MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-HR-03-0001174
Richa Holdings Limited - financial services in Faridabad, Haryana, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹41.41 Lakh
▼ 61% YoY
Net loss · FY 2025
₹42.66 Lakh
Net margin -103%
EBITDA · FY 2025
-₹11.68 Lakh
EBITDA margin -28.2%
Authorised capital
₹6 Cr
Registered with MCA
Paid-up capital
₹2.59 Cr
Issued & subscribed
Satisfied charges
₹20 Cr
No open charges
Company age
25 yrs
Est. 2001
Directors on board
3
As per MCA filings
About Richa Holdings Limited
Data last updated:
Richa Holdings Limited is a public limited company based in Faridabad, Haryana, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 17 August 2001 and has been in existence for over 25 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U72900HR2001PLC037016. Its GSTIN is 06AABCC7401M2ZQ (Haryana). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹6 Cr and a paid-up capital of ₹2.59 Cr. It was formerly known as Csb Capital Limited. It is led by directors including Sandeep Gupta and Subhash Gupta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at H No 659 Sector 16A First Floor Near Magpie, Faridabad, Haryana, India – 121002.
As per the financials filed for FY 2025, the company reported a revenue of ₹41.41 Lakh, a decline of 61% compared to the previous year. For the same year it recorded a net loss of ₹42.66 Lakh (net margin -103%) and EBITDA of -₹11.68 Lakh (EBITDA margin -28.2%). Revenue has declined at a compounded annual rate (CAGR) of 41% over three years and 16% over five years.
The company is associated with 1 brand: Richa Holdings Limited. As per MCA filings, the company has satisfied charges of ₹20 Cr on record. Court records list 14 cases involving the company, including 9 filed by the company and 6 filed against it; 5 cases are pending.
Richa Holdings Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-HR-03-0001174). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website richaholdings.com.
Company details
CIN U72900HR2001PLC037016
Registration Number 037016
Incorporation Date 17 August 2001
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-HR-03-0001174
CIN history
Richa Holdings has one previous CIN (Corporate Identification Number): U72900DL2001PLC112071. The current CIN is U72900HR2001PLC037016, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U72900HR2001PLC037016 | Current |
| U72900DL2001PLC112071 | Previous |
Recognitions & Rankings of Richa Holdings
Contact details
Richa Holdings Limited's registered office is in Faridabad, Haryana. Its website is richaholdings.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressH No 659 Sector 16A First Floor Near Magpie, Faridabad, Haryana, India – 121002
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Richa Holdings Limited, buy the company report.
Comprehensive company report
Richa Holdings Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Brands
Richa Holdings operates one associated brand: Richa Holdings Limited. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial assistance and loans for businesses and individuals in India. | richaholdings.com |
Business activity
The main business activity of Richa Holdings is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Richa Holdings Limited, buy the company report.
Financials of Richa Holdings Limited
FY 2025 filings availableRicha Holdings Limited reported revenue of ₹41.41 Lakh (down 61% YoY) for FY 2025.
Revenue · FY 2025
₹41.41 Lakh ▼ 61%
Net loss · FY 2025
₹42.66 Lakh margin -103%
EBITDA · FY 2025
-₹11.68 Lakh margin -28.2%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 61%
3 years · compounded
▼ 41%
5 years · compounded
▼ 16%
EBITDA CAGR growth
1 year
▲ 92%
3 years · compounded
▼ 28%
5 years · compounded
▲ 47%
Revenue has declined at a compounded annual rate (CAGR) of 16% over five years, including a 61% fall in the latest year. EBITDA rose 92% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹11.68 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹42.66 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -28.2% | ||||
| Net Profit Margin | -103% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Richa Holdings Limited, buy the company report.
Board of directors of Richa Holdings Limited
Richa Holdings has 3 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sandeep Gupta | Director | 01 Feb 2017 | 9 Years 8 Months | Current |
| Subhash Gupta Also directs: Richa Krishna Constructions Private Limited, Garima Dehydrated Food LLP, Ubon Poultry Farm Private Limited and 3 more | Director | 26 May 2008 | 18 Years 4 Months | Current |
| Krishan Kumar Also directs: KR Strategic Solutions Private Limited | Director | 13 Jan 2025 | 1 Years 9 Months | Current |
Peer comparison
Richa Holdings Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Garima Leasing Co Ltd | ₹41.6 Lakh (FY 2023) | -7.0% | Kolkata, West Bengal, India | |||
| Sunlog Credits Private Limited | ₹41.46 Lakh (FY 2024) | 31.0% | New Delhi, Delhi, India | |||
| Richa Holdings Limitedthis company | ₹41.41 Lakh (FY 2025) | -₹42.66 Lakh | -103% | -61.0% | Faridabad, Haryana, India | |
| Meghana Corporates Private Limited | ₹41.41 Lakh (FY 2025) | -22.0% | Bangalore, Karnataka, India | |||
| Context Commercials Pvt Ltd | ₹41.39 Lakh (FY 2025) | 101.0% | Kolkata, West Bengal, India | |||
| Jitesh Finance Pvt Ltd | ₹41.29 Lakh (FY 2024) | 115.0% | Kolkata, West Bengal, India | |||
| Aaradhya Capital Private Limited | ₹41.28 Lakh (FY 2025) | -30.0% | Udaipur, Rajasthan, India | |||
| Bagmane Traders Pvt.Ltd. | ₹41.24 Lakh (FY 2024) | 3.0% | Ranchi, Jharkhand, India |
To see the full peer comparison of Richa Holdings Limited, buy the company report.
Auditor
Richa Holdings Limited is audited by G A M & CO for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| G A M & CO | FY 2022 | 016397C |
Shareholding
The shareholding of Richa Holdings Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Richa Holdings Limited, buy the company report.
Charges & borrowings
Open charges
None
Satisfied charges
₹20 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Jan 2015 | 10557847 | Hdb Financial Services Limited | ₹4 Cr | Satisfied | |
| 14 Apr 2011 | 10284916 | Bajaj Finance Limited | ₹6 Cr | Satisfied | |
| 17 Sep 2008 | 10126659 | The Bank of Rajasthan Ltd. | ₹10 Cr | Satisfied |
To see the full charge records of Richa Holdings Limited, buy the company report.
Total charge records: 3 View all charges
Legal cases
Richa Holdings Limited has 14 court cases on record: 9 filed by Richa Holdings, 6 filed against it. 5 cases are pending and 9 are disposed.
Total cases
14
Filed by the company
9
Filed against the company
6
Pending
5
Disposed
9
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 8 | 2 | 4 |
| High courts | 5 | 3 | 1 |
| Supreme Court | 1 | 1 | 0 |
Cases on record (5 of 14)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Faridabad, Haryana | Court case (COMI) | Filed by the company against M/S Fintop Technology Private Limited | Pending |
| High Court, HARYANA | Writ petition | Filed by the company against Richa Industries Ltd, and 3 others | Pending |
| District court, Faridabad, Haryana | Cheque dishonour complaint | Filed by the company against Yuvi Dynamics Pvt. Ltd. | Pending |
| High Court, HARYANA | Writ petition | Filed against the company by Richa Holdings Limited and 1 other | Disposed |
| District court, Faridabad, Haryana | Court case (C S) | Filed against the company by M/S Apr Consultants Pvt. Ltd. | Disposed |
To see the full case history of Richa Holdings Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Richa Holdings Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Richa Holdings has 2 GST registrations: 1 active and 1 cancelled or inactive.
Total GSTINs
2
Active
1
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AABCC7401M2ZQ | Haryana | Active | 02 Aug 2020 |
To see the full GST registrations and return filing status of Richa Holdings Limited, buy the company report.
Recent activity
Richa Holdings Limited has 13 board changes on record since 2008: 3 appointments and 10 cessations. The latest: Subhash Gupta ceased to be Director on 05 Jan 2026.
Ceased
Subhash Gupta ceased to be Director.
AGM
Richa Holdings Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Ceased
Krishan Kumar ceased to be Additional Director.
Filing
Richa Holdings Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi.
Appointed
Krishan Kumar was appointed as Director.
Ceased
Rahul Bansal ceased to be Additional Director.
Ceased
Garima Gupta ceased to be Director.
Ceased
Sandeep Gupta ceased to be Additional Director.
Charges
A charge registered on 20 Jan 2015 via Charge ID 10557847 with Hdb Financial Services Limited was fully satisfied on 26 Apr 2017.
Ceased
Manish Gupta ceased to be Director.
Appointed
Sandeep Gupta was appointed as Director.
Ceased
Shweta Gupta ceased to be Director.
10 earlier events are in the company report.
Frequently asked questions
Richa Holdings is an active public limited company based in Faridabad, Haryana, India. The company works in nbfc, within the financial services industry. It was incorporated on 17 August 2001 (25+ years old) and is registered under CIN U72900HR2001PLC037016.
Richa Holdings has 3 current directors:
- Sandeep Gupta - Director
- Subhash Gupta - Director
- Krishan Kumar - Director
The latest financial statements of Richa Holdings on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Richa Holdings is 06AABCC7401M2ZQ, registered in Haryana. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Richa Holdings is U72900HR2001PLC037016. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Richa Holdings has 14 court cases on record: 9 filed by the company and 6 filed against it. 5 are pending. Most are in the district courts.
Richa Holdings was incorporated on 17 August 2001, making it 25+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Richa Holdings by revenue are Garima Leasing Co Ltd, Sunlog Credits Private Limited, Meghana Corporates Private Limited, Context Commercials Pvt Ltd, Jitesh Finance Pvt Ltd and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Subhash Gupta ceased to be Director on 05 Jan 2026. Krishan Kumar ceased to be Additional Director on 29 Sep 2025. Krishan Kumar was appointed as Director on 13 Jan 2025. Richa Holdings has 13 board changes on record in total.
Yes, Richa Holdings is registered as a micro enterprise under Udyam registration (number: UDYAM-HR-03-0001174).
Richa Holdings can be reached through the website richaholdings.com. Its registered office is in Faridabad, Haryana, India.