
Seller: B.S. Agency Pvt Ltd.
Dec 2007Market trade₹28.7 LakhBuyer: B.S. Agency Pvt Ltd.
Seller: an individual

To see the full deal history of NPR Finance Ltd., buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for NPR Finance Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

NPR Finance Ltd. has a workforce of 89 employees on its EPFO records as of Apr 05, 2024, across 1 active EPFO establishment.

Employee count
89
Active EPFO establishments
1
Employee growth
30.88%

GST

NPR Finance has 12 GST registrations: 3 active and 9 cancelled or inactive.

Total GSTINs
12
Active
3
Cancelled / inactive
9
GSTINStateStatusRegistered on
19AAACN9103G1ZKWest BengalActive01 Jul 2017
24AAACN9103G3ZRGujaratActive10 Aug 2017
27AAACN9103G2ZMMaharashtraActive03 Mar 2020

To see the full GST registrations and return filing status of NPR Finance Ltd., buy the company report.

Recent activity

NPR Finance Ltd. has 18 board changes on record since 1994: 12 appointments and 6 cessations. The latest: Rajendra Kumar Duggar ceased to be Director on 14 Sep 2024.

Filing
Npr Finance Ltd. has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Kolkata Ii.
AGM
Npr Finance Ltd. last Annual general meeting of members was held on 11 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 0.15 Cr with Charge ID 101155881 was registered on 01 Sep 2025.
Charges
A charge registered on 31 Aug 2017 via Charge ID 100123859 with Others was fully satisfied on 11 Jul 2025.
Charges
A charge registered on 30 Jun 2017 via Charge ID 100112424 with Others was fully satisfied on 11 Jul 2025.
Ceased
Rajendra Kumar Duggar ceased to be Director.
Appointed
Ashok Kumar Singhania was appointed as Director.
Appointed
Rishi Todi was appointed as Director.
Ceased
Nandlal Todi ceased to be Director.
Ceased
Nitin Guha ceased to be Director.
Appointed
Ashok Dhirajlal Kanakia was appointed as Director.
Ceased
Ashok Bhandari ceased to be Director.

30 earlier events are in the company report.

Frequently asked questions

NPR Finance is an active public limited company based in Kolkata, West Bengal, India. The company works in real estate builders and developers, within the real estate and construction industry. It was incorporated on 22 June 1989 (37+ years old) and is registered under CIN L65921WB1989PLC047091. Listed on BSE: 530127.

NPR Finance reported revenue of ₹5.07 Cr for FY 2025-26 (down 33.7% YoY) based on standalone financials.

NPR Finance has 5 current directors:

The latest financial statements of NPR Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 11 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of NPR Finance is 19AAACN9103G1ZK, registered in West Bengal. The company has 12 GST registrations in all, of which 3 are active and 9 are cancelled or inactive. Other active GSTINs include 24AAACN9103G3ZR (Gujarat), 27AAACN9103G2ZM (Maharashtra).

The CIN (Corporate Identification Number) of NPR Finance is L65921WB1989PLC047091. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. NPR Finance is a listed company as per MCA records. Its shares are listed on BSE (code: 530127).

NPR Finance has 4,966 court cases on record: 4,846 filed by the company and 121 filed against it. 1,039 are pending. Most are in the district courts.

NPR Finance was incorporated on 22 June 1989, making it 37+ years old. It is registered with the Registrar of Companies, Kolkata.

NPR Finance has 11 deals on record (11 market trades); the latest was in September 2024.