Sathyaprabha Chit Funds Private Limited
About Sathyaprabha Chit Funds Private Limited
Data last updated:
Sathyaprabha Chit Funds Private Limited is a private limited company based in Nadakkavu, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 06 June 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2014PTC036699.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Kaloli Sathyapalan (Managing Director) and Pavangad Manierikandy Prabijakumari.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 49/1357(New)1/4990 F34 (Old) Nadakkavu Post, Kerala, India – 673011.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.24 Lakh, a decline of 19% compared to the previous year. For the same year it recorded a net profit of ₹858 (net margin 0.3%) and EBITDA of ₹1,225 (EBITDA margin 0.4%). Revenue has declined at a compounded annual rate (CAGR) of 4% over three years and 8% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address49/1357(New)1/4990 F34 (Old) Nadakkavu Post, Kerala, India – 673011
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Sathyaprabha Chit Funds Private Limited
The main business activity of Sathyaprabha Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Sathyaprabha Chit Funds Private Limited FY 2025 filings available
Sathyaprabha Chit Funds Private Limited reported revenue of ₹3.24 Lakh (down 19% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Sathyaprabha Chit Funds Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 8% over five years, including a 19% fall in the latest year. EBITDA fell 56% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Sathyaprabha Chit Funds Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1,225 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹858 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Sathyaprabha Chit Funds Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 0.4% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Sathyaprabha Chit Funds are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Sathyaprabha Chit Funds Private Limited
Sathyaprabha Chit Funds has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kaloli Sathyapalan | Managing Director | 06 Jun 2014 | 12 Years 4 Months | Current |
| Pavangad Manierikandy Prabijakumari | Director | 06 Jun 2014 | 12 Years 4 Months | Current |
Peer Comparison of Sathyaprabha Chit Funds Private Limited
Sathyaprabha Chit Funds Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Chit Funds). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sathyamangalam Peoples Chit Funds Private Limited | ₹3.32 Lakh (FY 2024) | •••• | •••• | 306.0% | •••• | Sathyamangalam, Tamil Nadu, India |
| Thulirr Chit Funds Private Limited | ₹3.3 Lakh (FY 2020) | •••• | •••• | -82.0% | •••• | Tirupur, Tamil Nadu, India |
| Aundipatti Thai Sri Mookambigai Chit Funds P Ltd | ₹3.27 Lakh (FY 2024) | •••• | •••• | 30.0% | •••• | Theni, Tamil Nadu, India |
| Swarna Ganga Chit Funds and Finance Company Private Limited | ₹3.25 Lakh (FY 2025) | •••• | •••• | -83.0% | •••• | Hyderabad, Telangana, India |
| Madhavaram Chit Funds Private Limited | ₹3.25 Lakh (FY 2023) | •••• | •••• | •••• | Chennai, Tamil Nadu, India | |
| Sathyaprabha Chit Funds Private Limited this company | ₹3.24 Lakh (FY 2025) | •••• | •••• | -19.0% | •••• | Nadakkavu, Kerala, India |
| Poopoo Chit Funds Private Limited | ₹3.18 Lakh (FY 2019) | •••• | •••• | 6.0% | •••• | Coimbatore, Tamil Nadu, India |
| Elakkiya Chit Funds Private Limited | ₹3.14 Lakh (FY 2016) | •••• | •••• | -19.0% | •••• | Erode, Tamil Nadu, India |
| Karnati's Ushasri Chit Funds (I) Private Limited | ₹3.1 Lakh (FY 2020) | •••• | •••• | -38.0% | •••• | Khammam, Telangana, India |
| B.G.K.Progressive Chit Funds Private Limited | ₹3.09 Lakh (FY 2022) | •••• | •••• | 2060.0% | •••• | Bagalkot, Karnataka, India |
| Bhumana Chit Funds Private Limited | ₹3.08 Lakh (FY 2020) | •••• | •••• | •••• | Nizamabad, Telangana, India |
Peers are the five companies nearest above and the five nearest below Sathyaprabha Chit Funds by revenue in the BFSI industry (Chit Funds), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Sathyaprabha Chit Funds Private Limited
Sathyaprabha Chit Funds Private Limited is audited by CA N Vinod BSc FCA DISA for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| CA N Vinod BSc FCA DISA | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Sathyaprabha Chit Funds Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Sathyaprabha Chit Funds Private Limited
Sathyaprabha Chit Funds Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Sathyaprabha Chit Funds Private Limited
Employment history and EPFO contributions of people linked to Sathyaprabha Chit Funds.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Sathyaprabha Chit Funds Private Limited
Sathyaprabha Chit Funds Private Limited has 2 board changes on record since 2014: 2 appointments. The latest: Kaloli Sathyapalan was appointed as Managing Director on 06 Jun 2014.
Credit Ratings, Litigation & Regulatory Alerts for Sathyaprabha Chit Funds Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Sathyaprabha Chit Funds Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Sathyaprabha Chit Funds Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Sathyaprabha Chit Funds Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Sathyaprabha Chit Funds Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Sathyaprabha Chit Funds Private Limited
Sathyaprabha Chit Funds is an active private limited company based in Nadakkavu, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 06 June 2014 (12+ years old) and is registered under CIN U65992KL2014PTC036699.
Sathyaprabha Chit Funds reported revenue of ₹3.24 Lakh for FY 2025 (down 19% YoY).
Sathyaprabha Chit Funds has 2 current directors:
- Kaloli Sathyapalan - Managing Director
- Pavangad Manierikandy Prabijakumari - Director
Sathyaprabha Chit Funds reported a net profit of ₹858 (net margin 0.3%) and EBITDA of ₹1,225 (EBITDA margin 0.4%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Sathyaprabha Chit Funds is -4% over three years and -8% over five years. In the latest year (FY 2025) revenue fell 19%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Sathyaprabha Chit Funds is U65992KL2014PTC036699. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sathyaprabha Chit Funds was incorporated on 06 June 2014, making it 12+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Sathyaprabha Chit Funds by revenue are Sathyamangalam Peoples Chit Funds Private Limited, Thulirr Chit Funds Private Limited, Aundipatti Thai Sri Mookambigai Chit Funds P Ltd, Swarna Ganga Chit Funds and Finance Company Private Limited, Madhavaram Chit Funds Private Limited and 5 more, all in the BFSI industry (Chit Funds).
Kaloli Sathyapalan was appointed as Managing Director on 06 Jun 2014. Pavangad Manierikandy Prabijakumari was appointed as Director on 06 Jun 2014.
The registered office of Sathyaprabha Chit Funds is at 491357New14990 F34 Old Nadakkavu Post, Kerala, India – 673011.
Sathyaprabha Chit Funds has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹2 Lakh.