- Total income
- ₹44,105 Cr
- Profit
- ₹9,554 Cr

About Shriram Finance Limited
Data last updated:
Shriram Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 30 June 1979 and has been in existence for over 47 years.
Shriram Finance is ranked #66 on the Fortune India 500 (2025) and #28 among India's most valuable companies (2025). It is part of the Nifty 50, Nifty 500 and BSE 500 indices.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN L65191TN1979PLC007874. Its GSTIN is 33AAACS7018R1Z0 (Tamil Nadu). The company holds 31 GST registrations, of which 30 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 511218 and NSE: SHRIRAMFIN.
The company has an authorised share capital of ₹4,265.5 Cr and a paid-up capital of ₹470.59 Cr. It is led by directors including Parag Sharma (Managing Director) and Umesh Govind Revankar (Whole-Time Director).
Its last annual general meeting (AGM) was held on 18 July 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Sri Towers Plot No. 14A South Phase Industrial Estate Guindy, Chennai, Tamil Nadu, India – 600032.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹48,135 Cr, a growth of 9.5% compared to the previous year. For the same year it recorded a net profit of ₹10,029 Cr (net margin 20.8%) and EBITDA of ₹35,526 Cr (EBITDA margin 73.8%). The net worth stands at ₹65,919 Cr (up 16.7% YoY). Total assets are valued at ₹3,16,611 Cr (up 8.9% YoY).
The company is associated with 3 brands: Shriram Transport Finance, Shriram General Insurance and Shriram Finance. As per MCA filings, the company has open charges of ₹2,66,622 Cr and satisfied charges of ₹2,00,702 Cr on record. Court records list 3,21,734 cases involving the company, including 3,18,193 filed by the company and 3,556 filed against it; 1,75,577 cases are pending. The company has 111 deals on record (87 market trades, 11 funding rounds, 11 secondary share transfers), with disclosed funding of ₹41,788 Cr; the latest was in April 2026.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website shriramfinance.in.
Company details
Recognitions & Rankings of Shriram Finance
- Valuation
- ₹2,20,530 Cr
- 1-year change
- +89%
Contact details
Shriram Finance Limited's registered office is in Chennai, Tamil Nadu. Its website is shriramfinance.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressSri Towers Plot No. 14A South Phase Industrial Estate Guindy, Chennai, Tamil Nadu, India – 600032
- IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
To see the full contact details of Shriram Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Shriram Finance operates multiple associated brands including Shriram Transport Finance, Shriram General Insurance, and Shriram Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services encompassing loans, investments, and insurance are delivered in India. | stfc.in | |
| General insurance company with focus on motor insurance | shriramgi.com | |
| Consumer and SME loans are provided across India. | shriramfinance.in |
Business activity
The main business activity of Shriram Finance is financial and insurance service. In detail, this covers financial and credit leasing activities and other financial activities. 2 activity segments are registered with the MCA.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | |
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Shriram Finance Limited, buy the company report.
Financials of Shriram Finance Limited
FY 2025-26 filings availableShriram Finance Limited reported revenue of ₹48,135 Cr (up 9.5% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 48,135 | 43,941 | 36,388 | 30,492 | 19,255 | 17,422 | 16,561 |
| Revenue growth | +9.5% | +20.8% | +19.3% | +58.4% | +10.5% | +5.2% | - |
| EBITDA | 35,526 | 31,653 | 26,111 | 21,785 | 13,439 | 12,490 | 11,879 |
| EBITDA margin | +73.8% | +72.0% | +71.8% | +71.5% | +69.8% | +71.7% | +71.7% |
| Profit before tax | 13,300 | 12,644 | 9,960 | 8,214 | 3,549 | 3,278 | 3,439 |
| Net profit | 10,029 | 8,246 | 7,366 | 6,012 | 2,722 | 2,499 | 2,511 |
| Net profit margin | +20.8% | +18.8% | +20.2% | +19.7% | +14.1% | +14.4% | +15.2% |
| EPS (₹) | 53.28 | 50.81 | 196.02 | 160.54 | 100.59 | 98.74 | 110.73 |
| Balance sheet | |||||||
| Total assets | 3,16,611 | 2,90,667 | 2,45,173 | 2,08,002 | 1,40,940 | 1,28,263 | 1,12,877 |
| Net worth | 65,919 | 56,470 | 48,947 | 43,513 | 26,094 | 21,717 | 18,142 |
| Total debt | 2,50,692 | 2,34,197 | 1,95,496 | 1,64,202 | 1,14,846 | 1,06,546 | 94,735 |
| Cash & bank | 7,943 | 21,366 | 11,173 | 16,307 | 16,355 | 16,442 | 7,315 |
| Net working capital | 12,266 | 22,877 | 10,218 | 16,153 | 16,017 | 15,537 | 7,158 |
| Cash flow | |||||||
| Cash from operations | (13,281) | (43,652) | (31,101) | (17,625) | (8,859) | (4,239) | (2,464) |
| Cash from investing | (241) | 3,630 | (258) | 5,076 | (34.33) | (24.88) | (55.20) |
| Cash from financing | 8,587 | 44,521 | 27,609 | 11,820 | 8,505 | 12,226 | 4,579 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 13,792 | 13,400 | 12,513 | 12,171 | 11,912 | 11,536 | 11,454 | 10,698 |
| Revenue growth (YoY) | +15.8% | +16.2% | +9.3% | +13.8% | +18.1% | +20.1% | - | - |
| Other income | 9.36 | 18.31 | 18.92 | 25.77 | 8.89 | 6.12 | 6.02 | 1,574 |
| EBITDA | 10,068 | 9,995 | 9,409 | 8,774 | 8,803 | 8,474 | 8,161 | 7,665 |
| EBITDA margin | +74.0% | +75.6% | +76.5% | +72.9% | +74.9% | +74.3% | +72.6% | +72.4% |
| Depreciation | 180 | 183 | 175 | 177 | 174 | 173 | 171 | 162 |
| Interest | 4,965 | 5,204 | 5,336 | 5,259 | 5,525 | 5,401 | 5,224 | 4,751 |
| Profit before tax | 4,932 | 4,626 | 3,917 | 3,363 | 3,113 | 2,906 | 2,772 | 4,326 |
| Tax | 1,255 | 1,178 | 902 | 840 | 803 | 751 | 633 | 1,081 |
| Net profit | 3,677 | 3,447 | 3,015 | 2,524 | 2,310 | 2,155 | 2,139 | 3,245 |
| EPS (₹) | 15.66 | 14.85 | 16.05 | 13.44 | 12.29 | 11.47 | 11.39 | 86.25 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 48,120 | 43,710 | 34,973 | 29,787 | 19,255 | 17,422 | 16,561 |
| Revenue growth | +10.1% | +25.0% | +17.4% | +54.7% | +10.5% | +5.2% | - |
| EBITDA | 35,518 | 31,757 | 25,096 | 21,294 | 13,439 | 12,490 | 11,879 |
| EBITDA margin | +73.8% | +72.7% | +71.8% | +71.5% | +69.8% | +71.7% | +71.7% |
| Profit before tax | 13,292 | 12,606 | 9,684 | 8,185 | 3,549 | 3,278 | 3,439 |
| Net profit | 10,002 | 7,642 | 7,190 | 5,980 | 2,708 | 2,488 | 2,501 |
| Net profit margin | +20.8% | +17.5% | +20.6% | +20.1% | +14.1% | +14.3% | +15.1% |
| EPS (₹) | 53.14 | 51.91 | 191.34 | 159.69 | 100.10 | 98.29 | 110.27 |
| Balance sheet | |||||||
| Total assets | 3,16,395 | 2,90,478 | 2,34,410 | 2,01,213 | 1,40,778 | 1,28,114 | 1,12,740 |
| Net worth | 65,705 | 56,281 | 48,568 | 43,307 | 25,932 | 21,568 | 18,005 |
| Total debt | 2,50,690 | 2,34,197 | 1,85,841 | 1,57,906 | 1,14,846 | 1,06,546 | 94,735 |
| Cash & bank | 7,938 | 21,366 | 7,611 | 15,817 | 16,355 | 16,442 | 7,315 |
| Net working capital | 12,261 | 22,877 | 9,652 | 15,527 | 16,017 | 15,537 | 7,158 |
| Cash flow | |||||||
| Cash from operations | (12,981) | (42,275) | (27,670) | (15,841) | (8,859) | (4,239) | (2,464) |
| Cash from investing | (544) | 3,678 | (238) | 5,037 | (34.33) | (24.88) | (55.20) |
| Cash from financing | 8,585 | 43,265 | 24,416 | 9,647 | 8,505 | 12,226 | 4,579 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 13,789 | 13,394 | 12,509 | 12,166 | 11,908 | 11,536 | 11,454 | 10,698 |
| Revenue growth (YoY) | +15.8% | +16.1% | +9.2% | +13.7% | +18.0% | +20.3% | - | - |
| Other income | 9.49 | 18.43 | 19.19 | 25.83 | 8.94 | 6.13 | 6.02 | 1,664 |
| Total expenses | 3,722 | 3,403 | 3,102 | 3,396 | 3,107 | 3,061 | 3,293 | 3,033 |
| EBITDA | 10,067 | 9,991 | 9,406 | 8,770 | 8,800 | 8,474 | 8,161 | 7,665 |
| EBITDA margin | +74.0% | +75.6% | +76.5% | +72.9% | +74.9% | +74.3% | +72.6% | +71.6% |
| Depreciation | 180 | 183 | 175 | 177 | 174 | 173 | 171 | 162 |
| Interest | 4,965 | 5,204 | 5,336 | 5,259 | 5,525 | 5,401 | 5,224 | 4,751 |
| Profit before tax | 4,932 | 4,622 | 3,915 | 3,360 | 3,110 | 2,907 | 2,772 | 4,416 |
| Tax | 1,255 | 1,178 | 902 | 839 | 803 | 751 | 633 | 846 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 13,792 | 13,400 | 12,513 | 12,171 | 11,912 | 11,536 | 11,454 | 10,698 |
| Revenue growth (YoY) | +15.8% | +16.2% | +9.3% | +13.8% | +18.1% | +20.1% | - | - |
| Other income | 9.36 | 18.31 | 18.92 | 25.77 | 8.89 | 6.12 | 6.02 | 1,574 |
| EBITDA | 10,068 | 9,995 | 9,409 | 8,774 | 8,803 | 8,474 | 8,161 | 7,665 |
| EBITDA margin | +74.0% | +75.6% | +76.5% | +72.9% | +74.9% | +74.3% | +72.6% | +72.4% |
| Depreciation | 180 | 183 | 175 | 177 | 174 | 173 | 171 | 162 |
| Interest | 4,965 | 5,204 | 5,336 | 5,259 | 5,525 | 5,401 | 5,224 | 4,751 |
| Profit before tax | 4,932 | 4,626 | 3,917 | 3,363 | 3,113 | 2,906 | 2,772 | 4,326 |
| Tax | 1,255 | 1,178 | 902 | 840 | 803 | 751 | 633 | 1,081 |
| Net profit | 3,677 | 3,447 | 3,015 | 2,524 | 2,310 | 2,155 | 2,139 | 3,245 |
| EPS (₹) | 15.66 | 14.85 | 16.05 | 13.44 | 12.29 | 11.47 | 11.39 | 86.25 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 48,135 | 43,941 | 36,388 | 30,492 | 19,255 | 17,422 | 16,561 |
| Revenue growth | +9.5% | +20.8% | +19.3% | +58.4% | +10.5% | +5.2% | - |
| Other income | 58.08 | 165 | 24.73 | 16.72 | 18.91 | 14.21 | 14.47 |
| Total expenses | 12,608 | 12,287 | 10,278 | 8,707 | 5,817 | 4,932 | 4,683 |
| Employee cost | 4,131 | 3,651 | 3,472 | 2,636 | 997 | 906 | 1,011 |
| EBITDA | 35,526 | 31,653 | 26,111 | 21,785 | 13,439 | 12,490 | 11,879 |
| EBITDA margin | +73.8% | +72.0% | +71.8% | +71.5% | +69.8% | +71.7% | +71.7% |
| Depreciation | 699 | 645 | 588 | 601 | 135 | 137 | 141 |
| Interest | 21,586 | 18,529 | 15,588 | 12,987 | 9,773 | 9,089 | 8,313 |
| Profit before tax | 13,300 | 12,644 | 9,960 | 8,214 | 3,549 | 3,278 | 3,439 |
| Tax | 3,296 | 3,080 | 2,569 | 2,202 | 841 | 791 | 937 |
| Net profit | 10,029 | 8,246 | 7,366 | 6,012 | 2,722 | 2,499 | 2,511 |
| Net profit margin | +20.8% | +18.8% | +20.2% | +19.7% | +14.1% | +14.4% | +15.2% |
| EPS (₹) | 53.28 | 50.81 | 196.02 | 160.54 | 100.59 | 98.74 | 110.73 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 376 | 376 | 376 | 374 | 271 | 253 | 227 |
| Reserves & surplus | 65,542 | 56,094 | 48,571 | 43,138 | 25,824 | 21,464 | 17,915 |
| Shareholders' funds (net worth) | 65,919 | 56,470 | 48,947 | 43,513 | 26,094 | 21,717 | 18,142 |
| Minority interest | 0.00 | 0.00 | 730 | 287 | 0.00 | 0.00 | 0.00 |
| Secured loans | 1,78,793 | 1,75,597 | 1,43,798 | 1,23,302 | 87,848 | 84,879 | 76,287 |
| Unsecured loans | 71,899 | 58,600 | 51,698 | 40,900 | 26,998 | 21,667 | 18,447 |
| Total debt | 2,50,692 | 2,34,197 | 1,95,496 | 1,64,202 | 1,14,846 | 1,06,546 | 94,735 |
| Total liabilities | 3,16,611 | 2,90,667 | 2,45,173 | 2,08,002 | 1,40,940 | 1,28,263 | 1,12,877 |
| Assets | |||||||
| Gross block | 5,563 | 5,230 | 5,694 | 5,143 | 831 | 560 | 576 |
| Net block | 2,635 | 2,914 | 3,718 | 3,714 | 418 | 437 | 489 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 66.08 | 0.00 | 0.00 | 0.00 |
| Investments | 14,993 | 15,788 | 9,472 | 7,430 | 6,971 | 3,347 | 2,936 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 51.78 | 50.82 | 51.63 | 17.00 | 5.35 | 8.92 | 10.50 |
| Cash & bank balances | 7,943 | 21,366 | 11,173 | 16,307 | 16,355 | 16,442 | 7,315 |
| Loans & advances | 9,035 | 4,791 | 2,087 | 2,400 | 984 | 733 | 1,222 |
| Total current assets | 17,030 | 26,208 | 13,311 | 18,724 | 17,344 | 17,184 | 8,547 |
| Total current liabilities | 4,764 | 3,330 | 3,093 | 2,571 | 1,328 | 1,647 | 1,389 |
| Net working capital | 12,266 | 22,877 | 10,218 | 16,153 | 16,017 | 15,537 | 7,158 |
| Total assets | 3,16,611 | 2,90,667 | 2,45,173 | 2,08,002 | 1,40,940 | 1,28,263 | 1,12,877 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 10,681 | 6,182 | 9,933 | 10,662 | 11,051 | 3,089 | 1,029 |
| Net cash from operating activities | (13,281) | (43,652) | (31,101) | (17,625) | (8,859) | (4,239) | (2,464) |
| Net cash from investing activities | (241) | 3,630 | (258) | 5,076 | (34.33) | (24.88) | (55.20) |
| Net cash from financing activities | 8,587 | 44,521 | 27,609 | 11,820 | 8,505 | 12,226 | 4,579 |
| Net change in cash | (4,936) | 4,499 | (3,750) | (730) | (388) | 7,962 | 2,060 |
| Closing cash | 7,943 | 21,366 | 11,173 | 16,307 | 16,355 | 16,442 | 7,315 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +9.5% | +20.8% | +19.3% | +58.4% | +10.5% | +5.2% | - |
| EBITDA growth | +12.2% | +21.2% | +19.9% | +62.1% | +7.6% | +5.1% | - |
| PBT growth | +5.2% | +26.9% | +21.3% | +131.4% | +8.3% | -4.7% | -9.0% |
| Net income growth | +21.6% | +12.0% | +22.5% | +120.9% | +8.9% | -0.5% | - |
| Revenue CAGR (3Y) | +16.4% | +31.7% | +27.8% | +22.6% | +7.4% | +8.9% | +15.0% |
| EBITDA CAGR (3Y) | +17.7% | +33.1% | +27.9% | +22.4% | +5.8% | +6.9% | +18.2% |
| Profitability & leverage | |||||||
| Net income margin | +20.8% | +21.8% | +20.3% | +19.7% | +14.1% | +14.3% | +15.1% |
| Return on capital employed | +11.5% | +11.0% | +11.3% | +12.2% | +9.9% | +10.3% | +10.8% |
| Return on net worth | +16.4% | +15.7% | +16.0% | +17.3% | +11.3% | +12.5% | +14.7% |
| Debt / equity | 3.96 | 4.08 | 3.89 | 4.01 | 4.63 | 5.05 | 5.36 |
| Long-term debt / equity | 3.90 | 3.98 | 3.79 | 3.95 | 4.56 | 4.97 | 5.14 |
| Interest cover | 61.98 | 59.76 | 61.07 | 61.31 | 73.46 | 73.58 | 70.83 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 8.93 | 8.08 | 6.72 | 10.21 | 27.71 | 30.70 | 42.65 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 939.43 | 861.01 | 1,061.14 | 2,730.06 | 2,701.36 | 1,795.72 | 1,746.66 |
| EPS (₹) | 53.28 | 50.81 | 196.02 | 160.54 | 100.59 | 98.74 | 110.73 |
| Dividend per share (₹) | 10.80 | 9.90 | 45.00 | 35.00 | 20.00 | 18.00 | 5.00 |
| Book value per share (₹) | 350.34 | 300.31 | 1,302.51 | 1,162.11 | 964.60 | 858.19 | 799.64 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 13,789 | 13,394 | 12,509 | 12,166 | 11,908 | 11,536 | 11,454 | 10,698 |
| Revenue growth (YoY) | +15.8% | +16.1% | +9.2% | +13.7% | +18.0% | +20.3% | - | - |
| Other income | 9.49 | 18.43 | 19.19 | 25.83 | 8.94 | 6.13 | 6.02 | 1,664 |
| Total expenses | 3,722 | 3,403 | 3,102 | 3,396 | 3,107 | 3,061 | 3,293 | 3,033 |
| EBITDA | 10,067 | 9,991 | 9,406 | 8,770 | 8,800 | 8,474 | 8,161 | 7,665 |
| EBITDA margin | +74.0% | +75.6% | +76.5% | +72.9% | +74.9% | +74.3% | +72.6% | +71.6% |
| Depreciation | 180 | 183 | 175 | 177 | 174 | 173 | 171 | 162 |
| Interest | 4,965 | 5,204 | 5,336 | 5,259 | 5,525 | 5,401 | 5,224 | 4,751 |
| Profit before tax | 4,932 | 4,622 | 3,915 | 3,360 | 3,110 | 2,907 | 2,772 | 4,416 |
| Tax | 1,255 | 1,178 | 902 | 839 | 803 | 751 | 633 | 846 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 48,120 | 43,710 | 34,973 | 29,787 | 19,255 | 17,422 | 16,561 |
| Revenue growth | +10.1% | +25.0% | +17.4% | +54.7% | +10.5% | +5.2% | - |
| Other income | 58.47 | 24.01 | 24.86 | 15.91 | 18.91 | 14.21 | 14.47 |
| Total expenses | 12,602 | 11,953 | 9,877 | 8,493 | 5,817 | 4,932 | 4,683 |
| Employee cost | 4,126 | 3,651 | 3,216 | 2,506 | 997 | 906 | 1,011 |
| EBITDA | 35,518 | 31,757 | 25,096 | 21,294 | 13,439 | 12,490 | 11,879 |
| EBITDA margin | +73.8% | +72.7% | +71.8% | +71.5% | +69.8% | +71.7% | +71.7% |
| Depreciation | 699 | 645 | 569 | 524 | 135 | 137 | 141 |
| Interest | 21,585 | 18,529 | 14,868 | 12,601 | 9,773 | 9,089 | 8,313 |
| Profit before tax | 13,292 | 12,606 | 9,684 | 8,185 | 3,549 | 3,278 | 3,439 |
| Tax | 3,294 | 2,845 | 2,493 | 2,206 | 841 | 791 | 937 |
| Net profit | 10,002 | 7,642 | 7,190 | 5,980 | 2,708 | 2,488 | 2,501 |
| Net profit margin | +20.8% | +17.5% | +20.6% | +20.1% | +14.1% | +14.3% | +15.1% |
| EPS (₹) | 53.14 | 51.91 | 191.34 | 159.69 | 100.10 | 98.29 | 110.27 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 376 | 376 | 376 | 374 | 271 | 253 | 227 |
| Reserves & surplus | 65,329 | 55,904 | 48,193 | 42,932 | 25,662 | 21,315 | 17,778 |
| Shareholders' funds (net worth) | 65,705 | 56,281 | 48,568 | 43,307 | 25,932 | 21,568 | 18,005 |
| Secured loans | 1,78,791 | 1,75,597 | 1,34,637 | 1,17,155 | 87,848 | 84,879 | 76,287 |
| Unsecured loans | 71,899 | 58,600 | 51,204 | 40,751 | 26,998 | 21,667 | 18,447 |
| Total debt | 2,50,690 | 2,34,197 | 1,85,841 | 1,57,906 | 1,14,846 | 1,06,546 | 94,735 |
| Total liabilities | 3,16,395 | 2,90,478 | 2,34,410 | 2,01,213 | 1,40,778 | 1,28,114 | 1,12,740 |
| Assets | |||||||
| Gross block | 5,562 | 5,230 | 5,141 | 4,653 | 831 | 560 | 576 |
| Net block | 2,635 | 2,914 | 3,287 | 3,327 | 418 | 437 | 489 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 66.08 | 0.00 | 0.00 | 0.00 |
| Investments | 14,783 | 15,599 | 10,657 | 8,565 | 6,809 | 3,198 | 2,798 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 51.78 | 50.82 | 51.63 | 17.00 | 5.35 | 8.92 | 10.50 |
| Cash & bank balances | 7,938 | 21,366 | 7,611 | 15,817 | 16,355 | 16,442 | 7,315 |
| Loans & advances | 9,031 | 4,791 | 4,856 | 2,143 | 984 | 733 | 1,222 |
| Total current assets | 17,021 | 26,208 | 12,519 | 17,978 | 17,344 | 17,184 | 8,547 |
| Total current liabilities | 4,760 | 3,330 | 2,867 | 2,451 | 1,328 | 1,647 | 1,389 |
| Net working capital | 12,261 | 22,877 | 9,652 | 15,527 | 16,017 | 15,537 | 7,158 |
| Total assets | 3,16,395 | 2,90,478 | 2,34,410 | 2,01,213 | 1,40,778 | 1,28,114 | 1,12,740 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 10,681 | 6,013 | 9,505 | 10,662 | 11,051 | 3,089 | 1,029 |
| Net cash from operating activities | (12,981) | (42,275) | (27,670) | (15,841) | (8,859) | (4,239) | (2,464) |
| Net cash from investing activities | (544) | 3,678 | (238) | 5,037 | (34.33) | (24.88) | (55.20) |
| Net cash from financing activities | 8,585 | 43,265 | 24,416 | 9,647 | 8,505 | 12,226 | 4,579 |
| Net change in cash | (4,940) | 4,668 | (3,492) | (1,157) | (388) | 7,962 | 2,060 |
| Closing cash | 7,938 | 21,366 | 7,611 | 15,817 | 16,355 | 16,442 | 7,315 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +10.1% | +25.0% | +17.4% | +54.7% | +10.5% | +5.2% | - |
| EBITDA growth | +11.8% | +26.5% | +17.9% | +58.5% | +7.6% | +5.1% | - |
| PBT growth | +5.4% | +30.2% | +18.3% | +130.6% | +8.3% | -4.7% | -9.0% |
| Net income growth | +30.9% | +6.3% | +20.2% | +120.8% | +8.9% | -0.5% | - |
| Revenue CAGR (3Y) | +17.3% | +31.4% | +26.2% | +21.6% | +7.4% | +9.3% | +15.2% |
| EBITDA CAGR (3Y) | +18.6% | +33.2% | +26.2% | +21.5% | +5.8% | +7.3% | +18.3% |
| Profitability & leverage | |||||||
| Net income margin | +20.8% | +22.3% | +20.6% | +20.1% | +14.1% | +14.3% | +15.1% |
| Return on capital employed | +11.5% | +11.2% | +11.3% | +12.2% | +9.9% | +10.3% | +10.9% |
| Return on net worth | +16.4% | +14.6% | +15.7% | +17.3% | +11.4% | +12.6% | +14.8% |
| Debt / equity | 3.97 | 4.01 | 3.74 | 3.94 | 4.66 | 5.09 | 5.40 |
| Long-term debt / equity | 3.91 | 3.92 | 3.65 | 3.88 | 4.59 | 5.00 | 5.18 |
| Interest cover | 61.99 | 59.56 | 60.62 | 60.67 | 73.46 | 73.58 | 70.83 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 8.93 | 8.43 | 7.15 | 10.87 | 27.71 | 30.70 | 42.65 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 939.14 | 853.75 | 1,019.89 | 2,666.93 | 2,701.36 | 1,795.72 | 1,746.66 |
| EPS (₹) | 53.14 | 51.91 | 191.34 | 159.69 | 100.10 | 98.29 | 110.27 |
| Dividend per share (₹) | 10.80 | 9.90 | 45.00 | 35.00 | 20.00 | 18.00 | 5.00 |
| Book value per share (₹) | 349.21 | 299.30 | 1,292.43 | 1,156.60 | 958.61 | 852.30 | 793.60 |
To see the full year-wise statements and ratios of Shriram Finance Limited, buy the company report.
Board of directors of Shriram Finance Limited
Shriram Finance has 12 current directors and 24 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ravi Devaki Venkataraman | Director | 18 Jun 2015 | 11 Years 4 Months | Current |
| Ignatius Michael Viljoen | Nominee Director | 08 May 2019 | 7 Years 5 Months | Current |
| Panja Pradeep Kumar Also directs: The Karnataka Bank Limited, Brigade Enterprises Limited, Debtlife Holdings Private Limited and 1 more | Director | 25 Oct 2018 | 8 Years 0 Months | Current |
| Umesh Govind Revankar Also directs: Shriram Automall India Limited, Shriram Overseas Investments Limited, Shriram Investment Holdings Private Limited and 5 more | Whole-Time Director | 25 Oct 2016 | 10 Years 0 Months | Current |
| Parag Sharma Also directs: Shriram Overseas Investments Limited | Managing Director | 13 Dec 2021 | 4 Years 10 Months | Current |
| Jugal Kishore Mohapatra | Director | 04 Dec 2022 | 3 Years 11 Months | Current |
Auditor
Shriram Finance Limited is audited by PIJUSH GUPTA & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PIJUSH GUPTA & CO | FY 2021 | 309015E |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 20.30%, foreign institutional investors hold 54.80%, domestic institutional investors hold 19.80% and retail and other public shareholders hold 5.10%.
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 20.30% | 25.40% | 25.40% | 25.40% |
| Public | 79.70% | 74.60% | 74.60% | 74.60% |
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 08 Jun 3198 | 90301364 | Uco Bank | ₹1.45 Cr | Open | |
| 12 Jun 2026 | 101313712 | Others | ₹12,853 Cr | Open | |
| 04 May 2026 | 101293619 | Others | ₹100 Cr | Open | |
| 27 Mar 2026 | 101266388 | Canara Bank | ₹1,500 Cr | Open | |
| 24 Mar 2026 | 101257081 | Others | ₹500 Cr | Open |
To see the full charge records of Shriram Finance Limited, buy the company report.
Total charge records: 1155 View all charges
Deals & funding
Shriram Finance Limited has 111 deals on record (87 market trades, 11 funding rounds, 11 secondary share transfers), with disclosed funding of ₹41,788 Cr; the latest was in April 2026.
Deals on record (5 of 111)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2024 | Market trade | ₹1,426.83 Cr | Buyer: Shriram Value Services Limited Seller: Sanlam Life Insurance Limited |
| Mar 2024 | Market trade | ₹1,796.72 Cr | Buyer: Shriram Value Services Limited Seller: Shriram Ownership Trust |
| Jun 2023 | Market trade | ₹2,779.12 Cr | Buyer: Kotak Fundsindia Midcap Fund, Nippon India Mutual Fund - Nippon India Small Cap Fund, Dsp Mutual Fund - Equity Opportunities Fund Seller: Tpg India Investments Ii Inc |
| Jan 2023 | Market trade | ₹2,043.19 Cr | Buyer: Fid Funds Mauritius Limited, Icici Prudential Life Insurance Company Limited , Norges Bank On Account Of The Government Pension Fund Global Seller: Dynasty Acquisition (Fpi) Ltd |
| Dec 2022 | Funding round | ₹174.35 Cr | Investors: Shriram Capital Private Limited , Others - Shriram Finance Limited, Shrilekha Business Consultancy Private Limited |
To see the full deal history of Shriram Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Shriram Finance Limited has 3,21,734 court cases on record: 3,18,193 filed by Shriram Finance, 3,556 filed against it. 1,75,577 cases are pending and 1,46,157 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3,19,073 | 2,676 | 1,75,125 |
| High courts | 2,620 | 851 | 449 |
| NCLAT | 21 | 19 | 2 |
| NCLT | 10 | 4 | 0 |
| Supreme Court | 10 | 6 | 1 |
Cases on record (5 of 3,21,734)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case (1302-Consumer Disputes and RERA : SLPs/Writ Petitions relating to consumer protection) | Filed by the company against an individual | Disposed |
| Supreme Court | Court case (1508MISC-Criminal Law : Negotiable Instruments Act, 1881(SLPs arising out of quashing applications, orders framing charge,summoning orders, interim orders in criminal matters withdrawal of prosecution, orders for further investigation/re-investigation, etc.)) | Filed against the company by M/S J.S Builders | Disposed |
| District court, Chittoor, Andhra Pradesh | Civil suit | Filed against the company | Pending |
| District court, Nanded, Maharashtra | Civil suit | Filed against the company by an individual | Pending |
| District court, Guntur, Andhra Pradesh | Petition | Filed against the company | Pending |
To see the full case history of Shriram Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Shriram Finance Limited was last rated by Care on 25 Feb 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 25 Feb 2022 |
To see the full credit ratings and regulatory alerts of Shriram Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Shriram Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Shriram Finance has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
Shriram Finance has 31 GST registrations: 30 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAACS7018R1Z0 | Tamil Nadu | Active | 01 Jul 2017 |
| 02AAACS7018R1Z5 | Himachal Pradesh | Active | 01 Jul 2017 |
| 03AAACS7018R1Z3 | Punjab | Active | 01 Jul 2017 |
| 04AAACS7018R1Z1 | Chandigarh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Shriram Finance Limited, buy the company report.
Recent activity
Shriram Finance Limited has 59 board changes on record since 2000: 36 appointments and 23 cessations. The latest: Morihiko Fuji was appointed as Additional Director on 24 Apr 2026.
2182 earlier events are in the company report.
News
Frequently asked questions
Shriram Finance is an active public limited company based in Chennai, Tamil Nadu, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 30 June 1979 (47+ years old) and is registered under CIN L65191TN1979PLC007874. Listed on BSE: 511218 and NSE: SHRIRAMFIN.
Shriram Finance reported revenue of ₹48,135 Cr for FY 2025-26 (up 9.5% YoY) based on consolidated financials.
Shriram Finance has 12 current directors:
- Parag Sharma - Managing Director
- Umesh Govind Revankar - Whole-Time Director
- Sunder Subramanian - Whole-Time Director
- Ravi Devaki Venkataraman - Director
- Ignatius Michael Viljoen - Nominee Director
- Panja Pradeep Kumar - Director
- Jugal Kishore Mohapatra - Director
- Bhanumathi Viswanathan Melattur - Director
- Gokul Subramanian Dixit - Director
- Ravindran Shunmugakani - Director
- Shinichi Fujinami - Additional Director
- Morihiko Fuji - Additional Director
The latest financial statements of Shriram Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 18 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Shriram Finance is 33AAACS7018R1Z0, registered in Tamil Nadu. The company has 31 GST registrations in all, of which 30 are active and 1 is cancelled or inactive. Other active GSTINs include 02AAACS7018R1Z5 (Himachal Pradesh), 03AAACS7018R1Z3 (Punjab), 04AAACS7018R1Z1 (Chandigarh).
The CIN (Corporate Identification Number) of Shriram Finance is L65191TN1979PLC007874. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Shriram Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 511218) and NSE (symbol: SHRIRAMFIN).
Shriram Finance has 3,21,734 court cases on record: 3,18,193 filed by the company and 3,556 filed against it. 1,75,577 are pending. Most are in the district courts.
Shriram Finance was incorporated on 30 June 1979, making it 47+ years old. It is registered with the Registrar of Companies, Chennai.
Shriram Finance has 111 deals on record (87 market trades, 11 funding rounds, 11 secondary share transfers), with disclosed funding of ₹41,788 Cr; the latest was in April 2026.

