Sai Priya Chit Fund Pvt Ltd
About Sai Priya Chit Fund Pvt Ltd
Data last updated:
Sai Priya Chit Fund Pvt Ltd is a private limited company based in Guntur, Andhra Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 08 February 1988 and has been in existence for over 38 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65992AP1988PTC008287.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹41 Lakh. It is led by directors including Nirupama Chowdary Chagarlamudi and Naga Madhura Lalasa Yadla.
Its last annual general meeting (AGM) was held on 29 September 2018, and its latest financial statements are for the year ended 31 March 2018. The registered office is at D.No.6 – 10 – 25/6 Sasanka Enclave 10/1 Arundelpet, Guntur, Andhra Pradesh, India – 522002.
As per the financials filed for FY 2018, the company reported a revenue of ₹28.67 Lakh, a decline of 59% compared to the previous year. For the same year it recorded a net loss of ₹5.28 Lakh (net margin -18.4%) and EBITDA of -₹50,761 (EBITDA margin -1.8%). Revenue has declined at a compounded annual rate (CAGR) of 48% over three years.
The company has about 3 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹16.5 Lakh and satisfied charges of ₹50 Lakh on record. Court records list 159 cases involving the company, including 126 filed by the company and 31 filed against it; 9 cases are pending.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Social MediaLocked
- Registered AddressD.No.6 – 10 – 25/6 Sasanka Enclave 10/1 Arundelpet, Guntur, Andhra Pradesh, India – 522002
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Sai Priya Chit Fund Pvt Ltd
The main business activity of Sai Priya Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Sai Priya Chit Fund Pvt Ltd FY 2018 filings available
Sai Priya Chit Fund Pvt Ltd reported revenue of ₹28.67 Lakh (down 59% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR) of Sai Priya Chit Fund Pvt Ltd
Revenue has declined at a compounded annual rate (CAGR) of 48% over three years, including a 59% fall in the latest year. EBITDA fell 108% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Sai Priya Chit Fund Pvt Ltd
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | -₹50,761 | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹5.28 Lakh | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of Sai Priya Chit Fund Pvt Ltd
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -1.8% | •••• | •••• | •••• |
| Net Profit Margin | -18.4% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Sai Priya Chit Fund are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Sai Priya Chit Fund Pvt Ltd
Sai Priya Chit Fund Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Icl Mutual Benefits Corporation Limited | ₹29 Lakh (FY 2018) | •••• | •••• | 24.0% | •••• | Bareilly, Uttar Pradesh, India |
| Pradanam Microservices Foundation | ₹28.79 Lakh (FY 2025) | •••• | •••• | 14.0% | •••• | Khargone, Madhya Pradesh, India |
| Amalolbhava Kuries Private Limited | ₹28.78 Lakh (FY 2024) | •••• | •••• | -15.0% | •••• | Ernakulam, Kerala, India |
| Radhae Urban Multipurose Nidhi Limited | ₹28.75 Lakh (FY 2022) | •••• | •••• | 402.0% | •••• | Aurangabad, Maharashtra, India |
| Harshasri Chits Private Limited | ₹28.71 Lakh (FY 2025) | •••• | •••• | 46.0% | •••• | Luxettipet, Telangana, India |
| Sai Priya Chit Fund Pvt Ltd this company | ₹28.67 Lakh (FY 2018) | •••• | •••• | -59.0% | •••• | Guntur, Andhra Pradesh, India |
| Chennai Royal Chit Funds Private Limited | ₹28.66 Lakh (FY 2024) | •••• | •••• | -4.0% | •••• | Chennai, Tamil Nadu, India |
| Laya Nidhi Limited | ₹28.63 Lakh (FY 2024) | •••• | •••• | 23.0% | •••• | Varanasi, Uttar Pradesh, India |
| Tiruchy Sri Vinayaka Chit Funds Private Limited | ₹28.5 Lakh (FY 2021) | •••• | •••• | -58.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Ampuchiya Chitties Private Limited | ₹28.47 Lakh (FY 2025) | •••• | •••• | -3.0% | •••• | Thrissur, Kerala, India |
| Indhan Impact Financial Services Private Limited | ₹28.29 Lakh (FY 2025) | •••• | •••• | 475.0% | •••• | Hyderabad, Telangana, India |
Peers are the five companies nearest above and the five nearest below Sai Priya Chit Fund by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Sai Priya Chit Fund Pvt Ltd
Sai Priya Chit Fund Pvt Ltd is audited by C M RAO & CO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| C M RAO & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Sai Priya Chit Fund Pvt Ltd
Sai Priya Chit Fund has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nirupama Chowdary Chagarlamudi | Director | 21 Mar 2005 | 21 Years 6 Months | Current |
| Naga Madhura Lalasa Yadla | Director | 09 Mar 2006 | 20 Years 7 Months | Current |
| Muppala Neelima Chowdary | Director | 21 Mar 2005 | 21 Years 6 Months | Current |
Ownership and Shareholding of Sai Priya Chit Fund Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Sai Priya Chit Fund Pvt Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 22 Jan 2010 | Punjab National Bank | ₹16.5 Lakh | Open |
| 19 Dec 2013 | Punjab National Bank | ₹50 Lakh | Satisfied |
Total charge records: 2 View all charges
Legal Cases of Sai Priya Chit Fund Pvt Ltd
Sai Priya Chit Fund Pvt Ltd has 159 court cases on record: 126 filed by Sai Priya Chit Fund, 31 filed against it, 2 where it is another party. 9 cases are pending and 150 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 137 | 11 | 3 |
| High courts | 22 | 20 | 6 |
Cases on record (5 of 159)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Hyderabad CCC, Telangana | Criminal complaint | Filed by the company against D B R Hospitals Private Limited | Disposed |
| High Court of Andhra Pradesh | Court case (AS) | Filed against the company by an individual | Pending |
| High Court of Andhra Pradesh | Court case (AS) | Filed against the company by an individual | Pending |
| High Court of Andhra Pradesh | Court case (AS) | Filed against the company by an individual | Pending |
| District court, Krishna, Andhra Pradesh | Execution petition | Filed by the company against an individual | Pending |
Full case history
All 159 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Sai Priya Chit Fund Pvt Ltd
Sai Priya Chit Fund Pvt Ltd has a workforce of 3 employees as of Apr 07, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Sai Priya Chit Fund Pvt Ltd
Sai Priya Chit Fund Pvt Ltd has 5 board changes on record since 1988: 4 appointments and 1 cessation. The latest: Sakuntala Madala ceased to be Director on 08 Jan 2020.
Credit Ratings, Litigation & Regulatory Alerts for Sai Priya Chit Fund Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Sai Priya Chit Fund Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Sai Priya Chit Fund Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Sai Priya Chit Fund Pvt Ltd
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Sai Priya Chit Fund Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Sai Priya Chit Fund Pvt Ltd
Sai Priya Chit Fund is an active private limited company based in Guntur, Andhra Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 08 February 1988 (38+ years old) and is registered under CIN U65992AP1988PTC008287.
Sai Priya Chit Fund reported revenue of ₹28.67 Lakh for FY 2018 (down 59% YoY).
Sai Priya Chit Fund has 3 current directors:
- Nirupama Chowdary Chagarlamudi - Director
- Naga Madhura Lalasa Yadla - Director
- Muppala Neelima Chowdary - Director
Sai Priya Chit Fund reported a net loss of ₹5.28 Lakh (net margin -18.4%) and EBITDA of -₹50,761 (EBITDA margin -1.8%) for FY 2018, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Sai Priya Chit Fund is -48% over three years. In the latest year (FY 2018) revenue fell 59%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Sai Priya Chit Fund is U65992AP1988PTC008287. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sai Priya Chit Fund has 159 court cases on record: 126 filed by the company and 31 filed against it. 9 are pending. Most are in the district courts.
Sai Priya Chit Fund was incorporated on 08 February 1988, making it 38+ years old. It is registered with the Registrar of Companies, Vijayawada.
The peers of Sai Priya Chit Fund by revenue are Icl Mutual Benefits Corporation Limited, Pradanam Microservices Foundation, Amalolbhava Kuries Private Limited, Radhae Urban Multipurose Nidhi Limited, Harshasri Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Sakuntala Madala ceased to be Director on 08 Jan 2020. Naga Madhura Lalasa Yadla was appointed as Director on 09 Mar 2006. Muppala Neelima Chowdary was appointed as Director on 21 Mar 2005. Sai Priya Chit Fund has 5 board changes on record in total.
The registered office of Sai Priya Chit Fund is at D.No.6 – 10 – 256 Sasanka Enclave 101 Arundelpet, Guntur, Andhra Pradesh, India – 522002.