Laya Nidhi Limited
About Laya Nidhi Limited
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Laya Nidhi Limited is a nidhi company based in Varanasi, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 January 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65900UP2018PLC100437.
The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹26 Lakh. It is led by directors including Samriddhi Nivedita and Prashant Pandey.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at S – 2/1 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001.
As per the financials filed for FY 2024, the company reported a revenue of ₹28.63 Lakh, a growth of 23% compared to the previous year. For the same year it recorded a net loss of ₹95,367 (net margin -3.3%) and EBITDA of ₹8.17 Lakh (EBITDA margin 28.5%). Revenue has grown at a compounded annual rate (CAGR) of 24% over three years and 19% over five years.
Company details
Contact details
Laya Nidhi Limited's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressS – 2/1 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Laya Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Laya Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Laya Nidhi Limited, buy the company report.
Financials of Laya Nidhi Limited
FY 2025 filings availableLaya Nidhi Limited reported revenue of ₹28.63 Lakh (up 23% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 19% over five years, including 23% growth in the latest year. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹8.17 Lakh | ||||
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| Net Profit (PAT) | -₹95,367 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 28.5% | ||||
| Net Profit Margin | -3.3% | ||||
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To see the full financial statements and ratios of Laya Nidhi Limited, buy the company report.
Board of directors of Laya Nidhi Limited
Laya Nidhi has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Samriddhi Nivedita Also directs: Layagold Fintech Limited, Rudraaksh Microfinance Foundation | Director | 22 Aug 2023 | 3 Years 2 Months | Current |
| Prashant Pandey Also directs: Layagold Fintech Limited, Rudraaksh Microfinance Foundation | Director | 18 Jan 2018 | 8 Years 9 Months | Current |
| Kusum Pandey Also directs: Layagold Fintech Limited, Rudraaksh Microfinance Foundation | Director | 18 Jan 2018 | 8 Years 9 Months | Current |
Peer comparison
Laya Nidhi Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Amalolbhava Kuries Private Limited | ₹28.78 Lakh (FY 2024) | -15.0% | Ernakulam, Kerala, India | |||
| Radhae Urban Multipurose Nidhi Limited | ₹28.75 Lakh (FY 2022) | 402.0% | Aurangabad, Maharashtra, India | |||
| Harshasri Chits Private Limited | ₹28.71 Lakh (FY 2025) | 46.0% | Luxettipet, Telangana, India | |||
| Sai Priya Chit Fund Pvt Ltd | ₹28.67 Lakh (FY 2018) | -59.0% | Guntur, Andhra Pradesh, India | |||
| Chennai Royal Chit Funds Private Limited | ₹28.66 Lakh (FY 2024) | -4.0% | Chennai, Tamil Nadu, India | |||
| Laya Nidhi Limitedthis company | ₹28.63 Lakh (FY 2024) | -₹95,367 | -3.3% | 23.0% | Varanasi, Uttar Pradesh, India | |
| Tiruchy Sri Vinayaka Chit Funds Private Limited | ₹28.5 Lakh (FY 2021) | -58.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Ampuchiya Chitties Private Limited | ₹28.47 Lakh (FY 2025) | -3.0% | Thrissur, Kerala, India | |||
| Thengani Chit Private Limited | ₹28.1 Lakh (FY 2025) | -15.0% | Salem, Tamil Nadu, India |
To see the full peer comparison of Laya Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Laya Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Laya Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Laya Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Laya Nidhi Limited has 4 board changes on record since 2018: 3 appointments and 1 cessation. The latest: Rama Shankar Pandey ceased to be Director on 22 Aug 2023.
Frequently asked questions
Laya Nidhi is an active nidhi company based in Varanasi, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 January 2018 (8+ years old) and is registered under CIN U65900UP2018PLC100437.
Laya Nidhi has 3 current directors:
- Samriddhi Nivedita - Director
- Prashant Pandey - Director
- Kusum Pandey - Director
The latest financial statements of Laya Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Laya Nidhi is U65900UP2018PLC100437. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Laya Nidhi was incorporated on 18 January 2018, making it 8+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Laya Nidhi by revenue are Amalolbhava Kuries Private Limited, Radhae Urban Multipurose Nidhi Limited, Harshasri Chits Private Limited, Sai Priya Chit Fund Pvt Ltd, Chennai Royal Chit Funds Private Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Rama Shankar Pandey ceased to be Director on 22 Aug 2023. Samriddhi Nivedita was appointed as Director on 22 Aug 2023. Kusum Pandey was appointed as Director on 18 Jan 2018. Laya Nidhi has 4 board changes on record in total.
The registered office of Laya Nidhi is at S – 21 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001.
Laya Nidhi operates in the financial services industry, in the microfinance institutions segment.
Laya Nidhi can be reached at its registered office: S – 21 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001.
Laya Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Kanpur.
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