Pancha Aishwarya Chits Private Limited
About Pancha Aishwarya Chits Private Limited
Data last updated:
Pancha Aishwarya Chits Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 20 November 2009 and has been in existence for over 17 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA2009PTC051573. Its GSTIN is 29AAFCP7730G1Z7 (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Geetha Kalburgi Nagaraj and Roopa Narayana.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No:1 4th Floor Gopal Krishna Temple Street Cross Chickpet, Bangalore, Karnataka, India – 560053.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.1 Cr, a growth of 24% compared to the previous year. For the same year it recorded a net profit of ₹51,044 (net margin 0.5%) and EBITDA of ₹5.53 Lakh (EBITDA margin 5%). Revenue has grown at a compounded annual rate (CAGR) of 22% over three years and 8% over five years.
Court records list 9 cases involving the company, including 9 filed by the company; 4 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Pancha Aishwarya Chits Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No:1 4th Floor Gopal Krishna Temple Street Cross Chickpet, Bangalore, Karnataka, India – 560053
- IndustryFinancial Services, Financial Activities
To see the full contact details of Pancha Aishwarya Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Pancha Aishwarya Chits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Pancha Aishwarya Chits Private Limited, buy the company report.
Financials of Pancha Aishwarya Chits Private Limited
FY 2025 filings availablePancha Aishwarya Chits Private Limited reported revenue of ₹1.1 Cr (up 24% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 24% growth in the latest year. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹5.53 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹51,044 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5% | ||||
| Net Profit Margin | 0.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Pancha Aishwarya Chits Private Limited, buy the company report.
Board of directors of Pancha Aishwarya Chits Private Limited
Pancha Aishwarya Chits has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Geetha Kalburgi Nagaraj | Director | 20 Nov 2009 | 16 Years 11 Months | Current |
| Roopa Narayana | Director | 20 Nov 2009 | 16 Years 11 Months | Current |
| Narayansa Nagaraj | Director | 20 Nov 2009 | 16 Years 11 Months | Current |
| Naga Raj | Director | 04 Nov 2011 | 14 Years 11 Months | Current |
Peer comparison
Pancha Aishwarya Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Pinnacle Finmark Solutions Private Limited | ₹1.11 Cr (FY 2024) | 26.0% | Pune, Maharashtra, India | |||
| Mimani Consultancy Private Limited | ₹1.11 Cr (FY 2025) | 20.0% | Kolkata, West Bengal, India | |||
| Thousandconcept Financial Services Private Limited | ₹1.11 Cr (FY 2025) | 76.0% | Nagpur, Maharashtra, India | |||
| Blue Lagoon Trading Private Limited | ₹1.11 Cr (FY 2025) | -26.0% | Mumbai, Maharashtra, India | |||
| Unee Chit Funds Private Limited | ₹1.1 Cr (FY 2025) | 63.0% | Bangaloe, Karnataka, India | |||
| Pancha Aishwarya Chits Private Limitedthis company | ₹1.1 Cr (FY 2025) | ₹51,044 | 0.5% | 24.0% | Bangalore, Karnataka, India | |
| Tiwari Financial Advisory Services Private Limited | ₹1.1 Cr (FY 2025) | 16.0% | Pune, Maharashtra, India | |||
| Baba Basuki Distributors Pvt Ltd | ₹1.1 Cr (FY 2025) | -80.0% | Kolkata, West Bengal, India | |||
| Silver Sand Beach Inn Private Limited | ₹1.1 Cr (FY 2025) | -58.0% | Kolkata, West Bengal, India | |||
| Ramir Commercial Pvt.Ltd. | ₹1.1 Cr (FY 2025) | 133.0% | Kolkata, West Bengal, India | |||
| New Age Trading and Investment Private Limited | ₹1.1 Cr (FY 2025) | -33.0% | New Delhi, Delhi, India |
To see the full peer comparison of Pancha Aishwarya Chits Private Limited, buy the company report.
Auditor
Pancha Aishwarya Chits Private Limited is audited by MISKIN & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MISKIN & CO | FY 2017 | 005786S |
Shareholding
The shareholding of Pancha Aishwarya Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Pancha Aishwarya Chits Private Limited, buy the company report.
Legal cases
Pancha Aishwarya Chits Private Limited has 9 court cases on record: 9 filed by Pancha Aishwarya Chits. 4 cases are pending and 5 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 9 | 0 | 4 |
Cases on record (5 of 9)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
To see the full case history of Pancha Aishwarya Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pancha Aishwarya Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Pancha Aishwarya Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAFCP7730G1Z7 | Karnataka | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Pancha Aishwarya Chits Private Limited, buy the company report.
Recent activity
Pancha Aishwarya Chits Private Limited has 5 board changes on record since 2009: 4 appointments and 1 cessation. The latest: Dhayananda Vittal Vagale ceased to be Director on 04 Nov 2011.
Frequently asked questions
Pancha Aishwarya Chits is an active private limited company based in Bangalore, Karnataka, India. The company works in financial activities, within the financial services industry. It was incorporated on 20 November 2009 (17+ years old) and is registered under CIN U65992KA2009PTC051573.
Pancha Aishwarya Chits has 4 current directors:
- Geetha Kalburgi Nagaraj - Director
- Roopa Narayana - Director
- Narayansa Nagaraj - Director
- Naga Raj - Director
The latest financial statements of Pancha Aishwarya Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Pancha Aishwarya Chits is 29AAFCP7730G1Z7, registered in Karnataka.
The CIN (Corporate Identification Number) of Pancha Aishwarya Chits is U65992KA2009PTC051573. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pancha Aishwarya Chits has 9 court cases on record: 9 filed by the company. 4 are pending.
Pancha Aishwarya Chits was incorporated on 20 November 2009, making it 17+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Pancha Aishwarya Chits by revenue are Pinnacle Finmark Solutions Private Limited, Mimani Consultancy Private Limited, Thousandconcept Financial Services Private Limited, Blue Lagoon Trading Private Limited, Unee Chit Funds Private Limited and 5 more, all in the same principal business activity (activities auxiliary to financial service and insurance activities).
Dhayananda Vittal Vagale ceased to be Director on 04 Nov 2011. Naga Raj was appointed as Director on 04 Nov 2011. Geetha Kalburgi Nagaraj was appointed as Director on 20 Nov 2009. Pancha Aishwarya Chits has 5 board changes on record in total.
The registered office of Pancha Aishwarya Chits is at Building No:1 4th Floor Gopal Krishna Temple Street Cross Chickpet, Bangalore, Karnataka, India – 560053.
Pancha Aishwarya Chits operates in the financial services industry, in the financial activities segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
