Richfield Financial Services Ltd - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN L65999WB1992PLC055224 Incorporated 16 April 1992 ROC Kolkata HQ Kolkata, West Bengal, India
Active Listed - BSE: 539435 Public Limited Company financial services
Data last updated
Market Cap
₹16.82 Cr
RFSL · BSE
Share Price
₹16.84
-3.33% today
Revenue
₹0.94 Cr
FY 2016-17 · +70.9% YoY
EBITDA
₹0.24 Cr
Margin 25.5%
Net Profit
₹0.23 Cr
FY 2016-17 · +475.0% YoY
P/E (TTM)
22.7x
P/B 0.9x
ROE
3.9%
ROCE 4.1%
Authorised capital
₹25 Cr
Registered with MCA

About Richfield Financial Services Ltd

Data last updated:

Richfield Financial Services Ltd is a public limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 16 April 1992 and has been in existence for over 34 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN L65999WB1992PLC055224. Its GSTIN is 19AABCR1837L2Z2 (West Bengal). The company holds 3 GST registrations, of which 2 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 539435.

The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹7.5 Cr. It is led by directors including Vadasseril Chacko Georgekutty (Managing Director) and Indu Kamala Ravindran.

Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 2B Grant Lane 2nd Floor, Kolkata, West Bengal, India – 700012.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹12.22 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹35 Lakh (net margin 2.9%) and EBITDA of ₹4.5 Cr (EBITDA margin 36.8%). The net worth stands at ₹14.16 Cr (up 68.2% YoY). Total assets are valued at ₹81 Cr (up 136.6% YoY).

The company is associated with 1 brand: Richfield Financial Services. As per MCA filings, the company has satisfied charges of ₹33 Lakh on record. The company has 19 deals on record (18 market trades, 1 debt financing), with disclosed funding of ₹1.41 Cr; the latest was in October 2026. Its 4 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 1 larger and 3 smaller; the largest is Canton Properties Pvt. Ltd. with revenue of ₹77.77 Lakh.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website rfsl.co.in.

Company details

CIN L65999WB1992PLC055224
Registration Number 055224
Incorporation Date 16 April 1992
ROC Kolkata
Listing Status Listed - Listed on BSE (539435)
Company Status Active
Date of Last AGM 25 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant

CIN history

Richfield Financial Services has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L65999WB1992PLC055224, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65999WB1992PLC055224Current
U65999WB1992PLC055224Previous
L65999TN1992PLC193915Previous

Contact details

Richfield Financial Services Ltd's registered office is in Kolkata, West Bengal. Its website is rfsl.co.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
  • Social Media
  • Registered Address
    2B Grant Lane 2nd Floor, Kolkata, West Bengal, India – 700012
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Richfield Financial Services Ltd, buy the company report.

Comprehensive company report
Richfield Financial Services Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included

Brands

Richfield Financial Services operates one associated brand: Richfield Financial Services. Each brand links to its own profile.

BrandDescriptionWebsite
Investment management services are provided to clients in India.rfsl.co.in

Business activity

The main business activity of Richfield Financial Services is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Richfield Financial Services Ltd, buy the company report.

Financials of Richfield Financial Services Ltd

FY 2025-26 filings available

Richfield Financial Services Ltd reported revenue of ₹12.22 Cr (up 179.6% YoY) for FY 2025-26.

Financial Highlights

FY 2016-17 · Consolidated
Revenue
₹0.94 Cr
+70.9% YoY
EBITDA
₹0.24 Cr
+380.0% YoY
Profit After Tax
₹0.23 Cr
+475.0% YoY
Net Worth
₹5.97 Cr
+4.0% YoY
Total Assets
₹5.97 Cr
+4.0% YoY
Total Debt
Nil

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2016-17FY 2015-16FY 2014-15
Income statement
Revenue0.940.551.11
Revenue growth+70.9%-50.5%-
EBITDA0.240.050.09
EBITDA margin+25.5%+9.1%+8.1%
Profit before tax0.240.050.09
Net profit0.230.040.07
Net profit margin+24.5%+7.3%+6.3%
EPS (₹)0.600.100.19
Balance sheet
Total assets5.975.745.70
Net worth5.975.745.70
Total debt0.000.000.00
Cash & bank0.250.300.27
Net working capital0.330.580.63
Cash flow
Cash from operations1.97(0.03)(0.32)
Cash from investing(2.07)(0.04)0.33
Cash from financing0.050.100.03
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue12.224.371.830.340.431.070.36
Revenue growth+179.6%+138.8%+438.2%-20.9%-59.8%+197.2%-
EBITDA4.500.960.790.030.150.51(0.28)
EBITDA margin+36.8%+22.0%+43.2%+8.8%+34.9%+47.7%-77.8%
Profit before tax0.460.140.840.010.160.51(0.28)
Net profit0.350.130.650.010.140.43(0.29)
Net profit margin+2.9%+3.0%+35.5%+2.9%+32.6%+40.2%-80.6%
EPS (₹)0.370.171.730.020.371.16(0.76)
Balance sheet
Total assets81.0034.239.807.957.947.877.43
Net worth14.168.428.597.947.947.877.43
Total debt66.8325.821.210.000.000.000.00
Cash & bank3.024.820.726.187.970.030.15
Net working capital2.895.750.606.048.010.110.22
Cash flow
Cash from operations(47.32)(20.72)(5.37)(1.98)2.73(0.28)(0.23)
Cash from investing2.11(3.21)(0.09)0.195.200.17(0.41)
Cash from financing46.4125.000.000.000.000.000.00
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue4.904.303.002.712.191.721.120.79
Revenue growth (YoY)+123.7%+150.0%+167.9%+243.0%+196.0%---
Other income0.030.340.290.190.040.390.130.14
Total expenses2.493.041.921.461.291.931.210.96
EBITDA2.411.261.081.250.90(0.21)(0.09)(0.17)
EBITDA margin+49.2%+29.3%+36.0%+46.1%+41.1%-12.2%-8.0%-21.5%
Depreciation0.030.000.050.030.030.080.030.00
Interest1.961.791.230.950.810.000.000.00
Profit before tax0.45(0.19)0.090.460.100.100.01(0.03)
Tax0.11(0.02)0.010.120.000.000.000.00

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 03 Nov 2026
ParticularsFY 2016-17FY 2015-16FY 2014-15
Revenue0.940.551.11
Revenue growth+70.9%-50.5%-
Other income0.000.000.00
Total expenses0.700.501.02
Employee cost0.120.100.09
EBITDA0.240.050.09
EBITDA margin+25.5%+9.1%+8.1%
Depreciation0.000.000.00
Interest0.000.000.00
Profit before tax0.240.050.09
Tax0.010.010.02
Net profit0.230.040.07
Net profit margin+24.5%+7.3%+6.3%
EPS (₹)0.600.100.19
ParticularsFY 2016-17FY 2015-16FY 2014-15
Equity & liabilities
Share capital3.753.753.75
Reserves & surplus2.221.991.95
Shareholders' funds (net worth)5.975.745.70
Minority interest0.000.000.00
Secured loans0.000.000.00
Unsecured loans0.000.000.00
Total debt0.000.000.00
Total liabilities5.975.745.70
Assets
Gross block0.120.120.12
Net block0.010.010.01
Capital work in progress0.000.000.00
Investments2.840.760.80
Inventories0.000.240.33
Sundry debtors0.000.000.00
Cash & bank balances0.250.300.27
Loans & advances0.090.090.06
Total current assets0.340.630.66
Total current liabilities0.010.050.03
Net working capital0.330.580.63
Total assets5.975.745.70
ParticularsFY 2016-17FY 2015-16FY 2014-15
Opening cash0.300.270.24
Net cash from operating activities1.97(0.03)(0.32)
Net cash from investing activities(2.07)(0.04)0.33
Net cash from financing activities0.050.100.03
Net change in cash(0.05)0.030.04
Closing cash0.250.300.27
ParticularsFY 2016-17FY 2015-16FY 2014-15
Growth
Sales growth+70.9%-50.5%-
EBITDA growth+380.0%-44.4%-
PBT growth+380.0%-44.4%+9997.0%
Net income growth+475.0%-42.9%-
Profitability & leverage
Net income margin+24.5%+7.3%+6.3%
Return on capital employed+4.1%+0.9%+1.4%
Return on net worth+3.9%+0.7%+1.2%
Debt / equity0.000.000.00
Long-term debt / equity0.000.000.00
Interest cover0.000.000.00
Efficiency & per share
Fixed asset turnover7.834.589.25
Inventory turnover7.831.933.36
Debtors turnover0.000.000.00
EPS (₹)0.600.100.19
Dividend per share (₹)0.000.000.00
Book value per share (₹)15.9215.3015.20
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue4.904.303.002.712.191.721.120.79
Revenue growth (YoY)+123.7%+150.0%+167.9%+243.0%+196.0%---
Other income0.030.340.290.190.040.390.130.14
Total expenses2.493.041.921.461.291.931.210.96
EBITDA2.411.261.081.250.90(0.21)(0.09)(0.17)
EBITDA margin+49.2%+29.3%+36.0%+46.1%+41.1%-12.2%-8.0%-21.5%
Depreciation0.030.000.050.030.030.080.030.00
Interest1.961.791.230.950.810.000.000.00
Profit before tax0.45(0.19)0.090.460.100.100.01(0.03)
Tax0.11(0.02)0.010.120.000.000.000.00
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue12.224.371.830.340.431.070.36
Revenue growth+179.6%+138.8%+438.2%-20.9%-59.8%+197.2%-
Other income0.840.660.140.020.010.000.00
Total expenses7.723.411.040.310.280.560.64
Employee cost3.911.770.630.110.120.310.25
EBITDA4.500.960.790.030.150.51(0.28)
EBITDA margin+36.8%+22.0%+43.2%+8.8%+34.9%+47.7%-77.8%
Depreciation0.100.130.070.040.000.000.00
Interest4.781.350.020.000.000.000.00
Profit before tax0.460.140.840.010.160.51(0.28)
Tax0.110.010.190.000.020.080.01
Net profit0.350.130.650.010.140.43(0.29)
Net profit margin+2.9%+3.0%+35.5%+2.9%+32.6%+40.2%-80.6%
EPS (₹)0.370.171.730.020.371.16(0.76)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital9.667.503.753.753.753.753.75
Reserves & surplus4.500.924.844.194.194.123.68
Shareholders' funds (net worth)14.168.428.597.947.947.877.43
Secured loans10.124.460.000.000.000.000.00
Unsecured loans56.7121.361.210.000.000.000.00
Total debt66.8325.821.210.000.000.000.00
Total liabilities81.0034.239.807.957.947.877.43
Assets
Gross block1.450.500.320.260.120.110.12
Net block1.020.170.120.100.000.000.01
Capital work in progress0.000.000.000.000.000.000.00
Investments0.000.000.000.000.005.144.52
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances3.024.820.726.187.970.030.15
Loans & advances3.431.750.230.070.070.100.10
Total current assets6.456.570.956.258.040.130.25
Total current liabilities3.560.820.350.210.030.020.03
Net working capital2.895.750.606.048.010.110.22
Total assets81.0034.239.807.957.947.877.43
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash1.790.726.187.970.030.150.79
Net cash from operating activities(47.32)(20.72)(5.37)(1.98)2.73(0.28)(0.23)
Net cash from investing activities2.11(3.21)(0.09)0.195.200.17(0.41)
Net cash from financing activities46.4125.000.000.000.000.000.00
Net change in cash1.201.06(5.46)(1.78)7.93(0.11)(0.64)
Closing cash3.024.820.726.187.970.030.15
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+179.6%+138.8%+438.2%-20.9%-59.8%+197.2%-
EBITDA growth+368.8%+21.5%+2533.3%-80.0%-70.6%+282.1%-
PBT growth+228.6%-83.3%+8300.0%-93.8%-68.6%+9998.0%-
Net income growth+169.2%-80.0%+6400.0%-92.9%-67.4%+248.3%-
Revenue CAGR (3Y)+230.0%+116.6%+19.6%-1.9%-1.5%+16.9%-27.1%
EBITDA CAGR (3Y)+431.3%+85.7%+15.7%--13.3%+41.5%-
Profitability & leverage
Net income margin+2.9%+3.0%+35.5%+2.9%+32.6%+40.2%-80.6%
Return on capital employed+9.1%+6.8%+9.7%+0.1%+2.0%+6.8%-3.4%
Return on net worth+3.1%+1.5%+7.9%+0.1%+1.8%+5.8%-3.5%
Debt / equity4.101.590.070.000.000.000.00
Long-term debt / equity4.101.590.070.000.000.000.00
Interest cover108.64162.652.780.000.000.000.00
Efficiency & per share
Fixed asset turnover13.3912.276.791.893.839.306.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)0.370.171.730.020.371.16(0.76)
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)14.6711.2222.9121.1921.1620.9819.80

To see the full year-wise statements and ratios of Richfield Financial Services Ltd, buy the company report.

Board of directors of Richfield Financial Services Ltd

Richfield Financial Services has 4 current directors and 16 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Indu Kamala RavindranDirector11 Oct 20215 Years 0 MonthsCurrent
Vadasseril Chacko GeorgekuttyManaging Director11 Oct 20215 Years 0 MonthsCurrent
Midhun IttoopDirector17 Mar 20224 Years 7 MonthsCurrent
Varghese MathewDirector17 Mar 20224 Years 7 MonthsCurrent

Peer comparison

Richfield Financial Services Ltd is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Richfield Financial Services Ltdthis company₹12.22 Cr (FY 2026)₹35 Lakh2.9%179.6%Kolkata, West Bengal, India
Canton Properties Pvt. Ltd.₹77.77 Lakh (FY 2025)15.0%Kolkata, West Bengal, India
Bharosa Distributors Pvt Ltd₹77.53 Lakh (FY 2025)180.0%Kolkata, West Bengal, India
Assam Valley Finance and Investments Pvt Ltd₹77.5 Lakh (FY 2025)-73.0%Kolkata, West Bengal, India
Uttam Finalease Pvt Ltd₹77.49 Lakh (FY 2025)26.0%Kolkata, West Bengal, India

To see the full peer comparison of Richfield Financial Services Ltd, buy the company report.

Auditor

Richfield Financial Services Ltd is audited by H. R. Agarwal & Associates for the financial year 2019.

Auditor firmFinancial yearFirm registration number
H. R. Agarwal & AssociatesFY 2019AACFH9792E

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 37.10%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 62.90%.

Promoters: 37.10%Retail & Others: 62.90%
Mar 2026
QUARTER
37.10% Promoters
62.90% Retail & Others
Promoter holding - history
Now 37.10% · Mar 2026High 47.50% · Jun 2025Low 37.10% · Mar 2026
36%39.3%42.5%45.8%49%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 47.50%Sep 2025: 47.50%Dec 2025: 47.50%Mar 2026: 37.10%47.50%37.10%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters37.10%47.50%47.50%47.50%
Public62.90%52.50%52.50%52.50%

Charges & borrowings

Open charges
None
Satisfied charges
₹33 Lakh
Breakdown by lending institutions
Others₹0.33 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
25 May 2024101066073Others₹33 LakhSatisfied

To see the full charge records of Richfield Financial Services Ltd, buy the company report.

Total charge records: 1 View all charges

Deals & funding

Richfield Financial Services Ltd has 19 deals on record (18 market trades, 1 debt financing), with disclosed funding of ₹1.41 Cr; the latest was in October 2026.

Total deals
19
Market trades
18
Debt financing
1
Disclosed funding
₹1.41 Cr

Deals on record (5 of 19)

WhenDealAmountParties
Oct 2026Debt financing₹1.41 Cr
Jan 2026Market trade₹16.4 LakhSeller: an individual
Mar 2024Market trade₹36.9 LakhBuyer: an individual
Seller: Multiplier Share and Stock Advisors Private Limited , an individual
Feb 2024Market trade₹5.9 LakhBuyer: Multiplier Share and Stock Advisors Private Limited
Seller: an individual
Jan 2024Market trade₹3.6 LakhBuyer: an individual
Seller: Better Mercantile Private Limited

To see the full deal history of Richfield Financial Services Ltd, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Richfield Financial Services Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Richfield Financial Services has 3 GST registrations: 2 active and 1 cancelled or inactive.

Total GSTINs
3
Active
2
Cancelled / inactive
1
GSTINStateStatusRegistered on
19AABCR1837L2Z2West BengalActive01 Mar 2018
32AABCR1837L1ZFKeralaActive29 Apr 2022

To see the full GST registrations and return filing status of Richfield Financial Services Ltd, buy the company report.

Recent activity

Richfield Financial Services Ltd has 30 board changes on record since 1992: 17 appointments and 13 cessations. The latest: Neethu Subramoniyan ceased to be Director on 18 Nov 2025.

Filing
Richfield Financial Services Ltd has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Kolkata.
Ceased
Neethu Subramoniyan ceased to be Director.
AGM
Richfield Financial Services Ltd last Annual general meeting of members was held on 25 Sep 2025 as per latest MCA records.
Charges
A charge registered on 25 May 2024 via Charge ID 101066073 with Others was fully satisfied on 30 Mar 2025.
Charges
A charge with Others amounted to Rs. 0.33 Cr with Charge ID 101066073 was registered on 25 May 2024.
Appointed
Midhun Ittoop was appointed as Director.
Appointed
Varghese Mathew was appointed as Director.
Ceased
Jai Narayan Gupta ceased to be Director.
Ceased
Rajesh Kumar Kankaria ceased to be Director.
Ceased
Subodh Kumar Agrawal ceased to be Director.
Ceased
Siddharth Banthia ceased to be CFO.
Appointed
Indu Kamala Ravindran was appointed as Director.

23 earlier events are in the company report.

Frequently asked questions

Richfield Financial Services is an active public limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 16 April 1992 (34+ years old) and is registered under CIN L65999WB1992PLC055224. Listed on BSE: 539435.

Richfield Financial Services reported revenue of ₹12.22 Cr for FY 2025-26 (up 179.6% YoY) based on standalone financials.

Richfield Financial Services has 4 current directors:

The latest financial statements of Richfield Financial Services on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Richfield Financial Services is 19AABCR1837L2Z2, registered in West Bengal. The company has 3 GST registrations in all, of which 2 are active and 1 is cancelled or inactive. Other active GSTINs include 32AABCR1837L1ZF (Kerala).

The CIN (Corporate Identification Number) of Richfield Financial Services is L65999WB1992PLC055224. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Richfield Financial Services is a listed company as per MCA records. Its shares are listed on BSE (code: 539435).

Richfield Financial Services was incorporated on 16 April 1992, making it 34+ years old. It is registered with the Registrar of Companies, Kolkata.

Richfield Financial Services has 19 deals on record (18 market trades, 1 debt financing), with disclosed funding of ₹1.41 Cr; the latest was in October 2026.

The peers of Richfield Financial Services by revenue are Canton Properties Pvt. Ltd, Bharosa Distributors Pvt Ltd, Assam Valley Finance and Investments Pvt Ltd, Uttam Finalease Pvt Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Neethu Subramoniyan ceased to be Director on 18 Nov 2025. Midhun Ittoop was appointed as Director on 17 Mar 2022. Varghese Mathew was appointed as Director on 17 Mar 2022. Richfield Financial Services has 30 board changes on record in total.