RBL Finserve Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN U74110MH2007PLC175181 Incorporated 19 October 2007 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹663.07 Cr
▲ 6% YoY
Net profit · FY 2026
₹55.29 Cr
Net margin 8.3%
EBITDA · FY 2026
₹78.4 Cr
EBITDA margin 11.8%
Authorised capital
₹120 Cr
Registered with MCA
Paid-up capital
₹78.83 Cr
Issued & subscribed
Satisfied charges
₹352.8 Cr
No open charges
Company age
19 yrs
Est. 2007
Employees · EPFO
9,256
Provident fund records

About RBL Finserve Limited

Data last updated:

RBL Finserve Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Rbl Bank Limited. It operates in the banking institutions segment of the financial services sector. It was incorporated on 19 October 2007 and has been in existence for over 19 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74110MH2007PLC175181. Its GSTIN is 27AALCS3958H1ZU (Maharashtra). The company holds 25 GST registrations, of which 20 are active.

The company has an authorised share capital of ₹120 Cr and a paid-up capital of ₹78.83 Cr. It was formerly known as Rbl Bharat Private Limited and Rbl Finserve Private Limited. It is led by directors including Kingshuk Guha (Whole-Time Director) and Nirmal Chand.

Its last annual general meeting (AGM) was held on 15 June 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 301 Lotus Corporate Park, Mumbai, Maharashtra.

As per the financials filed for FY 2026, the company reported a revenue of ₹663.07 Cr, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹55.29 Cr (net margin 8.3%) and EBITDA of ₹78.4 Cr (EBITDA margin 11.8%). Revenue has grown at a compounded annual rate (CAGR) of 13% over three years and 12% over five years.

The company has about 9,256 employees on its provident fund (EPFO) records.

As per MCA filings, the company has satisfied charges of ₹352.8 Cr on record. Court records list 30 cases involving the company, including 18 filed by the company and 12 filed against it; 11 cases are pending. The company has 21 deals on record (16 secondary share transfers, 5 funding rounds), with disclosed funding of ₹111.57 Cr; the latest was in May 2025.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website rblfinserve.com.

Company details

CIN U74110MH2007PLC175181
Registration Number 175181
Incorporation Date 19 October 2007
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 15 June 2026
Date of Balance Sheet 31 March 2026
Parent Company Rbl Bank Limited
Compliance Status Active Compliant

Name history

RBL Finserve has undergone 3 name changes throughout its history. The company was previously known as Rbl Bharat Private Limited, Rbl Finserve Private Limited, and Swadhaar Finserve Private Limited. The current legal name is Rbl Finserve Limited.

Company NameStatus
RBL Finserve LimitedCurrent
Rbl Bharat Private LimitedPrevious
Rbl Finserve Private LimitedPrevious
Swadhaar Finserve Private LimitedPrevious

CIN history

RBL Finserve has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U74110MH2007PLC175181, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U74110MH2007PLC175181Current
U65990MH2007PTC175181Previous
U74110MH2007PTC175181Previous

Contact details

RBL Finserve Limited's registered office is in Mumbai, Maharashtra. Its website is rblfinserve.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Apps
  • Registered Address
    C – 301 Lotus Corporate Park Graham Firth Compound Jay Coach Western Express Highway Gore, Gaon East, Mumbai, Maharashtra, India – 400063
  • Industry
    Financial Services, Banking Institutions

To see the full contact details of RBL Finserve Limited, buy the company report.

Comprehensive company report
RBL Finserve Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of RBL Finserve is support service to organizations. In detail, this covers other support services to organizations.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
NSupport service to OrganizationsN7Other support services to organizations

To see the full business activity and turnover split of RBL Finserve Limited, buy the company report.

Financials of RBL Finserve Limited

FY 2026 filings available

RBL Finserve Limited reported revenue of ₹663.07 Cr (up 6% YoY) for FY 2026.

Revenue · FY 2026
₹663.07 Cr ▲ 6%
Net profit · FY 2026
₹55.29 Cr margin 8.3%
EBITDA · FY 2026
₹78.4 Cr margin 11.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 6%
3 years · compounded
▲ 13%
5 years · compounded
▲ 12%
EBITDA CAGR growth
1 year
▲ 2%
3 years · compounded
▲ 9%
5 years · compounded
▲ 18%

Revenue has grown at a compounded annual rate (CAGR) of 12% over five years, including 6% growth in the latest year. EBITDA rose 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹78.4 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹55.29 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profitability
EBITDA Margin11.8%
Net Profit Margin8.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of RBL Finserve Limited, buy the company report.

Board of directors of RBL Finserve Limited

RBL Finserve has 5 current directors and 24 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Deepak KumarNominee Director11 Dec 20205 Years 10 MonthsCurrent
Nirmal ChandDirector06 Mar 20233 Years 8 MonthsCurrent
Kingshuk GuhaWhole-Time Director27 Mar 20233 Years 7 MonthsCurrent
Alok RastogiNominee Director06 Oct 20251 Years 1 MonthsCurrent
Ranjana AgarwalDirector26 Sep 20242 Years 1 MonthsCurrent

Auditor

RBL Finserve Limited is audited by C N K & Associates LLP for the financial year 2024.

Auditor firmFinancial yearFirm registration number
C N K & Associates LLPFY 2024101961 W/W100036

Shareholding

The shareholding of RBL Finserve Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of RBL Finserve Limited, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹352.8 Cr
Breakdown by lending institutions
Others₹54.36 Cr
Idbi Trusteeship Services Limited₹29.50 Cr
Mas Financial Services Limited₹25.00 Cr
Standard Chartered Bank₹23.50 Cr
The Ratnakar Bank Limited₹20.00 Cr
Others₹200.44 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
10 Jun 2021100455464Hdfc Bank Limited₹4.5 CrSatisfied
09 Jun 2021100455460Hdfc Bank Limited₹9 LakhSatisfied
03 Jul 2020100354094Others₹1.5 LakhSatisfied
28 Jun 2019100275431Others₹30 CrSatisfied
30 Nov 2016100066589Others₹75 LakhSatisfied

To see the full charge records of RBL Finserve Limited, buy the company report.

Total charge records: 88 View all charges

Deals & funding

RBL Finserve Limited has 21 deals on record (16 secondary share transfers, 5 funding rounds), with disclosed funding of ₹111.57 Cr; the latest was in May 2025.

Total deals
21
Secondary share transfers
16
Funding rounds
5
Disclosed funding
₹111.57 Cr

Deals on record (5 of 21)

WhenDealAmountParties
May 2020Funding round₹50 CrInvestors: RBL Bank Limited
Apr 2018Secondary share transferUndisclosedBuyer: RBL Bank Limited
Seller: Accion International, 3 individuals
Mar 2018Secondary share transferUndisclosedBuyer: RBL Bank Limited
Seller: Michael & Susan Dell Foundation
Nov 2017Secondary share transferUndisclosedBuyer: RBL Bank Limited
Seller: 4 individuals
Nov 2017Secondary share transferUndisclosedBuyer: RBL Bank Limited
Seller: MicroVest Fund

To see the full deal history of RBL Finserve Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for RBL Finserve Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

RBL Finserve Limited has a workforce of 9,256 employees on its EPFO records as of Apr 05, 2024, across 1 active EPFO establishment.

Employee count
9,256
Active EPFO establishments
1
Employee growth
6.73%

GST

RBL Finserve has 25 GST registrations: 20 active and 5 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
25
Active
20
Cancelled / inactive
5
GSTINStateStatusRegistered on
27AALCS3958H1ZUMaharashtraActive01 Jul 2017
27AALCS3958H2ZTMaharashtraActive29 Aug 2017
06AALCS3958H1ZYHaryanaActive01 Jul 2017
23AALCS3958H1Z2Madhya PradeshActive26 Jul 2017

To see the full GST registrations and return filing status of RBL Finserve Limited, buy the company report.

Recent activity

RBL Finserve Limited has 49 board changes on record since 2007: 27 appointments and 22 cessations. The latest: Alok Rastogi was appointed as Nominee Director on 06 Oct 2025.

AGM
Rbl Finserve Limited last Annual general meeting of members was held on 15 Jun 2026 as per latest MCA records.
Filing
Rbl Finserve Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Mumbai I.
Appointed
Alok Rastogi was appointed as Nominee Director.
Ceased
Palepu Sudhir Rao ceased to be Director.
Appointed
Ranjana Agarwal was appointed as Director.
Charges
A charge registered on 28 Jun 2019 via Charge ID 100275431 with Others was fully satisfied on 09 Sep 2024.
Charges
A charge registered on 10 Jun 2021 via Charge ID 100455464 with Hdfc Bank Limited was fully satisfied on 17 Aug 2024.
Charges
A charge registered on 09 Jun 2021 via Charge ID 100455460 with Hdfc Bank Limited was fully satisfied on 17 Aug 2024.
Ceased
Anal Jain Kumar ceased to be Director.
Ceased
Veena Vikas Mankar ceased to be Director.
Ceased
Vijay Anandh Ramamoorthy ceased to be Nominee Director.
Charges
A charge with Others of Rs. 30.00 Cr registered on 28 Jun 2019 with Charge ID 100275431 was modified on 21 Sep 2023.

224 earlier events are in the company report.

Frequently asked questions

RBL Finserve is an active public limited company based in Mumbai, Maharashtra, India. The company works in banking institutions, within the financial services industry. It was incorporated on 19 October 2007 (19+ years old) and is registered under CIN U74110MH2007PLC175181.

RBL Finserve has 5 current directors:

The latest financial statements of RBL Finserve on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 15 June 2026. Year-wise statements from 2015 are in the company report.

The GSTIN of RBL Finserve is 27AALCS3958H1ZU, registered in Maharashtra. The company has 25 GST registrations in all, of which 20 are active and 5 are cancelled or inactive. Other active GSTINs include 27AALCS3958H2ZT (Maharashtra), 06AALCS3958H1ZY (Haryana), 23AALCS3958H1Z2 (Madhya Pradesh).

The CIN (Corporate Identification Number) of RBL Finserve is U74110MH2007PLC175181. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

RBL Finserve has 30 court cases on record: 18 filed by the company and 12 filed against it. 11 are pending. Most are in the district courts.

RBL Finserve was incorporated on 19 October 2007, making it 19+ years old. It is registered with the Registrar of Companies, Mumbai.

RBL Finserve has 21 deals on record (16 secondary share transfers, 5 funding rounds), with disclosed funding of ₹111.57 Cr; the latest was in May 2025.

Alok Rastogi was appointed as Nominee Director on 06 Oct 2025. Palepu Sudhir Rao ceased to be Director on 26 Apr 2025. Ranjana Agarwal was appointed as Director on 26 Sep 2024. RBL Finserve has 49 board changes on record in total.

RBL Finserve can be reached through the website rblfinserve.com. Its registered office is in Mumbai, Maharashtra, India.