Rudraaksh Microfinance Foundation
About Rudraaksh Microfinance Foundation
Data last updated:
Rudraaksh Microfinance Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 02 September 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2015NPL073052.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Kusum Pandey (Managing Director) and Samriddhi Nivedita.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at S – 2/1 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221002.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.85 Lakh, a decline of 22% compared to the previous year. For the same year it recorded a net loss of ₹393 (net margin -0.2%) and EBITDA of ₹14,870 (EBITDA margin 8%). Revenue has declined at a compounded annual rate (CAGR) of 38% over three years and 27% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Rudraaksh Microfinance Foundation's registered office is in Varanasi, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressS – 2/1 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221002
- IndustryFinancial Services, Financial Activities
To see the full contact details of Rudraaksh Microfinance Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Rudraaksh Microfinance Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Rudraaksh Microfinance Foundation, buy the company report.
Financials of Rudraaksh Microfinance Foundation
FY 2025 filings availableRudraaksh Microfinance Foundation reported revenue of ₹1.85 Lakh (down 22% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 27% over five years, including a 22% fall in the latest year. EBITDA rose 59% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹14,870 | ||||
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| Net Profit (PAT) | -₹393 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 8% | ||||
| Net Profit Margin | -0.2% | ||||
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To see the full financial statements and ratios of Rudraaksh Microfinance Foundation, buy the company report.
Board of directors of Rudraaksh Microfinance Foundation
Rudraaksh Microfinance Foundation has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Samriddhi Nivedita Also directs: Layagold Fintech Limited, Laya Nidhi Limited | Director | 22 Aug 2023 | 3 Years 2 Months | Current |
| Prashant Pandey Also directs: Layagold Fintech Limited, Laya Nidhi Limited | Director | 02 Sep 2015 | 11 Years 2 Months | Current |
| Kusum Pandey Also directs: Layagold Fintech Limited, Laya Nidhi Limited | Managing Director | 02 Sep 2015 | 11 Years 2 Months | Current |
Peer comparison
Rudraaksh Microfinance Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Blithe Distributors Private Limited | ₹1.85 Lakh (FY 2024) | 7.0% | Kolkata, West Bengal, India | |||
| Anusri Finvest Private Limited | ₹1.85 Lakh (FY 2025) | 12.0% | Kolkata, West Bengal, India | |||
| G M Finman Private Limited | ₹1.85 Lakh (FY 2025) | 0.0% | Punjab, India | |||
| K2m Securities Private Limited | ₹1.85 Lakh (FY 2025) | -58.0% | Delhi, India | |||
| Sahamati Nidhi Limited | ₹1.85 Lakh (FY 2019) | 4405.0% | Saraimeer, Uttar Pradesh, India | |||
| Rudraaksh Microfinance Foundationthis company | ₹1.85 Lakh (FY 2024) | -₹393 | -0.2% | -22.0% | Varanasi, Uttar Pradesh, India | |
| Maa Baghori Nidhi Limited | ₹1.85 Lakh (FY 2024) | 8.0% | Paota, Teh-Kotputli, Rajasthan, India | |||
| Taneka Exim Private Limited | ₹1.85 Lakh (FY 2018) | 0.0% | Mumbai, Maharashtra, India | |||
| Aimury Chits Private Limited | ₹1.85 Lakh (FY 2019) | -10.0% | Perumbavoor, Kerala, India | |||
| Kshitiz India Nidhi Limited | ₹1.85 Lakh (FY 2020) | 343.0% | Varanasi, Uttar Pradesh, India | |||
| Nigam Housing Private Limited | ₹1.85 Lakh (FY 2020) | 0.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Rudraaksh Microfinance Foundation, buy the company report.
Auditor
Rudraaksh Microfinance Foundation is audited by Prabhash Kumar & Co. for the financial year 2016.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Prabhash Kumar & Co. | FY 2016 | 417455 |
Shareholding
The shareholding of Rudraaksh Microfinance Foundation is on record for FY 2016, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2016 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Rudraaksh Microfinance Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Rudraaksh Microfinance Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Rudraaksh Microfinance Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Rudraaksh Microfinance Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Rudraaksh Microfinance Foundation has 4 board changes on record since 2015: 3 appointments and 1 cessation. The latest: Rakesh Kumar Sinha ceased to be Director on 22 Aug 2023.
Frequently asked questions
Rudraaksh Microfinance Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 02 September 2015 (11+ years old) and is registered under CIN U67190UP2015NPL073052.
Rudraaksh Microfinance Foundation has 3 current directors:
- Kusum Pandey - Managing Director
- Samriddhi Nivedita - Director
- Prashant Pandey - Director
The latest financial statements of Rudraaksh Microfinance Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Rudraaksh Microfinance Foundation is U67190UP2015NPL073052. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rudraaksh Microfinance Foundation was incorporated on 02 September 2015, making it 11+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Rudraaksh Microfinance Foundation by revenue are Blithe Distributors Private Limited, Anusri Finvest Private Limited, G M Finman Private Limited, K2m Securities Private Limited, Sahamati Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Rakesh Kumar Sinha ceased to be Director on 22 Aug 2023. Samriddhi Nivedita was appointed as Director on 22 Aug 2023. Kusum Pandey was appointed as Managing Director on 02 Sep 2015. Rudraaksh Microfinance Foundation has 4 board changes on record in total.
The registered office of Rudraaksh Microfinance Foundation is at S – 21 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221002.
Rudraaksh Microfinance Foundation operates in the financial services industry, in the financial activities segment.
The compliance status of Rudraaksh Microfinance Foundation is compliant as of 26 August 2026. The company is actively filing with the Registrar of Companies.
Rudraaksh Microfinance Foundation can be reached at its registered office: S – 21 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221002.
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