Qgo Finance Limited - financial services in Navi Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN L65910MH1993PLC302405 Incorporated 28 July 1993 ROC Mumbai HQ Navi Mumbai, Maharashtra, India
Active Listed - BSE: 538646 Public Limited Company financial services MSME · Small
Data last updated
Market Cap
₹31.70 Cr
QGO · BSE
Share Price
₹46.00
+0.90% today
Revenue
₹18.25 Cr
FY 2025-26 · +11.1% YoY
EBITDA
₹15.80 Cr
Margin 86.6%
Net Profit
₹3.37 Cr
FY 2025-26 · +10.5% YoY
P/E (TTM)
8.1x
P/B 1.4x
ROE
17.2%
ROCE 13.5%
Debt / Equity
4.87
Interest cover 71.2x

About Qgo Finance Limited

Data last updated:

Qgo Finance Limited is a public limited company based in Navi Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 28 July 1993 and has been in existence for over 33 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN L65910MH1993PLC302405. Its GSTIN is 27AABCP0672M1Z7 (Maharashtra). The company holds 2 GST registrations, of which 1 is active. It is a listed company as per MCA records. Its shares are listed on BSE: 538646.

The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹6.95 Cr. It was formerly known as Parnami Credits Limited. It is led by directors including Rachana Abhishek Singi (Managing Director) and Vineet Bakhshi.

Its last annual general meeting (AGM) was held on 12 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 3rd Floor A – 514 Ttc Industrial Area MIDC Mahape, Navi Mumbai, Maharashtra, India – 400701.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹18.25 Cr, a growth of 11.1% compared to the previous year. For the same year it recorded a net profit of ₹3.37 Cr (net margin 18.5%) and EBITDA of ₹15.8 Cr (EBITDA margin 86.6%). The net worth stands at ₹21.14 Cr (up 16.7% YoY). Total assets are valued at ₹124.59 Cr (up 17.6% YoY).

The company is associated with 1 brand: QGO Finance. As per MCA filings, the company has open charges of ₹5.37 Cr on record. The company has 37 deals on record (32 market trades, 5 debt financings), with disclosed funding of ₹55 Cr; the latest was in January 2024. Its 3 peer companies in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 1 larger and 2 smaller; the largest is Crescentis Capital Limited with revenue of ₹1.5 Cr.

Qgo Finance Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-33-0077310). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website qgofinance.com.

Company details

CIN L65910MH1993PLC302405
Registration Number 302405
Incorporation Date 28 July 1993
ROC Mumbai
Listing Status Listed - Listed on BSE (538646)
Company Status Active
Date of Last AGM 12 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-MH-33-0077310

CIN history

Qgo Finance has one previous CIN (Corporate Identification Number): L65910HR1993PLC032070. The current CIN is L65910MH1993PLC302405, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65910MH1993PLC302405Current
L65910HR1993PLC032070Previous

Recognitions & Rankings of Qgo Finance

MSME (Udyam registered) Ministry of MSME
Category
Small (2024-25)
Udyam number
UDYAM-MH-33-0077310

Contact details

Qgo Finance Limited's registered office is in Navi Mumbai, Maharashtra. Its website is qgofinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    3rd Floor A – 514 Ttc Industrial Area MIDC Mahape, Navi Mumbai, Maharashtra, India – 400701
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Qgo Finance Limited, buy the company report.

Comprehensive company report
Qgo Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Qgo Finance operates one associated brand: QGO Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Financial services for MSME and Real Estate sectors in India.qgofinance.com

Business activity

The main business activity of Qgo Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Qgo Finance Limited, buy the company report.

Financials of Qgo Finance Limited

FY 2025-26 filings available

Qgo Finance Limited reported revenue of ₹18.25 Cr (up 11.1% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹18.25 Cr
+11.1% YoY
EBITDA
₹15.80 Cr
+8.8% YoY
Profit After Tax
₹3.37 Cr
+10.5% YoY
Net Worth
₹21.14 Cr
+16.7% YoY
Total Assets
₹125 Cr
+17.6% YoY
Total Debt
₹103 Cr
+17.8% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue18.2516.4214.0911.578.385.203.60
Revenue growth+11.1%+16.5%+21.8%+38.1%+61.2%+44.4%-
EBITDA15.8014.5212.5910.167.123.982.50
EBITDA margin+86.6%+88.4%+89.4%+87.8%+85.0%+76.5%+69.4%
Profit before tax4.484.003.362.381.790.910.75
Net profit3.373.052.651.771.290.790.74
Net profit margin+18.5%+18.6%+18.8%+15.3%+15.4%+15.2%+20.6%
EPS (₹)4.854.413.822.531.870.920.84
Balance sheet
Total assets12510695.1482.1266.9940.1227.20
Net worth21.1418.1115.4413.1011.5910.369.45
Total debt10387.8379.7069.0255.4029.7517.75
Cash & bank4.372.441.101.600.460.140.33
Net working capital7.515.383.352.920.94(2.30)(1.33)
Cash flow
Cash from operations(2.07)5.09(1.80)1.620.81(0.16)0.32
Cash from investing(0.20)(1.30)(0.04)(0.20)(0.35)(0.04)(0.02)
Cash from financing4.19(2.46)1.34(0.28)(0.14)0.000.00
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue5.965.765.034.504.454.214.044.07
Revenue growth (YoY)+33.9%+36.8%+24.5%+10.6%+6.5%+2.2%--
Other income0.070.010.030.010.020.010.000.02
Total expenses0.770.920.810.580.590.460.400.52
EBITDA5.194.844.223.923.863.753.643.55
EBITDA margin+87.1%+84.0%+83.9%+87.1%+86.7%+89.1%+90.1%+87.2%
Depreciation0.070.070.080.080.070.070.190.04
Interest3.563.402.982.752.672.642.612.57
Profit before tax1.631.381.191.101.141.050.840.96
Tax0.410.380.240.310.300.270.080.28

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 09 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue5.965.765.034.504.454.214.044.07
Revenue growth (YoY)+33.9%+36.8%+24.5%+10.6%+6.5%+2.2%--
Other income0.070.010.030.010.020.010.000.02
Total expenses0.770.920.810.580.590.460.400.52
EBITDA5.194.844.223.923.863.753.643.55
EBITDA margin+87.1%+84.0%+83.9%+87.1%+86.7%+89.1%+90.1%+87.2%
Depreciation0.070.070.080.080.070.070.190.04
Interest3.563.402.982.752.672.642.612.57
Profit before tax1.631.381.191.101.141.050.840.96
Tax0.410.380.240.310.300.270.080.28
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue18.2516.4214.0911.578.385.203.60
Revenue growth+11.1%+16.5%+21.8%+38.1%+61.2%+44.4%-
Other income0.010.000.000.000.000.010.01
Total expenses2.451.901.501.411.261.221.10
Employee cost0.810.510.380.300.230.200.14
EBITDA15.8014.5212.5910.167.123.982.50
EBITDA margin+86.6%+88.4%+89.4%+87.8%+85.0%+76.5%+69.4%
Depreciation0.300.300.210.210.090.030.03
Interest11.0310.229.027.575.243.051.73
Profit before tax4.484.003.362.381.790.910.75
Tax1.110.950.710.610.500.290.16
Net profit3.373.052.651.771.290.790.74
Net profit margin+18.5%+18.6%+18.8%+15.3%+15.4%+15.2%+20.6%
EPS (₹)4.854.413.822.531.870.920.84
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital6.956.956.956.956.956.956.95
Reserves & surplus14.1911.168.496.154.643.412.50
Shareholders' funds (net worth)21.1418.1115.4413.1011.5910.369.45
Secured loans5.190.330.100.121.500.000.00
Unsecured loans98.2587.5079.6068.9053.9029.7517.75
Total debt10387.8379.7069.0255.4029.7517.75
Total liabilities12510695.1482.1266.9940.1227.20
Assets
Gross block1.341.290.800.710.510.160.12
Net block0.550.730.230.350.350.090.08
Capital work in progress0.000.000.000.000.000.000.00
Investments0.000.000.000.000.000.000.00
Inventories0.000.000.000.000.000.000.00
Sundry debtors1.201.421.661.100.890.400.00
Cash & bank balances4.372.441.101.600.460.140.33
Loans & advances3.563.090.960.510.240.500.25
Total current assets9.136.953.723.211.591.040.58
Total current liabilities1.621.570.370.290.653.341.91
Net working capital7.515.383.352.920.94(2.30)(1.33)
Total assets12510695.1482.1266.9940.1227.20
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash2.421.101.600.460.140.330.04
Net cash from operating activities(2.07)5.09(1.80)1.620.81(0.16)0.32
Net cash from investing activities(0.20)(1.30)(0.04)(0.20)(0.35)(0.04)(0.02)
Net cash from financing activities4.19(2.46)1.34(0.28)(0.14)0.000.00
Net change in cash1.921.32(0.50)1.140.32(0.19)0.30
Closing cash4.372.441.101.600.460.140.33
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+11.1%+16.5%+21.8%+38.1%+61.2%+44.4%-
EBITDA growth+8.8%+15.3%+23.9%+42.7%+78.9%+59.2%-
PBT growth+12.0%+19.1%+41.2%+33.0%+96.7%+21.3%+294.7%
Net income growth+10.5%+15.1%+49.7%+37.2%+63.3%+6.8%-
Revenue CAGR (3Y)+16.4%+25.1%+39.4%+47.6%+77.8%+135.1%+109.8%
EBITDA CAGR (3Y)+15.9%+26.8%+46.8%+59.6%+139.2%+304.8%+229.3%
Profitability & leverage
Net income margin+18.5%+18.6%+18.8%+15.3%+15.4%+11.9%+16.4%
Return on capital employed+13.5%+14.2%+14.0%+13.3%+13.2%+12.5%+12.2%
Return on net worth+17.2%+18.3%+18.6%+14.3%+11.9%+8.2%+8.1%
Debt / equity4.874.995.215.043.882.401.41
Long-term debt / equity4.874.995.215.043.882.401.41
Interest cover71.1671.8772.8676.0874.5477.2270.04
Efficiency & per share
Fixed asset turnover13.8915.7118.6618.9725.0137.2132.82
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover13.9410.6610.2111.6312.9926.050.00
EPS (₹)4.854.413.822.531.870.920.84
Dividend per share (₹)0.150.600.500.043.000.000.00
Book value per share (₹)30.4126.0522.2118.8516.6714.9113.59

To see the full year-wise statements and ratios of Qgo Finance Limited, buy the company report.

Board of directors of Qgo Finance Limited

Qgo Finance has 5 current directors and 21 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Rachana Abhishek SingiManaging Director29 Sep 20188 Years 1 MonthsCurrent
Vineet BakhshiDirector01 Aug 20188 Years 3 MonthsCurrent
Seema PathakDirector01 Aug 20188 Years 3 MonthsCurrent
Virendra Narayanlal JainDirector28 Jul 20188 Years 3 MonthsCurrent
Deepika NathDirector30 Jan 20233 Years 9 MonthsCurrent

Peer comparison

Qgo Finance Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Qgo Finance Limitedthis company₹18.25 Cr (FY 2026)₹3.37 Cr18.5%11.1%Navi Mumbai, Maharashtra, India
Crescentis Capital Limited₹1.5 Cr (FY 2019)-24.0%Hyderabad, Telangana, India
Sawada Properties Pvt Ltd₹1.49 Cr (FY 2023)-8.0%Kolkata, West Bengal, India
First Advantage Finance and Investments Private Limited₹1.49 Cr (FY 2025)42.0%Kolkata, West Bengal, India

To see the full peer comparison of Qgo Finance Limited, buy the company report.

Auditor

Qgo Finance Limited is audited by Subramaniam Bengali & Associates for the financial year 2019.

Auditor firmFinancial yearFirm registration number
Subramaniam Bengali & AssociatesFY 2019127499W

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 55.50%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 44.50%.

Promoters: 55.50%Retail & Others: 44.50%
Sep 2026
QUARTER
55.50% Promoters
44.50% Retail & Others
Promoter holding - history
Now 55.50% · Sep 2026High 60.50% · Dec 2025Low 55.50% · Jun 2026
54%56%58%60%62%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 60.50%Mar 2026: 60.50%Jun 2026: 55.50%Sep 2026: 55.50%60.50%55.50%55.50%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters55.50%55.50%60.50%60.50%
Public44.50%44.50%39.50%39.50%

Charges & borrowings

Open charges
₹5.37 Cr
Satisfied charges
None
Breakdown by lending institutions
Others₹5.24 Cr
Yes Bank Limited₹0.13 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
22 May 2026101315710Others₹1.3 CrOpen
05 Jan 2026101226310Others₹2 CrOpen
24 Sep 2025101169566Others₹77 LakhOpen
02 Sep 2025101160463Others₹86 LakhOpen
23 May 2024100934928Others₹30.98 LakhOpen

Total charge records: 6 View all charges

Deals & funding

Qgo Finance Limited has 37 deals on record (32 market trades, 5 debt financings), with disclosed funding of ₹55 Cr; the latest was in January 2024.

Total deals
37
Market trades
32
Debt financings
5
Disclosed funding
₹55 Cr

Deals on record (5 of 37)

WhenDealAmountParties
Dec 2017Market trade₹2.5 LakhSeller: Lakshmishree Investment and Securities Limited
Dec 2017Market trade₹3.3 LakhSeller: Lakshmishree Investment and Securities Limited
Dec 2017Market trade₹3.5 LakhSeller: Lakshmishree Investment and Securities Limited
Dec 2017Market trade₹6.3 LakhBuyer: an individual
Seller: Lakshmishree Investment and Securities Limited , an individual
Nov 2017Market trade₹29.6 LakhBuyer: an individual
Seller: Unishire Urban Infra Limited , 3 individuals

To see the full deal history of Qgo Finance Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Qgo Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Qgo Finance has 2 GST registrations: 1 active and 1 cancelled or inactive.

Total GSTINs
2
Active
1
Cancelled / inactive
1
GSTINStateStatusRegistered on
27AABCP0672M1Z7MaharashtraActive26 Sep 2018

To see the full GST registrations and return filing status of Qgo Finance Limited, buy the company report.

Recent activity

Qgo Finance Limited has 44 board changes on record since 1993: 25 appointments and 19 cessations. The latest: Deepika Nath was appointed as Director on 30 Jan 2023.

Charges
A charge with Others amounted to Rs. 1.30 Cr with Charge ID 101315710 was registered on 22 May 2026.
Filing
Qgo Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Mumbai Ii.
Charges
A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101226310 was registered on 05 Jan 2026.
Charges
A charge with Others amounted to Rs. 0.77 Cr with Charge ID 101169566 was registered on 24 Sep 2025.
AGM
Qgo Finance Limited last Annual general meeting of members was held on 12 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 0.86 Cr with Charge ID 101160463 was registered on 02 Sep 2025.
Charges
A charge with Others amounted to Rs. 0.31 Cr with Charge ID 100934928 was registered on 23 May 2024.
Appointed
Deepika Nath was appointed as Director.
Charges
A charge with Yes Bank Limited amounted to Rs. 0.13 Cr with Charge ID 100607303 was registered on 27 Aug 2022.
Appointed
Rachana Abhishek Singi was appointed as Managing Director.
Appointed
Alok Udai Pathak was appointed as CFO.
Ceased
Naresh Vasant Patade ceased to be Whole-Time Director.

41 earlier events are in the company report.

Frequently asked questions

Qgo Finance is an active public limited company based in Navi Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 28 July 1993 (33+ years old) and is registered under CIN L65910MH1993PLC302405. Listed on BSE: 538646.

Qgo Finance reported revenue of ₹18.25 Cr for FY 2025-26 (up 11.1% YoY) based on standalone financials.

Qgo Finance has 5 current directors:

The latest financial statements of Qgo Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 12 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Qgo Finance is 27AABCP0672M1Z7, registered in Maharashtra. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.

The CIN (Corporate Identification Number) of Qgo Finance is L65910MH1993PLC302405. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Qgo Finance is a listed company as per MCA records. Its shares are listed on BSE (code: 538646).

Qgo Finance was incorporated on 28 July 1993, making it 33+ years old. It is registered with the Registrar of Companies, Mumbai.

Qgo Finance has 37 deals on record (32 market trades, 5 debt financings), with disclosed funding of ₹55 Cr; the latest was in January 2024.

The peers of Qgo Finance by revenue are Crescentis Capital Limited, Sawada Properties Pvt Ltd, First Advantage Finance and Investments Private Limited, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Deepika Nath was appointed as Director on 30 Jan 2023. Rachana Abhishek Singi was appointed as Managing Director on 29 Sep 2018. Alok Udai Pathak was appointed as CFO on 01 Aug 2018. Qgo Finance has 44 board changes on record in total.