Swaraj Kuries Private Limited
About Swaraj Kuries Private Limited
Data last updated:
Swaraj Kuries Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 08 April 1980 and has been in existence for over 46 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1980PTC003183. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹30 Lakh. It is led by directors including Poruthukaran Thimothy Roy (Managing Director) and John Thomas.
Its last annual general meeting (AGM) was held on 30 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Swaraj Corner Eastern Bazar, Thrissur, Kerala, India – 680001.
As per the financials filed for FY 2025, the company reported a revenue of ₹16.2 Lakh, a growth of 16% compared to the previous year. For the same year it recorded a net profit of ₹1.18 Lakh (net margin 7.3%) and EBITDA of ₹2.03 Lakh (EBITDA margin 12.5%). Revenue has declined at a compounded annual rate (CAGR) of 6% over three years and 9% over five years.
As per MCA filings, the company has open charges of ₹15 Lakh on record. Court records list 89 cases involving the company, including 80 filed by the company and 9 filed against it; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Swaraj Kuries Private Limited's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressSwaraj Corner Eastern Bazar, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Swaraj Kuries Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Swaraj Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Swaraj Kuries Private Limited, buy the company report.
Financials of Swaraj Kuries Private Limited
FY 2025 filings availableSwaraj Kuries Private Limited reported revenue of ₹16.2 Lakh (up 16% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 16% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 9%. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2.03 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.18 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 12.5% | ||||
| Net Profit Margin | 7.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Swaraj Kuries Private Limited, buy the company report.
Board of directors of Swaraj Kuries Private Limited
Swaraj Kuries has 7 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Poruthukaran Thimothy Roy | Managing Director | 21 Nov 2019 | 6 Years 11 Months | Current |
| John Thomas Also directs: Thrissur Express Printing and Publishing Private Limited, The Employees Kuries Ltd, Associated Kuries Pvt Ltd and 1 more | Director | 16 Dec 2011 | 14 Years 10 Months | Current |
| Jumon Sebastian Koola | Director | 24 Sep 2021 | 5 Years 1 Months | Current |
| Sivy P Jose | Additional Director | 20 Apr 2023 | 3 Years 6 Months | Current |
| Jacob Anchery Varghese | Director | 23 Dec 2020 | 5 Years 10 Months | Current |
| Seby Chandy | Director | 05 Jan 2007 | 19 Years 10 Months | Current |
Peer comparison
Swaraj Kuries Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Laxmi Growth Nidhi Limited | ₹16.33 Lakh (FY 2024) | 47.0% | Mumbai, Maharashtra, India | |||
| Telic Chit Fund Pvt Ltd | ₹16.3 Lakh (FY 2021) | -12.0% | Haryana, India | |||
| Deep Chits Private Limited | ₹16.29 Lakh (FY 2025) | 15.0% | Faridabad, Haryana, India | |||
| Sri Anurakhavi Chit Funds Private Limited | ₹16.22 Lakh (FY 2025) | 78.0% | Tirupur, Tamil Nadu, India | |||
| Swaraj Kuries Private Limitedthis company | ₹16.2 Lakh (FY 2025) | ₹1.18 Lakh | 7.3% | 16.0% | Thrissur, Kerala, India | |
| Finbox Micro Services Foundation | ₹16.1 Lakh (FY 2024) | 84.0% | Delhi, India | |||
| Divyalaxmi Chits Private Limited | ₹16.08 Lakh (FY 2024) | 52.0% | Nagpur, Maharashtra, India |
To see the full peer comparison of Swaraj Kuries Private Limited, buy the company report.
Auditor
Swaraj Kuries Private Limited is audited by ABRAHAM & JOSE for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ABRAHAM & JOSE | FY 2021 | 000010S |
Shareholding
The shareholding of Swaraj Kuries Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Swaraj Kuries Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 14 May 2020 | 100337275 | The South Indian Bank Limited | ₹15 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Swaraj Kuries Private Limited has 89 court cases on record: 80 filed by Swaraj Kuries, 9 filed against it. 3 cases are pending and 86 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 80 | 2 | 3 |
| High courts | 9 | 7 | 0 |
Cases on record (5 of 89)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (AS) | Filed against the company by Queens Kuries and Loans P Ltd | Disposed |
| District court, Thrissur, Kerala | Criminal complaint | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
To see the full case history of Swaraj Kuries Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Swaraj Kuries Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Swaraj Kuries has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Swaraj Kuries Private Limited, buy the company report.
Recent activity
Swaraj Kuries Private Limited has 20 board changes on record since 2007: 7 appointments and 13 cessations. The latest: Sivy P Jose was appointed as Additional Director on 20 Apr 2023.
12 earlier events are in the company report.
Frequently asked questions
Swaraj Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 08 April 1980 (46+ years old) and is registered under CIN U65992KL1980PTC003183.
Swaraj Kuries has 7 current directors:
- Poruthukaran Thimothy Roy - Managing Director
- John Thomas - Director
- Jumon Sebastian Koola - Director
- Sivy P Jose - Additional Director
- Jacob Anchery Varghese - Director
- Seby Chandy - Director
- Paul George Poothokaren - Director
The latest financial statements of Swaraj Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 August 2025. Year-wise statements from 2015 are in the company report.
No. Swaraj Kuries has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Swaraj Kuries is U65992KL1980PTC003183. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Swaraj Kuries has 89 court cases on record: 80 filed by the company and 9 filed against it. 3 are pending. Most are in the district courts.
Swaraj Kuries was incorporated on 08 April 1980, making it 46+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Swaraj Kuries by revenue are Laxmi Growth Nidhi Limited, Telic Chit Fund Pvt Ltd, Deep Chits Private Limited, Sri Anurakhavi Chit Funds Private Limited, Finbox Micro Services Foundation and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Sivy P Jose was appointed as Additional Director on 20 Apr 2023. Jumon Sebastian Koola was appointed as Director on 24 Sep 2021. Kollannur Thomas ceased to be Director on 24 Sep 2021. Swaraj Kuries has 20 board changes on record in total.
The registered office of Swaraj Kuries is at Swaraj Corner Eastern Bazar, Thrissur, Kerala, India – 680001.
Swaraj Kuries operates in the financial services industry, in the microfinance institutions segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
