Oriental Kuries Ltd - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL1933PLC000835 Incorporated 19 August 1933 ROC Ernakulam HQ Thrissur, Kerala, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2025
₹2.3 Cr
▲ 1190% YoY
Net profit · FY 2025
₹1.3 Cr
Net margin 56.7%
EBITDA · FY 2025
₹1.63 Cr
EBITDA margin 70.7%
Authorised capital
₹25 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Open charges
₹5.5 Lakh
Secured borrowings
Company age
93 yrs
Est. 1933
Directors on board
5
As per MCA filings

About Oriental Kuries Ltd

Data last updated:

Oriental Kuries Ltd is a public limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 August 1933 and has been in existence for over 93 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1933PLC000835. Its GSTIN is 32AAACO2644P1ZC (Kerala).

The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹10 Lakh. It was formerly known as The Oriental Insurance and Banking Union Limited and Oriental Insurance and Banking Union Limited. It is led by directors including Sebastian Kavalakkat Francis and Sivy P Jose.

Its last annual general meeting (AGM) was held on 20 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Thrissur, Kerala.

As per the financials filed for FY 2025, the company reported a revenue of ₹2.3 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹1.3 Cr (net margin 56.7%) and EBITDA of ₹1.63 Cr (EBITDA margin 70.7%). Revenue has grown at a compounded annual rate (CAGR) of 147% over three years and 60% over five years.

As per MCA filings, the company has open charges of ₹5.5 Lakh on record. Court records list 153 cases involving the company, including 127 filed by the company and 26 filed against it; 1 case is pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL1933PLC000835
Registration Number 000835
Incorporation Date 19 August 1933
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 20 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Name history

Oriental Kuries has undergone 2 name changes throughout its history. The company was previously known as The Oriental Insurance And Banking Union Limited, and Oriental Insurance And Banking Union Limited. The current legal name is Oriental Kuries Ltd.

Company NameStatus
Oriental Kuries LtdCurrent
The Oriental Insurance And Banking Union LimitedPrevious
Oriental Insurance And Banking Union LimitedPrevious

Contact details

Oriental Kuries Ltd's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Tc 12/2294 1st Floor Udaya Building, College Road Ambakkaden Junction, Thrissur, Kerala, India – 680001
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Oriental Kuries Ltd, buy the company report.

Comprehensive company report
Oriental Kuries Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Oriental Kuries is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities64Financial service activities, except insurance and pension funding

To see the full business activity and turnover split of Oriental Kuries Ltd, buy the company report.

Financials of Oriental Kuries Ltd

FY 2025 filings available

Oriental Kuries Ltd reported revenue of ₹2.3 Cr (up 1190% YoY) for FY 2025.

Revenue · FY 2025
₹2.3 Cr ▲ 1190%
Net profit · FY 2025
₹1.3 Cr margin 56.7%
EBITDA · FY 2025
₹1.63 Cr margin 70.7%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
3 years · compounded
▲ 147%
5 years · compounded
▲ 60%
EBITDA CAGR growth
3 years · compounded
▲ 429%
5 years · compounded
▲ 208%

Revenue has grown at a compounded annual rate (CAGR) of 60% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1.63 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.3 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin70.7%
Net Profit Margin56.7%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Oriental Kuries Ltd, buy the company report.

Board of directors of Oriental Kuries Ltd

Oriental Kuries has 5 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Sebastian Kavalakkat FrancisDirector27 Mar 20179 Years 6 MonthsCurrent
Sivy P JoseDirector08 Aug 201610 Years 2 MonthsCurrent
Manjila Lazer SunnyDirector20 Nov 200025 Years 11 MonthsCurrent
Denny Jose ChungathDirector19 Nov 20187 Years 11 MonthsCurrent
Jose Erinjery JohnDirector13 Oct 201412 Years 0 MonthsCurrent

Auditor

Oriental Kuries Ltd is audited by ABRAHAM & JOSE for the financial year 2021.

Auditor firmFinancial yearFirm registration number
ABRAHAM & JOSEFY 2021000010S

Shareholding

The shareholding of Oriental Kuries Ltd is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2020FY 2018FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Oriental Kuries Ltd, buy the company report.

Charges & borrowings

Open charges
₹5.5 Lakh
Satisfied charges
None
Breakdown by lending institutions
The South Indian Bank Limited₹0.04 Cr
The Federal Bank Ltd.₹0.02 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
04 Aug 2020100374912The South Indian Bank Limited₹3.5 LakhOpen
02 Dec 198590023612The Federal Bank Ltd.₹2 LakhOpen

Total charge records: 2 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Oriental Kuries Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Oriental Kuries has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
32AAACO2644P1ZCKeralaActive01 Jul 2017

To see the full GST registrations and return filing status of Oriental Kuries Ltd, buy the company report.

Recent activity

Oriental Kuries Ltd has 15 board changes on record since 2000: 6 appointments and 9 cessations. The latest: Jose Pettah Joseph was appointed as Additional Director on 11 Aug 2025.

AGM
Oriental Kuries Ltd last Annual general meeting of members was held on 20 Sep 2025 as per latest MCA records.
Appointed
Jose Pettah Joseph was appointed as Additional Director.
Ceased
Jose Pettah Joseph ceased to be Director.
Filing
Oriental Kuries Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Charges
A charge with The South Indian Bank Limited amounted to Rs. 3.50 Lakh with Charge ID 100374912 was registered on 04 Aug 2020.
Ceased
Denny Jose Chungath ceased to be Additional Director.
Appointed
Denny Jose Chungath was appointed as Director.
Ceased
Jose Chungath Joseph ceased to be Director.
Ceased
Sebastian Kavalakkat Francis ceased to be Additional Director.
Appointed
Sebastian Kavalakkat Francis was appointed as Director.
Ceased
Francis Kavalakkat Joseph ceased to be Director.
Ceased
Sivy P Jose ceased to be Additional Director.

8 earlier events are in the company report.

Frequently asked questions

Oriental Kuries is an active public limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 August 1933 (93+ years old) and is registered under CIN U65992KL1933PLC000835.

Oriental Kuries has 5 current directors:

The latest financial statements of Oriental Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 20 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Oriental Kuries is 32AAACO2644P1ZC, registered in Kerala.

The CIN (Corporate Identification Number) of Oriental Kuries is U65992KL1933PLC000835. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Oriental Kuries has 153 court cases on record: 127 filed by the company and 26 filed against it. 1 is pending. Most are in the district courts.

Oriental Kuries was incorporated on 19 August 1933, making it 93+ years old. It is registered with the Registrar of Companies, Ernakulam.

Jose Pettah Joseph was appointed as Additional Director on 11 Aug 2025. Jose Pettah Joseph ceased to be Director on 21 Apr 2025. Denny Jose Chungath ceased to be Additional Director on 25 Sep 2019. Oriental Kuries has 15 board changes on record in total.

The registered office of Oriental Kuries is at Tc 122294 1st Floor Udaya Building, College Road Ambakkaden Junction, Thrissur, Kerala, India – 680001.

Oriental Kuries operates in the financial services industry, in the microfinance institutions segment.