About Payjoy India Private Limited
Data last updated: 20 December 2025
Payjoy India Private Limited is a foreign private limited company based in Bengaluru, Karnataka, India, a subsidiary of Payjoy Inc., Usa. It specialises in software development and support services, a part of the broader technology and IT services sector. Incorporated on 01 November 2019, the company has been in operation for over 7 years.
Registered with ROC Bangalore under CIN U72900KA2019FTC129264.
Capital: an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Raman Baijal and Bradley Robert Pennington.
Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: Gopala Krishna Complex 45/3 Residency Road Mg Road Shantala Nagar Ashok Nagar, Bengaluru, Karnataka, India – 560025.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.45 Cr, a decline of 65% compared to the previous year.
It operates as a subsidiary of Payjoy Inc., Usa.
The company is associated with 1 brand - Payjoy.
For more details, the company can be reached via its website payjoy.com.
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Registered AddressGopala Krishna Complex 45/3 Residency Road Mg Road Shantala Nagar Ashok Nagar, Bengaluru, Karnataka, India – 560025
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IndustryInformation Technology, Software Development & Support Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Payjoy India Private Limited
Payjoy India Private Limited operates one associated brand: PayJoy. These brands represent Payjoy India Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Online platform for purchase financing | payjoy.com |
Competitors & Alternatives of Payjoy India Private Limited
Brands and companies operating in the same space as Payjoy India Private Limited include Sunbit, Klarna, Zip and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Sunbit
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Point-of-sale financing is facilitated via an online platform for retailers. | Los Angeles, United States, United States | 2016 |
Klarna
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Point-of-sale financing is facilitated through an online platform for purchases. | Stockholm, Sweden, Sweden | 2005 |
Zip
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Payment solutions are provided for deferred purchasing by Zip. | Sydney, Australia, Australia | 2013 |
Addi
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An online platform for point-of-sale financing is provided. | Bogota, Colombia, Colombia | 2018 |
Snap Finance
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Merchandise financing is offered through partner stores. | Salt Lake City, United States, United States | 2012 |
Afterpay
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A buy now pay later service is offered by Afterpay. | Melbourne, Australia, Australia | 2014 |
Akulaku
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Point-of-sale financing is provided for various consumer products via installments. | Jakarta, Indonesia, Indonesia | 2014 |
Uplift
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Point-of-sale financing for travel bookings is offered by Uplift. | Sunnyvale, United States, United States | 2014 |
Simpl
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An online platform for purchase financing is provided by Simpl. | Bengaluru, India, India | 2015 |
Business Activity of Payjoy India Private Limited
Payjoy India Private Limited is engaged in the principal business activity of information and communication, with detailed activities including publishing of computer operating systems, system software, application software, games, etc..
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J2 | Publishing of computer operating systems, system software, application software, games, etc. | Locked |
Business activity turnover details for Payjoy India Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
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Auditor Details of Payjoy India Private Limited
Payjoy India Private Limited is audited by V B S G & CO. for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| V B S G & CO. | Locked | Locked | Locked |
Complete auditor history for Payjoy India Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Payjoy India Private Limited
Payjoy India Private Limited is currently managed by 2 directors, with 4 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Raman Baijal | Whole-Time Director | 27 Feb 2020 | 6 Years 4 Months | Current |
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Bradley Robert Pennington
Also directs:
Payjoy India Finance Private Limited
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Director | 24 Mar 2023 | 3 Years 3 Months | Current |
Financials of Payjoy India Private Limited FY 2024 filings available
Payjoy India Private Limited reported revenue of ₹1.45 Cr (down 65.00% YoY) for FY 2024.
Ten-year financial statements for Payjoy India Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
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Ownership and Shareholding of Payjoy India Private Limited
Shareholding and ownership data for Payjoy India Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
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Charges & Borrowings Payjoy India Private Limited
Payjoy India Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Payjoy India Private Limited
View historical data on people associated with Payjoy India Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Payjoy India Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
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GST Compliance of Payjoy India Private Limited
GST registrations and filing compliance for Payjoy India Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
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Credit Ratings, Litigation & Regulatory Alerts for Payjoy India Private Limited
Credit ratings, litigation, and regulatory alerts for Payjoy India Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
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MSME Payment Delays by Payjoy India Private Limited
MSME payment history for Payjoy India Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
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Subsidiaries & Group Companies of Payjoy India Private Limited
Corporate group structure for Payjoy India Private Limited
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MCA Filings & Documents of Payjoy India Private Limited
MCA filings and documents for Payjoy India Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Payjoy India Private Limited
Frequently Asked Questions about Payjoy India Private Limited
Payjoy India Private Limited is an active foreign private limited company in the information technology sector based in Bengaluru, Karnataka, India. It was incorporated on 01 November 2019 (7+ years old) and is registered under CIN U72900KA2019FTC129264.
Payjoy India Private Limited reported revenue of ₹1.45 Cr for FY 2024 (down 65.00% YoY).
The current directors of Payjoy India Private Limited are:
- Raman Baijal - Whole-Time Director
- Bradley Robert Pennington - Director
The primary industry of Payjoy India Private Limited is information technology. The company specifically operates in software development and support services. The company is currently active in this sector.
Payjoy India Private Limited can be reached at the registered office: Gopala Krishna Complex 453 Residency Road Mg Road Shantala Nagar Ashok Nagar, Bengaluru, Karnataka, India – 560025, or through the website payjoy.com.
The authorised capital is ₹1 Lakh, and the paid-up capital is ₹1 Lakh.