Ruchika Finvest Pvt Ltd - Company Profile

It is a financial services private limited company based in Kolkata, West Bengal, India, established in 1991.
1991 Kolkata, West Bengal, India Active
Last Updated:
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About Ruchika Finvest Pvt Ltd

Ruchika Finvest Pvt Ltd, a active private limited company, was established on 05 September 1991 in Kolkata, West Bengal, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U67120WB1991PTC052965. Registered under ROC Roc Kolkata. it is unlisted. It has an authorized capital of ₹11.00 Cr and a paid-up capital of ₹9.29 Cr.

It upholds a compliant status. Its leadership includes Ajay Agarwal (Director), Radhika Agarwal (Director Appointed In Casual Vacancy). Past directors included Banowari Lal Agarwala, Narayan Prasad Agarwala, Sushil Kumar Agarwala. It holds ₹75.00 Cr open charges and no settled loans. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at Indicon Viva, 3Rd Floor 53A, Leela Roy Sarani, Gariahat, Kolkata, West Bengal, 700019.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
    **********

Company Details

  • CIN/LLPIN

    U67120WB1991PTC052965

  • Registration Number

    052965

  • Incorporation Date

    05 September 1991

  • Authorized Capital

    ₹11.00 Cr

  • Paid-Up Capital

    ₹9.29 Cr

  • ROC Code

    Roc Kolkata

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 11.00 Cr
  • Paid Up Capital ₹ 9.29 Cr
  • Company Age 34 Year, 5 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 75.00 Cr
  • Revenue Growth **** -52.04%
  • Profit Growth **** -69.28%
  • Ebitda **** 161.54%
  • Net Worth 0.95%
  • Total Assets **** 6.68%
Company report

Ruchika Finvest Pvt Ltd

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Ruchika Finvest Pvt Ltd — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Ruchika Finvest Pvt Ltd?
Current Directors
Name Designation Appointment Date Status
Ajay Agarwal Director 30 Apr 2007 Current
Radhika Agarwal Director Appointed In Casual Vacancy 26 Sep 2025 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 22 May 2019 Past
Pramod Abcsdd Director 28 Feb 2009 Past
Pramod Abcsdd Director 28 Feb 2009 Past
Pramod Abcsdd Director - Past

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Financial Performance of Ruchika Finvest.

Ruchika Finvest Pvt Ltd, for the financial year ended 2023, experienced significant reduction in revenue, with a 52.04% decrease. The company also saw a substantial fall in profitability, with a 69.28% decrease in profit. The company's net worth moved up by a moderate rise of 0.95%.

Ruchika Finvest revenue growth over time
Ruchika Finvest profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
********
 -52.04%
*******
*******
*******
*******
Revenue from Operations
*******
 79.53%
*******
*******
*******
*******
Total Assets
*******
 6.68%
*******
*******
*******
*******
Profit or Loss
*******
 -69.28%
*******
*******
*******
*******
Net Worth
*******
 0.95%
*******
*******
*******
*******
EBITDA
*******
 161.54%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Ruchika Finvest?

In 2023, Ruchika Finvest had a promoter holding of 90.42% and a public holding of 9.59%. The company had 1 Subsidiary and 2 Associate Companies. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹750,000,000.00

Satisfied Charges

₹0

Charges Breakdown by Lending Institutions
  • Indian Overseas Bank : 75.00 Cr
Latest Charge Details
Date Lender Amount Status
10 Sep 2021 Indian Overseas Bank ₹75.00 Cr Open

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How Many Employees Work at Ruchika Finvest?

Unlock and access historical data on people associated with Ruchika Finvest, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Ruchika Finvest, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Ruchika Finvest's trajectory.

Rating
Graph displaying rating trends over time

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Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Ruchika Finvest
Recent Activity within the Organization
  • Annual General Meeting

    Progress on Ruchika Finvest Pvt Ltd last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records. was documented.

  • Director Appointment

    The activity Radhika Agarwal was appointed as a Director Appointed In Casual Vacancy was appointed as a Director Appointed In Casual Vacancy on 26 Sep 2025 & has been associated with this company since 5 months 5 days . was completed.

  • Balance Sheet

    Progress on Ruchika Finvest Pvt Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata. was documented.

  • Charges

    A charge with Indian Overseas Bank amounted to Rs. 75.00 Cr with Charge ID 100480417 was registered on 10 Sep 2021. was recorded as a recent event.

  • Director Appointment

    Ajay Agarwal was appointed as a Director was appointed as a Director on 30 Apr 2007 & has been associated with this company since 18 years 10 months . was recorded as a recent event.

  • Company Incorporation

    The activity Ruchika Finvest Pvt Ltd was registered on 05 Sep 1991 with Roc Kolkata & aged 34 years 5 months as per MCA records. was completed.

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Frequently Asked Questions
What is the CIN of Ruchika Finvest Pvt Ltd?

The CIN of Ruchika Finvest Pvt Ltd is U67120WB1991PTC052965.

Where is Ruchika Finvest Pvt Ltd headquartered?

Ruchika Finvest Pvt Ltd is headquartered at Indicon Viva, 3Rd Floor 53A, Leela Roy Sarani, Gariahat, Kolkata, West Bengal, 700019.

When was Ruchika Finvest Pvt Ltd incorporated?

Ruchika Finvest Pvt Ltd was incorporated on 05 September 1991.

Who are the current directors of Ruchika Finvest Pvt Ltd?

The current directors of Ruchika Finvest Pvt Ltd are

What is the primary industry of Ruchika Finvest Pvt Ltd?

The primary industry of Ruchika Finvest Pvt Ltd is Financial And Insurance Service.

Is Ruchika Finvest Pvt Ltd a listed company?

Ruchika Finvest Pvt Ltd is unlisted.

What is the capital structure of Ruchika Finvest Pvt Ltd?

The authorized capital of Ruchika Finvest Pvt Ltd is ₹11.00 Cr, and the paid-up capital is ₹9.29 Cr.

What is the compliance status of Ruchika Finvest Pvt Ltd?

The compliance status of Ruchika Finvest Pvt Ltd is Compliant.

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