MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-DL-01-0018661
Payal Portfolio Private Limited
Payal Portfolio Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹2.98 Cr
▼ 1% YoY
Net profit · FY 2025
₹1.62 Lakh
Net margin 0.5%
EBITDA · FY 2025
₹1.87 Cr
EBITDA margin 62.6%
Authorised capital
₹2.9 Cr
Registered with MCA
Paid-up capital
₹2.56 Cr
Issued & subscribed
Open charges
₹63.08 Lakh
Secured borrowings
Company age
31 yrs
Est. 1995
Directors on board
2
As per MCA filings
About Payal Portfolio Private Limited
Data last updated:
Payal Portfolio Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 26 April 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65100DL1995PTC067822. Its GSTIN is 07AAACD2821K1ZV (Delhi).
The company has an authorised share capital of ₹2.9 Cr and a paid-up capital of ₹2.56 Cr. It is led by directors Rakesh Arora and Amit Arora.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No. – 86 G/F Aram Bagh Pahar Ganj, Near – Gole Chakar, New Delhi, Delhi, India – 110055.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.98 Cr, a decline of 1% compared to the previous year. For the same year it recorded a net profit of ₹1.62 Lakh (net margin 0.5%) and EBITDA of ₹1.87 Cr (EBITDA margin 62.6%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 10% over five years.
As per MCA filings, the company has open charges of ₹63.08 Lakh on record. Court records list 696 cases involving the company, including 689 filed by the company and 7 filed against it; 26 cases are pending.
Payal Portfolio Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-01-0018661). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U65100DL1995PTC067822
Registration Number 067822
Incorporation Date 26 April 1995
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-DL-01-0018661
CIN history
Payal Portfolio has one previous CIN (Corporate Identification Number): U74899DL1995PTC067822. The current CIN is U65100DL1995PTC067822, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100DL1995PTC067822 | Current |
| U74899DL1995PTC067822 | Previous |
Key People
Rakesh Arora Director Amit Arora Director Recognitions & Rankings of Payal Portfolio
Contact details
Payal Portfolio Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressShop No. – 86 G/F Aram Bagh Pahar Ganj, Near – Gole Chakar, New Delhi, Delhi, India – 110055
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Payal Portfolio Private Limited, buy the company report.
Comprehensive company report
Payal Portfolio Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included
Business activity
The main business activity of Payal Portfolio is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Payal Portfolio Private Limited, buy the company report.
Financials of Payal Portfolio Private Limited
FY 2025 filings availablePayal Portfolio Private Limited reported revenue of ₹2.98 Cr (down 1% YoY) for FY 2025.
Revenue · FY 2025
₹2.98 Cr ▼ 1%
Net profit · FY 2025
₹1.62 Lakh margin 0.5%
EBITDA · FY 2025
₹1.87 Cr margin 62.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 1%
3 years · compounded
▲ 14%
5 years · compounded
▲ 10%
EBITDA CAGR growth
1 year
▲ 9%
3 years · compounded
▲ 19%
5 years · compounded
▲ 15%
Revenue fell 1% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 10%. EBITDA rose 9% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
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| Other Income | |||||
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| Total Expenses | |||||
| EBITDA | ₹1.87 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.62 Lakh | ||||
| Balance Sheet | |||||
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| Reserves and Surplus | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 62.6% | ||||
| Net Profit Margin | 0.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Quick Ratio | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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To see the full financial statements and ratios of Payal Portfolio Private Limited, buy the company report.
Board of directors of Payal Portfolio Private Limited
Payal Portfolio has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rakesh Arora | Director | 26 Dec 2006 | 19 Years 10 Months | Current |
| Amit Arora | Director | 26 Dec 2006 | 19 Years 10 Months | Current |
Peer comparison
Payal Portfolio Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Chariot (India) Pvt Ltd | ₹2.99 Cr (FY 2025) | -23.0% | Kolkata, West Bengal, India | |||
| Neelachal Marketing Pvt Ltd | ₹2.99 Cr (FY 2025) | -35.0% | Kolkata, West Bengal, India | |||
| R Kandd Investment Pvt Ltd | ₹2.98 Cr (FY 2025) | 38.0% | New Delhi, Delhi, India | |||
| Sumit Fiscal Services Pvt Ltd | ₹2.98 Cr (FY 2025) | 28.0% | Kolkata, West Bengal, India | |||
| Payal Portfolio Private Limitedthis company | ₹2.98 Cr (FY 2025) | ₹1.62 Lakh | 0.5% | -1.0% | New Delhi, Delhi, India | |
| Survin Finance and Investments Limited | ₹2.97 Cr (FY 2024) | -4.0% | Delhi, India | |||
| J S K Holdings Pvt Ltd | ₹2.97 Cr (FY 2025) | 47.0% | Kolkata, West Bengal, India | |||
| Sagar Credits Limited | ₹2.97 Cr (FY 2025) | -53.0% | Chennai, Tamil Nadu, India | |||
| Devanayagam Finance Private Limited | ₹2.97 Cr (FY 2024) | -17.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Payal Portfolio Private Limited, buy the company report.
Auditor
Payal Portfolio Private Limited is audited by R B ARORA & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R B ARORA & CO. | FY 2023 | 004448N |
Shareholding
The shareholding of Payal Portfolio Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Payal Portfolio Private Limited, buy the company report.
Charges & borrowings
Open charges
₹63.08 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 27 Dec 2023 | 100846918 | Others | ₹38.56 Lakh | Open | |
| 06 Dec 2022 | 100659285 | Others | ₹14.52 Lakh | Open | |
| 27 Oct 2020 | 100414869 | Hdfc Bank Limited | ₹10 Lakh | Open |
Total charge records: 3 View all charges
Legal cases
Payal Portfolio Private Limited has 696 court cases on record: 689 filed by Payal Portfolio, 7 filed against it. 26 cases are pending and 670 are disposed.
Total cases
696
Filed by the company
689
Filed against the company
7
Pending
26
Disposed
670
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 696 | 7 | 26 |
Cases on record (5 of 696)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, West, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Pending |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Pending |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Pending |
| District court, North, Delhi | Arbitration matter | Filed by the company against an individual | Pending |
To see the full case history of Payal Portfolio Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Payal Portfolio Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Payal Portfolio has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACD2821K1ZV | Delhi | Active | 15 Apr 2024 |
To see the full GST registrations and return filing status of Payal Portfolio Private Limited, buy the company report.
Recent activity
Payal Portfolio Private Limited has 5 board changes on record since 2006: 2 appointments and 3 cessations. The latest: Subhash Chander Alawadi ceased to be Director on 14 Mar 2018.
AGM
Payal Portfolio Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Payal Portfolio Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi.
Charges
A charge with Others amounted to Rs. 0.39 Cr with Charge ID 100846918 was registered on 27 Dec 2023.
Charges
A charge with Others amounted to Rs. 0.15 Cr with Charge ID 100659285 was registered on 06 Dec 2022.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.10 Cr with Charge ID 100414869 was registered on 27 Oct 2020.
Ceased
Subhash Chander Alawadi ceased to be Director.
Ceased
Gulshan Luthra ceased to be Director.
Ceased
Rajesh Kumar ceased to be Director.
Appointed
Amit Arora was appointed as Director.
Appointed
Rakesh Arora was appointed as Director.
Incorporation
26 Apr 1995
Payal Portfolio Private Limited was registered on 26 Apr 1995 with Roc Delhi & aged 31 years 6 months as per MCA records.
Frequently asked questions
Payal Portfolio is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 26 April 1995 (31+ years old) and is registered under CIN U65100DL1995PTC067822.
Payal Portfolio has 2 current directors:
- Rakesh Arora - Director
- Amit Arora - Director
The latest financial statements of Payal Portfolio on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Payal Portfolio is 07AAACD2821K1ZV, registered in Delhi.
The CIN (Corporate Identification Number) of Payal Portfolio is U65100DL1995PTC067822. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Payal Portfolio has 696 court cases on record: 689 filed by the company and 7 filed against it. 26 are pending.
Payal Portfolio was incorporated on 26 April 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Payal Portfolio by revenue are Chariot (India) Pvt Ltd, Neelachal Marketing Pvt Ltd, R Kandd Investment Pvt Ltd, Sumit Fiscal Services Pvt Ltd, Survin Finance and Investments Limited and 3 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Subhash Chander Alawadi ceased to be Director on 14 Mar 2018. Gulshan Luthra ceased to be Director on 19 Sep 2007. Rajesh Kumar ceased to be Director on 19 Sep 2007. Payal Portfolio has 5 board changes on record in total.
Yes, Payal Portfolio is registered as a micro enterprise under Udyam registration (number: UDYAM-DL-01-0018661).
The registered office of Payal Portfolio is at Shop No. – 86 GF Aram Bagh Pahar Ganj, Near – Gole Chakar, New Delhi, Delhi, India – 110055.