About PKF Finance Limited
Data last updated:
PKF Finance Limited is a public limited company based in Jalandhar, Punjab, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 11 March 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921PB1994PLC014314. Its GSTIN is 03AAACP8820A1Z1 (Punjab). The company holds 3 GST registrations, all of them active.
The company has an authorised share capital of ₹12 Cr and a paid-up capital of ₹8.34 Cr. It was formerly known as Punjab Kashmir Finance Limited. It is led by directors including Ashim Sondhi (Managing Director) and Vivek Sondhi (Managing Director).
Its last annual general meeting (AGM) was held on 23 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Jalandhar, Punjab.
As per the financials filed for FY 2025, the company reported a revenue of ₹21.96 Cr, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹5.02 Cr (net margin 22.9%) and EBITDA of ₹14.15 Cr (EBITDA margin 64.4%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 7% over five years.
The company has about 60 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹59.97 Cr and satisfied charges of ₹176.99 Cr on record. Court records list 2,415 cases involving the company, including 2,110 filed by the company and 308 filed against it; 230 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website pkffinance.com.
Company details
CIN history
PKF Finance has one previous CIN (Corporate Identification Number): L65921PB1994PLC014314. The current CIN is U65921PB1994PLC014314, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921PB1994PLC014314 | Current |
| L65921PB1994PLC014314 | Previous |
Contact details
PKF Finance Limited's registered office is in Jalandhar, Punjab. Its website is pkffinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressFirst Floor Balbir Tower, Namdev Chowk G.T Road, Jalandhar, Punjab, India – 144001
- IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
To see the full contact details of PKF Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of PKF Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of PKF Finance Limited, buy the company report.
Financials of PKF Finance Limited
FY 2025 filings availablePKF Finance Limited reported revenue of ₹21.96 Cr (up 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 7% over five years, including 6% growth in the latest year. EBITDA rose 32% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹14.15 Cr | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹5.02 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 64.4% | ||||
| Net Profit Margin | 22.9% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of PKF Finance Limited, buy the company report.
Board of directors of PKF Finance Limited
PKF Finance has 8 current directors and 14 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vandana Sondhi Also directs: Reliable Agro Enggservices Pvt Ltd, Punjab Kashmir Finance Limited | Director | 24 May 2024 | 2 Years 5 Months | Current |
| Ashim Sondhi Also directs: Reliable Agro Enggservices Pvt Ltd, Punjab Reliable Investments Pvt Ltd, PKF Securities Private Limited and 1 more | Managing Director | 01 Apr 2017 | 9 Years 6 Months | Current |
| Vivek Sondhi Also directs: Reliable Agro Enggservices Pvt Ltd, Punjab Reliable Investments Pvt Ltd, PKF Securities Private Limited and 1 more | Managing Director | 11 Mar 1994 | 32 Years 7 Months | Current |
| Ajay Pal Singh Also directs: Punjab Kashmir Finance Limited | Director | 01 Jul 2024 | 2 Years 3 Months | Current |
| Dinesh Kapur Also directs: Punjab Kashmir Finance Limited | Director | 01 Aug 2024 | 2 Years 2 Months | Current |
| Baljit Singh Also directs: Reliable Agro Enggservices Pvt Ltd, Punjab Kashmir Finance Limited | Director | 21 Mar 2015 | 11 Years 7 Months | Current |
Peer comparison
PKF Finance Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sandhu Auto Deposits Limited | ₹22.14 Cr (FY 2019) | 472.0% | Kolkata, West Bengal, India | |||
| Kadambini Securities Pvt Ltd | ₹22.01 Cr (FY 2025) | -7.0% | Kolkata, West Bengal, India | |||
| Chetali Trading Pvt Ltd | ₹22 Cr (FY 2025) | -70.0% | Kolkata, West Bengal, India | |||
| Adjavis Capital Private Limited | ₹21.98 Cr (FY 2025) | 110.0% | Ahmedabad, Gujarat, India | |||
| PKF Finance Limitedthis company | ₹21.96 Cr (FY 2025) | ₹5.02 Cr | 22.9% | 6.0% | 60 | Jalandhar, Punjab, India |
| Datson Exports Ltd | ₹21.91 Cr (FY 2024) | 82.0% | Kolkata, West Bengal, India | |||
| Deepak Pens and Plastics Pvt Ltd | ₹21.88 Cr (FY 2019) | 37.0% | Kolkata, West Bengal, India |
To see the full peer comparison of PKF Finance Limited, buy the company report.
Auditor
PKF Finance Limited is audited by ASHISH MAHAJAN & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ASHISH MAHAJAN & ASSOCIATES | FY 2023 | 014743N |
Shareholding
The shareholding of PKF Finance Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of PKF Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 27 Sep 2025 | 101177982 | Others | ₹2.24 Cr | Open | |
| 22 Sep 2025 | 101159464 | Hdfc Bank Limited | ₹66.8 Lakh | Open | |
| 25 Jul 2025 | 101149917 | Others | ₹4.9 Cr | Open | |
| 25 Apr 2025 | 101096016 | Others | ₹3.54 Cr | Open | |
| 05 Mar 2025 | 101074834 | Others | ₹3.04 Cr | Open |
To see the full charge records of PKF Finance Limited, buy the company report.
Total charge records: 144 View all charges
Legal cases
PKF Finance Limited has 2,415 court cases on record: 2,110 filed by PKF Finance, 308 filed against it. 230 cases are pending and 2,185 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2,323 | 249 | 201 |
| High courts | 91 | 59 | 29 |
| Supreme Court | 1 | 0 | 0 |
Cases on record (5 of 2,415)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Chamba, Himachal Pradesh | Civil suit | Filed against the company by an individual | Pending |
| District court, Jalandhar, Punjab | Appeal | Filed against the company by an individual | Pending |
| High Court of Punjab and Haryana | Revision petition | Filed against the company by an individual | Pending |
| District court, Bilaspur, Himachal Pradesh | Court case (Suit For Premanent Injunction) | Filed against the company by an individual | Pending |
| District court, Jalandhar, Punjab | Appeal | Filed against the company by an individual | Pending |
To see the full case history of PKF Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
PKF Finance Limited was last rated by Crisil on 30 Mar 2020.
| Rating agency | Rated on | Rating |
|---|---|---|
| Crisil | 30 Mar 2020 |
To see the full credit ratings and regulatory alerts of PKF Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for PKF Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
PKF Finance Limited has a workforce of 60 employees on its EPFO records as of Mar 29, 2024, across 1 active EPFO establishment.
GST
PKF Finance has 3 GST registrations: 3 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AAACP8820A1Z1 | Punjab | Active | 01 Jul 2017 |
| 07AAACP8820A1ZT | Delhi | Active | 01 Jul 2017 |
| 02AAACP8820A1Z3 | Himachal Pradesh | Active | 01 Jul 2018 |
To see the full GST registrations and return filing status of PKF Finance Limited, buy the company report.
Recent activity
PKF Finance Limited has 22 board changes on record since 1994: 8 appointments and 14 cessations. The latest: Ajay Pal Singh ceased to be Additional Director on 22 Sep 2024.
286 earlier events are in the company report.
Frequently asked questions
PKF Finance is an active public limited company based in Jalandhar, Punjab, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 11 March 1994 (32+ years old) and is registered under CIN U65921PB1994PLC014314.
PKF Finance has 8 current directors:
- Ashim Sondhi - Managing Director
- Vivek Sondhi - Managing Director
- Vandana Sondhi - Director
- Ajay Pal Singh - Director
- Dinesh Kapur - Director
- Baljit Singh - Director
- Parmod Kumar Sharma - Director
- Anuradha Sondhi - Director
The latest financial statements of PKF Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of PKF Finance is 03AAACP8820A1Z1, registered in Punjab. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 07AAACP8820A1ZT (Delhi), 02AAACP8820A1Z3 (Himachal Pradesh).
The CIN (Corporate Identification Number) of PKF Finance is U65921PB1994PLC014314. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
PKF Finance has 2,415 court cases on record: 2,110 filed by the company and 308 filed against it. 230 are pending. Most are in the district courts.
PKF Finance was incorporated on 11 March 1994, making it 32+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of PKF Finance by revenue are Sandhu Auto Deposits Limited, Kadambini Securities Pvt Ltd, Chetali Trading Pvt Ltd, Adjavis Capital Private Limited, Datson Exports Ltd and 1 more, all in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities).
Ajay Pal Singh ceased to be Additional Director on 22 Sep 2024. Anuradha Sondhi ceased to be Additional Director on 22 Sep 2024. Dinesh Kapur ceased to be Additional Director on 22 Sep 2024. PKF Finance has 22 board changes on record in total.
PKF Finance can be reached through the website pkffinance.com. Its registered office is in Jalandhar, Punjab, India.
The registered office of PKF Finance is at First Floor Balbir Tower, Namdev Chowk G.T Road, Jalandhar, Punjab, India – 144001.