Saras Advisory Pvt Ltd
About Saras Advisory Pvt Ltd
Data last updated:
Saras Advisory Pvt Ltd is a private limited company based in Belur, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 03 January 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U74140WB1996PTC076347.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹99.82 Lakh. It is led by directors including Bishwanath Agarwal and Amit Agarwal.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 109/A Girish Ghosh Road Belurmath, West Bengal, India – 711202.
As per the financials filed for FY 2025, the company reported a revenue of ₹96.01 Cr, a decline of 34% compared to the previous year. For the same year it recorded a net profit of ₹20.54 Lakh (net margin 0.2%) and EBITDA of ₹1.69 Cr (EBITDA margin 1.8%). Revenue has declined at a compounded annual rate (CAGR) of 6% over three years and 9% over five years.
Its group structure includes 3 subsidiaries.
As per MCA filings, the company has open charges of ₹65.43 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
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- Registered Address109/A Girish Ghosh Road Belurmath, West Bengal, India – 711202
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Saras Advisory Pvt Ltd
The main business activity of Saras Advisory is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Saras Advisory Pvt Ltd FY 2025 filings available
Saras Advisory Pvt Ltd reported revenue of ₹96.01 Cr (down 34% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Saras Advisory Pvt Ltd
Revenue has declined at a compounded annual rate (CAGR) of 9% over five years, including a 34% fall in the latest year. EBITDA fell 10% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Saras Advisory Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.69 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹20.54 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Saras Advisory Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Saras Advisory are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Saras Advisory Pvt Ltd
Saras Advisory Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Tapasya Finvest Private Limited | ₹97.63 Cr (FY 2025) | •••• | •••• | 19.0% | •••• | New Delhi, Delhi, India |
| Lok Suvidha Finance Limited | ₹97.37 Cr (FY 2025) | •••• | •••• | 42.0% | •••• | Nagpur, Maharashtra, India |
| Everett Consultants Pvt Ltd | ₹97.24 Cr (FY 2025) | •••• | •••• | 174.0% | •••• | Kolkata, West Bengal, India |
| Padrone Marketing Pvt Ltd | ₹96.92 Cr (FY 2025) | •••• | •••• | 148.0% | •••• | Kolkata, West Bengal, India |
| Shapoorji Pallonji Finance Private Limited | ₹96.83 Cr (FY 2024) | •••• | •••• | 11.0% | •••• | Mumbai, Maharashtra, India |
| Saras Advisory Pvt Ltd this company | ₹96.01 Cr (FY 2025) | •••• | •••• | -34.0% | •••• | Belur, West Bengal, India |
| NCC Infrastructure Holdings Limited | ₹95.98 Cr (FY 2023) | •••• | •••• | -1.0% | •••• | Hyderabad, Telangana, India |
| Namra Finance Limited | ₹95.29 Cr (FY 2019) | •••• | •••• | 81.0% | •••• | Ahmedabad, Gujarat, India |
| Shree Capital Services Ltd. | ₹95.2 Cr (FY 2019) | •••• | •••• | 27.0% | •••• | Kolkata, West Bengal, India |
| Julius Baer Capital (India) Private Limited | ₹94.89 Cr (FY 2018) | •••• | •••• | 21.0% | •••• | Mumbai, Maharashtra, India |
| Milky Investment and Trading Company | ₹94.75 Cr (FY 2019) | •••• | •••• | 134.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Saras Advisory by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Saras Advisory Pvt Ltd
Saras Advisory Pvt Ltd is audited by OM SAGAR & ASSOCIATES for the financial year 2020.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| OM SAGAR & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Saras Advisory Pvt Ltd
Saras Advisory has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bishwanath Agarwal Also directs: Mahadev Sponge & Mining Private Limited, Amit Ferro-Alloys & Steel Private Limited, B D Sponge Iron Private Limited and 1 more | Director | 18 Dec 2012 | 13 Years 9 Months | Current |
| Amit Agarwal Also directs: Mahadev Sponge & Mining Private Limited, Amit Ferro-Alloys & Steel Private Limited, B D Sponge Iron Private Limited and 1 more | Director | 18 Dec 2012 | 13 Years 9 Months | Current |
| Gaurav Agarwal Also directs: Mahadev Sponge & Mining Private Limited, Amit Ferro-Alloys & Steel Private Limited, B D Sponge Iron Private Limited and 1 more | Director | 01 Jan 2026 | 0 Years 9 Months | Current |
Ownership and Shareholding of Saras Advisory Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Saras Advisory Pvt Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 24 Oct 2024 | Others | ₹17.13 Cr | Open |
| 18 Aug 2021 | Others | ₹34.18 Cr | Open |
| 25 Mar 2014 | Oriental Bank of Commerce | ₹14.13 Cr | Open |
Total charge records: 3 View all charges
Employees and EPFO Compliance at Saras Advisory Pvt Ltd
Employment history and EPFO contributions of people linked to Saras Advisory.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Group Structure of Saras Advisory Pvt Ltd
Saras Advisory has 3 subsidiary companies. This group structure data is as of FY 2020. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares Held |
|---|---|---|
| Amit Ferro-Alloys & Steel Private Limited | U27101WB2007PTC121056 | Locked |
| B D Sponge Iron Private Limited | U27102WB2004PTC100006 | Locked |
| Steel Crackers Pvt Ltd | U27109WB1983PTC036686 | Locked |
Showing major subsidiaries. Total: 3.
Recent Activity on Saras Advisory Pvt Ltd
Saras Advisory Pvt Ltd has 5 board changes on record since 2012: 3 appointments and 2 cessations. The latest: Gaurav Agarwal was appointed as Director on 01 Jan 2026.
1 earlier event is listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Saras Advisory Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Saras Advisory Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Saras Advisory Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Saras Advisory Pvt Ltd
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Saras Advisory Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Saras Advisory Pvt Ltd
Saras Advisory is an active private limited company based in Belur, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 03 January 1996 (30+ years old) and is registered under CIN U74140WB1996PTC076347.
Saras Advisory reported revenue of ₹96.01 Cr for FY 2025 (down 34% YoY).
Saras Advisory has 3 current directors:
- Bishwanath Agarwal - Director
- Amit Agarwal - Director
- Gaurav Agarwal - Director
Saras Advisory reported a net profit of ₹20.54 Lakh (net margin 0.2%) and EBITDA of ₹1.69 Cr (EBITDA margin 1.8%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Saras Advisory is -6% over three years and -9% over five years. In the latest year (FY 2025) revenue fell 34%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Saras Advisory is U74140WB1996PTC076347. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Saras Advisory was incorporated on 03 January 1996, making it 30+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Saras Advisory by revenue are Tapasya Finvest Private Limited, Lok Suvidha Finance Limited, Everett Consultants Pvt Ltd, Padrone Marketing Pvt Ltd, Shapoorji Pallonji Finance Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Gaurav Agarwal was appointed as Director on 01 Jan 2026. Arun Kumar Gupta ceased to be Director on 15 Jul 2015. Mahendra Kumar Agarwal ceased to be Director on 15 Jul 2015. Saras Advisory has 5 board changes on record in total.
The registered office of Saras Advisory is at 109A Girish Ghosh Road Belurmath, West Bengal, India – 711202.
Saras Advisory has an authorised share capital of ₹1 Cr and a paid-up capital of ₹99.82 Lakh.