MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-DL-02-0019279
Richcredit Finance Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹9.02 Cr
▲ 39% YoY
Net profit · FY 2024
₹52.56 Lakh
Net margin 5.8%
EBITDA · FY 2024
₹4.69 Cr
EBITDA margin 52%
Authorised capital
₹19.33 Cr
Registered with MCA
Paid-up capital
₹9.99 Cr
Issued & subscribed
Open charges
₹39 Cr
Satisfied ₹14.5 Cr
Company age
30 yrs
Est. 1996
Directors on board
4
As per MCA filings
About Richcredit Finance Private Limited
Data last updated:
Richcredit Finance Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 30 January 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65909DL1996PTC319357.
The company has an authorised share capital of ₹19.33 Cr and a paid-up capital of ₹9.99 Cr. It was formerly known as Ranjit Fin Trade Pvt Ltd. It is led by directors including Amit Kumar Jha and Veena.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 1/50 2nd Floor Ganga Appartment Lalita Park, New Delhi, Delhi, India – 110092.
As per the financials filed for FY 2024, the company reported a revenue of ₹9.02 Cr, a growth of 39% compared to the previous year. For the same year it recorded a net profit of ₹52.56 Lakh (net margin 5.8%) and EBITDA of ₹4.69 Cr (EBITDA margin 52%). Revenue has grown at a compounded annual rate (CAGR) of 48% over three years and 33% over five years.
As per MCA filings, the company has open charges of ₹39 Cr and satisfied charges of ₹14.5 Cr on record. Court records list 460 cases involving the company, including 425 filed by the company and 35 filed against it; 301 cases are pending.
Richcredit Finance Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-02-0019279). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website richcredit.in.
Company details
CIN U65909DL1996PTC319357
Registration Number 319357
Incorporation Date 30 January 1996
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-DL-02-0019279
CIN history
Richcredit Finance has one previous CIN (Corporate Identification Number): U65909WB1996PTC076852. The current CIN is U65909DL1996PTC319357, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65909DL1996PTC319357 | Current |
| U65909WB1996PTC076852 | Previous |
Recognitions & Rankings of Richcredit Finance
Contact details
Richcredit Finance Private Limited's registered office is in New Delhi, Delhi. Its website is richcredit.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address1/50 2nd Floor Ganga Appartment Lalita Park, New Delhi, Delhi, India – 110092
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Richcredit Finance Private Limited, buy the company report.
Comprehensive company report
Richcredit Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Richcredit Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Richcredit Finance Private Limited, buy the company report.
Financials of Richcredit Finance Private Limited
FY 2025 filings availableRichcredit Finance Private Limited reported revenue of ₹9.02 Cr (up 39% YoY) for FY 2024.
Revenue · FY 2024
₹9.02 Cr ▲ 39%
Net profit · FY 2024
₹52.56 Lakh margin 5.8%
EBITDA · FY 2024
₹4.69 Cr margin 52%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 39%
3 years · compounded
▲ 48%
5 years · compounded
▲ 33%
EBITDA CAGR growth
1 year
▲ 48%
3 years · compounded
▲ 74%
5 years · compounded
▲ 170%
Revenue has grown at a compounded annual rate (CAGR) of 33% over five years, including 39% growth in the latest year. EBITDA rose 48% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Total Expenses | |||||
| EBITDA | ₹4.69 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹52.56 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 52% | ||||
| Net Profit Margin | 5.8% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Richcredit Finance Private Limited, buy the company report.
Board of directors of Richcredit Finance Private Limited
Richcredit Finance has 4 current directors and 20 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Amit Kumar Jha Also directs: Victory Equipments Private Limited | Director | 28 Sep 2015 | 11 Years 0 Months | Current |
| Veena | Director | 04 Jul 2023 | 3 Years 3 Months | Current |
| Suman Bhattarai Also directs: Epoch Mercantiles Pvt Ltd, Bansal In-Hold Limited | Director | 26 Aug 2025 | 1 Years 2 Months | Current |
| Aniket Prajapati | Director | 17 Jun 2025 | 1 Years 4 Months | Current |
Peer comparison
Richcredit Finance Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Moneyleader Finance India Private Limited | ₹9.02 Cr (FY 2024) | -25.0% | Delhi, India | |||
| Bampsl Securities Limited | ₹9.02 Cr (FY 2024) | 145.0% | New Delhi, Delhi, India | |||
| MBNK Phygital Financial Marketplace Private Limited | ₹9.02 Cr (FY 2021) | Mumbai, Maharashtra, India | ||||
| Richcredit Finance Private Limitedthis company | ₹9.02 Cr (FY 2024) | ₹52.56 Lakh | 5.8% | 39.0% | New Delhi, Delhi, India | |
| Sumati Industrial Finance Ltd | ₹9.01 Cr (FY 2025) | 34.0% | Kolkata, West Bengal, India | |||
| Peeramadi Tracon Pvt Ltd | ₹8.96 Cr (FY 2025) | -6.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Richcredit Finance Private Limited, buy the company report.
Auditor
Richcredit Finance Private Limited is audited by S B R G & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S B R G & ASSOCIATES | FY 2023 | 031491N |
Shareholding
The shareholding of Richcredit Finance Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Richcredit Finance Private Limited, buy the company report.
Charges & borrowings
Open charges
₹39 Cr
Satisfied charges
₹14.5 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 01 Dec 2025 | 101225179 | Others | ₹5 Cr | Open | |
| 11 Oct 2025 | 101167406 | Others | ₹5 Cr | Open | |
| 25 Sep 2025 | 101160833 | Others | ₹5 Cr | Open | |
| 01 Sep 2025 | 101145358 | Others | ₹10 Cr | Open | |
| 31 Aug 2024 | 100971124 | Others | ₹5 Cr | Open |
To see the full charge records of Richcredit Finance Private Limited, buy the company report.
Total charge records: 13 View all charges
Legal cases
Richcredit Finance Private Limited has 460 court cases on record: 425 filed by Richcredit Finance, 35 filed against it. 301 cases are pending and 159 are disposed.
Total cases
460
Filed by the company
425
Filed against the company
35
Pending
301
Disposed
159
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 438 | 19 | 296 |
| High courts | 11 | 7 | 1 |
| NCLAT | 9 | 9 | 4 |
| NCLT | 2 | 0 | 0 |
Cases on record (5 of 460)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ghaziabad, Uttar Pradesh | Criminal miscellaneous application | Filed against the company by M/S Rasik Products Pvt. Ltd.-Rasik Khandelwal | Pending |
| District court, Ghaziabad, Uttar Pradesh | Revision petition | Filed against the company by Whitefields Overseas Limited and Others | Pending |
| District court, Haridwar, Uttarakhand | Criminal case | Filed by the company against M/S Agf Finlease India Ltd | Pending |
| District court, East, Delhi | Commercial suit | Filed by the company against Whitefields Overseas Limited | Pending |
| NCLAT, NCLAT New Delhi | Interim or miscellaneous application | Filed against the company by Srei Equipment Finance Ltd. and 2 others | Disposed |
To see the full case history of Richcredit Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Richcredit Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Richcredit Finance has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
1
Associated companies
GST
No GST registration is on our record for Richcredit Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Richcredit Finance Private Limited has 44 board changes on record since 1998: 24 appointments and 20 cessations. The latest: Kumar Anup ceased to be Director on 25 Nov 2025.
Charges
A charge registered on 30 Mar 2022 via Charge ID 100553180 with Others was fully satisfied on 31 Jan 2026.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101225179 was registered on 01 Dec 2025.
Ceased
Kumar Anup ceased to be Director.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101167406 was registered on 11 Oct 2025.
AGM
Richcredit Finance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101160833 was registered on 25 Sep 2025.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101145358 was registered on 01 Sep 2025.
Appointed
Suman Bhattarai was appointed as Director.
Ceased
Surajit Kashyapi ceased to be Director.
Appointed
Aniket Prajapati was appointed as Director.
Ceased
Vivek Malhotra ceased to be Additional Director.
Appointed
Vivek Malhotra was appointed as Additional Director.
53 earlier events are in the company report.
Frequently asked questions
Richcredit Finance is an active private limited company based in New Delhi, Delhi, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 30 January 1996 (30+ years old) and is registered under CIN U65909DL1996PTC319357.
Richcredit Finance has 4 current directors:
- Amit Kumar Jha - Director
- Veena - Director
- Suman Bhattarai - Director
- Aniket Prajapati - Director
The latest financial statements of Richcredit Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Richcredit Finance is U65909DL1996PTC319357. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Richcredit Finance has 460 court cases on record: 425 filed by the company and 35 filed against it. 301 are pending. Most are in the district courts.
Richcredit Finance was incorporated on 30 January 1996, making it 30+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Richcredit Finance by revenue are Moneyleader Finance India Private Limited, Bampsl Securities Limited, MBNK Phygital Financial Marketplace Private Limited, Sumati Industrial Finance Ltd, Peeramadi Tracon Pvt Ltd, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Kumar Anup ceased to be Director on 25 Nov 2025. Suman Bhattarai was appointed as Director on 26 Aug 2025. Surajit Kashyapi ceased to be Director on 26 Aug 2025. Richcredit Finance has 44 board changes on record in total.
Yes, Richcredit Finance is registered as a small enterprise under Udyam registration (number: UDYAM-DL-02-0019279).
Richcredit Finance can be reached through the website richcredit.in. Its registered office is in New Delhi, Delhi, India.
The registered office of Richcredit Finance is at 150 2nd Floor Ganga Appartment Lalita Park, New Delhi, Delhi, India – 110092.