Sachetna Finance Private Limited
About Sachetna Finance Private Limited
Data last updated:
Sachetna Finance Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 18 October 1984 and has been in existence for over 42 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65922MH1984PTC244140. Its GSTIN is 27AAACN3712D1ZY (Maharashtra).
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹10.4 Cr. It was formerly known as North Gujarat Housing and Lease Finance Pvt Ltd. It is led by directors Sandeep Diddi and Krishnakumar Sreedhara Menon.
Its last annual general meeting (AGM) was held on 22 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Unit No. 002 – B Wing Ground Floor Raheja Plaza – 1 L.B.S. Road Ghatkopar (West), Mumbai, Maharashtra, India – 400086.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.68 Cr, a decline of 51% compared to the previous year. For the same year it recorded a net profit of ₹42.81 Lakh (net margin 9.1%) and EBITDA of ₹2.84 Cr (EBITDA margin 60.5%). Revenue has declined at a compounded annual rate (CAGR) of 13% over three years and 13% over five years.
As per MCA filings, the company has satisfied charges of ₹5 Lakh on record. Court records list 7 cases involving the company, including 7 filed by the company; 6 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Sachetna Finance has one previous CIN (Corporate Identification Number): U65922GJ1984PTC007358. The current CIN is U65922MH1984PTC244140, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65922MH1984PTC244140 | Current |
| U65922GJ1984PTC007358 | Previous |
Contact details
Sachetna Finance Private Limited's registered office is in Mumbai, Maharashtra. Its e-mail address is in the company report.
- Email
- Registered AddressUnit No. 002 – B Wing Ground Floor Raheja Plaza – 1 L.B.S. Road Ghatkopar (West), Mumbai, Maharashtra, India – 400086
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Sachetna Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sachetna Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Sachetna Finance Private Limited, buy the company report.
Financials of Sachetna Finance Private Limited
FY 2025 filings availableSachetna Finance Private Limited reported revenue of ₹4.68 Cr (down 51% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 13% over five years, including a 51% fall in the latest year. EBITDA fell 62% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2.84 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹42.81 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 60.5% | ||||
| Net Profit Margin | 9.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sachetna Finance Private Limited, buy the company report.
Board of directors of Sachetna Finance Private Limited
Sachetna Finance has 2 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sandeep Diddi Also directs: Hindustan Ecosoftt Private Limited, Online PSB Loans Limited | Director | 30 Jul 2011 | 15 Years 3 Months | Current |
| Krishnakumar Sreedhara Menon | Director | 30 Jul 2011 | 15 Years 3 Months | Current |
Peer comparison
Sachetna Finance Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Cellcap Invofin India Private Limited | ₹4.68 Cr (FY 2025) | -95.0% | New Delhi, Delhi, India | |||
| Muskan Agencies & Trading Ltd | ₹4.68 Cr (FY 2025) | -5.0% | Howrah, West Bengal, India | |||
| Sachetna Finance Private Limitedthis company | ₹4.68 Cr (FY 2025) | ₹42.81 Lakh | 9.1% | -51.0% | Mumbai, Maharashtra, India | |
| Punjab Reliable Investments Pvt Ltd | ₹4.68 Cr (FY 2025) | 10.0% | Jalandhar, Punjab, India |
To see the full peer comparison of Sachetna Finance Private Limited, buy the company report.
Auditor
Sachetna Finance Private Limited is audited by K P JOSHI & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| K P JOSHI & CO | FY 2021 | 104396W |
Shareholding
The shareholding of Sachetna Finance Private Limited is on record for 3 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Sachetna Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 11 Mar 2022 | 100583334 | Others | ₹5 Lakh | Satisfied |
To see the full charge records of Sachetna Finance Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
Sachetna Finance Private Limited has 7 court cases on record: 7 filed by Sachetna Finance. 6 cases are pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 5 | 0 | 4 |
| District courts | 2 | 0 | 2 |
Cases on record (5 of 7)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Bombay High Court | Interim or miscellaneous application | Filed by the company against Blue Sapphire Properties Private Limited and 2 others | Pending |
| High Court, MAHARASHTRA | Interim or miscellaneous application | Filed by the company against Blue Sapphire Properties Pvt. Ltd and 4 others | Pending |
| High Court, MAHARASHTRA | Commercial suit | Filed by the company against Blue Sapphire Properties Pvt Ltd and 4 others | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against Ashapura Options Private Limited and 2 others | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against SV Distributors Pvt Ltd | Pending |
To see the full case history of Sachetna Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sachetna Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sachetna Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAACN3712D1ZY | Maharashtra | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Sachetna Finance Private Limited, buy the company report.
Recent activity
Sachetna Finance Private Limited has 9 board changes on record since 2011: 3 appointments and 6 cessations. The latest: Nishi Jain was appointed as Company Secretary on 01 Oct 2024.
2 earlier events are in the company report.
Frequently asked questions
Sachetna Finance is an active private limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 18 October 1984 (42+ years old) and is registered under CIN U65922MH1984PTC244140.
Sachetna Finance has 2 current directors:
- Sandeep Diddi - Director
- Krishnakumar Sreedhara Menon - Director
The latest financial statements of Sachetna Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 22 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Sachetna Finance is 27AAACN3712D1ZY, registered in Maharashtra.
The CIN (Corporate Identification Number) of Sachetna Finance is U65922MH1984PTC244140. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sachetna Finance has 7 court cases on record: 7 filed by the company. 6 are pending. Most are in the high courts.
Sachetna Finance was incorporated on 18 October 1984, making it 42+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Sachetna Finance by revenue are Cellcap Invofin India Private Limited, Muskan Agencies & Trading Ltd, Punjab Reliable Investments Pvt Ltd, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities).
Nishi Jain was appointed as Company Secretary on 01 Oct 2024. Jockin Arputham ceased to be Director on 14 Oct 2018. Ashok Babu Shetty ceased to be Director on 20 Mar 2014. Sachetna Finance has 9 board changes on record in total.
The registered office of Sachetna Finance is at Unit No. 002 – B Wing Ground Floor Raheja Plaza – 1 L.B.S. Road Ghatkopar West, Mumbai, Maharashtra, India – 400086.
Sachetna Finance operates in the financial services industry, in the nbfc segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
