Oxyzo Financial Services Limited

Oxyzo Financial Services Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN U65929DL2016PLC306174 Incorporated 21 September 2016 ROC Delhi HQ New Delhi, Delhi, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹1,493.84 Cr
▲ 23% YoY
Net profit · FY 2026
₹375.49 Cr
Net margin 25.1%
EBITDA · FY 2026
₹1,110.89 Cr
EBITDA margin 74.4%
Authorised capital
₹100.7 Cr
Registered with MCA
Paid-up capital
₹69.85 Cr
Issued & subscribed
Open charges
₹12,964 Cr
Satisfied ₹6,484.43 Cr
Company age
10 yrs
Est. 2016
Employees · EPFO
1,052
Provident fund records

About Oxyzo Financial Services Limited

Data last updated:

Oxyzo Financial Services Limited is a public limited company based in New Delhi, Delhi, India, a subsidiary of Ofb Tech Private Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 21 September 2016 and has been in existence for over 10 years.

Its director Ruchi Kalra and family are #299 among India's richest people (2026).

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65929DL2016PLC306174. Its GSTIN is 07AACCO3836B1ZS (Delhi). The company holds 9 GST registrations, all of them active.

The company has an authorised share capital of ₹100.7 Cr and a paid-up capital of ₹69.85 Cr. It is led by directors including Ruchi Kalra (Whole-Time Director) and Vasant Sridhar.

Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No. G – 22 C (Ugf) D – 1 (K – 84) Green Park Main, New Delhi, Delhi, India – 110016.

As per the financials filed for FY 2026, the company reported a revenue of ₹1,493.84 Cr, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹375.49 Cr (net margin 25.1%) and EBITDA of ₹1,110.89 Cr (EBITDA margin 74.4%). Revenue has grown at a compounded annual rate (CAGR) of 38% over three years and 50% over five years.

The company has about 1,052 employees on its provident fund (EPFO) records. Its group structure includes 6 subsidiaries.

The company is associated with 2 brands: Oxyzo and Ziel Financial Technologies. As per MCA filings, the company has open charges of ₹12,964 Cr and satisfied charges of ₹6,484.43 Cr on record. Court records list 177 cases involving the company, including 162 filed by the company and 16 filed against it; 145 cases are pending. The company has 9 deals on record (5 rights issues, 2 debt financings, 2 funding rounds), with disclosed funding of ₹2,161.2 Cr; the latest was in May 2025.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website oxyzo.in.

Company details

CIN U65929DL2016PLC306174
Registration Number 306174
Incorporation Date 21 September 2016
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 26 September 2025
Date of Balance Sheet 31 March 2025
Parent Company Ofb Tech Private Limited
Compliance Status Active Compliant

CIN history

Oxyzo Financial Services has one previous CIN (Corporate Identification Number): U65929DL2016PTC306174. The current CIN is U65929DL2016PLC306174, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65929DL2016PLC306174Current
U65929DL2016PTC306174Previous
Key People
Ruchi Kalra Whole-Time Director Vasant Sridhar Director Praveen Kumar Bhambani Director

Recognitions & Rankings of Oxyzo Financial Services

India's Richest People 2026 edition · 1 director · Source: Hurun India

Contact details

Oxyzo Financial Services Limited's registered office is in New Delhi, Delhi. Its website is oxyzo.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    oxyzo.in
  • Social Media
  • Apps
  • Registered Address
    Shop No. G – 22 C (Ugf) D – 1 (K – 84) Green Park Main, New Delhi, Delhi, India – 110016
  • Industry
    Financial Services, NBFC

To see the full contact details of Oxyzo Financial Services Limited, buy the company report.

Comprehensive company report
Oxyzo Financial Services Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Oxyzo Financial Services operates two associated brands: Oxyzo and Ziel Financial Technologies. Each brand links to its own profile.

BrandDescriptionWebsite
Oxyzo
Financial solutions including loans are provided for SMEs and corporates.oxyzo.in
Ziel Financial Technologies
Operates an online lending platform offering business and personal loans.zielfintech.com

Business activity

The main business activity of Oxyzo Financial Services is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of Oxyzo Financial Services Limited, buy the company report.

Financials of Oxyzo Financial Services Limited

FY 2025 filings available

Oxyzo Financial Services Limited reported revenue of ₹1,493.84 Cr (up 23% YoY) for FY 2026.

Revenue · FY 2026
₹1,493.84 Cr ▲ 23%
Net profit · FY 2026
₹375.49 Cr margin 25.1%
EBITDA · FY 2026
₹1,110.89 Cr margin 74.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 23%
3 years · compounded
▲ 38%
5 years · compounded
▲ 50%
EBITDA CAGR growth
1 year
▲ 24%

Revenue has grown at a compounded annual rate (CAGR) of 50% over five years, including 23% growth in the latest year. EBITDA rose 24% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1,110.89 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹375.49 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profitability
EBITDA Margin74.4%
Net Profit Margin25.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Oxyzo Financial Services Limited, buy the company report.

Board of directors of Oxyzo Financial Services Limited

Oxyzo Financial Services has 7 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Vasant Sridhar
Also directs: Tangerine Skies Private Limited, Indian Designs Exports Private Limited, Ofb Majestic Exports Private Limited and 4 more
Director26 Dec 20169 Years 10 MonthsCurrent
Praveen Kumar Bhambani
Also directs: Iwx Technologies Private Limited
Director06 Aug 20224 Years 3 MonthsCurrent
Sathyan David
Also directs: Netzero Finance Private Limited, Finova Capital Private Limited, Singularity Creditworld Private Limited and 1 more
Director11 Apr 20197 Years 6 MonthsCurrent
Ruchi Kalra
Also directs: Omat Business Private Limited, Oxy B Securities Private Limited, Oxy Ventures Private Limited and 4 more
Whole-Time Director21 Sep 201610 Years 1 MonthsCurrent
Asish Mohapatra
Also directs: Omat Business Private Limited, Oxy Ventures Private Limited, Oxyzo Finvest Private Limited and 5 more
Director05 Feb 20197 Years 9 MonthsCurrent
Munish DayalDirector01 Jun 20260 Years 5 MonthsCurrent
Showing 6 of 7 current directors. View all directors

Auditor

Oxyzo Financial Services Limited is audited by LODHA & CO LLP for the financial year 2025.

Auditor firmFinancial yearFirm registration number
LODHA & CO LLPFY 2025301051E/E300284

Shareholding

The shareholding of Oxyzo Financial Services Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2025FY 2023FY 2022FY 2021FY 2020
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Oxyzo Financial Services Limited, buy the company report.

Charges & borrowings

Open charges
₹12,964 Cr
Satisfied charges
₹6,484.43 Cr
Breakdown by lending institutions
Others₹8,434.50 Cr
Idbi Trusteeship Services Limited₹1,802.00 Cr
Sidbi₹900.00 Cr
Axis Bank Limited₹627.00 Cr
Canara Bank₹250.00 Cr
Others₹950.50 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
27 Oct 2026101415629Others₹125 CrOpen
14 Oct 2026101412025City Union Bank Limited₹50 CrOpen
09 Oct 2026101413395Idbi Bank Limited₹100 CrOpen
08 Oct 2026101405037Others₹65 CrOpen
30 Sep 2026101398480Others₹120 CrOpen

To see the full charge records of Oxyzo Financial Services Limited, buy the company report.

Total charge records: 345 View all charges

Deals & funding

Oxyzo Financial Services Limited has 9 deals on record (5 rights issues, 2 debt financings, 2 funding rounds), with disclosed funding of ₹2,161.2 Cr; the latest was in May 2025.

Total deals
9
Rights issues
5
Debt financings
2
Funding rounds
2
Disclosed funding
₹2,161.2 Cr

Deals on record (5 of 9)

WhenDealAmountParties
May 2025Debt financing₹533 CrInvestors: Neo Alternative Asset Managers Private Limited, Hinduja Leyland Finance Limited , Northern ARC Investments, an individual
Mar 2022Funding round · Series A₹1,421.23 CrInvestors: Alpha Wave Global, Tiger Global, Norwest Venture Partners
Mar 2021Rights issue₹115 CrInvestors: Ofb Tech Limited
Sep 2020Rights issue₹25 CrInvestors: Ofb Tech Limited
Sep 2019Rights issue₹123 CrInvestors: Ofb Tech Limited

To see the full deal history of Oxyzo Financial Services Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Oxyzo Financial Services Limited was last rated by Icra on 02 Nov 2021.

Rating agencyRated onRating
Icra02 Nov 2021

To see the full credit ratings and regulatory alerts of Oxyzo Financial Services Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Oxyzo Financial Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

Oxyzo Financial Services has 6 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

6
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Oxy B Securities Private LimitedU65929DL2022PTC400296
Oxy Ventures Private LimitedU65990DL2022PTC397267
Oxyzo Finvest Private LimitedU65990DL2022PTC401899
Oxyzo Investment Manager Private LimitedU67110DL2022PTC401660
Ziel Financial Technologies Private LimitedU67190HR2021PTC095753
Zfirst Technologies Private LimitedU74999HR2022PTC101116

To see the full group structure of Oxyzo Financial Services Limited, buy the company report.

Employees & EPFO

Oxyzo Financial Services Limited has a workforce of 1,052 employees on its EPFO records as of Nov 29, 2025, across 1 active EPFO establishment.

Employee count
1,052
Active EPFO establishments
1
Employee growth
95.18%

GST

Oxyzo Financial Services has 9 GST registrations: 9 active. The first 4 active GSTINs are listed below.

Total GSTINs
9
Active
9
GSTINStateStatusRegistered on
07AACCO3836B1ZSDelhiActive18 Sep 2023
06AACCO3836B1ZUHaryanaActive18 Oct 2017
33AACCO3836B1ZXTamil NaduActive01 Jun 2023
29AACCO3836B1ZMKarnatakaActive27 Jul 2023

To see the full GST registrations and return filing status of Oxyzo Financial Services Limited, buy the company report.

Recent activity

Oxyzo Financial Services Limited has 15 board changes on record since 2016: 8 appointments and 7 cessations. The latest: John Tyler Day was appointed as Nominee Director on 24 Jun 2026.

Charges
A charge with Others amounted to Rs. 125.00 Cr with Charge ID 101415629 was registered on 27 Oct 2026.
Charges
A charge registered on 08 Jun 2021 via Charge ID 100454953 with Others was fully satisfied on 22 Oct 2026.
Charges
A charge with City Union Bank Limited amounted to Rs. 50.00 Cr with Charge ID 101412025 was registered on 14 Oct 2026.
Charges
A charge with Idbi Bank Limited amounted to Rs. 100.00 Cr with Charge ID 101413395 was registered on 09 Oct 2026.
Charges
A charge with Others amounted to Rs. 65.00 Cr with Charge ID 101405037 was registered on 08 Oct 2026.
Charges
A charge registered on 27 Feb 2023 via Charge ID 100684813 with Others was fully satisfied on 08 Oct 2026.
Charges
A charge registered on 18 Apr 2025 via Charge ID 101092635 with Others was fully satisfied on 07 Oct 2026.
Charges
A charge registered on 30 Nov 2022 via Charge ID 100651736 with Others was fully satisfied on 06 Oct 2026.
Charges
A charge with Others amounted to Rs. 120.00 Cr with Charge ID 101398480 was registered on 30 Sep 2026.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101405384 was registered on 24 Sep 2026.
Charges
A charge with The Hongkong And Shanghai Banking Corporation Limited amounted to Rs. 50.00 Cr with Charge ID 101396759 was registered on 23 Sep 2026.
Charges
A charge with Axis Bank Limited amounted to Rs. 200.00 Cr with Charge ID 101398471 was registered on 23 Sep 2026.

607 earlier events are in the company report.

News

Oxyzo secures Rs 100 Cr debt
24 Feb 2025 · Entrackr

From our blog

Frequently asked questions

Oxyzo Financial Services is an active public limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 21 September 2016 (10+ years old) and is registered under CIN U65929DL2016PLC306174.

Oxyzo Financial Services has 7 current directors:

The latest financial statements of Oxyzo Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from FY 2017 are in the company report.

The GSTIN of Oxyzo Financial Services is 07AACCO3836B1ZS, registered in Delhi. The company has 9 GST registrations in all, of which 9 are active. Other active GSTINs include 06AACCO3836B1ZU (Haryana), 33AACCO3836B1ZX (Tamil Nadu), 29AACCO3836B1ZM (Karnataka).

The CIN (Corporate Identification Number) of Oxyzo Financial Services is U65929DL2016PLC306174. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Oxyzo Financial Services has 177 court cases on record: 162 filed by the company and 16 filed against it. 145 are pending. Most are in the district courts.

Oxyzo Financial Services was incorporated on 21 September 2016, making it 10+ years old. It is registered with the Registrar of Companies, Delhi.

Oxyzo Financial Services has 9 deals on record (5 rights issues, 2 debt financings, 2 funding rounds), with disclosed funding of ₹2,161.2 Cr; the latest was in May 2025.

John Tyler Day was appointed as Nominee Director on 24 Jun 2026. Munish Dayal was appointed as Director on 01 Jun 2026. Praveen Kumar Bhambani ceased to be Additional Director on 26 Sep 2022. Oxyzo Financial Services has 15 board changes on record in total.

Oxyzo Financial Services can be reached through the website oxyzo.in. Its registered office is in New Delhi, Delhi, India.