About Saral Home Finance Limited
Data last updated: 30 December 2025
Saral Home Finance Limited is a public limited company based in New Delhi, Delhi, India. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 03 April 2000, the company has been in operation for over 26 years.
Registered with ROC Delhi under CIN U65100DL2000PLC104956.
Capital: an authorised share capital of ₹18 Cr and a paid-up capital of ₹7.3 Cr. Formerly known as Vishwakriya Housing Finance Limited. It is led by directors including Rohit Mishra and Kirti Mishra.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 117 209 Masjid Mothsouth Exten Plaza – Ii, New Delhi, Delhi, India – 110049.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.57 Cr, a decline of 37% compared to the previous year.
The company has a workforce of approximately 2 employees as per the latest available data.
The company is associated with 1 brand - Saral Home Finance. As per MCA filings, the company has open charges of ₹3 Cr and satisfied charges of ₹66.5 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website saraldhan.com.
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Registered Address117 209 Masjid Mothsouth Exten Plaza – Ii, New Delhi, Delhi, India – 110049
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IndustryFinancial Services, Housing Finance Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Saral Home Finance Limited
Saral Home Finance Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65100DL2000PLC104956, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100DL2000PLC104956 | Current |
| L74899DL2000PLC104956 | Previous |
| U74899DL2000PLC104956 | Previous |
Associated Brands with Saral Home Finance Limited
Saral Home Finance Limited operates one associated brand: Saral Home Finance. These brands represent Saral Home Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides housing loans specifically for middle-income households. | saraldhan.com |
Competitors & Alternatives of Saral Home Finance Limited
Brands and companies operating in the same space as Saral Home Finance Limited include HomeFirst Finance, India Shelter Finance Corporation, HDFC and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
HomeFirst Finance
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Affordable home loans are extended to low and middle-income groups. | Mumbai, India, India | 2010 |
India Shelter Finance Corporation
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Housing loans are extended to middle-income households in India. | Gurugram, India, India | 2010 |
HDFC
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Provider of housing finance solutions | Mumbai, India, India | 1977 |
Aadhar Housing Finance
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Loans for affordable housing in tier 2,3 and 4 cities | Mumbai, India, India | 2010 |
Shubham
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Affordable housing finance solutions are provided to underserved individuals. | Gurugram, India, India | 2010 |
Ummeed Housing Finance
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Real estate financing company | Gurugram, India, India | 2016 |
Altum Credo
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Delivers comprehensive solutions for commercial and residential real estate loans. | Pune, India, India | 2016 |
PNB Housing Finance
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Housing finance, fixed deposits, and property loans are provided. | Delhi, India, India | 1988 |
Vastu Housing Finance
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Home and business loans are provided by Vastu Housing Finance. | Mumbai, India, India | 2015 |
Deewan Housing Finance Corporation
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Provider of diversified financial services | Mumbai, India, India | 1984 |
Business Activity of Saral Home Finance Limited
Saral Home Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Saral Home Finance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Saral Home Finance Limited
Saral Home Finance Limited is audited by BHUVI KANT & ASSOCIATES for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| BHUVI KANT & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Saral Home Finance Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Saral Home Finance Limited
Saral Home Finance Limited is currently managed by 4 directors, with 18 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Rohit Mishra
Also directs:
Vishwakriya Real Estate 1 Llp, Saral Awas Infrastructure Limited, Easytech Housing Private Limited and 3 more
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Managing Director | 06 Aug 2007 | 19 Years 0 Months | Current |
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Kirti Mishra
Also directs:
Saral Home Finance Limited, A J S Infrastructure Private Limited
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Director | 13 Nov 2021 | 4 Years 9 Months | Current |
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Surendra Nath Mishra
Also directs:
Vishwakriya Real Estate 1 Llp, Saral Awas Infrastructure Limited, Easytech Housing Private Limited and 2 more
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Director | 08 May 2004 | 22 Years 3 Months | Current |
| Sidhartha Pradhan | Director | 29 Mar 2023 | 3 Years 4 Months | Current |
Financials of Saral Home Finance Limited FY 2025 filings available
Saral Home Finance Limited reported revenue of ₹1.57 Cr (down 37.00% YoY) for FY 2025.
Ten-year financial statements for Saral Home Finance Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Saral Home Finance Limited
Shareholding and ownership data for Saral Home Finance Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Saral Home Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 29 May 2013 | Reliance Capital Ltd | ₹3 Cr | Open |
| 06 Sep 2013 | The Ratnakar Bank Limited | ₹5 Cr | Satisfied |
| 28 Jun 2013 | Religare Housing Development Finance Corporation Limited | ₹5 Cr | Satisfied |
| 30 Apr 2013 | Ifmr Capital Finance Private Limited | ₹3 Cr | Satisfied |
| 12 Dec 2012 | Religare Housing Development Finance Corporation Limited | ₹5 Cr | Satisfied |
Total charge records: 17 View all charges
Employees and EPFO Compliance at Saral Home Finance Limited
Saral Home Finance Limited has a workforce of 2 employees as of Apr 05, 2024.
Employee and EPFO history for Saral Home Finance Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Saral Home Finance Limited
GST registrations and filing compliance for Saral Home Finance Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Saral Home Finance Limited
Credit ratings, litigation, and regulatory alerts for Saral Home Finance Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Saral Home Finance Limited
MSME payment history for Saral Home Finance Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Saral Home Finance Limited
Corporate group structure for Saral Home Finance Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Saral Home Finance Limited
MCA filings and documents for Saral Home Finance Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Saral Home Finance Limited
Frequently Asked Questions about Saral Home Finance Limited
Saral Home Finance Limited is an active public limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 03 April 2000 (26+ years old) and is registered under CIN U65100DL2000PLC104956. The company has 2 employees.
Saral Home Finance Limited reported revenue of ₹1.57 Cr for FY 2025 (down 37.00% YoY).
The current directors of Saral Home Finance Limited are:
- Rohit Mishra - Managing Director
- Kirti Mishra - Director
- Surendra Nath Mishra - Director
- Sidhartha Pradhan - Director
The primary industry of Saral Home Finance Limited is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.
Saral Home Finance Limited can be reached at the registered office: 117 209 Masjid Mothsouth Exten Plaza – Ii, New Delhi, Delhi, India – 110049, or through the website saraldhan.com.
The authorised capital is ₹18 Cr, and the paid-up capital is ₹7.3 Cr.